$435,000
SOLD AUG 29, 2025

Sterling Reef Condominium 12011 Front Beach Rd Panama City Beach, FL 32407

2 Beds
2 Baths
1,096 Sq Ft
2005 Built

Recently Sold

$397 Per Sq Ft

3% Below List Price

9 Days on Market

Highlights

  • Property fronts gulf or ocean
  • Deeded access to the beach
  • In Ground Pool
  • J.R. Arnold High School Rated A-
  • 24-Hour Security
  • Elevator

About This Home

As of August 2025

'CURRENTLY UNDER CONTRACT, SELLER WILL CONSIDER BACKUP OFFERS' Unbeatable Gulf Views & Prime Vacation Rental Potential!

Wake up to breathtaking sunrises and unwind with stunning sunsets over the sparkling Gulf—this beautifully appointed 2-bedroom, 2-bath condo offers it all. Relax on your oversized balcony, soak in the panoramic views, and enjoy direct access to one of the most beautiful beaches in Panama City Beach.

This gulf-front gem is located in a resort-style community with top-tier amenities including an awesome beachfront pool, private dog park, and easy beach access just steps away. Whether you're looking for a savvy vacation rental investment, a serene second home, or the perfect place to retire in style, this condo checks every box.

Don't miss your chance to own a piece of paradise in a location that keeps guests—and owners—coming back year after year. Schedule your private showing today!

Last Agent to Sell the Property

Cheramie Reeder

LPT Realty LLC License #3290335 Listed on: 07/16/2025

LPT Realty LLC

Last Buyer's Agent

Stacey Ellis

Hitchcock Real Estate LLC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $5,256

Year Built

  • Built in 2005

Parking

  • 2 Car Attached Garage
  • Additional Parking

Interior Spaces

  • Living Room
  • Stacked Washer and Dryer

Kitchen

  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Full Bathrooms

Outdoor Features

  • In Ground Pool
  • Deeded access to the beach
  • Balcony

Schools

  • Hutchison Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Additional Features

  • Property fronts gulf or ocean
  • Heating Available

Community Details

Overview

  • Property has a Home Owners Association
  • Association fees include management, cable TV, fitness facility, insurance, legal/accounting, ground maintenance, maintenance structure, pest control, pool(s), sewer, security, trash, water
  • High-Rise Condominium
  • Sterling Reef Subdivision

Amenities

  • Community Barbecue Grill
  • Elevator

Recreation

  • Park

Security

  • 24-Hour Security

Property Details

Home Type

Condominium

Est. Annual Taxes

$5,256

Year Built

Built in 2005

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Year Built: 2005
  • Property Sub Type: Condominium
  • Lot Size: No Land
  • Subdivision Name: Sterling Reef
  • Architectural Style: High Rise
  • New Construction: No
  • Property Sub Type Additional: Condominium
  • Special Features: None

Interior Features

  • Appliances: Washer/Dryer Stacked, Dishwasher, Disposal, Refrigerator
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Dining Room Type: Bedroom, Kitchen, Living Room, Primary Bedroom

Exterior Features

  • Pool Features: In Ground, Community
  • View: Gulf
  • View: Yes
  • Waterfront Features: Gulf, Shoreline - Sand, Waterfront
  • Waterfront: Yes
  • Exterior Features: Balcony
  • Patio And Porch Features: Balcony

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Garage Spaces: 2.0
  • Parking Features: Additional Parking, Attached, Garage
  • Garage: Yes
  • Attached Garage: Yes

Utilities

  • Utilities: Cable Connected, Electricity Available, Phone Connected, Trash Collection
  • Security Features: 24 Hour Security, Security Service
  • Heating: Electric
  • Laundry Features: Stacked
  • Heating Yn: Yes
  • Sewer: Public Sewer

Condo/Co-op/Association

  • Community Features: Barbecue, Elevator, Fitness Center, Park, Pool, Waterfront
  • Senior Community: No
  • Amenities: Beach Rights, Barbecue
  • Association Fee Frequency: Monthly
  • Association: Yes

Fee Information

  • Association Fee Includes: Association Management, Cable TV, Fitness Facility, Insurance, Legal/Accounting, Maintenance Grounds, Maintenance Structure, Pest Control, Pool(s), Sewer, Security, Trash, Water

Schools

  • Middle Or Junior School: Surfside

Lot Info

  • Lot Features: Waterfront
  • Land Lease: No
  • Mobile Dim Units: Feet
  • Zoning Description: Resort

Multi Family

  • Number Of Units Furnished: All Units

Tax Info

  • Tax Annual Amount: 5256.48
  • Tax Year: 2024

MLS Schools

  • Elementary School: Hutchison Beach
  • High School: Arnold

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
08/29/2025 08/29/25 Sold $435,000 -3.2% $397 / Sq Ft
07/25/2025 07/25/25 Pending -- -- --
07/16/2025 07/16/25 For Sale $449,500 -- $410 / Sq Ft
Source: Central Panhandle Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Agents Affiliated with this Home

  • Cheramie Reeder

    Seller's Agent in 2025

    Cheramie Reeder

    LPT Realty LLC

    (850) 358-5435

    8 in this area

    82 Total Sales

    Cheramie Reeder
    Section Image

  • S

    Buyer's Agent in 2025

    Stacey Ellis

    Hitchcock Real Estate LLC

    (850) 481-0095

    5 in this area

    20 Total Sales

    Stacey Ellis
    Section Image
See All Agents

About Sterling Reef Condominium

Map

Source: Central Panhandle Association of REALTORS®

MLS Number: 776348

Central Panhandle Association of REALTORS®

APN: 34809-610-129

Florida Bay County Panama City Beach 32407

12011 Front Beach Rd, Panama City Beach, FL

Sold

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Central Panhandle Association of REALTORS® IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.

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