$400,000

12 Cliftwood Rd Palmyra, VA 22963

Estimated payment $2,533/month

Total Views 726
5 Beds
3 Baths
2,760 Sq Ft
$145 Price per Sq Ft

Highlights

  • Hot Property
  • Beach
  • Bar or Lounge
  • Boat Ramp
  • Golf Club
  • Community Lake

About This Home

One level living at its finest!! Enjoy all the amenities of Lake Monticello in this beautifully maintained home, privately nestled against a reserve area. Sip your morning coffee on the rear deck or expansive screened porch, feeling as though you're perched in a treehouse surrounded by nature. Making your way from the covered front porch into the foyer you'll be greeted by towering vaulted ceilings, an abundance of light, freshly installed luxury vinyl plank flooring, an inviting fireplace, and a delightful open floor plan perfect of entertaining or relaxed living. The primary ensuite is on the first floor, as are two additional bedrooms. The laundry is on the first floor, as is the 2 car garage. Head downstairs to the nearly fully finished walkout basement, where you'll find a massive media room, two more bedrooms, and a full bath?ideal for guests, hobbies, or extended living. Schedule your showing today and make this exceptional home your own!,Fireplace in Living Room

Listing Agent

DANIEL BARBER

MONTICELLO COUNTRY REAL ESTATE, INC. License #0225068603[2450] Listed on: 07/17/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,335

Year Built

  • Built in 2003

Lot Details

  • 0.34 Acre Lot
  • Property is zoned R-4

HOA Fees

  • $122 Monthly HOA Fees

Home Design

  • Block Foundation
  • Architectural Shingle Roof
  • Vinyl Siding

Interior Spaces

  • Property has 1 Level
  • Gas Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Living Room
  • Dining Room
  • Recreation Room
  • Home Security System
  • Laundry Room

Flooring

  • Carpet
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 3 Full Bathrooms

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Windows

Schools

  • Central Elementary School
  • Fluvanna Middle School
  • Fluvanna High School

Utilities

  • No Cooling
  • Heat Pump System

Community Details

Overview

  • Association fees include common area maintenance, insurance, pool(s), management, reserve funds, road maintenance, snow removal, trash, pier/dock maintenance
  • Lmoa HOA
  • Lake Monticello Subdivision
  • Community Lake

Amenities

  • Picnic Area
  • Clubhouse
  • Community Center
  • Meeting Room
  • Community Dining Room
  • Bar or Lounge

Recreation

  • Boat Ramp
  • Beach
  • Golf Club
  • Tennis Courts
  • Baseball Field
  • Soccer Field
  • Community Basketball Court
  • Volleyball Courts
  • Community Playground
  • Community Pool

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,335

Year Built

Built in 2003

Lot Details

0

HOA Fees

$122 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Building Total Sq Ft: 3380.00
  • Inclusions: Refrigerator, washer, dryer
  • New Construction: No
  • Story List: Main
  • Year Built: 2003
  • Remarks Public: One level living at its finest!! Enjoy all the amenities of Lake Monticello in this beautifully maintained home, privately nestled against a reserve area. Sip your morning coffee on the rear deck or expansive screened porch, feeling as though you're perched in a treehouse surrounded by nature. Making your way from the covered front porch into the foyer you'll be greeted by towering vaulted ceilings, an abundance of light, freshly installed luxury vinyl plank flooring, an inviting fireplace, and a delightful open floor plan perfect of entertaining or relaxed living. The primary ensuite is on the first floor, as are two additional bedrooms. The laundry is on the first floor, as is the 2 car garage. Head downstairs to the nearly fully finished walkout basement, where you'll find a massive media room, two more bedrooms, and a full bath?ideal for guests, hobbies, or extended living. Schedule your showing today and make this exceptional home your own!,Fireplace in Living Room
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Flooring Type: Carpet, Ceramic Tile, Vinyl
  • Interior Amenities: Entry Level Bedroom
  • Window Features: Double Hung, Insulated
  • Fireplace Features: Gas/Propane
  • Fireplace: No
  • Foundation Details: Block
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Kitchen, Laundry, Recreation Room, Full Bath, Additional Bedroom
  • Basement: Yes
  • Basement Type: Fully Finished, Heated, Walkout Level, Windows
  • Living Area Units: Square Feet
  • Total Sq Ft: 2960
  • Living Area Sq Ft: 2760
  • Price Per Sq Ft: 270.27
  • Above Grade Finished Sq Ft: 1480
  • Below Grade Finished Sq Ft: 1280
  • Below Grade Sq Ft: 200
  • Total Below Grade Sq Ft: 1480
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 12

