NOT LISTED FOR SALE

109 S Oak St Effingham, IL 62401

Estimated Value: $147,000 - $227,000

3 Beds
1.5 Baths
1,248 Sq Ft
$147/Sq Ft Est. Value

Last Sold April 03, 2017

Last sale price $120,000 $96 Per Sq Ft

Est. 53% increase in value since last sale

Current estimated payment $1,111/month

2 Days on Market

Highlights

  • Fenced Yard
  • Central Air
  • 1-Story Property
  • 2 Car Detached Garage
  • Heating System Uses Gas

About This Home

As of April 2017

Here it is!! You've finally found that move-in ready home your family has been looking for. This 3 BR, 1.5 BA beauty is in a great location right in the middle of Effingham. The taxes are less than $1000! This home has a 2 car garage, a basement, and a fenced in backyard! The pictures will show you how gorgeous the home is, and check out these updates:The complete appliance package, including the washer dryer combo, is new since 2015. Oak cabinets in the kitchen. Fenced in backyard. New 200 amp service and electric box installed in 2013. New roof in 2012. New central air in 2012. New windows in 2015.Schedule your private showing today!

Last Agent to Sell the Property

Brad Gouchenouer

C21 Realty Concepts License #475143285 Listed on: 02/20/2017

Last Buyer's Agent

Susan Hayes

Dammerman & Associates Benchmark Realty License #475122687

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $918

Year Built

  • Built in 1900

Lot Details

  • 6,600 Sq Ft Lot
  • Lot Dimensions are 55 x 120
  • Fenced Yard

Parking

  • 2 Car Detached Garage

Home Design

  • Shingle Roof
  • Vinyl Siding

Interior Spaces

  • 1-Story Property
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Utilities

  • Central Air
  • Heating System Uses Gas
  • Gas Water Heater

Community Details

  • Todt Subdivision

Listing and Financial Details

  • Assessor Parcel Number 0316029032

Home Details

Home Type

Single Family

Est. Annual Taxes

$918

Year Built

Built in 1900

Lot Details

0

Parking

2

Listing Details

  • Above Grade Finished Sq Ft: 1248.0
  • Directions: 109 S. Oak Street, Effingham, IL. 62401
  • Lot Size Acres: 0.15
  • Lot Size: 55 x 120
  • Property Sub Type: Other
  • Prop. Type: Residential
  • Road Surface Type: Concrete
  • Subdivision Name: Todt
  • Year Built: 1900
  • Architectural Style: Other
  • Garage Yn: Yes
  • Unit Levels: One and One Half
  • Property Sub Type Additional: Other
  • General Property Information Below Grade Unfinished Area: 832.0
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Disposal, Gas Water Heater, Microwave, Oven, Range, Refrigerator, Washer
  • Has Basement: Unfinished, Full
  • Basement YN: Yes
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Interior Amenities: Main Level Primary
  • Fireplace: No
  • Stories: 1

Exterior Features

  • Construction Type: Vinyl Siding
  • Exterior Features: Fence
  • Roof: Other, Shingle
  • Fencing: Yard Fenced
  • Waterfront: No
  • Foundation Details: Basement

Garage/Parking

  • Garage Spaces: 2.0
  • Attached Garage: No
  • Parking Features: Detached, Garage

Utilities

  • Cooling: Central Air
  • Heating: Gas
  • Water Source: Public
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Schools

  • Junior High Dist: Effingham Dist. 40

Lot Info

  • Lot Size Sq Ft: 6600.0
  • Parcel #: 0316029032
  • Zoning: RES

Tax Info

  • Tax Year: 2016
  • Tax Annual Amount: 918.2

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Dec 13, 2021
Sold by
Sarah Dirks
Bought by
St Johns Lutheran Church Of Ef
Current Estimated Value
$183,312

Purchase Details

Listed on
Feb 20, 2017
Closed on
Apr 3, 2017
Sold by
Harbaugh Terry L and Harbaugh Rhonda F
Bought by
Dirks Sarah
Seller's Agent
Brad Gouchenouer
C21 Realty Concepts
Buyer's Agent
Susan Hayes
Dammerman & Associates Benchmark Realty
List Price
$124,900
Sold Price
$120,000
Premium/Discount to List
-$4,900
-3.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.03%
Original Mortgage
$117,826
Interest Rate
4.37%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 30, 2008
Sold by
Waldhoff Russell L and Waldhoff Amber
Bought by
Harbaugh Terry L and Harbaugh Rhonda F

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$84,572
Interest Rate
6.15%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 27, 2005
Sold by
Dust Robert A and Dust Becky
Bought by
Waldhoff Russell L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$76,000
Interest Rate
5.75%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
St Johns Lutheran Church Of Ef $48,000 Orr Law Llc
Dirks Sarah $120,000 Attorney
Harbaugh Terry L $86,000 None Available
Waldhoff Russell L $74,500 Etc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Dirks Sarah $117,826
Previous Owner Harbaugh Terry L $84,572
Previous Owner Waldhoff Russell L $76,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
04/03/2017 04/03/17 Sold $120,000 -3.9% $96 / Sq Ft
02/23/2017 02/23/17 Pending -- -- --
02/20/2017 02/20/17 For Sale $124,900 -- $100 / Sq Ft
Source: Central Illinois Board of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,757 $26,000 $8,090 $17,910
2023 $1,609 $23,630 $7,350 $16,280
2022 $1,510 $21,680 $6,740 $14,940
2021 $1,121 $21,460 $6,670 $14,790
2020 $1,088 $20,850 $6,480 $14,370
2019 $1,064 $20,650 $6,420 $14,230
2018 $1,012 $19,850 $6,170 $13,680
2017 $986 $19,460 $6,050 $13,410
2016 $952 $18,890 $5,870 $13,020
2015 -- $18,340 $5,700 $12,640
2014 -- $17,800 $5,530 $12,270
2013 -- $17,450 $5,420 $12,030
2012 -- $17,190 $5,340 $11,850
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2017

    Brad Gouchenouer

    C21 Realty Concepts

    Section Image

  • S

    Buyer's Agent in 2017

    Susan Hayes

    Dammerman & Associates Benchmark Realty

    (217) 342-4663

    19 in this area

    32 Total Sales

    Susan Hayes
    Section Image
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Map

Source: Central Illinois Board of REALTORS®

MLS Number: 6170682

APN: 0316029032

Illinois Effingham County Effingham 62401

109 S Oak St, Effingham, IL

Not Listed for Sale

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