$265,000

Estimated payment $1,906/month

Total Views 11,611
4 Beds
3 Baths
2,633 Sq Ft
$101 Price per Sq Ft

Highlights

  • Boat Dock
  • Gated Community
  • Clubhouse
  • Durand Elementary School Rated A-
  • Community Lake
  • Property is near a park

About This Home

One owner water view Lake Summerset Ranch in Durand Schools . Built in 1997 with new metal roof (2024) with 40 year transferrable warranty. Good mechanicals. Wood burning fireplace. Move in ready and quick close available. Front deck with pergola. Three bedrooms, two baths on the main floor. Main floor laundry. Lower level family room and third bath. Large office/craft room. Plenty of storage. Large garage with only a few steps up to the home. Tree lined yard with fire pit. Dining area adjacent to kitchen. The private community of Lake Summerset is legendary for its excellent fishing, featuring trophy muskies and huge bass. We offer two pristine beaches ,fine water skiing, tubing, and the opportunity to raft up pontoons and float the day away in the bays. Our 24/7 manned, guarded entry gate ensures security. The area also includes attractive and affordable private campgrounds, forty parks (twelve of them are waterfront), two marinas, and a seasonal outdoor pool. The homes and grounds are well-maintained, and the community enjoys high-quality drinking water, underground utilities for a dark sky community, and friendly neighbors who are happy to be here. Conveniently located just 90 minutes from O'Hare Airport and 55 minutes from the state capital in Madison, Lake Summerset is an ideal place to live and relax or just get away

Listing Agent

Don Morgan

Morgan Realty, Inc. Listed on: 11/09/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,037

Year Built

  • Built in 1997

Lot Details

  • 0.34 Acre Lot
  • Paved or Partially Paved Lot

HOA Fees

Parking

  • 2.5 Car Garage
  • Driveway
  • Parking Included in Price

Home Design

  • 1.5-Story Property
  • Metal Roof

Interior Spaces

  • 2,633 Sq Ft Home
  • Wood Burning Fireplace
  • Family Room Downstairs
  • Living Room with Fireplace
  • Dining Room
  • Finished Basement Bathroom
  • Laundry Room

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • 3 Full Bathrooms

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Additional Features

  • Tideland Water Rights
  • Property is near a park

Community Details

Overview

  • Association fees include clubhouse, pool, lake rights
  • Mary Walsh Association, Phone Number (815) 248-2194
  • Property managed by Lake Summerset Assn
  • Community Lake

Recreation

  • Boat Dock
  • Tennis Courts
  • Community Pool

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,037

Year Built

Built in 1997

Lot Details

0

HOA Fees

$92 per month

Parking

2

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1.5 Story
  • Ownership: Fee Simple w/ HO Assn.
  • ArchitecturalStyle: Ranch
  • New Construction: No
  • Property Sub-Type: 1.5 Story
  • Year Built: 1997
  • Age: 26-30 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Basement: Finished, Daylight
  • Full Bathrooms: 3
  • Total Bathrooms: 3
  • Total Bedrooms: 4
  • Fireplace Features: Wood Burning
  • Fireplaces: 1
  • LivingArea: 2633
  • Room Type: Family Room
  • Estimated Total Finished Sq Ft: 2291
  • Basement Bathrooms: Yes
  • Below Grade Bedrooms: 0
  • Fireplace Location: Living Room
  • Total Sq Ft: 2633
  • Attic: Full,Pull Down Stair,Unfinished

Exterior Features

  • Construction Materials: Vinyl Siding
  • Roof: Metal
  • Waterfront: No

Garage/Parking

  • Garage Spaces: 2.5
  • Parking Features: Concrete, Yes, Attached, Garage
  • ParkingTotal: 2.5

Utilities

  • Sewer: Community Sewer
  • Cooling: Central Air
  • Heating: Natural Gas
  • Laundry Features: In Unit
  • Water Source: Community

Condo/Co-op/Association

  • Association Fee: 1099
  • Association Fee Frequency: Annually
  • Community Features: Clubhouse, Park, Pool, Tennis Court(s), Lake, Dock, Water Rights, Gated, Street Paved
  • Master Association Fee: Yes
  • Master Association Fee Frequency: Not Required
  • Management Company: Lake Summerset Assn
  • Management Contact Name: Mary Walsh
  • Management Phone: 815-248-2194
  • Master Association Fee: 200

Fee Information

  • Association Fee Includes: Clubhouse, Pool, Lake Rights

Lot Info

  • Lot Size Acres: 0.34
  • Lot Dimensions: 0.34
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N
  • Zero Lot Line: No

Rental Info

  • Board Number: 5
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 5037
  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,037 $72,107 $2,281 $69,826
2023 $4,520 $61,789 $1,955 $59,834
2022 $4,032 $54,582 $1,744 $52,838
2021 $4,131 $50,260 $1,606 $48,654
2020 $4,094 $48,359 $1,545 $46,814
2019 $4,024 $47,134 $1,506 $45,628
2018 $4,218 $45,247 $1,446 $43,801
2017 $4,070 $44,360 $1,418 $42,942
2016 $4,323 $44,360 $1,418 $42,942
2015 $4,326 $44,360 $1,418 $42,942
2014 $4,311 $44,360 $1,418 $42,942
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/03/2025 11/03/25 Price Changed $265,000 -6.4% $116 / Sq Ft
10/14/2025 10/14/25 Price Changed $283,000 -0.7% $124 / Sq Ft
08/23/2025 08/23/25 Price Changed $285,000 -9.2% $124 / Sq Ft
07/31/2025 07/31/25 For Sale $314,000 -- $137 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Purchase History

Date Type Sale Price Title Company
Deed $123,000 --
Source: Public Records

Source: Midwest Real Estate Data (MRED)

MLS Number: 12514288

Midwest Real Estate Data (MRED)

APN: 05-07-203-018