Beds/Baths

  • Bedrooms: 5
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Vinyl Siding
  • Construction Completed: No
  • Roof: Architectural Shingle
  • Water Oriented: No
  • Water View: No

Garage/Parking

  • Garage: No

Utilities

  • Central Air Conditioning: No
  • Cooling Type: Heat Pump(s)
  • Cooling: No
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Security: Security System
  • Sewer/Septic System: Public Sewer
  • Water Source: Community
  • Internet Services: Cable, DSL, Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 1460.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • Condo Co-Op Fee: 800.00
  • Condo Co-Op Fee Frequency: One Time
  • HOA Condo Co-Op Amenities: Beach, Boat Ramp, Club House, Golf Club, Tot Lots/Playground, Security, Tennis Courts, Bar/Lounge, Baseball Field, Basketball Courts, Community Center, Dining Rooms, Lake, Meeting Room, Picnic Area, Swimming Pool, Soccer Field, Volleyball Courts
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Insurance, Pool(s), Management, Reserve Funds, Road Maintenance, Snow Removal, Trash, Pier/Dock Maintenance
  • HOA Name: LMOA
  • HOA: Yes

Schools

  • School District: FLUVANNA COUNTY PUBLIC SCHOOLS
  • Elementary School: CENTRAL
  • Middle School: FLUVANNA
  • High School: FLUVANNA
  • High School Source: Listing Agent
  • Middle School Source: Listing Agent
  • School District Key: 121140888891
  • School District Source: Listing Agent
  • Elementary School: CENTRAL
  • High School: FLUVANNA
  • Middle Or Junior School: FLUVANNA

Lot Info

  • Lot Size Acres: 0.34
  • Zoning: R-4
  • Zoning Description: Residential

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2335.00
  • Tax Year: 2025

MLS Schools

  • School District Name: FLUVANNA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $2,560 $341,300 $30,000 $311,300
2024 $23 $271,100 $30,000 $241,100
2023 $2,288 $271,100 $30,000 $241,100
2022 $2,004 $230,400 $27,500 $202,900
2021 $2,004 $230,400 $27,500 $202,900
2020 $1,925 $208,100 $27,500 $180,600
2019 $1,925 $208,100 $27,500 $180,600
2018 $1,817 $200,300 $27,500 $172,800
2017 $1,817 $200,300 $27,500 $172,800
2016 $1,784 $194,600 $27,500 $167,100
2015 $1,688 $194,600 $27,500 $167,100
2014 $1,688 $191,800 $27,500 $164,300
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 For Sale $400,000 -- $145 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $183,200 FHA
Closed $195,500 New Conventional
Source: Public Records

About the Listing Agent

DANIEL BARBER

MONTICELLO COUNTRY REAL ESTATE, INC.

(434) 404-5482

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DANIEL's Other Listings

  • 26 Woodlawn Dr, Palmyra, VA 22963

    $350,000 Pending

    • 3 Beds
    • 2 Baths
    • 1,750 Sq Ft
    • 26 Woodlawn Dr
    • Palmyra, VA

    Enjoy all the amenities that Lake Monticello has to offer in the beautifully maintained and updated 1.5 story home! Outside you'll find a nearly level yard. The rear is fenced for your furry friends and includes a massive deck, with sleek cable rails, and a built-in hot tub, for entertaining and relaxing. Rest easy, knowing the roof, heat pump, and almost all windows and doors have both been

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  • 34 Hopi Way Unit 303, Palmyra, VA 22963

    $25,000

    • Land
    • 0.37 Acre
    • $67,568 per Acre
    • 34 Hopi Way
    • Unit 303
    • Palmyra, VA

    Affordable building lot in beautiful Lake Monticello. Lends itself perfectly for a walkout basement. Located in the Cherokee Section, outside the gated area, but affording use of the countless amenities. Enjoy any one of 5 sandy beaches, go for a round of golf on the PGA 18 hole golf course, enjoy local shopping, and numerous dining options. Come view today!

