$149,900

10949 SW 79th Terrace Ocala, FL 34476

Estimated payment $1,085/month

2 Beds
1 Bath
768 Sq Ft
$195 Price per Sq Ft

Highlights

  • Fitness Center
  • Clubhouse
  • Pickleball Courts
  • Active Adult
  • Community Pool
  • 1 Car Attached Garage

About This Home

Well-maintained 3-bedroom, 1-bath home in the popular 55+ gated community of Palm Cay. This 768 sq. ft. home has been thoughtfully cared for and was used as a rental property, making it a great choice for buyers seeking an easy-to-maintain residence or an investment opportunity. Inside, you’ll find a practical layout with a comfortable living area, an efficient kitchen, and three well-sized bedrooms. Palm Cay offers a quiet, welcoming atmosphere with community amenities and convenient access to shopping, dining, and medical services. Affordable, clean, and move-in ready—this home is an excellent option in a highly sought-after Ocala location.

Listing Agent

Scott Coldwell

COLDWELL REALTY SOLD GUARANTEE Brokerage Phone: 352-209-0000 License #3077217 Listed on: 11/25/2025

COLDWELL REALTY SOLD GUARANTEE

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,137

Year Built

  • Built in 1989

Lot Details

  • 10,019 Sq Ft Lot
  • Lot Dimensions are 83x120
  • South Facing Home
  • Property is zoned B2

HOA Fees

  • $118 Monthly HOA Fees

Parking

  • 1 Car Attached Garage

Home Design

  • Frame Construction
  • Shingle Roof

Interior Spaces

  • 768 Sq Ft Home
  • 1-Story Property
  • Blinds
  • Living Room
  • Dishwasher
  • Laundry Room

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 1 Full Bathroom

Utilities

  • Central Heating and Cooling System

Listing and Financial Details

Community Details

Overview

  • Active Adult
  • Association fees include 24-Hour Guard, cable TV
  • Palm Cay Association
  • Palm Cay Un 02 Subdivision
  • The community has rules related to deed restrictions, allowable golf cart usage in the community

Amenities

  • Clubhouse
  • Community Storage Space

Recreation

  • Pickleball Courts
  • Fitness Center
  • Community Pool

Security

  • Security Guard

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,137

Year Built

Built in 1989

Lot Details

0

HOA Fees

$118 per month

Parking

1

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Cable TV
  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Construction Materials: Frame
  • Fireplace: No
  • Living Area: 768
  • Lot Size Acres: 0.23
  • New Construction: No
  • Year Built: 1989
  • Building Area Total: 1248
  • Lot Size Sq Ft: 10019
  • Status: Active
  • Street Direction: SW
  • Ownership: Fee Simple
  • Building Area Total Srch Sq M: 115.94
  • Escrow City: Ocala
  • Escrow State: FL
  • Escrow Street Name: SE 15 Ave, Suite 102
  • Minimum Lease: No Minimum
  • RATIO Current Price By Calculate: 195.18
  • Total Acreage: 0 to less than 1/4
  • Water Access YN: 0
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 352-209-0000
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Laminate, Vinyl
  • Full Bathrooms: 1
  • Interior Amenities: Walk-In Closet(s)
  • Appliances Included: Dishwasher, Refrigerator
  • Foundation Details: Other
  • Total Bedrooms: 2
  • Levels: One
  • Other Equipment: None
  • Spa Yn: No
  • Stories: 1
  • Window Features: Aluminum Frames, Blinds
  • Living Area Meters: 71.35

Exterior Features

  • Direction Faces: South
  • Exterior Features: None
  • Roof: Shingle
  • Pool Private: No
  • Waterfront: No
  • Road Surface Type: Asphalt
  • Water View YN: 0
  • Waterfront Feet Total: 0
  • Flood Zone Panel: 12083C0684E

Garage/Parking

  • Attached Garage: Yes
  • Carport Y N: No
  • Garage Spaces: 1
  • Garage Yn: Yes

Utilities

  • Utilities: Other
  • Cooling: Central Air
  • Heating: Central
  • Laundry Features: Laundry Room
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Clubhouse, Deed Restrictions, Fitness Center, Gated Community - Guard, Golf Carts OK, Pool
  • Association Amenities: Clubhouse, Pickleball Court(s), Pool, Security, Storage
  • Association Fee: 118
  • Association Fee Frequency: Monthly
  • Association Name: PALM CAY
  • Association: Yes
  • Senior Community: Yes
  • Association 2 YN: 0
  • Association Approval Required YN: 0
  • Association Fee Requirement: Required

