NOT LISTED FOR SALE

1100 Chipstone Dr South Elgin, IL 60177

Estimated Value: $238,000 - $260,436

2 Beds
1.5 Baths
1,144 Sq Ft
$214/Sq Ft Est. Value

Last Sold December 24, 2024

Last sale price $236,000 $206 Per Sq Ft

Est. 4% increase in value since last sale

Current estimated payment $1,734/month

6 Days on Market

Highlights

  • Waterfront
  • Deck
  • Ranch Style House
  • South Elgin High School Rated A-
  • Property is near a park
  • Formal Dining Room

About This Home

As of December 2024

Great ranch home with a spectacular view of the river. The log sided home is located on a dead end street in South Elgin and is just minutes from the downtown area. The kitchen features painted cabinets and newer stainless steel appliances with a large separate dining area that has large patio door leading out on to a deck which has fabulous river views. The large living/family room, with large picture window that gives you a full time view of the river making it serene and picturesque. Plus on the cool or cold nights one can enjoy a cozy fire in the fireplace. The Huge en-suit has a large closet, private 1/2 bath and also has a picture window looking to the river. The washer/dryer are located in a separate closet area adding convenience. The second bedroom is good in size. For the mechanic or wood worker or one who just likes to tinker will be able fully take advantage of the over-sized 2 car garage with opener with plenty of room and storage. There is also Park/land that is adjacent between this property and River, allowing enjoyment of the wildlife and nature right at your door.

Last Agent to Sell the Property

Scott Sartain

Keller Williams Innovate License #475167126 Listed on: 12/02/2024

Keller Williams Innovate

Co-Listed By

Tammy Sartain

Keller Williams Innovate License #475130190

Last Buyer's Agent

Scott Sartain

Keller Williams Innovate License #475167126 Listed on: 12/02/2024

Keller Williams Innovate

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,501

Year Built

  • Built in 1977

Lot Details

  • 0.28 Acre Lot
  • Lot Dimensions are 90x120
  • Waterfront

Parking

  • 2 Car Detached Garage
  • Garage Door Opener
  • Driveway
  • Parking Space is Owned

Home Design

  • Ranch Style House
  • Log Cabin
  • Asphalt Roof
  • Log Siding

Interior Spaces

  • 1,144 Sq Ft Home
  • Wood Burning Fireplace
  • Family Room
  • Living Room with Fireplace
  • Formal Dining Room
  • Crawl Space
  • Range<<rangeHoodToken>>

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas

Additional Features

  • Deck
  • Property is near a park

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,501

Year Built

Built in 1977

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Log, Ranch
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1977
  • Age: 41-50 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: None
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Refrigerator, Washer, Dryer
  • Basement: None
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Total Bedrooms: 2
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • LivingArea: 1144
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Crawl
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Total Sq Ft: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • ExteriorFeatures: Deck
  • List Price: 229900
  • Lot Features: Park Adjacent
  • Roof: Asphalt
  • Waterfront: Yes
  • Exterior Building Type: Log

Garage/Parking

  • Garage Spaces: 2
  • ParkingTotal: 2
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Circuit Breakers
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, Laundry Closet
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Lot Size Acres: 0.2755
  • Lot Dimensions: 90X120
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10

Tax Info

  • Tax Annual Amount: 4501
  • Tax Year: 2023
  • Tax Exemptions: Homeowner

MLS Schools

  • Othr Public Sch: ECC

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 2, 2024
Closed on
Dec 18, 2024
Sold by
Nash Dawson James
Bought by
Licka Patrick
Seller's Agent
Scott Sartain
Keller Williams Innovate
Buyer's Agent
Scott Sartain
Keller Williams Innovate
List Price
$229,900
Sold Price
$236,000
Premium/Discount to List
$6,100
2.65%
Views
191
Current Estimated Value
$245,359

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$9,359
Avg. Annual Appreciation
2.05%

