$349,900

160 Swift St Oswego, NY 13126

Estimated payment $2,379/month

Total Views 462
6 Beds
3 Baths
1,340 Sq Ft
$261 Price per Sq Ft

Highlights

  • Popular Property
  • Deck
  • Wood Flooring
  • 0.38 Acre Lot
  • Property is near public transit
  • Forced Air Heating System

About This Home

Perfect Oswego Investment or Owner-Occupied Gem!

Discover a rare opportunity just steps from SUNY Oswego—where home and income potential meet. The main house offers 5 bedrooms, 2 full bathrooms, and 2 family rooms, and has been a successful student rental with each bedroom leased individually. It’s equally well-suited as a spacious family home, offering versatility and strong income-producing history.

Perched above the garage is an adorable 1-bedroom apartment featuring in-unit laundry and a private deck. This cozy space has been used for short-term stays by traveling nurses and professors, and has been a high-performing Airbnb with excellent reviews and consistent bookings.

Both units are full of character—thoughtfully designed, warm, and inviting. Whether you’re living in one or renting both, they truly feel like home.

The property has been meticulously maintained and updated with new appliances, fresh carpeting, updated bathrooms, and more. It’s completely move-in ready and reflects quality throughout.

The possibilities here are endless: live in one home and rent the other, lease both for dual income, or customize your approach depending on your needs. With the option for owner-occupied financing, you can take advantage of lower down payments and great rates.

With SUNY Oswego literally in your backyard, this unique property offers unbeatable location, comfort, and potential. A true Oswego gem that blends charm, stability, and opportunity—all in one!

Listing Agent

Stephanie Scriven

Listing by Home With Us Realty Group, LLC License #10491211667 Listed on: 07/17/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,293

Year Built

  • Built in 1965

Lot Details

  • 0.38 Acre Lot
  • Lot Dimensions are 98x150
  • Rectangular Lot

Parking

  • 2 Car Garage

Home Design

  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 1,340 Sq Ft Home
  • 1-Story Property
  • Finished Basement
  • Basement Fills Entire Space Under The House

Flooring

  • Wood
  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 6 Bedrooms
  • 3 Full Bathrooms

Utilities

  • Forced Air Heating System
  • Heating System Uses Gas
  • Electric Water Heater
  • High Speed Internet
  • Cable TV Available

Additional Features

  • Deck
  • Property is near public transit

Listing and Financial Details

  • Tax Lot 18
  • Assessor Parcel Number 354200-127-019-0001-018-000-0000

Community Details

Overview

  • 2 Units
  • Oswego Subdivision

Building Details

  • 2 Separate Gas Meters

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,293

Year Built

Built in 1965

Lot Details

0

Parking

2

Listing Details

  • Property Sub Type: Multi Family
  • Property Type: Residential
  • Rent Includes: Gardener, Snow Removal, Trash Collection, Water
  • Year Built: 1965
  • Lot Features: Near Public Transit, Rectangular, Rectangular Lot, Residential Lot
  • Road Frontage Type: City Street
  • Subdivision Name: Oswego
  • Flooring: Carpet, Hardwood, Varies, Vinyl
  • Garage Yn: Yes
  • Unit Levels: One
  • Year Built Details: Existing
  • Special Features: VirtualTour

Interior Features

  • Appliances: Electric Water Heater
  • Basement: Full, Finished
  • Basement YN: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 6
  • Stories: 1
  • Stories: 1

Exterior Features

  • Acres: 0.38
  • Waterfront: No
  • Construction Type: Aluminum Siding, Vinyl Siding
  • Exterior Features: Deck
  • Patio And Porch Features: Deck

Garage/Parking

  • Garage Spaces: 2.0
  • Parking Features: Garage, Two or More Spaces

Utilities

  • Heating: Gas, Forced Air
  • HeatingYN: Yes
  • Utilities: Cable Available, High Speed Internet Available, Sewer Connected, Water Connected
  • Water Source: Connected, Public

Condo/Co-op/Association

  • Senior Community: No

Schools

  • Junior High Dist: Oswego

Lot Info

  • Parcel Number: 354200-127-019-0001-018-000-0000
  • Lot Dimensions: 98X150
  • Lot Size Sq Ft: 16553.0
  • ResoLotSizeUnits: Acres

Multi Family

  • Number Of Units In Community: 2
  • Number Of Units Total: 2
  • Number Of Separate Electric Meters: 2
  • Number Of Separate Gas Meters: 2

Tax Info

  • Tax Annual Amount: 5293.0
  • Tax Lot: 18

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/17/2025 07/17/25 For Sale $349,900 -- $261 / Sq Ft
Source: Central New York Information Services

Similar Homes in Oswego, NY

  • 53 E Seneca St, Oswego, NY 13126

    $409,000

    • 6 Beds
    • 6,528 Sq Ft
    • 53 E Seneca St
    • Oswego, NY

    This property has five 1 bedroom and one 2 bedroom units. Tenants pay their own utilities. All 6 units have been remodeled with new kitchen, new bathroom, new floorings throughout. Tenants are keeping up in good condition, nice & tidy. Roof is approximately 7 years old. Property is in good shape and generates a great return over 12%. Within walking distance to all the waterfront restaurants,

    Susan Li Coldwell Banker Prime Prop,Inc

    Section Image
  • 65 and 67 E 8th, Oswego, NY 13126

    $350,000

    • 6 Beds
    • 4 Baths
    • 2,060 Sq Ft
    • 65 and 67 E 8th
    • Oswego, NY

    Investor's Dream! Two Income-Producing Duplexes in a Prime LocationDon’t miss this incredible opportunity to own two well-maintained duplexes offering strong rental income and long-term investment potential. Located in a highly walkable neighborhood, these properties are just steps from shopping, dining, and everyday conveniences, making them extremely attractive to tenants.Each

    Caitlin Reynolds Century 21 Galloway Realty

    Section Image

Source: Central New York Information Services

MLS Number: S1622738

Central New York Information Services

APN: 354200 127.19-01-18