$975,000

116 Smugglers Cove Ct Panama City Beach, FL 32413

Estimated payment $5,581/month

Total Views 1,879
5 Beds
4 Baths
2,822 Sq Ft
$345 Price per Sq Ft

Highlights

  • Gulf View
  • 0.86 Acre Lot
  • Vaulted Ceiling
  • J.R. Arnold High School Rated A-
  • Coastal Architecture
  • Outdoor Fireplace

About This Home

Your One-of-a-Kind Beach Retreat-Steps from the Gulf.Welcome to this stunning, fully furnished beach house just few steps from the Gulf of America. Designed with comfort, elegance and durability in mind, this home offers a rare combination of coastal charm and high end features. Relax on any of the multiple balconies where you can feel the ocean breeze and soak in views of the Gulf and nearby lake. The third floor balcony offers the best of both worlds-gorgeous water views in every direction. Inside, the owner's impeccable taste is evident in every detail. Hurricane proof windows rated to withstand up to 155 mph provide peace of mind, while front-facing windows and transoms are tinted for added privacy and comfort. A private elevator accommodates up to 4 people (1000 lbs), making every level of the home easily accessible. The open-concept living areas feature crown molding thoughout, rich bamboo wood floors, and tile in the kitchen and bathrooms. The gourmet kitchen boasts granite countertops, abundant cabinetry, and stainless steel appliances, while each bathroom also features elegant granite finishes. Special touches include a central vacuum system for convenience, a tankless water heater for energy savings, and a split garage with ample space for tools and storage. The inviting living room offers an electric fireplace-perfect for cozy nights in.The first floor bedroom serves beautifully as a private mother-in-law suite, providing flexibility for guests or extended family. This home is a perfect blend of style, comfort and strength, a true coastal gem ready for its next chapter.Please schedule your private showing on this one of a kind property now!

Listing Agent

Angela Stanley

Better Homes and Gardens Coast Properties License #3045794 Listed on: 08/14/2025

Better Homes and Gardens Coast Properties

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $4,245

Year Built

  • Built in 2004

Lot Details

  • 0.86 Acre Lot
  • Lot Dimensions are 60x63
  • Cul-De-Sac

HOA Fees

  • $33 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener

Property Views

  • Gulf
  • Lake

Home Design

  • Coastal Architecture
  • Slab Foundation
  • Metal Roof
  • HardiePlank Type

Interior Spaces

  • 2,822 Sq Ft Home
  • 3-Story Property
  • Elevator
  • Central Vacuum
  • Furnished
  • Crown Molding
  • Vaulted Ceiling
  • Ceiling Fan
  • Electric Fireplace
  • Tinted Windows
  • Window Treatments
  • Home Security System

Kitchen

  • Electric Oven
  • Electric Cooktop
  • Range Hood
  • Microwave
  • Dishwasher
  • Wine Refrigerator
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • 4 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Outdoor Fireplace

Schools

  • West Bay Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Central Air
  • Heating Available
  • Tankless Water Heater
  • High Speed Internet

Community Details

  • Association fees include legal/accounting
  • Lakes At Summer Breeze Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$4,245

Year Built

Built in 2004

Lot Details

0

HOA Fees

$33 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2004
  • Property Sub Type: Detached
  • Lot Size Acres: 0.86
  • Lot Size: 60x63
  • Road Surface Type: Paved
  • Subdivision Name: Lakes At Summer Breeze
  • Architectural Style: Coastal
  • Property Attached Yn: No
  • Property Sub Type Additional: Detached,Single Family Residence
  • Special Features: None

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Cooktop, Electric Oven, Electric Range, Electric Water Heater, Disposal, Microwave, Refrigerator, Range Hood, Tankless Water Heater, Wine Refrigerator, Washer
  • Interior Amenities: Crown Molding, Central Vacuum, Elevator, Fireplace, High Ceilings, Pantry, Vaulted Ceiling(s), Window Treatments
  • Full Bathrooms: 4
  • Total Bedrooms: 5
  • Fireplace Features: Electric, Outside
  • Fireplace: Yes
  • Flooring: Hardwood, Tile
  • Living Area: 2822.0
  • Dining Room Type: Bedroom, Primary Bedroom
  • Stories: 3
  • Window Features: Tinted Windows

Exterior Features

  • Pool Features: None
  • Fencing: Partial
  • View: Gulf, Lake
  • View: Yes
  • Waterfront: No
  • Construction Type: HardiPlank Type, Wood Frame
  • Exterior Features: Balcony
  • Foundation Details: Slab
  • Patio And Porch Features: Balcony
  • Roof: Metal

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Attached, Garage, Garage Door Opener
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected, High Speed Internet Available, Trash Collection
  • Security Features: Security System
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Heating: Electric, Fireplace(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Association Fee: 400.0
  • Community Features: Other, See Remarks
  • Amenities: Beach Access
  • Association Fee Frequency: Annually
  • Association: Yes

Fee Information

  • Association Fee Includes: Legal/Accounting

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Cul-De-Sac
  • Lot Size Sq Ft: 37462.0
  • Zoning Description: Resid Single Family

Rental Info

  • Furnished: Furnished

Tax Info

  • Tax Annual Amount: 4245.0
  • Tax Year: 2024

MLS Schools

  • Elementary School: West Bay
  • High School: Arnold

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,523 $384,124 -- --
2023 $4,523 $372,936 $0 $0
2022 $3,988 $362,074 $0 $0
2021 $3,919 $351,528 $0 $0
2020 $3,771 $346,675 $0 $0
2019 $3,675 $338,881 $0 $0
2018 $3,668 $332,562 $0 $0
2017 $3,382 $330,095 $0 $0
2016 $3,447 $333,509 $0 $0
2015 $3,601 $336,955 $0 $0
2014 $3,636 $340,369 $0 $0
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
08/14/2025 08/14/25 For Sale $975,000 -- $345 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- Accommodation
Warranty Deed $700,000 Diamond Title Agency Inc
Corporate Deed $34,000 Diamond Title Agency Inc
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $432,000 New Conventional
Previous Owner $375,000 New Conventional
Previous Owner $400,000 Unknown
Previous Owner $300,000 Purchase Money Mortgage
Previous Owner $225,000 Construction
Source: Public Records

Source: Central Panhandle Association of REALTORS®

MLS Number: 777615

Central Panhandle Association of REALTORS®

APN: 38333-050-554

Florida Bay County Panama City Beach 32413

116 Smugglers Cove Ct, Panama City Beach, FL

This home is located at 116 Smugglers Cove Ct, Panama City Beach, FL 32413 and is currently priced at $975,000, approximately $345 per square foot. This property was built in 2004. 116 Smugglers Cove Ct is a home located in Bay County with nearby schools including Surfside Middle School, J.R. Arnold High School, and West Bay Elementary School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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Angela Stanley
Listing Agent
Angela Stanley
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Better Homes and Gardens Coast Properties
(448) 231-4965