NOT LISTED FOR SALE

120 Choctaw Ln Ragland, AL 35131

Estimated Value: $276,000 - $317,000

3 Beds
2 Baths
2,040 Sq Ft
$144/Sq Ft Est. Value

Last Sold July 31, 2023

Last sale price $310,000 $152 Per Sq Ft

Est. 5% decrease in value since last sale

Current estimated payment $1,632/month

28 Days on Market

Highlights

  • 100 Feet of Waterfront
  • Private Dock
  • Lake View
  • Springville High School Rated 10
  • Sitting Area In Primary Bedroom
  • Covered Deck

About This Home

As of July 2023

This home sits on the most ideal location for privacy with the most amazing river view you could every want. This home offers large rooms and openness through out with country touches. The master bedroom is over sized and has a window that allows you lay in bed and enjoy the river view. From the living room the French doors open onto a large covered deck that is perfect for your morning coffee and the peacefulness of wild life and the sounds of the Coosa River. Next to the main home is a guest house that has it's living quarters with stairs that lead up to the prefect place for family and friends to sleep when they come to visit. The guest house also includes it's own large covered porch that provides a river view. There is a separate out house that is equipped with owns tub/shower and fish cleaning station. The property also offers a work shop, covered parking and plenty of storage. This home is the ideal fish camp get away but only 15 minutes from all shopping.

Last Agent to Sell the Property

Michelle Greene

EXIT Coosa River Realty LLC Listed on: 04/10/2023

EXIT Coosa River Realty LLC

Last Buyer's Agent

Traci Jackson

Realty Hub

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $754

Year Built

  • Built in 2005

Lot Details

  • 0.66 Acre Lot
  • 100 Feet of Waterfront

Home Design

  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 2,040 Sq Ft Home
  • 1-Story Property
  • Wood Burning Fireplace
  • Fireplace Features Blower Fan
  • French Doors
  • Living Room with Fireplace
  • Combination Dining and Living Room
  • Lake Views
  • Crawl Space
  • Attic

Kitchen

  • Double Oven
  • Electric Oven
  • Electric Cooktop
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Laminate Countertops

Flooring

  • Carpet
  • Laminate

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Sitting Area In Primary Bedroom
  • Split Bedroom Floorplan
  • In-Law or Guest Suite
  • 2 Full Bathrooms
  • Split Vanities
  • Hydromassage or Jetted Bathtub
  • Bathtub and Shower Combination in Primary Bathroom
  • Garden Bath
  • Separate Shower

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Parking

  • 2 Carport Spaces
  • Garage on Main Level
  • Driveway

Outdoor Features

  • Private Dock
  • Covered Deck

Schools

  • Ragland Elementary And Middle School
  • Ragland High School

Utilities

  • Central Air
  • Heat Pump System
  • Well
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

Home Details

Home Type

Single Family

Est. Annual Taxes

$754

Year Built

Built in 2005

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Down Payment Assistance: Yes
  • Down Payment Assistance URL: https://www.workforce-resource.com/dpr/listing/GALMLS/1350642?w=PubMLS
  • Living Area: 2040
  • Legal Description: COMM @ PT ON NW COOSA RIVER BANK 815'(S) SW OF INTER N LINE SD BANK W/N LINE SEC 15, T 15S, R 5E, NW 410', NE 77', NE 500' TO POB. NE 100', SE 286' SW 100' ALG RIVER, NW 292' BACK TO POB. SEC 10, T 15S, R 5E; SEC 15, T 15S, R 5E DEED BK 152 PAGE 592
  • List Price per Sq Ft: 144.61
  • Number Levels: 1-Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Year Built: 2005
  • Price Per Sq Ft: 151.96
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 2005

Interior Features

  • Interior Amenities: French Doors, Split Bedroom
  • Fireplace Details: Blower Fan
  • Fireplace Location: Living Room (FIREPL)
  • Fireplace Type: Woodburning
  • Floors: Carpet, Hardwood Laminate
  • Number Fireplaces: 1
  • Bedroom/Bathroom Features: Garden Tub, Jetted Tub, Separate Shower, Separate Vanities, Sitting Area in Master, Split Bedrooms, Tub/Shower Combo
  • Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Concatenated Rooms: |Laundry1|Kitchen1|DiningRoom1|MasterBath1|MasterBR1|Living/Din1|Bedroom1|Bedroom1|FullBath1|
  • Room 1: Laundry, On Level: 1
  • Room 2: Kitchen, On Level: 1
  • Room 3: Dining Room, On Level: 1
  • Room 4: Master Bath, On Level: 1
  • Room 5: Master Bedroom, On Level: 1
  • Room 6: Living/Dining, On Level: 1
  • Room 7: Bedroom, On Level: 1
  • Room 8: Bedroom, On Level: 1
  • Room 9: Full Bath, On Level: 1
  • Rooms Level 1: Bedroom (LVL 1), Dining Room (LVL 1), Full Bath (LVL 1), Kitchen (LVL 1), Laundry (LVL 1), Living/Dining (LVL 1), Master Bath (LVL 1), Master Bedroom (LVL 1)
  • Kitchen Countertops: Laminate
  • Kitchen Equipment: Cooktop-Electric, Dishwasher Built-In, Ice Maker Built-In, Microwave Built-In, Oven-Electric, Self-Cleaning, Double Oven, Refrigerator
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Room
  • Attic: Yes
  • Main Level Sq Ft: 2040

