$999,000
$126K PRICE DROP

Estimated payment $6,360/month

Total Views 7,954
3 Beds
3 Baths
2,198 Sq Ft
$455 Price per Sq Ft

Highlights

  • No HOA
  • Wood Frame Window
  • Front Porch
  • Emma Love Hardee Elementary School Rated A-
  • Fireplace
  • Cooling Available

About This Home

This is the best of the best... Downtown Fernandina Beach. This beautiful home has an updated kitchen, two bedrooms with en-suites on main floor, 2200+ - sq ft, original wooden floors, lots of natural light, quartz countertops, panel refrigerator, Thermidor six burner range, composite decking, under counter lighting, and a private fenced paver courtyard. This is a prime location and an easy walk to the downtown restaurants, and shopping. There is great man cave, studio or flex room located behind the home. This studio is cooled and heated with a mini split and its only about two years old... This studio has a separate entrance from main house. Enjoy the charm and convenience to downtown living,
There is parking on the left side of the home, and a small golf cart will fit on the right side.
Age of house according to the Historical Museum was 1884 or prior as it appears to be shown in the 1862 map of downtown Fernandina.

Listing Agent

Tina Smith

PINEYWOODS REALTY, LLC License #3392444 Listed on: 09/18/2025

PINEYWOODS REALTY, LLC

Co-Listing Agent

Brenda Slater

PINEYWOODS REALTY, LLC License #3010873

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $13,198

Year Built

  • Built in 1884

Lot Details

  • Fenced
  • Property is zoned R-2

Home Design

  • Shingle Roof

Interior Spaces

  • 2,198 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Fireplace
  • Wood Frame Window
  • French Doors

Kitchen

  • Oven
  • Stove
  • Microwave
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 3 Full Bathrooms

Laundry

  • Dryer
  • Washer

Parking

  • Driveway
  • On-Street Parking

Outdoor Features

  • Patio
  • Front Porch

Utilities

  • Cooling Available
  • Heat Pump System
  • Cable TV Available

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 00-00-31-1800-0028-0130

Home Details

Home Type

Single Family

Est. Annual Taxes

$13,198

Year Built

Built in 1884

Lot Details

0

Listing Details

  • Property Sub Type: Residential
  • Prop. Type: Residential
  • Lot Size: .11
  • Road Surface Type: Paved
  • Co List Office Mls Id: PINEY
  • Directions: Turn on Ash St towards the river and turn left on S 6th.. House will be on the right behind Old Hardware Store. on
  • Architectural Style: Two Story
  • Unit Levels: Two
  • Building Stories: 2
  • Year Built: 1884
  • Property Sub Type Additional: Residential
  • Special Features: VirtualTour
  • Stories: 2

Interior Features

  • Appliances: Some Gas Appliances, Dryer, Dishwasher, Disposal, Microwave, Oven, Refrigerator, Stove, Washer
  • Full Bathrooms: 3
  • Total Bedrooms: 3
  • Door Features: French Doors
  • Fireplace: Yes
  • Interior Amenities: Ceiling Fan(s), French Door(s)/Atrium Door(s), Fireplace, Cable TV
  • Living Area: 2198.0
  • Window Features: Other, See Remarks, Wood Frames

Exterior Features

  • Pool Features: None
  • Construction Type: Fiber Cement
  • Exterior Features: Fence
  • Patio And Porch Features: Rear Porch, Brick, Front Porch, Open, Patio
  • Property Condition: Resale
  • Roof: Shingle

Garage/Parking

  • Parking Features: Driveway, On Street

Utilities

  • Cooling: Heat Pump, Other, See Remarks
  • Cooling Y N: Yes
  • Heating: Heat Pump, Other, See Remarks
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Cable Available
  • Water Source: Public

Condo/Co-op/Association

  • Association: No

Lot Info

  • Parcel #: 00-00-31-1800-0028-0130
  • Zoning: R-2

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $13,198 $732,313 $237,500 $494,813
2024 $12,157 $669,445 $200,000 $469,445
2023 $12,157 $646,897 $200,000 $446,897
2022 $6,837 $414,510 $0 $0
2021 $6,847 $402,437 $0 $0
2020 $6,915 $396,881 $0 $0
2019 $7,117 $387,958 $87,500 $300,458
2018 $7,397 $363,953 $0 $0
2017 $3,772 $230,984 $0 $0
2016 $3,738 $226,233 $0 $0
2015 $3,760 $224,660 $0 $0
2014 $3,751 $222,877 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/17/2025 11/17/25 Price Changed $999,000 -11.2% $455 / Sq Ft
09/18/2025 09/18/25 For Sale $1,125,000 +139.4% $512 / Sq Ft
12/17/2023 12/17/23 Off Market $470,000 -- --
12/17/2023 12/17/23 Off Market $715,000 -- --
12/17/2023 12/17/23 Off Market $825,000 -- --
09/26/2023 09/26/23 Sold $715,000 -4.7% $325 / Sq Ft View Prior Sale
09/25/2023 09/25/23 Pending -- -- --
08/14/2023 08/14/23 For Sale $750,000 -9.1% $341 / Sq Ft
05/16/2022 05/16/22 Sold $825,000 0.0% $375 / Sq Ft View Prior Sale
03/31/2022 03/31/22 Pending -- -- --
03/27/2022 03/27/22 For Sale $825,000 0.0% $375 / Sq Ft
09/07/2017 09/07/17 Rented -- -- --
08/08/2017 08/08/17 Under Contract -- -- --
07/27/2017 07/27/17 For Rent $2,450 0.0% --
06/09/2017 06/09/17 Sold $470,000 -5.6% $214 / Sq Ft View Prior Sale
04/21/2017 04/21/17 Pending -- -- --
03/09/2017 03/09/17 For Sale $498,000 -- $227 / Sq Ft
Source: Amelia Island - Nassau County Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Deed $715,000 None Listed On Document
Special Warranty Deed $100 --
Deed $825,000 None Listed On Document
Interfamily Deed Transfer -- Attorney
Warranty Deed -- Attorney
Warranty Deed $470,000 Attorney
Interfamily Deed Transfer -- Attorney
Interfamily Deed Transfer -- --
Warranty Deed $120,000 --
Warranty Deed $62,000 First American Title Ins Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $412,500 New Conventional
Previous Owner $108,000 No Value Available
Previous Owner $125,000 Balloon
Source: Public Records

Source: Amelia Island - Nassau County Association of REALTORS®

MLS Number: 113559

APN: 00-00-31-1800-0028-0130