Fee Information

  • Total Annual Fees: 1416.00
  • Total Monthly Fees: 118.00
  • Monthly HOA Amount: 118.00

Lot Info

  • Zoning: B2
  • Parcel Number: 35774-003-08
  • Additional Parcels: No
  • Lot Dimensions: 83x120
  • Flood Zone Code: X

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: No
  • Lease Restrictions YN: 0

Tax Info

  • Tax Annual Amount: 2137.11
  • Tax Block: C
  • Tax Book Number: 001-009PALM
  • Tax Lot: 8

Map

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,957 $87,397 -- --
2023 $1,957 $79,452 $0 $0
2022 $1,633 $72,229 $0 $0
2021 $1,455 $77,342 $29,000 $48,342
2020 $1,361 $70,548 $27,200 $43,348
2019 $1,263 $62,434 $27,200 $35,234
2018 $1,135 $56,066 $22,000 $34,066
2017 $1,015 $44,849 $12,000 $32,849
2016 $959 $42,086 $0 $0
2015 $919 $39,345 $0 $0
2014 $844 $36,743 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/25/2025 11/25/25 For Sale $149,900 0.0% $195 / Sq Ft
07/09/2018 07/09/18 For Rent $800 0.0% --
07/09/2018 07/09/18 Rented $800 +14.3% --
11/03/2015 11/03/15 Rented $700 0.0% --
11/02/2015 11/02/15 Under Contract -- -- --
09/18/2015 09/18/15 For Rent $700 -- --
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed $5,000 Attorney
Warranty Deed $67,500 Attorney
Warranty Deed $57,000 Advance Homestead Title Inc
Deed $43,900 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $64,125 Purchase Money Mortgage
Previous Owner $45,000 Purchase Money Mortgage
Source: Public Records

About the Listing Agent

Scott Coldwell

COLDWELL REALTY SOLD GUARANTEE

(352) 290-4362

Section Image

As an Ocala, FL Realtor, Scott has a commitment to customer satisfaction and outstanding results. One of the top five Realtors in Ocala/Marion County year after year, we close on 10-20 homes a month. I guarantee you will like your home or I'll buy it back!*

Your Home Sold GUARANTEED or I'll Buy It!*

Almost every real estate agent will promise to sell your home but I guarantee it.

Specialties: Listing Agent, Buyer's Agent

4 BIG REASONS TO CALL THE COLDWELL TEAM TO

Scott's Other Listings

  • 10816 SW 83rd Ave, Ocala, FL 34481

    $240,000

    • 3 Beds
    • 2 Baths
    • 2,034 Sq Ft
    • 10816 SW 83rd Ave
    • Ocala, FL

    Experience comfort and style in this beautifully updated Providence model located on a spacious cul-de-sac lot in the vibrant Oak Run community. This 3-bedroom 2-bath home offers an open and inviting layout with a large main living area that flows into a well-appointed kitchen featuring ample cabinet and counter space, along with a dedicated dining room perfect for gatherings. The primary suite

    Scott Coldwell COLDWELL REALTY SOLD GUARANTEE

    Section Image
  • 11465 SW 75th Terrace Rd, Ocala, FL 34476

    $239,900 Pending

    • 3 Beds
    • 2 Baths
    • 1,842 Sq Ft
    • 11465 SW 75th Terrace Rd
    • Ocala, FL

    Under contract-accepting backup offers. Resort-style living in the sought-after 55+ community of Oak Run in SW Ocala. This 3-bedroom, 2-bath home with a 2-car garage offers 1,842 sq ft of living space on a private, fully fenced lot. The kitchen features granite countertops, plenty of cabinets, and a breakfast nook. Spacious bedrooms and a Florida room provide comfort and versatility. Enjoy a

    Scott Coldwell COLDWELL REALTY SOLD GUARANTEE

    Section Image
  • 7336 SW 115th Place, Ocala, FL 34476

    $290,000

    • 2 Beds
    • 2 Baths
    • 1,467 Sq Ft
    • 7336 SW 115th Place
    • Ocala, FL

    Beautifully renovated steel-frame home featuring 2 spacious bedrooms, 2 full baths, a versatile flex room, and an enclosed porch with built-in studs every few inches for easy TV mounting. Thoughtfully updated and listed under appraised value, this home blends modern style with peace of mind. The kitchen shines with brand-new stainless steel appliances, handmade cabinetry, and custom countertops.

