$385,000
SOLD JUL 31, 2024
3 Beds
2 Baths
1,600 Sq Ft
$150/mo HOA Fee

Recently Sold

$241 Per Sq Ft

6 Days on Market

Highlights

  • Water Views
  • Boat Dock
  • Home fronts navigable water
  • Leonardtown High School Rated A-
  • Beach
  • Private Beach

About This Home

As of July 2024

This charming cottage is in the coveted Potomac Beach neighborhood. This lovely home is perfect for those seeking a tranquil, beachside lifestyle. It offers one-level living with an open floor plan, spacious kitchen, vaulted ceilings, and a wall of windows creating a bright and airy atmosphere. A quick 3 minute walk will bring you to the neighborhood white sandy beach and community pier on the Potomac River where you can swim, jet ski, and kayak. The primary suite features a large custom walk-in closet and an attached bath with a jetted tub and separate shower. There is a huge screened-in porch, perfect for crab feasts, and a beautiful view of a protected pond. This home comes with a new roof in 2024 and several updates from 2022, including a kitchen remodel with new quartz countertops and appliances, updated French doors, new flooring in the kitchen and living room (bamboo flooring in the bedrooms in 2021), new bathroom lighting and countertops, a new hot water heater, and a new HVAC unit. In addition, it includes one of only 12 available storage sheds and 4 parking spots. Bring your boat and take advantage of the neighborhood area to store your watercraft and launch it quickly with a 1.1 mile drive to the St. George's Island Boat Ramp. Enjoy a beautiful 5-minute bike ride down Lighthouse Road to the historic Piney Point Lighthouse.

Last Agent to Sell the Property

Heather Hooper

Berkshire Hathaway HomeServices PenFed Realty License #5002745 Listed on: 07/11/2024

Berkshire Hathaway HomeServices PenFed Realty

Last Buyer's Agent

Carol Kalmus-Choporis

CENTURY 21 New Millennium License #97024

CENTURY 21 New Millennium

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $2,838

Year Built

  • Built in 2001 | Remodeled in 2022

Lot Details

  • 2,048 Sq Ft Lot
  • Home fronts navigable water
  • Private Beach
  • Wooded Lot

HOA Fees

  • $150 Monthly HOA Fees

Property Views

  • Water
  • Woods

Home Design

  • Semi-Detached or Twin Home
  • Coastal Architecture
  • Cottage
  • Frame Construction
  • Architectural Shingle Roof

Interior Spaces

  • 1,600 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Vaulted Ceiling
  • Ceiling Fan
  • Gas Fireplace
  • Combination Kitchen and Living
  • Dining Room
  • Crawl Space

Kitchen

  • Electric Oven or Range
  • <<microwave>>
  • Dishwasher
  • Disposal

Flooring

  • Bamboo
  • Wood
  • Luxury Vinyl Plank Tile

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Laundry on main level

Parking

  • 4 Parking Spaces
  • 4 Driveway Spaces

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Swimming Allowed
  • Pond
  • Stream or River on Lot
  • Screened Patio
  • Shed
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Electric Water Heater

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 1902037483

Community Details

Overview

  • Association fees include lawn maintenance, pier/dock maintenance, snow removal, trash, road maintenance
  • Potomac Beach Community
  • Potomac Beach Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Dock
  • Pier or Dock
  • 1 Community Docks
  • Beach
  • Fishing Allowed

