$675,000
SOLD JUL 18, 2025
3 Beds
2.5 Baths
1,764 Sq Ft
1.12 Acres

Recently Sold

$383 Per Sq Ft

5 Days on Market

Highlights

  • Private Waterfront
  • 1 Boat Dock
  • Lake View
  • Morgan County Primary School Rated A-
  • Access To Lake
  • Community Lake

About This Home

As of July 2025

Tucked along the peaceful shores of the Lake Oconee, this beautiful home offers the perfect blend of comfort, space, and breathtaking views. With 221 feet of water frontage and expansive open-water vistas, every day here feels like a getaway. Whether you're lounging on the covered deck or heading down to your private one-slip dock, this property is made for enjoying lake life to the fullest. Inside, the main level welcomes you with an open and airy layout. The spacious living room flows seamlessly into a modern eat-in kitchen, complete with sleek stainless steel appliances-including double ovens-ideal for both everyday living and entertaining. The primary suite is also on the main level, offering privacy and convenience with its own en-suite bath and his & her closets. Upstairs, you'll find two generously sized bedrooms and a full bath, making it easy to host guests or accommodate family. The lower level features a large recreation room that's ready to be transformed-use it for games, hobbies, storage, or even future finished living space. An attached garage provides plenty of room for lake toys, tools, or parking. With its unbeatable water views, prime frontage, and flexible layout, this is the lake home you've been waiting for. Brand new HVAC system was installed June 2025. Schedule your showing today!

Last Agent to Sell the Property

Rhonda Smith

Keller Williams Lake Oconee License #330071 Listed on: 06/04/2025

Keller Williams Lake Oconee

Last Buyer's Agent

Chris Hodges

Madison Realty License #174216

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,578

Year Built

  • Built in 1999

Lot Details

  • 1.12 Acre Lot
  • Private Waterfront
  • 221 Feet of Waterfront
  • Lake Front
  • Home fronts a seawall
  • Private Lot
  • Sloped Lot
  • Cleared Lot
  • Partially Wooded Lot
  • Grass Covered Lot

HOA Fees

  • $8 Monthly HOA Fees

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Slab Foundation
  • Composition Roof
  • Concrete Siding

Interior Spaces

  • 1,764 Sq Ft Home
  • 3-Story Property
  • Ceiling Fan
  • Fireplace Features Masonry
  • Family Room with Fireplace
  • Lake Views
  • Pull Down Stairs to Attic
  • Laundry in Hall

Kitchen

  • Breakfast Area or Nook
  • Breakfast Bar
  • Double Oven
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms | 1 Primary Bedroom on Main
  • Split Bedroom Floorplan
  • Double Vanity
  • Whirlpool Bathtub
  • Separate Shower

Basement

  • Interior and Exterior Basement Entry
  • Natural lighting in basement

Outdoor Features

  • Access To Lake
  • Deep Water Access
  • 1 Boat Dock
  • Dock Rights
  • Deck
  • Patio
  • Porch

Schools

  • Morgan County Primary/Elementa Elementary School
  • Morgan County Middle School
  • Morgan County High School

Utilities

  • Central Heating and Cooling System
  • Well
  • Water Softener
  • Septic Tank

Community Details

  • Association fees include ground maintenance
  • Lake Oconee Shores Subdivision
  • Community Lake

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,578

Year Built

Built in 1999

Lot Details

0

HOA Fees

$8 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1999
  • ArchitecturalStyle: Traditional
  • Main Level Half Bathrooms: 1
  • Financing Type: VA
  • Levels: Three Or More
  • Lot Size Acres: 1.12
  • Property Sub-Type: Single Family Residence
  • Structure Type: House
  • Total Dock Slips: 1
  • Total Finished Area2: 1764
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Double Oven, Microwave, Oven/Range (Combo), Stainless Steel Appliance(s), Water Softener
  • Bedrooms: 3
  • Basement: Daylight, Exterior Entry, Interior Entry
  • Total Finished Sq Ft: 1764
  • Above Grade Finished Sq Ft: 1764
  • Interior Amenities: Double Vanity, Master On Main Level, Pulldown Attic Stairs, Separate Shower, Soaking Tub, Split Bedroom Plan, Whirlpool Bath
  • Feature Name: Lake Oconee
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Fireplace Features: Family Room, Masonry
  • Flooring: Hardwood, Vinyl
  • Kitchen Features: Breakfast Area, Breakfast Bar, Solid Surface Counters

