15335 Banks Dr Panama City, FL 32409
3
Beds
2.5
Baths
2,328
Sq Ft
2.6
Acres
Highlights
- Lake Front
- Country Style Home
- No HOA
- Cathedral Ceiling
- Attic
- Covered patio or porch
About This Home
As of January 2025Don't Miss this 1 Owner Home! Seller Concessions Offered for Buyers Closing Costs! Waterfront 1 Owner Custom Built Home Located on Spring Fed Lake in Northern Bay County with no boating restrictions- Enjoy waterfront living at its finest with your very own over 2.5 Acre slice of Paradise in this Move-In Ready Home. Priced to Sell with Recent Appraisal! This home is the perfect location just 1/4 mile off the Hwy 77 & Hwy 20 Intersection, lush foliage with beautiful oak trees surround this property giving you privacy. The home has been newly updated & ready for its new owners- New Roof 2023, New HVACs 2021, New Water Softener System 2024, fully repainted inside offering you a beautiful neutral canvas to make this home your own, brand new carpeting, new light fixtures throughout & much more. Every detail of this Custom Built Home was well thought out. The Interior features lake views from all the back windows, high ceilings throughout, charming staircase & Impressive Cathedral Ceiling in the Living Room. The large 19x20 Living Room has plenty of space to entertain, lake views from the French doors leading to the back porch, wood burning fireplace & convenient to the Kitchen with a Semi- Open Concept Design. The Kitchen has beautiful custom hardwood cabinetry, large breakfast eating area with lake views, breakfast bar, pantry, lots of countertop space & comes complete with all appliances included. The Formal Dining room is very spacious 14x20. The Laundry room has a deep utility sink with washer/dryer hook up. The Master Suite is sure to impress with high ceilings, door to access back porch with lake views, Large 7x6 Double Separate Closets. Master Bath is the perfect place to relax with Double Vanity sinks, sit down ''makeup desk area'', 6 foot wide shower with seat, Deep Jacuzzi Tub & Private potty area. Upstairs you will enjoy 2 large bedrooms with a full bath featuring a tub/shower combo. The upstairs also has its own HVAC unit which helps with energy efficiency. The Exterior of the home has easy to maintain vinyl siding & brand new roof just replaced in 2023 with transferable manufacture warranty! This home is well built & sustained Zero Hurricane Michael Damages! It was well loved & meticulously maintained since built in 2003 by its original owners. The Spring Fed Lake has no restrictions on boating for owners so you are allowed to truly enjoy the waterfront living life style with use of ski boats, fishing boats, jet skis etc! This lake offers great fishing with large bream, bass & other local fresh water fish. Also located near the international airport, this home would make a perfect homestead or a convenient vacation home. Don't miss out on the opportunity to own this amazing property! ***Measurements Approximate. Square Footage taken from recent appraiser measurement, buyer to verify if important, Lot size taken from Property Appraiser Seller does not have a Survey***Low Monthly Utility Expenses with Septic System, Private Well with GREAT WATER & Brand New Water Softener System*** Septic System located in front yard so plenty of backyard space for a future swimming pool!
Last Agent to Sell the Property
Horsley Real Estate Group License #3119862 Listed on: 07/16/2024
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $2,234
Year Built
- Built in 2003
Lot Details
- 2.6 Acre Lot
- Lot Dimensions are 153 x 740
- Lake Front
- Property fronts a private road
- Dirt Road
- Cleared Lot
Parking
- 2 Car Attached Garage
- Garage Door Opener
- Driveway
Home Design
- Country Style Home
- Slab Foundation
- Shingle Roof
- Vinyl Siding
Interior Spaces
- 2,328 Sq Ft Home
- 2-Story Property
- Cathedral Ceiling
- Ceiling Fan
- Recessed Lighting
- Fireplace
- Double Pane Windows
- Insulated Doors
- Entrance Foyer
- Living Room
- Breakfast Room
- Dining Room
- Pull Down Stairs to Attic
Kitchen
- Breakfast Bar
- Electric Oven
- Electric Cooktop
- Range Hood
- <<microwave>>
- Dishwasher
- Disposal
Bedrooms and Bathrooms
- 3 Bedrooms
- Split Bedroom Floorplan
Outdoor Features
- Covered patio or porch
Schools
- Deane Bozeman Elementary And Middle School
- Deane Bozeman High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Well
- Electric Water Heater
- Water Softener is Owned
- Septic Tank
Community Details
- No Home Owners Association
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 16, 2024
Closed on
Jan 24, 2025
Sold by
Pippin Shirley Anne
Bought by
Mclean Justin and Mclean Ashley Joy
Seller's Agent
Lacy Horsley
Horsley Real Estate Group
Buyer's Agent
Sharon McLean
ERA Neubauer Real Estate Inc
List Price
$549,000
Sold Price
$516,000
Premium/Discount to List
-$33,000
-6.01%
Views
264
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$1,816
Avg. Annual Appreciation
-0.73%
Original Mortgage
$490,200
Outstanding Balance
$489,328
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$24,856
Purchase Details
Closed on
May 20, 2002
Sold by
Kirkland Terry Lemar and Kirkland Tammy A
Bought by
Pippin Bill and Pippin Shirley Anne
Similar Homes in the area
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area
Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Warranty Deed | $516,000 | South Oak Title | |
| Warranty Deed | -- | -- |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $490,200 | New Conventional |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 01/27/2025 01/27/25 | Sold | $516,000 | -1.7% | $222 / Sq Ft |
| 09/17/2024 09/17/24 | Price Changed | $525,000 | -1.9% | $226 / Sq Ft |
| 08/30/2024 08/30/24 | Price Changed | $535,000 | -1.8% | $230 / Sq Ft |
| 08/26/2024 08/26/24 | Price Changed | $545,000 | -0.7% | $234 / Sq Ft |
| 07/16/2024 07/16/24 | For Sale | $549,000 | -- | $236 / Sq Ft |
Source: Central Panhandle Association of REALTORS®
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $2,234 | $292,176 | $68,317 | $223,859 |
| 2023 | $2,234 | $245,494 | $0 | $0 |
| 2022 | $2,011 | $238,344 | $0 | $0 |
| 2021 | $2,003 | $231,402 | $0 | $0 |
| 2020 | $1,990 | $228,207 | $53,749 | $174,458 |
| 2019 | $2,021 | $231,131 | $53,749 | $177,382 |
| 2018 | $2,243 | $246,440 | $0 | $0 |
| 2017 | $2,386 | $254,036 | $0 | $0 |
| 2016 | $2,384 | $248,811 | $0 | $0 |
| 2015 | $2,458 | $247,081 | $0 | $0 |
| 2014 | $2,428 | $245,120 | $0 | $0 |
Source: Public Records
Agents Affiliated with this Home
-
Lacy Horsley
Seller's Agent in 2025
Lacy Horsley
Horsley Real Estate Group
(850) 832-3503
95 Total Sales
-
Sharon McLean
S
Buyer's Agent in 2025
Sharon McLean
ERA Neubauer Real Estate Inc
(850) 785-1551
3 Total Sales
Map
Source: Central Panhandle Association of REALTORS®
MLS Number: 760002
APN: 07429-040-110
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
IDX information is provided exclusively for consumers’ personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by the MLS.
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