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    Section Image
  • 34 Hopi Way, Palmyra, VA 22963

    $25,000

    • Land
    • 0.37 Acre
    • $67,568 per Acre
    • 34 Hopi Way
    • Palmyra, VA

    Affordable building lot in beautiful Lake Monticello. Lends itself perfectly for a walkout basement. Located in the Cherokee Section, outside the gated area, but affording use of the countless amenities. Enjoy any one of 5 sandy beaches, go for a round of golf on the PGA 18 hole golf course, enjoy local shopping, and numerous dining options. Come view today!

    DANIEL BARBER MONTICELLO COUNTRY REAL ESTATE, INC.

    Section Image
  • 7 Putt Cir, Palmyra, VA 22963

    $370,000 Sold Jul 25, 2024

    • 3 Beds
    • 2.5 Baths
    • 1,424 Sq Ft
    • 7 Putt Cir
    • Palmyra, VA

    Beautifully maintained one story living, at the end of a quiet cul-de-sac, in the golf course section of Lake Monticello. As you enter the asphalt driveway, you'll notice the lush landscaping and large front porch. To the rear you'll find a very private fenced yard for your furry pals, and a screened porch and oversized deck for relaxing and entertaining. The exterior boasts low maintenance

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  • 178 Jefferson Dr, Palmyra, VA 22963

    $320,000 Sold Mar 26, 2025

    • 3 Beds
    • 2 Baths
    • 1,344 Sq Ft
    • 178 Jefferson Dr
    • Palmyra, VA

    Adorable golf front cottage, with breathtaking pond views overlooking the 7th fairway. Take it all in, while you sip your morning coffee from the screened porch or the expansive rear deck. On those brisk mornings, you might prefer to fire up the wood burning fireplace, in the spacious living room, complete with vaulted ceilings and laminate wood flooring. The generously sized dining area will

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  • 3 Piedmont Ln, Palmyra, VA 22963

    $195,000 Sold Dec 12, 2024

    • 3 Beds
    • 1.5 Baths
    • 1,460 Sq Ft
    • 3 Piedmont Ln
    • Palmyra, VA

    Fantastic value in Lake Monticello. Loaded with character, and awaiting it's new owners to add their personal touches. Features include cedar shake and brick faced siding, 3 bedrooms, huge living room, masonry fireplace, updated kitchen with solid surface countertops, oversized one car garage, on a nearly level lot, within walking distance to Beach 2. Close to multiple gates, restaurants,

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  • 000 N Boston Rd, Troy, VA 22974

    $675,500 Sold Jun 05, 2025

    • Land
    • 94.00 Acre Lot
    • 000 N Boston Rd
    • Troy, VA

    A truly rare offering. Discover the endless possibilities with this exceptional 94-acre property, rich with natural beauty and teeming with wildlife. Comprising four separate parcels being sold together, this unique opportunity features over 2,000 feet of road frontage. Approximately 25 acres of open pasture provide the perfect setting for farming, horses, or future home sites, while the

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  • 000 Bybees Church Rd, Cunningham, VA 22963

    $60,000 Sold May 08, 2025

    • Land
    • 3.89 Acre Lot
    • 000 Bybees Church Rd
    • Cunningham, VA

    Build your dream home in the highly desirable Bybee area of Fluvanna County. Nearly 4 rolling wooded acres, in the perfect location. Within 10 minutes to Zion Crossroads/Interstate 64, 25 minutes to Charlottesville, and 45 minutes to Short Pump. Recent soil study and VDOT approved entrance for your driveway. Small stream on the property. Come view today and bring your builder! This one won't

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Source: Bright MLS

MLS Number: 666980

Bright MLS

APN: 18A 12 223