Pet Policy

  • Dogs and Cats Allowed

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$2,838

Year Built

Built in 2001 | Remodeled in 2022

Lot Details

0

HOA Fees

$150 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Twin/Semi-Detached
  • Architectural Style: Coastal, Cottage
  • Ownership: Fee Simple
  • Exclusions: 1 Electric Fireplace, Washer, Dryer, Freezer in Utility Room
  • Historic: No
  • New Construction: No
  • Story List: Main
  • Federal Flood Zone: No
  • Year Built: 2001
  • Year Renovated: 2022
  • Automatically Close On Close Date: No
  • Remarks Public: This charming cottage is in the coveted Potomac Beach neighborhood. This lovely home is perfect for those seeking a tranquil, beachside lifestyle. It offers one-level living with an open floor plan, spacious kitchen, vaulted ceilings, and a wall of windows creating a bright and airy atmosphere. A quick 3 minute walk will bring you to the neighborhood white sandy beach and community pier on the Potomac River where you can swim, jet ski, and kayak. The primary suite features a large custom walk-in closet and an attached bath with a jetted tub and separate shower. There is a huge screened-in porch, perfect for crab feasts, and a beautiful view of a protected pond. This home comes with a new roof in 2024 and several updates from 2022, including a kitchen remodel with new quartz countertops and appliances, updated French doors, new flooring in the kitchen and living room (bamboo flooring in the bedrooms in 2021), new bathroom lighting and countertops, a new hot water heater, and a new HVAC unit. In addition, it includes one of only 12 available storage sheds and 4 parking spots. Bring your boat and take advantage of the neighborhood area to store your watercraft and launch it quickly with a 1.1 mile drive to the St. George's Island Boat Ramp. Enjoy a beautiful 5-minute bike ride down Lighthouse Road to the historic Piney Point Lighthouse.
  • Special Features: NewHome
  • Property Sub Type: Townhouses

Interior Features

  • Appliances: Dishwasher, Microwave, Oven/Range - Electric, Disposal
  • Flooring Type: Bamboo, Luxury Vinyl Plank
  • Interior Amenities: Combination Kitchen/Living, Primary Bath(s), Wood Floors, Floor Plan - Open
  • Fireplace Features: Gas/Propane
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Wall Ceiling Types: Vaulted Ceilings
  • Foundation Details: Crawl Space
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Laundry
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 1600
  • Living Area Sq Ft: 1600
  • Price Per Sq Ft: 240.62
  • Above Grade Finished Sq Ft: 1600
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 17288

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: Shed
  • Construction Materials: Frame
  • Exterior Features: Sidewalks, Private Beach
  • Roof: Architectural Shingle
  • Spa: No
  • View: Water, Trees/Woods
  • Water Access Features: Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Sail, Waterski/Wakeboard, Swimming Allowed
  • Water Access: Yes
  • Water Body Name: POTOMAC RIVER
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Asphalt Driveway
  • Total Garage And Parking Spaces: 4
  • Type Of Parking: Driveway
  • Number of Spaces in Driveway: 4

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Water Source: Public
  • Municipal Trash: No

Condo/Co-op/Association

  • HOA Fees: 150.00
  • HOA Fee Frequency: Monthly
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Beach, Boat Dock/Slip, Common Grounds, Picnic Area, Pier/Dock
  • HOA Condo Co-Op Fee Includes: Lawn Maintenance, Pier/Dock Maintenance, Snow Removal, Trash, Road Maintenance
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No

Schools

  • School District: ST. MARY'S COUNTY PUBLIC SCHOOLS
  • School District Key: 121138839208
  • School District Source: Listing Agent

Lot Info

  • Land Use Code: TH
  • Lot Features: Pond, Trees/Wooded
  • Lot Size Acres: 0.05
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 2048.00
  • Outdoor Living Structures: Porch(es), Screened
  • Year Assessed: 2024
  • Zoning: RL
  • In City Limits: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: Cats Ok, Dogs Ok
  • Pets Allowed: Yes
  • Vacation Rental: No

Multi Family

  • Mean Low Water Feet: 3

Tax Info

  • Tax Annual Amount: 2838.00
  • Assessor Parcel Number: 1902037483
  • Tax Lot: 5
  • Tax Total Finished Sq Ft: 1600
  • Tax Year: 2024
  • Close Date: 07/31/2024

MLS Schools

  • School District Name: ST. MARY'S COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 11, 2024
Closed on
Jul 31, 2024
Sold by
Smith Michael Stephen and Smith Melissa Louise
Bought by
Carolyn Kalmus Choporis Revocable Trust
Seller's Agent
Heather Hooper
Berkshire Hathaway HomeServices PenFed Realty
Buyer's Agent
Carol Kalmus-Choporis
CENTURY 21 New Millennium
List Price
$385,000
Sold Price
$385,000
Views
31
Current Estimated Value
$395,169

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$10,169
Avg. Annual Appreciation
2.02%

Purchase Details

Closed on
Jul 15, 2022
Sold by
Yusko Living Trust
Bought by
Smith Michael Stephen and Smith Melissa Louise

