$1,349,000

Estimated payment $7,561/month

Total Views 3,224
4 Beds
3 Baths
2,904 Sq Ft
$465 Price per Sq Ft

Highlights

  • Boathouse
  • Seaplane Permitted
  • 1 Dock Slip
  • 110 Feet of Waterfront
  • Boat Ramp
  • Parking available for a boat

About This Home

Welcome to your happy place on Lake Anna! Tucked away on a quiet no-wake, deep-water cove on the public side, this beautiful waterfront retreat comes furnished and is where long summer days and unforgettable memories are made. With 110 feet of shoreline, deep water (10–12 ft at the end of boathouse), and gorgeous sunset views, this home offers the perfect balance of relaxation and recreation. Spend your days on the lake from your own private boathouse with vinyl marine decking, an electric boat lift, storage room, and two jet ski lifts. The deep, quiet cove is ideal for swimming and floating, just off the main lake for easy access without the heavy boat traffic. A stone sea wall, extensive hardscaping, and lake-fed irrigation system add both beauty and convenience. When it’s time to unwind, gather around the fire pit, kick back on the lakeside patio, or watch the sun set from your multi-level composite deck. Inside, over 2,900 finished square feet of space welcomes you with vaulted wood-beam ceilings, built-in shelving, a gas fireplace, and sliding doors that open to the deck for seamless indoor-outdoor living. The bright kitchen features granite countertops and stainless steel appliances. Set on 1.3 acres with plenty of privacy and beautiful lake views, this home delivers that laid-back lake lifestyle you’ve been dreaming of. High-speed Xfinity internet keeps you connected when needed, and the whole-house Generac generator plus two storage sheds make life at the lake easy and worry-free. Great lake location just minutes from local marinas, waterfront restaurants, and all the fun spots Lake Anna is known for, this home truly has it all. Short-term rentals are permitted, giving you the flexibility to share your slice of paradise for income, or keep it all to yourself. Grab your flip-flops, invite your friends, and start living the Lake Anna lifestyle, where every weekend feels like vacation! Too many improvements completed to list here (See full list of improvements in MLS documents section). New septic to accommodate a 4 bedroom home.

Listing Agent

Ashley Hoffman

(540) 834-6417 ashleyhoffman83@gmail.com Lake Anna Island Realty, Inc. License #0225104962 Listed on: 10/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,541

Year Built

  • Built in 1986

Lot Details

  • 1.34 Acre Lot
  • 110 Feet of Waterfront
  • Home fronts navigable water
  • Stone Retaining Walls
  • Landscaped
  • Extensive Hardscape
  • Private Lot
  • Premium Lot
  • Sprinkler System
  • Partially Wooded Lot
  • Back, Front, and Side Yard
  • Property is in excellent condition
  • Property is zoned RR

HOA Fees

  • $24 Monthly HOA Fees

Property Views

  • Lake
  • Woods

Home Design

  • Contemporary Architecture
  • Rambler Architecture
  • Shingle Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Open Floorplan
  • Furnished
  • Curved or Spiral Staircase
  • Built-In Features
  • Beamed Ceilings
  • Wood Ceilings
  • Vaulted Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Gas Fireplace
  • Insulated Windows
  • Window Treatments
  • Sliding Doors
  • Insulated Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Dining Room
  • Recreation Room
  • Storage Room
  • Utility Room
  • Exterior Cameras

Kitchen

  • Breakfast Area or Nook
  • Gas Oven or Range
  • Dishwasher
  • Stainless Steel Appliances
  • Upgraded Countertops

Flooring

  • Wood
  • Carpet
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub

Laundry

  • Laundry Room
  • Laundry on main level
  • Stacked Washer and Dryer

Improved Basement

  • Heated Basement
  • Walk-Out Basement
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Basement Windows

Parking

  • 6 Parking Spaces
  • 6 Driveway Spaces
  • Parking available for a boat

Accessible Home Design

  • Ramp on the main level

Outdoor Features

  • Seaplane Permitted
  • Canoe or Kayak Water Access
  • Private Water Access
  • Property is near a lake
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Bulkhead
  • Dock has a Storage Area
  • Swimming Allowed
  • Electric Hoist or Boat Lift
  • Boathouse
  • 1 Dock Slip
  • Physical Dock Slip Conveys
  • Dock made with Treated Lumber
  • Dock made with Vinyl Clad Material
  • 6 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Patio
  • Exterior Lighting
  • Shed

Schools

  • Livingston Elementary School
  • Post Oak Middle School
  • Spotsylvania High School

Utilities

  • Central Air
  • Heat Pump System
  • Water Treatment System
  • Well
  • Propane Water Heater
  • On Site Septic
  • Septic Equal To The Number Of Bedrooms
  • Cable TV Available

Listing and Financial Details

  • Tax Lot 1
  • Assessor Parcel Number 55E2-1-

Community Details

Overview

  • Association fees include common area maintenance, road maintenance, insurance
  • Childs Cove HOA
  • Childs Cove Subdivision
  • Community Lake

