$497,950

1686 Locust Grove Rd Topping, VA 23169

Estimated payment $2,731/month

Total Views 2,268
2 Beds
2 Baths
960 Sq Ft
$519 Price per Sq Ft

Highlights

  • 80 Feet of Waterfront
  • 1 Boat Dock
  • Pier or Dock
  • Middlesex High School Rated 9+
  • Pier
  • Fishing Allowed

About This Home

Charming waterfront cottage just a 10-minute boat ride from the Bay, Deltaville, Stingray Point, or Urbanna, perfect for fishing, dining on fresh seafood, or enjoying the Oyster Festival! The property features a private dock with a 10,000 lb boat lift and 4–6 feet of water at mean low tide, plus a sandy beach area where kids can play. After a day on the water or exploring local shops and restaurants in Gloucester, White Stone, or Kilmarnock (all just 15 minutes away), relax by the fire pit, taking in gorgeous views and maybe even steaming your own crabs caught right off the dock. The cottage offers two spacious bedrooms, two full baths, a newer roof, HVAC, conventional septic system, and well pump all on nearly 1.5 acres and best of all no flood insurance required! It’s time to enjoy your very own “rivah” retreat!

Listing Agent

Amy Robens Talley

Amy.talley@comcast.net Oakstone Enterprises, LLC License #0225062737 Listed on: 10/30/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,343

Year Built

  • Built in 1940

Lot Details

  • 1.46 Acre Lot
  • 80 Feet of Waterfront
  • Home fronts navigable water
  • Creek or Stream
  • Cul-De-Sac
  • 2 Parcel included Totaling 1.46 Acres
  • Property is in good condition
  • Property is zoned LDR, Low Density Rural

Home Design

  • Rambler Architecture
  • Cottage
  • Bungalow
  • Frame Construction
  • Composition Roof
  • Vinyl Siding

Interior Spaces

  • 960 Sq Ft Home
  • Property has 1 Level
  • Wainscoting
  • Cathedral Ceiling
  • Stone Fireplace
  • Double Hung Windows
  • Family Room
  • Bonus Room
  • Sun or Florida Room
  • River Views
  • Crawl Space
  • Storm Doors
  • Laundry on main level

Kitchen

  • Electric Oven or Range
  • Stove

Flooring

  • Partially Carpeted
  • Ceramic Tile
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • 2 Full Bathrooms

Parking

  • Driveway
  • Unpaved Parking

Outdoor Features

  • Outdoor Shower
  • Pier
  • Access to Tidal Water
  • Canoe or Kayak Water Access
  • Waterski or Wakeboard
  • Electric Hoist or Boat Lift
  • 1 Boat Dock
  • Private Dock
  • Powered Boats Permitted
  • Patio

Location

  • Property is near a creek

Schools

  • Middlesex Elementary School
  • St. Clare Walker Middle School
  • Middlesex High School

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Well
  • Electric Water Heater
  • On Site Septic

Listing and Financial Details

  • Tax Lot 7A
  • Assessor Parcel Number 29A-4-7A

Community Details

Overview

  • No Home Owners Association

Recreation

  • Pier or Dock
  • Fishing Allowed

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,343

Year Built

Built in 1940

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Bungalow, Cottage, Ranch/Rambler
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main
  • Year Built: 1940
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Water Heater, Refrigerator, Stove, Oven/Range - Electric
  • Flooring Type: Ceramic Tile, Luxury Vinyl Plank, Partially Carpeted
  • Interior Amenities: Entry Level Bedroom, Wainscotting
  • Window Features: Double Hung
  • Fireplace Features: Stone
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Storm
  • Wall Ceiling Types: Cathedral Ceilings, Dry Wall
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Primary Bedroom, Kitchen, Family Room, Sun/Florida Room, Bathroom 2, Bonus Room
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 960
  • Living Area Sq Ft: 960
  • Price Per Sq Ft: 518.70
  • Above Grade Finished Sq Ft: 960
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 2
  • Main Level Bedrooms: 2
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Frame, Vinyl Siding
  • Exterior Features: Outside Shower
  • Roof: Composite
  • View: River, Water
  • Water Access Features: Canoe/Kayak, Boat - Powered, Fishing Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Meachim Creek
  • Water Body Type: Creek/Stream
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: Yes
  • Water View: Yes
  • Water Frontage In Feet: 80

Garage/Parking

  • Garage: No
  • Parking Features: Unpaved
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C
  • Heating Fuel: Electric
  • Heating Type: Central, Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Water Source: Well
  • Internet Services: Satellite, Other

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Pier/Dock
  • HOA: No
  • Senior Community: No

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: MIDDLESEX
  • High School: MIDDLESEX
  • Middle Or Junior School: ST. CLARE WALKER

Lot Info

  • Additional Parcels Description: 2 Parcel included Totaling 1.46 Acres
  • Lot Features: Cul-De-Sac
  • Lot Size Acres: 1.46
  • Lot Dimensions: Tax Record 2 parcel = 1.46 acres
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 63597.60
  • Outdoor Living Structures: Patio(s)
  • Property Condition: Good
  • Zoning: LDR
  • Zoning Description: Low Density Rural
  • In City Limits: No

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1343.22
  • Assessor Parcel Number: 29A-4-7A
  • Tax Lot: 7A
  • Tax Year: 2024

Multi Family

  • Waterfront Features: Private Dock Site

MLS Schools

  • School District Name: MIDDLESEX COUNTY PUBLIC SCHOOLS

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,343 $220,200 $143,400 $76,800
2024 $1,343 $220,200 $143,400 $76,800
2023 $1,343 $220,200 $143,400 $76,800
2022 $1,343 $220,200 $143,400 $76,800
2021 $1,189 $191,700 $128,900 $62,800
2020 $1,189 $191,700 $128,900 $62,800
2019 $1,189 $191,700 $128,900 $62,800
2018 $1,054 $191,700 $128,900 $62,800
2017 $1,054 $188,200 $128,900 $59,300
2016 $994 $187,500 $127,400 $60,100
2015 -- $0 $0 $0
2014 -- $0 $0 $0
2013 -- $0 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/12/2025 11/12/25 Pending -- -- --
10/29/2025 10/29/25 For Sale $497,950 -- $519 / Sq Ft
Source: Bright MLS

Source: Bright MLS

MLS Number: VAMX2000264

Bright MLS

APN: 29A-4-7A