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$198,000
Interest Rate
5%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jan 26, 2017
Closed on
Mar 30, 2017
Sold by
Ack Adams Llc
Bought by
Yusko Thomas J and Yusko Kristina A
Seller's Agent
Jenny Norris
EXP Realty, LLC
Buyer's Agent
Carla Norris
CENTURY 21 New Millennium
List Price
$254,900
Sold Price
$250,000
Premium/Discount to List
-$4,900
-1.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.58%
Original Mortgage
$90,000
Interest Rate
4.16%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 14, 2016
Closed on
Jan 9, 2017
Sold by
The Secretary Of Hud
Bought by
Ack Adams Llc
Seller's Agent
Christopher White
Classic Select Inc
Buyer's Agent
Mark Fitzpatrick
EXP Realty, LLC
List Price
$260,000
Sold Price
$146,400
Premium/Discount to List
-$113,600
-43.69%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1038.57%

Purchase Details

Closed on
May 12, 2016
Sold by
Wells Fargo Bank Na
Bought by
The Secretary Of Housing & Urban Develop

Purchase Details

Closed on
Mar 1, 2016
Sold by
Wells Fargo Bank Na
Bought by
The Secretary Of Housing & Urban Develop

Purchase Details

Closed on
Dec 29, 2015
Sold by
Thompson Gloria Jean
Bought by
Wells Fargo Bank Na

Purchase Details

Closed on
Jun 11, 2010
Sold by
Field Teresa T
Bought by
Thompson Gloria Jean

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,467
Interest Rate
3.5%
Mortgage Type
FHA

Purchase Details

Closed on
Jun 25, 2008
Sold by
Eisenhardt Ryan K and Eisenhardt Luanne T
Bought by
Field Teresa T S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,000
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jun 17, 2008
Sold by
Eisenhardt Ryan K and Eisenhardt Luanne T
Bought by
Field Teresa T S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$243,000
Interest Rate
6.01%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
May 1, 2003
Sold by
Whelan Edythe James T
Bought by
Eisenhardt Ryan K and Eisenhardt Luanne

Purchase Details

Closed on
Jun 28, 2001
Sold by
Potomac Land Ltd
Bought by
Whelan Edythe James T
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $385,000 None Listed On Document
Deed $330,000 Ramiah Kathryn Hadley Fetzer
Deed $250,000 None Available
Deed $146,400 Precise Title Inc
Deed -- None Available
Quit Claim Deed $227,920 None Available
Trustee Deed $227,920 Attorney
Deed $270,000 --
Deed $283,000 --
Deed $283,000 --
Deed $205,000 --
Deed $169,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $198,000 New Conventional
Previous Owner $30,000 Credit Line Revolving
Previous Owner $90,000 New Conventional
Previous Owner $248,467 FHA
Previous Owner $243,000 Purchase Money Mortgage
Previous Owner $243,000 Purchase Money Mortgage
Closed -- No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/31/2024 07/31/24 Sold $385,000 0.0% $241 / Sq Ft
07/11/2024 07/11/24 For Sale $385,000 +54.0% $241 / Sq Ft
03/31/2017 03/31/17 Sold $250,000 -1.9% $156 / Sq Ft
02/08/2017 02/08/17 Pending -- -- --
01/26/2017 01/26/17 For Sale $254,900 +74.1% $159 / Sq Ft
01/10/2017 01/10/17 Sold $146,400 -37.5% $92 / Sq Ft
12/14/2016 12/14/16 Pending -- -- --
11/18/2016 11/18/16 Price Changed $234,090 -10.0% $146 / Sq Ft
10/17/2016 10/17/16 Price Changed $260,100 0.0% $163 / Sq Ft
10/14/2016 10/14/16 For Sale $260,000 0.0% $163 / Sq Ft
08/30/2016 08/30/16 Pending -- -- --
08/09/2016 08/09/16 Price Changed $260,000 -10.0% $163 / Sq Ft
06/14/2016 06/14/16 For Sale $289,000 -- $181 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $3,343 $324,233 $0 $0
2023 $3,225 $295,667 $0 $0
2022 $1,461 $267,100 $100,000 $167,100
2021 $2,896 $264,900 $0 $0
2020 $2,871 $262,700 $0 $0
2019 $2,846 $260,500 $100,000 $160,500
2018 $2,809 $257,233 $0 $0
2017 $2,703 $253,967 $0 $0
2016 $2,609 $250,700 $0 $0
2015 $2,609 $249,067 $0 $0
2014 $2,609 $247,433 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDSM2019834

Bright MLS

APN: 02-037483