1102 SE 39th Terrace Unit 105 Cape Coral, FL 33904
Bimini Basin Neighborhood
2
Beds
2.5
Baths
1,474
Sq Ft
$729/mo
HOA Fee
Highlights
- Boat Dock
- Home fronts navigable water
- Canal View
- Cape Elementary School Rated A-
- Canal Access
- Maid or Guest Quarters
About This Home
As of February 2025This charming and affordable Gulf-access condo is tucked away on a quiet street in the desirable Country Club neighborhood of Cape Coral. It has more of a townhome feel, with two master suites upstairs and a half bath downstairs with the kitchen and living area. It also features an attached garage -- a rare find in this area! Enjoy peace of mind with a brand new metal roof, not to mention fresh exterior paint and newly installed gutters. Wake up to beautiful canal views every morning from your upstairs screened-in balcony and enjoy them all day long from the downstairs screened-in lanai. Fish right off the community dock or if you're a boater, add your own slip and lift -- with HOA approval. This prime location is accessible to both the Cape Coral and Veterans Bridges. With only eight total units in the complex, this condo gives off a laid-back atmosphere, ideal for those looking for tranquility.
Last Agent to Sell the Property
RE/MAX Nautical Realty License #258025845 Listed on: 01/09/2025
Property Details
Home Type
- Condominium
Est. Annual Taxes
- $4,163
Year Built
- Built in 1982
Lot Details
- Home fronts navigable water
- North Facing Home
- Sprinkler System
- Zero Lot Line
HOA Fees
- $729 Monthly HOA Fees
Parking
- 1 Car Attached Garage
- Garage Door Opener
- Driveway
- Guest Parking
Home Design
- Coach House
- Metal Roof
- Stucco
Interior Spaces
- 1,474 Sq Ft Home
- 2-Story Property
- Furnished
- Shutters
- Single Hung Windows
- Sliding Windows
- Great Room
- Family Room
- Combination Dining and Living Room
- Screened Porch
- Canal Views
Kitchen
- Breakfast Bar
- Range
- Microwave
- Freezer
- Dishwasher
- Disposal
Flooring
- Carpet
- Tile
Bedrooms and Bathrooms
- 2 Bedrooms
- Split Bedroom Floorplan
- Maid or Guest Quarters
- Shower Only
- Separate Shower
Laundry
- Laundry in Garage
- Dryer
- Washer
Home Security
Outdoor Features
- Canal Access
- Balcony
- Screened Patio
- Outdoor Storage
Utilities
- Central Heating and Cooling System
- Cable TV Available
Listing and Financial Details
- Legal Lot and Block 105 / 2700
- Assessor Parcel Number 06-45-24-C4-02700.1050
Community Details
Overview
- Association fees include management, insurance, irrigation water, ground maintenance, pest control, reserve fund, sewer, trash
- 8 Units
- Association Phone (239) 542-4404
- Palm Grove Subd Subdivision
Recreation
- Boat Dock
- Community Pool
Pet Policy
- Call for details about the types of pets allowed
Security
- Fire and Smoke Detector
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jan 9, 2025
Closed on
Feb 21, 2025
Sold by
Rizzo Frank J
Bought by
Mcdonald Robert and Mcdonald Lisa
Seller's Agent
Annie Richards
RE/MAX Nautical Realty
Buyer's Agent
Dustin Guthrie
Schooner Bay Realty, Inc.
List Price
$209,000
Sold Price
$175,000
Premium/Discount to List
-$34,000
-16.27%
Views
102
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$42,224
Avg. Annual Appreciation
81.30%
Purchase Details
Closed on
Jan 12, 2009
Sold by
Hsbc Bank Usa National Association
Bought by
Rizzo Frank J
Purchase Details
Closed on
Sep 15, 2008
Sold by
Lee Reetha
Bought by
Hsbc Bank Usa Na
Purchase Details
Closed on
Aug 18, 2005
Sold by
Ramstorf Barbara A
Bought by
Lee Reetha
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$239,200
Interest Rate
5.61%
Mortgage Type
Fannie Mae Freddie Mac
Purchase Details
Closed on
Jul 15, 2004
Sold by
Green Robert K
Bought by
Ramstorf Barbara A
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$135,000
Interest Rate
6.24%
Mortgage Type
Unknown
Purchase Details
Closed on
Oct 3, 2003
Sold by
Wadington Robert W and Wadington Leona L
Bought by
Green Robert
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$129,600
Interest Rate
6.45%
Similar Homes in Cape Coral, FL
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $175,000 | Cape Coral Title | |
| Special Warranty Deed | $105,000 | None Available | |
| Trustee Deed | -- | None Available | |
| Warranty Deed | $299,000 | Best Title Solutions Inc | |
| Warranty Deed | $185,000 | Paradise Title Services Inc | |
| Warranty Deed | $162,000 | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Previous Owner | $239,200 | Fannie Mae Freddie Mac | |
| Previous Owner | $135,000 | Unknown | |
| Previous Owner | $129,600 | No Value Available |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 02/21/2025 02/21/25 | Sold | $175,000 | -16.3% | $119 / Sq Ft |
| 02/21/2025 02/21/25 | Pending | -- | -- | -- |
| 01/09/2025 01/09/25 | For Sale | $209,000 | -- | $142 / Sq Ft |
Source: Florida Gulf Coast Multiple Listing Service
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $4,310 | $216,471 | -- | -- |
| 2023 | $4,163 | $196,792 | $0 | $0 |
| 2022 | $3,525 | $178,902 | $0 | $0 |
| 2021 | $3,205 | $162,638 | $0 | $162,638 |
| 2020 | $3,047 | $148,580 | $0 | $148,580 |
| 2019 | $2,953 | $146,965 | $0 | $146,965 |
| 2018 | $3,195 | $156,655 | $0 | $156,655 |
| 2017 | $3,164 | $166,345 | $0 | $166,345 |
| 2016 | $2,954 | $154,146 | $0 | $154,146 |
| 2015 | $2,862 | $153,100 | $0 | $153,100 |
| 2014 | $2,689 | $136,170 | $0 | $136,170 |
| 2013 | -- | $101,340 | $0 | $101,340 |
Source: Public Records
Agents Affiliated with this Home
-
Annie Richards
Seller's Agent in 2025
Annie Richards
RE/MAX
(717) 514-9420
4 in this area
46 Total Sales
-
Dustin Guthrie
D
Buyer's Agent in 2025
Dustin Guthrie
Schooner Bay Realty, Inc.
(239) 297-1583
4 in this area
75 Total Sales
Map
Source: Florida Gulf Coast Multiple Listing Service
MLS Number: 225003224
APN: 06-45-24-C4-02700.1050
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