1383 South Hill Banks Dr, Center Cross, VA 22437

Waterfront House With Balcony

View 1383 South Hill Banks Dr On the Map
Explore South Hill Banks Dr
See More Photos


Come home to this 4 Bed/4 Bath waterfront retreat on 2+ acres. This home sits on a protected harbor off the Rappahannock River. As you enter the home you will see the attention to detail and notice the open floor plan which captures amazing views of the Rappahannock.On the 1st floor the kitchen, dining room, and family room are all open to eachother.The kitchen has granite countertops, cherry cabinets, tons of counter space w/ raised bar & SS appliances.There is also a huge butlers pantry to store all of you kitchen items! Upstairs, find 3 large bedrooms one of which is the master.The master has a walk in closet, master bath & private balcony overlooking the harbor.There are two laundry rooms one in the basement and one on the 2nd floor for you convenience. There is also a 4th bedroom and bathroom located in the basement. Also located in the basement is a 2 car garage with epoxied floor and a detached shed located behind the home.There is a multi-level deck on the waterside and rear deck with retractable awning!Come enjoy the summers at your private waterfront getaway!All of this is located in South Hill Banks which amenities include: community sand beach, boat ramp, and pier!

See More

Home Details

  • beds4
  • baths4
  • property typeresidential
  • exterior finishvinyl
  • year built2007
  • lot size2.22
  • fireplaceyes
  • neighborhood--
  • Atticpull down
  • Cooling2 zoned ac, central air
  • Disclosureslisting attachment
  • Flooringcarpet part, tile ceramic, wood part
  • Interiorbutlers pantry, dining area, double vanity, hot tub, island, jetted tub, loft, mbr bath, pantry, recessed lighting, steam shower
  • Lead Base Paint Disclnot required
  • Sqft Sourceper tax
  • Wallsdrywall
  • Water Heaterelectric
  • Bathroomsshower, tub & shower
  • Kitchen Dim14 x 13
  • Living Room Dim24 x 16
  • Equipment Appliancesdishwasher, drop-in range, exhaust fan, ice maker, microwave, refrigerator, satellite dish, smoke alarm, wall oven
  • Fireplacegas, non vented
  • Garagey
  • Garage Typeattached, auto door opener, basement, direct entry, finished, oversized
  • Occupied Byowner
  • Property Subtypedetached
  • Roofdimensional
  • Year Built Descriptionactual
  • Basementbasement full, garage access, walk out, y
  • Basement Bathroomshower
  • Exteriorhot tub, storage shed detached
  • Sidingvinyl
  • Lot Descriptionsloping, waterfront
  • Waterfrontyes
  • Pooln
  • Porch Patio Deckbalcony, front
  • Fees75, 0
  • Heating2 zoned heat, electric, heat pump
  • Sewerconventional septic
  • Amenitiesassociation, beach, common area, dock
  • Post Officecenter cross
  • Water Typeharbor frontage
  • Zoningres
  • Membershipn
  • Assoc/Maint Fee Peryearly
  • HOAy
  • Bed 2 Dim14 x 12
  • Bed 3 Dim12 x 12
  • Bed 4 Dim13 x 13
  • Dining Room Dim14 x 12
  • Listing Typeexclusive right
  • Master Bed Dim17 x 13
  • Owner Agentn
  • Ownershipindividuals
  • Possessionat closing
See More

Love This Home?

Schedule a showing or ask a question.

  • B

    Blakely Smith

    Listing Agent

    (804) 387-4300
  • Request Info
    By pressing Request Info, you agree that Homes.com and real estate professionals may call/text you regarding your inquiry, which may involve the use of automated means. You don't need to consent as a condition of any purchase and you can revoke consent at any time. Message/data rates may apply. You also agree to our  Terms of Use & Privacy Policy.
    Request More Info

    Thank you!

    Your information has been sent to the selected agents who should be contacting you shortly.

    Pricing Info


    Estimated Monthly Mortgage
    Principal & Interest$1,932.34
    See Current Rates
    Down Payment: Amount you plan to pay up-front on the purchase price of the property. A 20% down payment is the desired amount by most lenders, but you may pay less.
    Interest Rate: The percentage rate a lender is charging on the amount of money you have borrowed for your home purchase.
    Property Tax: The annual tax you pay on your property as a percentage of the total property value. This value defaults to a national average of 1.2% of the home price.
    Homeowner Insurance: How much do you anticipate spending a month on homeowners insurance?
    Include PMI: Private Mortgage Insurance (PMI) is required by lenders if the down payment is less than 20% of the home price. It is recommended to include this field if your down payment is less than 20% of the home price.
    If you or your spouse are active or retired military you may be eligible for special VA loan programs for veterans. The VA loan programs include benefits like no down payment and no private mortgage insurance (PMI). Learn More.
    Get Prequalified

    Local Mortgage Rates

    See Additional Rates
    Price History
    • 08/23/2018listed$ 0$449,950
    • 08/10/2015sale$ 0$474,900
    See More


    • Tappahannock Elementary School
      Class size: 14Distance: 12.04 mi
    • Essex Intermediate School
      Class size: 12Distance: 11.89 mi
    • Essex High School
      Class size: 12Distance: 12.08 mi
    See More

    How To Finance

    As a homebuyer, there are quite a few financing options to consider. Our interactive guide can help find which is right for you, and guide you through the paperwork.

    Get Started
    MLS Icon
    • MLS Number1828940
    • Listed08/23/2018
    • Listing SourceCentral Virginia Regional MLS
    • Last Updated01/16/2019
    • Listing AgentBlakely Smith
    • Offered ByHometown Realty