Exterior Features

  • Waterfront Name: COOSA RIVER
  • Construction: 4 Sides Brick
  • Decks: Yes
  • Decks Type: Covered (DECK)
  • Exterior Features: Dock Private, Guest Quarters, Storage Building, Workshop (EXTR)
  • Foundation: Crawl Space
  • Waterfront: Yes
  • Waterfront Frontage: 100
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Number Carport Spaces: 2
  • Parking Features: Driveway Parking, Parking (MLVL)

Utilities

  • Heating: Heat Pump (HEAT)
  • Cooling: Central (COOL)
  • Sewer/Septic System: Septic
  • Water: Well Water
  • HVAC Area: 2040

Fee Information

  • Fire Fee: Included
  • Library Fee: Included

Schools

  • Elementary School: RAGLAND
  • Middle School: RAGLAND
  • High School: RAGLAND

Lot Info

  • Assessor Parcel Number: 19-05-15-0-001-091.000
  • Lot View: Yes
  • Lot View Type: Lake/Water View
  • Number Acres: 0.66

Tax Info

  • Tax District: RAGLAND

MLS Schools

  • Elementary School: RAGLAND
  • High School: RAGLAND
  • Jr Middle School: RAGLAND

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 10, 2023
Closed on
Jul 21, 2023
Sold by
Mathis Jerry and Mathis Winnell
Bought by
Gowens Angie
Seller's Agent
Michelle Greene
EXIT Coosa River Realty LLC
Buyer's Agent
Traci Jackson
Realty Hub
List Price
$295,000
Sold Price
$310,000
Premium/Discount to List
$15,000
5.08%
Views
43
Current Estimated Value
$294,507

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$15,493
Avg. Annual Appreciation
-3.47%
Original Mortgage
$304,385
Outstanding Balance
$298,770
Interest Rate
6.67%
Mortgage Type
FHA
Estimated Equity
-$11,226

Purchase Details

Closed on
Sep 18, 2006
Sold by
Floyd John and Underwood Donna
Bought by
Eickstead Winnell and Mathis Jerry

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$80,000
Interest Rate
6.48%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Gowens Angie $310,000 None Listed On Document
Eickstead Winnell $199,900 None Available
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Gowens Angie $11,305
Open Gowens Angie $304,385
Previous Owner Eickstead Winnell $80,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2023 07/31/23 Sold $310,000 +5.1% $152 / Sq Ft
04/10/2023 04/10/23 For Sale $295,000 -- $145 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $754 $48,656 $3,280 $45,376
2023 $0 $48,656 $3,280 $45,376
2022 $0 $15,903 $1,400 $14,503
2021 $0 $15,903 $1,400 $14,503
2020 $0 $15,478 $1,404 $14,074
2019 $0 $15,478 $1,404 $14,074
2018 -- $14,420 $0 $0
2017 -- $14,420 $0 $0
2016 -- $14,420 $0 $0
2015 -- $14,420 $0 $0
2014 -- $14,900 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Michelle Greene

    Seller's Agent in 2023

    Michelle Greene

    EXIT Coosa River Realty LLC

    (205) 901-3352

    6 in this area

    274 Total Sales

    Michelle Greene
    Section Image

  • T

    Buyer's Agent in 2023

    Traci Jackson

    Realty Hub

    Section Image
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Map

Source: Greater Alabama MLS

MLS Number: 1350642

Greater Alabama MLS

APN: 19-05-15-0-001-091.000

Alabama St Clair County Ragland 35131

120 Choctaw Ln, Ragland, AL

This home is located at 120 Choctaw Ln, Ragland, AL 35131 since 10 April 2023 and is currently estimated at $294,507, approximately $144 per square foot. This property was built in 2005. 120 Choctaw Ln is a home located in St. Clair County with nearby schools including Ragland High School and Springville High School.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Greater Alabama MLS IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.

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