    Scott Coldwell Coldwell Realty Your Home Sold

    Section Image
  • 8162 SW 117th Loop, Ocala, FL 34481

    $219,900 Pending

    • 2 Beds
    • 2 Baths
    • 1,763 Sq Ft
    • 8162 SW 117th Loop
    • Ocala, FL

    Welcome to your dream retirement oasis! Nestled within the highly coveted and tranquil Oak Run community, this immaculate 2-bedroom, 2-bathroom home awaits its fortunate new owner! With a new ROOF, newer HVAC, and water heater, this is not one to skip over. As you step inside, you'll be captivated by the pristine tile flooring that flows seamlessly throughout the entire residence, creating an

    Scott Coldwell COLDWELL REALTY SOLD GUARANTEE

    Section Image
  • TBD SW 100th St, Ocala, FL 34476

    $450,000 Pending

    • Land
    • 11.88 Acres
    • $37,879 per Acre
    • TBD SW 100th St
    • Ocala, FL

    Under contract-accepting backup offers. Amazing 11.88-acre property located in the desirable SW Ocala area, zoned Agricultural. This beautiful land features a spacious paddock and a well-designed barn with seven 12x12 stalls, a large feed room, and a covered area ideal for equipment or hay storage. The property is surrounded by stunning oak trees, providing natural shade and a peaceful, breezy

    Scott Coldwell COLDWELL REALTY SOLD GUARANTEE

    Section Image
  • 8968 SW 116th Place Rd, Ocala, FL 34481

    $189,000

    • 2 Beds
    • 2 Baths
    • 8968 SW 116th Place Rd
    • Ocala, FL

    This charming 2-bedroom, 2-bathroom home in the highly sought-after Oak Run community is ready for it's new owner. Nestled in Oak Run Country Club, a vibrant 55+ community, this home offers the perfect blend of comfort and convenience. As a resident, you'll enjoy several community pools, 3 club houses and a restaurant. The lot is private and offers a relaxing back yard setting for your enjoyment.

    Scott Coldwell YHSGR Coldwell Real Estate Services

    Section Image
  • 8711 SW 96th Ln Unit D, Ocala, FL 34481

    $175,500

    • 2 Beds
    • 2 Baths
    • 1,341 Sq Ft
    • 8711 SW 96th Ln
    • Unit D
    • Ocala, FL

    Welcome to this beautifully updated Philadelphian end unit villa, perfectly situated on a spacious corner lot in the sought after 55+ community of On Top of the World. This 2 bedroom, 2 bath home offers low maintenance living with thoughtful updates throughout and an oversized garage that provides ample space for your vehicle, storage needs, or even a golf cart. Step inside to find luxury vinyl

    Scott Coldwell COLDWELL REALTY SOLD GUARANTEE

    Section Image
  • 8625 SW 94th Ln Unit G, Ocala, FL 34481

    $218,000

    • 2 Beds
    • 2 Baths
    • 1,571 Sq Ft
    • 8625 SW 94th Ln
    • Unit G
    • Ocala, FL

    Beautifully maintained 2-bedroom, 2-bath Extended Montgomery model located in the sought-after On Top of the World community in Ocala. This spacious home offers a flexible bonus room ideal for an office, craft space, or guest area. Inside, you’ll find upgraded flooring, elegant quartz countertops, freshly painted ceilings, and new faucets and ceiling fans throughout. Major updates include a 2017

    Scott Coldwell COLDWELL REALTY SOLD GUARANTEE

    Section Image
  • 9371 SW 82nd Terrace Unit B, Ocala, FL 34481

    $189,900

    • 2 Beds
    • 2 Baths
    • 1,249 Sq Ft
    • 9371 SW 82nd Terrace
    • Unit B
    • Ocala, FL

    Welcome to this immaculate villa located in the highly sought-after 55+ community of On Top of the World, where resort-style living is truly extraordinary. This home offers 2 spacious bedrooms and 2 bathrooms, with the master bath featuring a granite countertop and the guest bath beautifully remodeled in 2024 with a quartz countertop. Plantation shutters throughout, gorgeous crown molding, and

    Scott Coldwell COLDWELL REALTY SOLD GUARANTEE

    Section Image

Source: Stellar MLS

MLS Number: OM714160

Stellar MLS

APN: 35774-003-08