Beds/Baths

  • Main Level Full Bathrooms: 1
  • Upper Level Full Bathrooms: 1
  • Bedroom Main Level: 1

Exterior Features

  • Waterfront Frontage: 221
  • Common Walls: No Common Walls
  • Construction Materials: Concrete
  • Foundation Details: Slab
  • Lot Features: Private, Sloped
  • Patio And Porch Features: Deck, Patio, Porch
  • Property Condition: Resale
  • Roof: Composition
  • View: Lake
  • Waterfront Features: Deep Water Access, Dock Rights, Lake Access, Private, Seawall

Garage/Parking

  • Parking Features: Attached, Garage
  • ParkingTotal: 2

Utilities

  • Cooling: Ceiling Fan(s), Central Air
  • Heating: Central
  • Laundry Features: In Hall, Laundry Closet
  • Sewer: Septic Tank
  • Utilities: Electricity Available
  • Water Source: Well

Condo/Co-op/Association

  • Annual Association Fee: 100
  • Association: Yes
  • Community Features: Lake

Fee Information

  • Association Fee Includes: Maintenance Grounds, Other

Schools

  • Elementary School: Morgan County Primary/Elementa
  • High School: Morgan County
  • Middle School: Morgan County

Multi Family

  • Total Fireplaces: 1

Tax Info

  • Year: 23
  • Tax Annual Amount: 3578.5

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jun 4, 2025
Closed on
Jul 18, 2025
Sold by
Frizzell David C
Bought by
Gunter Justin Lee and Gunter Karen
Seller's Agent
Rhonda Smith
Keller Williams Lake Oconee
Buyer's Agent
Chris Hodges
Madison Realty
List Price
$675,000
Sold Price
$675,000
Views
26
Current Estimated Value
$670,934

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
-$4,066
Avg. Annual Appreciation
-1.54%
Original Mortgage
$697,275
Outstanding Balance
$696,682
Interest Rate
6.81%
Mortgage Type
VA
Estimated Equity
-$25,748

Purchase Details

Listed on
Feb 22, 2018
Closed on
May 16, 2018
Sold by
Heffner Georgianna
Bought by
Frizzell Peggy and Frizzell David C
Seller's Agent
Alan Kent
Keller Williams Realty Lake Oconee
Buyer's Agent
Selling Agent Non-Member
NON MLS MEMBER
List Price
$360,000
Sold Price
$350,000
Premium/Discount to List
-$10,000
-2.78%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
9.58%

Purchase Details

Closed on
Sep 22, 1999
Sold by
Arnold Harry M
Bought by
Heffner Charles Alla

Purchase Details

Closed on
Oct 21, 1998
Sold by
Gilpin Thomas C
Bought by
Arnold Harry M

Purchase Details

Closed on
Jul 30, 1991
Sold by
Metropolitan Atlanta Community Foundatio
Bought by
Gilpin Thomas C
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $675,000 --
Warranty Deed $350,000 --
Deed $260,000 --
Deed $40,000 --
Deed $18,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $697,275 VA
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
07/18/2025 07/18/25 Sold $675,000 0.0% $383 / Sq Ft
06/09/2025 06/09/25 Pending -- -- --
06/04/2025 06/04/25 For Sale $675,000 +92.9% $383 / Sq Ft
05/16/2018 05/16/18 Sold $350,000 -2.8% $173 / Sq Ft View Prior Sale
04/13/2018 04/13/18 Pending -- -- --
02/22/2018 02/22/18 For Sale $360,000 -- $178 / Sq Ft
Source: Georgia MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,706 $164,641 $58,000 $106,641
2023 $3,532 $152,271 $54,000 $98,271
2022 $3,351 $138,990 $54,000 $84,990
2021 $3,365 $138,990 $54,000 $84,990
2020 $3,396 $138,990 $54,000 $84,990
2019 $3,451 $138,990 $54,000 $84,990
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Georgia MLS

MLS Number: 10536483

Georgia MLS

APN: 051B 001