$275,000
$25K PRICE DROP

1900 Derfla Dr Saint Joseph, MI 49085

Estimated payment $1,589/month

Total Views 33,833
3 Beds
1.5 Baths
1,590 Sq Ft
$173 Price per Sq Ft

Highlights

  • Deeded Waterfront Access Rights
  • River Front
  • Deck
  • Upton Middle School Rated A
  • A-Frame Home
  • Wooded Lot

About This Home

Charming, extended A-frame retreat on a private, wooded lot with multiple easement access points & public access to the St. Joseph River—perfect for recreation or relaxing by the water. Located in the desirable St. Joseph School district, this home is ideal as a year-round residence or getaway.
The main floor features an open-concept living area with large double entry doors, vinyl plank flooring, and a spacious family room—great for entertaining. The efficient kitchen, convenient laundry room, and full bath offer functionality, while two generously sized bedrooms include a primary suite with an en suite half bath and direct access to the garage and large storage area. Upstairs, a huge loft provides flexible space for additional sleeping areas, office, or recreation. Enjoy river views from the expansive front deck, relax on the large covered back deck, or unwind in the open backyard surrounded by mature trees and privacy. Fenced area perfect for pets or gardening. Rare opportunity for river access, updated primary bedroom and bath, ample storage, and plenty of parking. Experience the best of St. Joseph River living at 1900 Derfla Drive!

Listing Agent

Christine Norland

Jaqua Realtors License #6506047714 Listed on: 08/02/2025

Jaqua Realtors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,797

Year Built

  • Built in 1960

Lot Details

  • 0.26 Acre Lot
  • Lot Dimensions are 90 x 125
  • River Front
  • Level Lot
  • Wooded Lot

Parking

  • 2 Car Attached Garage
  • Front Facing Garage
  • Garage Door Opener

Home Design

  • A-Frame Home
  • Shingle Roof
  • Asphalt Roof
  • Wood Siding
  • Vinyl Siding

Interior Spaces

  • 1,590 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Replacement Windows
  • Window Screens
  • Living Room
  • Water Views
  • Crawl Space

Kitchen

  • Microwave
  • Dishwasher

Flooring

  • Carpet
  • Vinyl

Bedrooms and Bathrooms

  • 3 Bedrooms | 2 Main Level Bedrooms

Laundry

  • Laundry Room
  • Laundry on main level
  • Dryer
  • Washer

Outdoor Features

  • Deeded Waterfront Access Rights
  • Shared Waterfront
  • Deck
  • Covered Patio or Porch

Schools

  • Upton Middle School
  • St. Joseph High School

Utilities

  • Radiant Heating System
  • Wall Furnace
  • Baseboard Heating
  • Well
  • Electric Water Heater
  • Water Softener is Owned
  • Septic Tank
  • Septic System
  • Cable TV Available

Community Details

  • Shady Shores Subdivision

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,797

Year Built

Built in 1960

Lot Details

0

Parking

2

Listing Details

  • Property Sub-Type: Single Family Residence
  • Property Type: Residential
  • New Construction: No
  • ArchitecturalStyle: A-Frame
  • Stories: 2
  • Year Built: 1960
  • Location Property Info:Property Sub-Type: Single Family Residence
  • General Property Info:New Construction2: No
  • General Property Info:Lot Dimensions: 90 x 125
  • General Property Info:Waterfront3: No
  • General Property Info:Basement: No
  • General Property Info:Total Fin SqFt All Levels: 1590.0
  • General Property Info:Main Level Primary: Yes
  • Tax Info:Annual Property Tax: 1796.85
  • Tax Info:Zoning3: Residential
  • Waterfront Options:Water Access YN: Yes
  • Lot Description:Wooded: Yes
  • Sewer:Septic System: Yes
  • Windows:Replacement: Yes
  • Appliances Dryer: Yes
  • Appliances Refrigerators: Yes
  • Washers: Yes
  • Util Avail at Street:Electric: Yes
  • Util Avail at Street:Natural Gas2: Yes
  • Lot Description:Level: Yes
  • Utilities Attached:Cable: Yes
  • Heat Type:Wall Furnace: Yes
  • Util Avail at Street:Cable2: Yes
  • Windows:Screens: Yes
  • Heat Type:Radiant: Yes
  • Additional Items:Ceiling Fans: Yes
  • Appliances Microwave: Yes
  • Location Property Info:Subdivision2: Shady Shores
  • Roofing:Shingle: Yes
  • Substructure:Crawl Space: Yes
  • Heat Type:Baseboard: Yes
  • Water Heater:Electric3: Yes
  • Roofing:Asphalt2: Yes
  • General Property Info:SqFt Above Grade: 1590.0
  • Laundry Features Laundry Room: Yes
  • Laundry Features Main Level: Yes
  • General Property Info High School: St. Joseph High School
  • General Property Info Middle School2: Upton Middle School
  • General Property Info Garage YN: Yes
  • Flooring:Vinyl Floor: Yes
  • Flooring:Carpet Floor: Yes
  • Architectural Style A-Frame: Yes
  • Special Features: OpenHouse
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Dryer, Microwave, Refrigerator, Washer, Water Softener Owned
  • Flooring: Carpet, Vinyl
  • Interior Amenities: Ceiling Fan(s), Garage Door Opener
  • Fireplace: No
  • Total Bedrooms: 3
  • Main Level Bedrooms: 2
  • Full Bathrooms: 1
  • Half Bathrooms: 1
  • Total Bathrooms: 2
  • Basement: Crawl Space
  • LivingArea: 1590.0
  • Window Features: Screens, Replacement
  • General Property Info:Stories2: 2.0
  • Appliances Dishwasher: Yes
  • Appliances:Water Softener-Owned: Yes

