13 Chatham Ln Palmyra, VA 22963
3
Beds
2.5
Baths
2,124
Sq Ft
0.49
Acres
Highlights
- Water Views
- Golf Course Community
- Community Lake
- Beach
- Community Boat Launch
- Clubhouse
About This Home
As of August 2024WATERFRONT LIVING AT LAKE MONTICELLO! RELAXING WATERFRONT HOME w/ 126-ft of Quiet Cove Waterfrontage! This Waterfront Home Captures Both The Tranquility & Excitement of Living On The Water! Features Include: Spacious & Bright Livingroom w/Brick Gas-log FP & Nice Bay Window Looking Out to the Water, Open Eat-in Kitchen with Walk-out to Deck & Waterviews, Spacious Main Level Primary BR, Entrance Foyer w/Half BA, Basement w/Family Rm & Walk-out to Covered Patio, Laundry Rm, Storage Rm-plumbed for BA - could be finished as 4th BR, Home Prof. Painted in 2021, Detached Garage, & Trex Front Porch—PLUS Easy Walk To Water & Home’s Private Dock Area---The Perfect Place To Enjoy Lake Monticello's Wonderful Waterfront Lifestyle!
Last Agent to Sell the Property
THE STRONG TEAM
STRONG TEAM, REALTORS License #0225059911 Listed on: 05/22/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $3,081
Year Built
- Built in 1984
Lot Details
- 0.49 Acre Lot
- Landscaped
- Property is zoned R-4 Residential
HOA Fees
- $93 Monthly HOA Fees
Parking
- 1 Car Garage
Home Design
- Concrete Block With Brick
Interior Spaces
- 1.5-Story Property
- Gas Log Fireplace
- Brick Fireplace
- Entrance Foyer
- Family Room
- Living Room with Fireplace
- Breakfast Room
- Dining Room
- Utility Room
- Water Views
- Eat-In Kitchen
Flooring
- Carpet
- Vinyl
Bedrooms and Bathrooms
- 3 Bedrooms | 1 Primary Bedroom on Main
- Bathroom on Main Level
- Primary bathroom on main floor
Laundry
- Laundry Room
- Washer and Dryer Hookup
Basement
- Walk-Out Basement
- Basement Windows
Outdoor Features
- Pond
- Deck
- Covered patio or porch
- Playground
Schools
- West Central Primary Elementary School
- Fluvanna Middle School
- Fluvanna High School
Utilities
- Central Air
- Heat Pump System
Listing and Financial Details
- Assessor Parcel Number Lot 341
Community Details
Overview
- Association fees include area maint, beach, boat launch, community dock, club house, master ins. policy, play area, prof. mgmt., road maint, reserve fund, security force, snow removal, trash pickup
- $850 HOA Transfer Fee
- Lake Monticello Subdivision
- Community Lake
Amenities
- Picnic Area
- Clubhouse
- Community Center
- Meeting Room
- Community Dining Room
Recreation
- Community Boat Launch
- Beach
- Golf Course Community
- Tennis Courts
- Baseball Field
- Soccer Field
- Community Basketball Court
- Volleyball Courts
- Community Playground
- Community Pool
- Trails
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Closed on
Jun 11, 2019
Sold by
Gorski David B
Bought by
Campbell A Kidd and Mary H Kidd
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$480,000
Interest Rate
4.38%
Mortgage Type
New Conventional
Similar Homes in Palmyra, VA
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Bargain Sale Deed | $785,000 | Old Republic Title |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $425,000 | Construction | |
| Closed | $480,000 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 07/03/2025 07/03/25 | For Sale | $544,990 | 0.0% | $258 / Sq Ft |
| 06/20/2025 06/20/25 | Pending | -- | -- | -- |
| 06/19/2025 06/19/25 | For Sale | $544,990 | 0.0% | $258 / Sq Ft |
| 06/19/2025 06/19/25 | Price Changed | $544,990 | +1.9% | $258 / Sq Ft |
| 06/16/2025 06/16/25 | Off Market | $534,990 | -- | -- |
| 06/02/2025 06/02/25 | For Sale | $534,990 | 0.0% | $253 / Sq Ft |
| 05/26/2025 05/26/25 | Pending | -- | -- | -- |
| 05/23/2025 05/23/25 | Price Changed | $534,990 | -0.9% | $253 / Sq Ft |
| 05/15/2025 05/15/25 | Price Changed | $539,990 | -1.8% | $256 / Sq Ft |
| 04/29/2025 04/29/25 | Price Changed | $549,900 | -3.5% | $260 / Sq Ft |
| 04/04/2025 04/04/25 | For Sale | $569,900 | +34.1% | $270 / Sq Ft |
| 08/06/2024 08/06/24 | Sold | $425,000 | -5.6% | $200 / Sq Ft |
| 07/28/2024 07/28/24 | Pending | -- | -- | -- |
| 07/25/2024 07/25/24 | Price Changed | $450,000 | -15.9% | $212 / Sq Ft |
| 06/25/2024 06/25/24 | Price Changed | $535,000 | -8.5% | $252 / Sq Ft |
| 06/03/2024 06/03/24 | Price Changed | $585,000 | -9.3% | $275 / Sq Ft |
| 05/22/2024 05/22/24 | For Sale | $645,000 | -- | $304 / Sq Ft |
Source: Charlottesville area Association of Realtors®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $4,361 | $581,520 | $153,000 | $428,520 |
| 2024 | $31 | $365,000 | $153,000 | $212,000 |
| 2023 | $3,081 | $365,000 | $153,000 | $212,000 |
| 2022 | $2,954 | $339,500 | $153,000 | $186,500 |
| 2021 | $2,954 | $339,500 | $153,000 | $186,500 |
| 2020 | $2,972 | $321,300 | $153,000 | $168,300 |
| 2019 | $2,972 | $321,300 | $153,000 | $168,300 |
| 2018 | $2,870 | $316,400 | $153,000 | $163,400 |
| 2017 | $2,870 | $316,400 | $153,000 | $163,400 |
| 2016 | $2,719 | $296,500 | $135,000 | $161,500 |
| 2015 | $2,598 | $296,500 | $135,000 | $161,500 |
| 2014 | $2,598 | $295,200 | $135,000 | $160,200 |
Source: Public Records
Agents Affiliated with this Home
-
Scott MacDonald
Seller's Agent in 2025
Scott MacDonald
RE/MAX GATEWAY
(703) 727-6900
393 Total Sales
-
T
Seller's Agent in 2024
THE STRONG TEAM
STRONG TEAM, REALTORS
-
JAY HURDLE
Buyer's Agent in 2024
JAY HURDLE
RE/MAX
(434) 906-3100
41 in this area
58 Total Sales
Map
Source: Charlottesville area Association of Realtors®
MLS Number: 653205
APN: 18A-1-341
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