NOT LISTED FOR SALE

15 Saratoga Ct South Elgin, IL 60177

Estimated Value: $242,000 - $254,259

2 Beds
1 Bath
1,040 Sq Ft
$241/Sq Ft Est. Value

Last Sold January 02, 2025

Last sale price $249,900 $240 Per Sq Ft

Current estimated payment $1,520/month

2 Days on Market

Highlights

  • Fenced Yard
  • 1 Car Detached Garage
  • Laundry Room
  • South Elgin High School Rated A-
  • Living Room
  • Ceramic Tile Flooring

About This Home

As of January 2025

Discover the potential of this quaint home situated in a charming neighborhood, offering a unique blend of character and opportunity. This well-maintained residence features two inviting bedrooms and a full bath, providing a comfortable living space. The full unfinished basement holds endless possibilities for customization, whether you envision it as a home gym, a workshop, or additional storage. The detached one-car garage adds convenience and extra space, while the fenced-in rear yard creates a private retreat for outdoor enjoyment. Though the home would benefit from some updates, its solid foundation and classic charm make it a fantastic canvas for your personal touch in a sought-after area. Home is part of an estate and being sold as is.

Last Agent to Sell the Property

Nancy Edwards

Elm Street REALTORS License #471001383 Listed on: 11/19/2024

Co-Listed By

Megan martin

Elm Street REALTORS License #471022053

Last Buyer's Agent

Lindsay Schulz

Redfin Corporation

Redfin Corporation

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,581

Year Built

  • Built in 1959

Lot Details

  • Lot Dimensions are 80x125
  • Fenced Yard

Parking

  • 1 Car Detached Garage
  • Driveway
  • Parking Space is Owned

Home Design

  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,040 Sq Ft Home
  • 1-Story Property
  • Family Room
  • Living Room
  • Dining Room
  • Unfinished Basement
  • Basement Fills Entire Space Under The House

Kitchen

  • Range<<rangeHoodToken>>
  • Dishwasher

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Natural Gas
  • 100 Amp Service
  • Water Purifier is Owned

Listing and Financial Details

  • Senior Tax Exemptions
  • Homeowner Tax Exemptions
  • Senior Freeze Tax Exemptions
  • Other Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,581

Year Built

Built in 1959

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1959
  • Age: 61-70 Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Range, Dishwasher, Refrigerator, Washer, Dryer, Water Purifier Owned
  • Basement: Full
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • LivingArea: 1040
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 1040
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Total Sq Ft: 1040
  • Basement Sq Ft: 1040
  • Total Sq Ft: 2080
  • Unfinished Basement Sq Ft: 1040
  • Main Level Sq Ft: 1040
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Foundation Details: Concrete Perimeter
  • List Price: 249900
  • Lot Features: Fenced Yard
  • Roof: Asphalt
  • Waterfront: No
  • Exterior Building Type: Vinyl Siding

Garage/Parking

  • Garage Spaces: 1
  • ParkingTotal: 1
  • Driveway: Concrete
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: 100 Amp Service
  • Heating: Natural Gas, Forced Air
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 80X125
  • Lot Size: Less Than .25 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 19

Tax Info

  • Tax Annual Amount: 1581
  • Tax Year: 2023
  • Tax Exemptions: Homeowner,Senior,Senior Freeze,Disabled Person

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Nov 19, 2024
Closed on
Dec 23, 2024
Sold by
Summers Family Trust and Summers Larry Wayne
Bought by
Bonilla Shawn Marie
Seller's Agent
Nancy Edwards
Elm Street REALTORS
Buyer's Agent
Lindsay Schulz
Redfin Corporation
List Price
$249,900
Sold Price
$249,900
Views
43
Current Estimated Value
$250,565

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$665
Avg. Annual Appreciation
-1.50%
Original Mortgage
$159,900
Outstanding Balance
$159,492
Interest Rate
6.84%
Mortgage Type
New Conventional
Estimated Equity
$88,338

Purchase Details

Closed on
Oct 10, 2013
Sold by
Summers Elvis
Bought by
Summers Elvis and The Summers Family Trust

Purchase Details

Closed on
Dec 26, 2000
Sold by
Gardner Douglas J and Gardner Douglas J
Bought by
Summers Elvis and Summers Nyla Mae

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$75,000
Interest Rate
7.77%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Bonilla Shawn Marie $250,000 None Listed On Document
Bonilla Shawn Marie $250,000 None Listed On Document
Summers Elvis -- None Available
Summers Elvis $90,000 Chicago Title Insurance Co
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Bonilla Shawn Marie $159,900
Closed Bonilla Shawn Marie $159,900
Previous Owner Summers Elvis $40,000
Previous Owner Summers Elvis $75,000
Previous Owner Summers Elvis $75,000
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/02/2025 01/02/25 Sold $249,900 0.0% $240 / Sq Ft
11/21/2024 11/21/24 Pending -- -- --
11/19/2024 11/19/24 For Sale $249,900 -- $240 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $1,581 $59,653 $17,518 $42,135
2022 $3,562 $54,393 $15,973 $38,420
2021 $2,076 $50,854 $14,934 $35,920
2020 $2,117 $46,915 $14,257 $32,658
2019 $2,148 $44,690 $13,581 $31,109
2018 $2,247 $47,658 $12,794 $34,864
2017 $2,270 $45,054 $12,095 $32,959
2016 $2,544 $41,798 $11,221 $30,577
2015 -- $38,312 $10,285 $28,027
2014 -- $37,839 $10,158 $27,681
2013 -- $38,837 $10,426 $28,411
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12213166

Midwest Real Estate Data (MRED)

APN: 06-34-279-006