$295,000
SOLD OCT 31, 2025

1095 Ackers St SW Cullman, AL 35055

3 Beds
2 Baths
1,707 Sq Ft
0.37 Acres

Recently Sold

$173 Per Sq Ft

4 Days on Market

Highlights

  • Vaulted Ceiling
  • Attic
  • Attached Garage
  • Cullman City Primary School Rated 10
  • Porch
  • 5-minute walk to Ingle Park

About This Home

As of October 2025

This one checks all your boxes! Located convenient to Field of Miracles, Aquatic Center, Omni-Plex, Wild Water Park, shopping and restaurants! This low maintenance home was built in 2020 with open concept and vaulted ceilings in family room and primary suite. Kitchen has tons of storage plus an island with breakfast bar. Appliances include gas range, built in microwave, disposal and dishwasher. Split bedrooms floor plan, spacious primary bedroom and bathroom featuring double vanities, large tub, separate step in tile shower and huge walk in closet. Additional bedrooms with second bathroom near large laundry room with tons of cabinets for additional storage space. Flooring is LVP throughout living areas and ceramic tile in bathrooms. Pull down attic stairs in the double garage with large attic space. Extra bonus there is a new storm shelter located in the garage. Natural gas heat, water heater and range. Washer/dryer and refrigerator do not convey.

Last Agent to Sell the Property

Christy Q. St. John

ERA Waldrop Real Estate Listed on: 09/16/2025

Last Buyer's Agent

MLS Non-member Company

Birmingham Non-Member Office

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $652

Year Built

  • Built in 2020

Parking

  • Attached Garage

Home Design

  • Vinyl Siding

Interior Spaces

  • Vaulted Ceiling
  • Recessed Lighting
  • French Doors
  • Laminate Countertops
  • Attic

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Outdoor Features

  • Storm Cellar or Shelter
  • Porch

Schools

  • West Cullman Elementary School
  • Cullman Middle School
  • Cullman High School

Additional Features

  • 0.37 Acre Lot
  • Gas Water Heater

Home Details

Home Type

Single Family

Est. Annual Taxes

$652

Year Built

Built in 2020

Lot Details

0

Parking

2

Listing Details

  • Down Payment Assistance: Yes
  • Property Type: Residential
  • Flood Plain: N
  • Year Built: 2020
  • Property Sub Type: Single Family Residence
  • Co List Office Mls Id: ERAWDP
  • Directions: From West Main St turn onto Ackers St SW, house will be second house on your right.
  • Above Grade Finished Sq Ft: 1707.0
  • Year Built Details: Existing
  • SystemPrice: 295000
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Recess Lighting, Split Bedroom
  • Room 1: Den/Family
  • Room 2: Kitchen
  • Room 3: Master Bedroom
  • Room 4: Master Bath
  • Room 5: Laundry
  • Room 6: Bedroom
  • Room 7: Bedroom
  • Kitchen Equipment: Cooktop-Electric,Dishwasher Built-In,Disposal,Microwave Built-In,Oven-Electric
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Unfinished Basement Sq Ft: 0
  • Main Level Sq Ft: 1707
  • Upper Level Sq Ft: 0

Exterior Features

  • Exterior Features: Storm Shelter-Private, Porch
  • Water Heater: Gas (WTRHTR)
  • Waterfront: No
  • Construction Type: Vinyl Siding
  • Property Condition: Existing

Garage/Parking

  • Garage Entry Location: FRNT
  • Parking Features: Attached, Driveway

Utilities

  • Heating: Central
  • Cooling: Electric
  • Water: Public Water
  • HVAC Area: 1707
  • Sewer: Connected

Fee Information

  • Fire Fee: N
  • Garbage Fee: N
  • Library Fee: No

Schools

  • High School: CULLMAN
  • Elementary School: WEST CULLMAN
  • Middle Or Junior School: CULLMAN

Lot Info

  • Lot View: No

Tax Info

  • Tax District: CULLMAN

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 16, 2025
Closed on
Oct 29, 2025
Sold by
Brown Paula and Rogers Patti
Bought by
Hefner Shannon
Seller's Agent
Christy Q. St. John
ERA Waldrop Real Estate
Buyer's Agent
MLS Non-member Company
Birmingham Non-Member Office
List Price
$295,000
Sold Price
$295,000
Views
77

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
-23.18%
Original Mortgage
$289,656
Outstanding Balance
$289,656
Interest Rate
6.26%
Mortgage Type
FHA
Estimated Equity
-$813

Purchase Details

Closed on
Oct 30, 2020
Sold by
Zachary Tyson
Bought by
Hebblethwaite Margaret and Brown Paula
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $295,000 None Listed On Document
Warranty Deed $225,000 South Mark O
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $289,656 FHA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
10/31/2025 10/31/25 Sold $295,000 0.0% $173 / Sq Ft
09/20/2025 09/20/25 Pending -- -- --
09/16/2025 09/16/25 For Sale $295,000 -- $173 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $652 $22,940 $0 $0
2024 $667 $21,440 $0 $0
2023 $667 $21,640 $0 $0
2022 $0 $21,160 $0 $0
2021 $1,340 $34,800 $0 $0
2020 $186 $4,840 $0 $0
2019 $186 $4,840 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Christy Q. St. John

    Seller's Agent in 2025

    Christy Q. St. John

    ERA Waldrop Real Estate

    (256) 620-1886

    138 Total Sales

    Christy Q. St. John
    Section Image

  • M

    Buyer's Agent in 2025

    MLS Non-member Company

    Birmingham Non-Member Office

See All Agents

Map

Source: Greater Alabama MLS

MLS Number: 21431402

Greater Alabama MLS

APN: 17-05-16-4-017-008.003

Alabama Cullman County Cullman 35055

1095 Ackers St SW, Cullman, AL

Sold

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