$369,000

Estimated payment $2,051/month

2 Beds
2 Baths
1,728 Sq Ft
$214 Price per Sq Ft

Highlights

  • Deck
  • Wooded Lot
  • No HOA
  • Private Lot
  • Arts and Crafts Architecture
  • Screened Porch

About This Home

Welcome to 124 Flat Creek Drive—an elegant mountain retreat ideally positioned in the heart of Lake Toxaway, North Carolina. Set on a serene, wooded +/- 1-acre parcel, this thoughtfully upgraded residence offers a rare blend of privacy, natural beauty, and effortless access to the region’s most coveted outdoor destinations. Just minutes from the breathtaking trails and waterfalls of Gorges State Park and the renowned recreation of DuPont State Forest and Pisgah Nation Forest, this property serves as an exceptional haven for those who appreciate both comfort and adventure. Inside, the home showcases a light-filled, open-concept design that seamlessly unites the living, dining, and kitchen areas—ideal for elevated everyday living or gracious entertaining. Tasteful interior upgrades and abundant natural light create a warm yet sophisticated atmosphere. With two well-appointed bedrooms and two nice bathrooms, the floor plan offers both function and refined style.
The covered side porch extends the living space outdoors, inviting you to relax in a tranquil setting surrounded by mature trees and the soothing ambiance of the mountains. In addition to its residential appeal, this property presents outstanding short-term rental investment potential. Lake Toxaway’s year-round demand for small mountain escapes—paired with proximity to premier natural attractions—positions this home as an attractive income-producing asset without sacrificing its charm as a personal retreat.
A compelling blend of upscale comfort, natural serenity, and strategic opportunity, 124 Flat Creek Drive is modest mountain living at its finest.

Listing Agent

Jake Raines

Petit Properties Inc Brokerage Email: jjraines1@gmail.com License #283310 Listed on: 11/27/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,297

Year Built

  • Built in 1995

Lot Details

  • Private Lot
  • Lot Has A Rolling Slope
  • Wooded Lot

Parking

  • Driveway

Home Design

  • Arts and Crafts Architecture
  • Architectural Shingle Roof

Interior Spaces

  • 1-Story Property
  • Wired For Data
  • Sliding Doors
  • Screened Porch
  • Electric Oven

Flooring

  • Carpet
  • Tile
  • Vinyl

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Finished Basement

  • Interior and Exterior Basement Entry
  • Natural lighting in basement

Outdoor Features

  • Deck

Schools

  • T.C. Henderson Elementary School
  • Rosman Middle School
  • Rosman High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Septic Tank
  • Cable TV Available

Community Details

  • No Home Owners Association
  • Flat Creek Subdivision

Listing and Financial Details

  • Assessor Parcel Number 8533-63-5891-000

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,297

Year Built

Built in 1995

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Sub Type: Single Family Residence
  • Architectural Style: Arts and Crafts
  • Year Built: 1995
  • Restrictions: No Restrictions,Other - See Remarks
  • Road Surface Type: Gravel
  • Unit Levels: One
  • Ratio CurrentPrice/TotalPropertyHLA: 213.54
  • Property Sub Type Additional: None
  • Bedroom Lower: 0
  • Geocode Confidence: High
  • Attribution Contact: jjraines1@gmail.com
  • Special Features: None

Interior Features

  • Foundation Details: Basement
  • Fireplace: No
  • Flooring: Carpet, Tile, Vinyl
  • Lower Level Sq Ft: 0
  • Main Level Sq Ft: 864
  • Third Level Sq Ft: 0
  • Sq Ft Unheated Total: 0
  • Sq Ft Upper: 0
  • Appliances: Dryer, Electric Oven, Refrigerator, Washer, Other
  • Above Grade Finished Sq Ft: 864
  • Has Basement: Daylight, Exterior Entry, Finished, Interior Entry
  • Basement YN: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Below Grade Sq Ft: 864
  • Door Features: Sliding Doors
  • Living Area: 1728
  • Bedroom Main: 2
  • Bedroom Basement: 0
  • Bedroom Third: 0

Exterior Features

  • New Construction: No
  • Roof: Architectural Shingle
  • Construction Type: Site Built
  • Construction Type: Fiber Cement
  • Patio And Porch Features: Covered, Deck, Screened, Side Porch

Garage/Parking

  • Main Level Garage YN: 0
  • Carport Y N: No
  • Garage Yn: No
  • Open Parking: No
  • Parking Features: Driveway

Utilities

  • Heating: Central, Heat Pump
  • Sewer: Septic Installed
  • Laundry Features: In Basement
  • Cooling: Central Air, Heat Pump
  • Utilities: Cable Available, Wired Internet Available
  • Water Source: Well

Condo/Co-op/Association

  • Hoa Subject To Dues: No
  • Senior Community: No
  • Association: No

Schools

  • Middle Or Junior School: Rosman
  • HOA Subject To: None

Lot Info

  • Lot Features: Private, Rolling Slope, Wooded
  • Lot Size Units: Acres
  • Parcel Number: 8533-63-5891-000
  • Zoning: None
  • Plat Book Slide: 24/3
  • Horse Amenities: None
  • Additional Parcels: No
  • Zoning Specification: NONE

MLS Schools

  • Elementary School: T.C. Henderson
  • High School: Rosman

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,297 $269,890 $24,000 $245,890
2024 $805 $122,230 $24,000 $98,230
2023 $805 $122,230 $24,000 $98,230
2022 $805 $122,230 $24,000 $98,230
2021 $799 $122,230 $24,000 $98,230
2020 $770 $110,600 $0 $0
2019 $764 $110,600 $0 $0
2018 $625 $110,600 $0 $0
2017 $618 $110,600 $0 $0
2016 $616 $110,600 $0 $0
2015 -- $118,310 $20,000 $98,310
2014 -- $118,310 $20,000 $98,310
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/27/2025 11/27/25 For Sale $369,000 -- $214 / Sq Ft
Source: Canopy MLS (Canopy Realtor® Association)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $282,000 None Listed On Document
Warranty Deed $138,000 None Listed On Document
Warranty Deed $80,000 None Available
Deed $4,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $273,472 New Conventional
Previous Owner $200,000 New Conventional
Source: Public Records

Source: Canopy MLS (Canopy Realtor® Association)

MLS Number: 4325770

Canopy MLS (Canopy Realtor® Association)

APN: 8533-63-5891-000