Exterior Features

  • Construction Materials: Vinyl Siding, Wood Siding
  • Fencing: Other
  • List Price: 275000.0
  • Lot Features: Level, Wooded
  • Patio and Porch Features: Covered, Deck, Porch(es)
  • Road Surface Type: Paved
  • Roof: Asphalt, Shingle
  • Waterfront Features: River
  • Waterfront: No
  • Exterior Material:Vinyl Siding: Yes
  • Access Feat:Accessibility Features2: No
  • Exterior Material:Wood Siding: Yes
  • Patio and Porch Features:Porch(es): Yes
  • Patio and Porch Features:Deck(s): Yes
  • Patio And Porch Features:Covered: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage: Yes
  • Parking Features: Garage Faces Front, Garage Door Opener, Attached
  • Additional Items:Garage Door Opener: Yes
  • Parking Features Garage Door Opener2: Yes
  • Parking Features Attached2: Yes
  • Parking Features:Garage Faces Front: Yes
  • General Property Info:Garage Spaces: 2.0

Utilities

  • Heating: Baseboard, Radiant, Wall Furnace
  • Heating: Yes
  • Laundry Features: Laundry Room, Main Level
  • Sewer: Septic Tank
  • Utilities: Natural Gas Available, Electricity Available, Cable Available, Cable Connected
  • Water Source: Well
  • Water Well: Yes
  • Heat Source:Electric2: Yes

Association/Amenities

  • Water Fea Amenities:Deeded Access: Yes
  • Water Fea Amenities:Public Access 1 Mile or Less: Yes
  • Water Fea Amenities:View: Yes
  • Water Fea Amenities:Shared Frontage: Yes

Schools

  • High School: St. Joseph High School
  • Middle/Junior School: Upton Middle School

Lot Info

  • Lot Size Acres: 0.26
  • Lot Size Area: 0.26
  • Lot Dimensions: 90 x 125
  • Lot Size Sq Ft: 11326.0
  • Zoning Description: Residential

Tax Info

  • Tax Annual Amount: 1796.85
  • Tax Year: 2025

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $1,797 $102,900 $0 $0
2024 $1,485 $73,200 $0 $0
2023 $1,160 $68,700 $0 $0
2022 $1,105 $73,100 $0 $0
2021 $1,294 $73,300 $15,600 $57,700
2020 $2,213 $60,300 $0 $0
2019 $2,172 $49,800 $4,600 $45,200
2018 $2,109 $49,800 $0 $0
2017 $1,912 $47,800 $0 $0
2016 $1,873 $44,300 $0 $0
2015 $2,045 $49,300 $0 $0
2014 $1,817 $48,000 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/15/2025 10/15/25 Price Changed $275,000 -1.8% $173 / Sq Ft
08/31/2025 08/31/25 Price Changed $280,000 -3.4% $176 / Sq Ft
08/25/2025 08/25/25 Price Changed $289,900 -3.3% $182 / Sq Ft
08/02/2025 08/02/25 For Sale $299,900 +31.0% $189 / Sq Ft
05/05/2023 05/05/23 Sold $229,000 +4.6% $155 / Sq Ft View Prior Sale
12/25/2022 12/25/22 For Sale $219,000 +143.3% $148 / Sq Ft
05/02/2017 05/02/17 Sold $90,000 -27.9% $61 / Sq Ft View Prior Sale
03/23/2017 03/23/17 Pending -- -- --
03/09/2017 03/09/17 For Sale $124,900 -- $84 / Sq Ft
Source: MichRIC

Purchase History

Date Type Sale Price Title Company
Warranty Deed $229,000 Chicago Title
Warranty Deed $229,000 Chicago Title
Interfamily Deed Transfer -- None Available
Quit Claim Deed -- Miller Johnson Schroeder Plc
Warranty Deed $90,000 Chicago Title Of Mi Inc
Sheriffs Deed $113,925 --
Deed $85,500 --
Deed -- --
Deed $40,000 --
Deed $40,000 --
Deed $32,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $223,493 FHA
Closed $223,493 FHA
Source: Public Records

About the Listing Agent

Christine Norland

Jaqua Realtors

(855) 515-8734

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Christine Norland loves to help people achieve their dreams and goals. Being a fourth generation St. Joseph native has allowed her to develop a vast knowledge, pride and commitment for this special place on the lake. Christine graduated from Western Michigan University with a Bachelor of Science in Dietetics and continued to pursue her interest in health by becoming a Registered Dietitian and a Certified Health and Wellness Coach. She then attended Holloway’s Real Estate Institute and became a

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Source: MichRIC

MLS Number: 25038789

MichRIC

APN: 11-17-7200-0026-00-1