Purchase Details

Listed on
Sep 4, 2022
Closed on
Oct 13, 2022
Sold by
Wilson Brianna
Bought by
Nash Dawson James
Seller's Agent
Scott Sartain
Keller Williams Innovate
Buyer's Agent
Scott Sartain
Keller Williams Innovate
List Price
$199,900
Sold Price
$199,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.84%
Original Mortgage
$169,915
Interest Rate
6.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Feb 19, 2020
Closed on
May 12, 2020
Sold by
Chapman Scott and Chapman Lynda
Bought by
Wilson Brianna
Seller's Agent
Ben Henrikson
RE/MAX Horizon
Buyer's Agent
Scott Sartain
Keller Williams Innovate
List Price
$179,900
Sold Price
$167,900
Premium/Discount to List
-$12,000
-6.67%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.51%
Original Mortgage
$162,863
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 29, 2009
Sold by
Wells Fargo Bank Na
Bought by
Chapman Scott and Chapman Lynda

Purchase Details

Closed on
Apr 20, 2009
Sold by
Espinosa Kristina
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Feb 22, 2007
Sold by
Oshaughnessy Thomas
Bought by
Espinosa Kristina

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$160,000
Interest Rate
8.52%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Oct 26, 2006
Sold by
Oshaughnessy Mary
Bought by
Oshaughnessy Thomas

Purchase Details

Closed on
Oct 1, 2003
Sold by
Culos Annie P and Oshaughnessy Thomas P
Bought by
Oshaughnessy Mary

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$140,000
Interest Rate
8.2%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Nov 2, 2001
Sold by
B & A Properties Inc
Bought by
Culos Annie P and Oshaughnessy Thomas

Purchase Details

Closed on
Jan 22, 1997
Sold by
Busche Beverly A and Peterson Daisy M
Bought by
B&A Properties Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$90,800
Interest Rate
7.25%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Licka Patrick $236,000 Old Republic Title
Nash Dawson James $200,000 Old Republic Title
Wilson Brianna $168,000 Chicago Title Insurance Co
Chapman Scott $70,000 Pntn
Wells Fargo Bank Na -- None Available
Espinosa Kristina $200,000 Attorneys Title Guaranty Fun
Oshaughnessy Thomas -- Attorneys Title Guaranty Fun
Oshaughnessy Mary $175,000 --
Culos Annie P $175,000 --
B&A Properties Inc -- Advanced Title Services Inc
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Nash Dawson James $169,915
Previous Owner Wilson Brianna $162,863
Previous Owner Chapman Scott $94,500
Previous Owner Espinosa Kristina $160,000
Previous Owner Espinosa Kristina $30,000
Previous Owner Oshaughnessy Mary $140,000
Previous Owner Oshaunessy Mary $17,500
Previous Owner Oshaughnessy Mary $140,000
Previous Owner Culos Annie P $35,000
Previous Owner B&A Properties Inc $90,800
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
12/24/2024 12/24/24 Sold $236,000 +2.7% $206 / Sq Ft
12/09/2024 12/09/24 Pending -- -- --
12/02/2024 12/02/24 For Sale $229,900 +15.0% $201 / Sq Ft
10/13/2022 10/13/22 Sold $199,900 0.0% $175 / Sq Ft
09/13/2022 09/13/22 Pending -- -- --
09/04/2022 09/04/22 For Sale $199,900 +19.1% $175 / Sq Ft
05/18/2020 05/18/20 Sold $167,900 -6.7% $147 / Sq Ft
04/01/2020 04/01/20 Pending -- -- --
04/01/2020 04/01/20 Price Changed $179,900 +5.9% $157 / Sq Ft
03/30/2020 03/30/20 Price Changed $169,900 -5.6% $149 / Sq Ft
02/19/2020 02/19/20 For Sale $179,900 -- $157 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $4,501 $61,650 $18,826 $42,824
2022 $4,321 $56,214 $17,166 $39,048
2021 $4,055 $52,556 $16,049 $36,507
2020 $4,455 $50,173 $15,321 $34,852
2019 $4,307 $47,793 $14,594 $33,199
2018 $3,964 $42,058 $13,748 $28,310
2017 $3,786 $39,760 $12,997 $26,763
2016 $3,631 $36,887 $12,058 $24,829
2015 -- $33,810 $11,052 $22,758
2014 -- $33,393 $10,916 $22,477
2013 -- $34,274 $11,204 $23,070
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12217403

Midwest Real Estate Data (MRED)

APN: 06-26-330-031