Amenities

  • Common Area

Recreation

  • Boat Ramp
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,541

Year Built

Built in 1986

Lot Details

0

HOA Fees

$24 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Contemporary, Ranch/Rambler
  • Accessibility Features: Ramp - Main Level
  • Ownership: Fee Simple
  • Exclusions: Some of the seller's personal items.
  • Inclusions: Furniture and furnishings convey.
  • New Construction: No
  • Story List: Lower 1, Main
  • Year Built: 1986
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Oven/Range - Gas, Refrigerator, Stainless Steel Appliances, Washer/Dryer Stacked
  • Flooring Type: Carpet, Ceramic Tile, Hardwood, Luxury Vinyl Plank
  • Interior Amenities: Bathroom - Soaking Tub, Breakfast Area, Built-Ins, Carpet, Ceiling Fan(s), Combination Dining/Living, Dining Area, Entry Level Bedroom, Exposed Beams, Family Room Off Kitchen, Floor Plan - Open, Primary Bath(s), Recessed Lighting, Skylight(s), Spiral Staircase, Upgraded Countertops, Walk-In Closet(s), Water Treat System, Wood Floors, Combination Kitchen/Dining, Window Treatments
  • Window Features: Insulated
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Insulated, Sliding Glass
  • Wall Ceiling Types: Beamed Ceilings, Vaulted Ceilings, Wood Ceilings, Dry Wall
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Room List: Dining Room, Primary Bedroom, Bedroom 2, Bedroom 4, Kitchen, Family Room, Foyer, Laundry, Recreation Room, Storage Room, Utility Room, Bathroom 3, Primary Bathroom, Full Bath
  • Basement: Yes
  • Basement Type: Improved, Walkout Level, Connecting Stairway, Daylight, Partial, Heated, Interior Access, Outside Entrance, Rear Entrance, Windows
  • Laundry Type: Main Floor, Hookup
  • Total Sq Ft: 3004
  • Living Area Sq Ft: 2904
  • Price Per Sq Ft: 711.50
  • Above Grade Finished Sq Ft: 1896
  • Below Grade Finished Sq Ft: 1008
  • Below Grade Sq Ft: 100
  • Total Below Grade Sq Ft: 1108
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 2
  • All Lower Level Bedrooms: 2
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Boat House, Shed
  • Construction Materials: Vinyl Siding
  • Exterior Features: Boat Storage, Extensive Hardscape, Exterior Lighting, Stone Retaining Walls, Underground Lawn Sprinkler, Sidewalks
  • Roof: Shingle
  • View: Lake, Trees/Woods, Water
  • Water Access Features: Boat - Powered, Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Access, Sail, Seaplane Permitted, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Lake Anna
  • Water Body Type: Lake
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 110

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway, Paved Driveway
  • Total Garage And Parking Spaces: 6
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 6

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Propane
  • Security: Exterior Cameras
  • Sewer/Septic System: On Site Septic, Septic = # Of Br
  • Utilities: Cable Tv
  • Water Source: Well
  • Internet Services: Cable

Condo/Co-op/Association

  • HOA Fees: 282.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Boat Ramp, Common Grounds, Lake, Water/Lake Privileges
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance, Road Maintenance, Insurance
  • HOA Name: CHILDS COVE
  • HOA: Yes
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: LIVINGSTON
  • High School: SPOTSYLVANIA
  • Middle Or Junior School: POST OAK

Lot Info

  • Lot Features: Bulkheaded, Front Yard, Landscaping, Partly Wooded, Premium, Private, Rear Yard, Sideyard(s)
  • Lot Size Acres: 1.34
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 58370.00
  • Outdoor Living Structures: Deck(s), Patio(s)
  • Property Condition: Excellent
  • Zoning: RR
  • In City Limits: No

Rental Info

  • Furnished: Yes
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 5541.00
  • Assessor Parcel Number: 55E2-1-
  • Tax Lot: 1
  • County Tax Payment Frequency: Annually
  • Tax Year: 2025

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: SPOTSYLVANIA COUNTY PUBLIC SCHOOLS

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,541 $754,600 $294,200 $460,400
2024 $5,541 $754,600 $294,200 $460,400
2023 $5,102 $661,200 $269,800 $391,400
2022 $4,878 $661,200 $269,800 $391,400
2021 $4,729 $584,200 $245,500 $338,700
2020 $4,729 $584,200 $245,500 $338,700
2019 $4,814 $568,100 $245,500 $322,600
2018 $4,732 $568,100 $245,500 $322,600
2017 $4,702 $553,200 $245,500 $307,700
2016 $4,336 $510,100 $245,500 $264,600
2015 -- $507,600 $245,500 $262,100
2014 -- $507,600 $245,500 $262,100
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/16/2025 10/16/25 Price Changed $1,349,000 -2.9% $465 / Sq Ft
10/16/2025 10/16/25 For Sale $1,389,000 +26.3% $478 / Sq Ft
03/07/2023 03/07/23 Sold $1,100,000 -6.4% $379 / Sq Ft View Prior Sale
02/15/2023 02/15/23 Pending -- -- --
01/25/2023 01/25/23 Price Changed $1,175,000 -2.1% $405 / Sq Ft
10/21/2022 10/21/22 For Sale $1,200,000 -- $413 / Sq Ft
Source: Bright MLS

Purchase History

Date Type Sale Price Title Company
Gift Deed -- None Listed On Document
Bargain Sale Deed $1,100,000 None Listed On Document
Deed $320,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $880,000 New Conventional
Previous Owner $256,000 Purchase Money Mortgage
Source: Public Records

Source: Bright MLS

MLS Number: VASP2036702

Bright MLS

APN: 55E-2-1