$1,085,000
SOLD JAN 28, 2025

19220 SW 88th Ct Cutler Bay, FL 33157

4 Beds
3 Baths
3,139 Sq Ft
0.34 Acres

Recently Sold

$346 Per Sq Ft

10% Below List Price

235 Days on Market

Highlights

  • Lake Front
  • Private Dock
  • RV or Boat Parking
  • Whispering Pines Elementary School Rated A-
  • Home Theater
  • Room in yard for a pool

About This Home

As of January 2025

Rare opportunity! Lakefront home with private beach on spring-fed Whispering Pines Lake, with stunning sunset views! The property has a spacious 4 bedroom/3 bathroom main house with an open floor plan, 2nd primary bedroom, and additional 5th bonus room that can be used as a gym, office, studio, efficiency, in-law-quarters, etc. Numerous energy efficient features include solar panels, gas water heater, & gas dryer. The primary bedroom has a huge walk-in closet and dual-person master shower. The kitchen boasts custom wood cabinets, Thermador appliances, gas range, convection oven, a 9-foot island, and quartz countertops. Not in a flood zone. Seller credit for cast iron plumbing. A metal roof, Bahamian shutters, and partial impact doors/windows/shutters offer additional protection. Must see!

Last Agent to Sell the Property

Caroline Camus

Coral International Realty License #3115271 Listed on: 04/23/2024

Last Buyer's Agent

David List

Real Estate TeamMates License #0473279

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,145

Year Built

  • Built in 1968

Lot Details

  • 0.34 Acre Lot
  • 50 Ft Wide Lot
  • Lake Front
  • East Facing Home
  • Fenced
  • Property is zoned 2100

HOA Fees

  • $13 Monthly HOA Fees

Home Design

  • Metal Roof

Interior Spaces

  • 3,139 Sq Ft Home
  • 1-Story Property
  • Built-In Features
  • Decorative Fireplace
  • Bay Window
  • Formal Dining Room
  • Home Theater
  • Recreation Room
  • Lake Views

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Gas Range
  • Dishwasher
  • Snack Bar or Counter
  • Disposal

Flooring

  • Wood
  • Ceramic Tile
  • Vinyl

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Walk-In Closet
  • In-Law or Guest Suite
  • 3 Full Bathrooms
  • Dual Sinks
  • Shower Only

Laundry

  • Laundry in Utility Room
  • Dryer
  • Laundry Tub

Home Security

  • Partial Panel Shutters or Awnings
  • High Impact Door
  • Partial Impact Glass
  • Partial Storm Protection
  • Fire and Smoke Detector

Parking

  • Circular Driveway
  • Open Parking
  • RV or Boat Parking

Outdoor Features

  • Room in yard for a pool
  • Private Dock
  • Patio
  • Exterior Lighting

Schools

  • Whispering Pines Elementary School
  • Cutler Ridge Middle School
  • Miami Southridge High School

Utilities

  • Central Heating and Cooling System
  • Gas Water Heater

Community Details

  • Voluntary home owners association
  • Whispering Pines Estates Subdivision

Listing and Financial Details

  • Assessor Parcel Number 36-60-04-009-0020

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,145

Year Built

Built in 1968

Lot Details

0

HOA Fees

$13 per month

Listing Details

  • Property Type: Residential
  • Year Built: 1968
  • Property Sub Type: Single Family Residence
  • Architectural Style: Attached, One Story
  • Directions: From SW 87th Ave, go West on SW 192nd Terrace. From Caribbean Blvd go East on SW 192nd Drive, then South on SW 88th Court.
  • Garage Yn: No
  • Horses: No
  • Inclusions: Private Dock
  • New Construction: No
  • Structure Type: House
  • Subdivision Name: WHISPERING PINES ESTATES
  • Year Built Details: Effective Year Built
  • MIAMIRE_PoolYN: No
  • MIAMIRE_MembershipPurchRqdYN: No
  • ResoPropertyType: Residential
  • Special Features: VirtualTour

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Gas Water Heater, Gas Range, Refrigerator, Self Cleaning Oven
  • Interior Amenities: First Floor Entry, Built-in Features, Laundry Tub, Walk-In Closet(s), Separate Guest/In-Law Quarters, Media Room, Recreation Room, Utility Room/Laundry
  • Spa Yn: Yes
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Door Features: High Impact Doors
  • Fireplace Features: Fireplace, Decorative
  • Fireplace: Yes
  • Flooring: Ceramic Floor, Vinyl, Wood
  • Furnished: Unfurnished
  • Living Area: 3139
  • Other Equipment: Natural Gas
  • Possible Use: Primary
  • Window Features: Partial Impact Glass, Partial Other Protection, Partial Panel Shutters/Awnings, Hurricane Shutters, Bay Window(s)
  • Bedroom Features: At Least 1 Bedroom Ground Level, Entry Level, Primary Bath Shower
  • Dining Room Features: Eat-In Kitchen, Formal Dining, Snack Bar/Counter
  • Living Room Features: Separate Guest/In-Law Quarters, Media Room, Recreation Room, Utility Room/Laundry
  • Master Bathroom Features: Dual Sinks, Shower Only

Exterior Features

  • Roof: Metal Roof
  • View: Lake
  • Exterior Features: Lighting, Room For Pool
  • Direction Faces: East
  • Fencing: Fenced
  • Lot Features: 1/4 To Less Than 1/2 Acre Lot
  • Patio And Porch Features: Patio, Screened Porch
  • Pool Private: No
  • View: Yes
  • Waterfront Features: WF/No Ocean Access, Lake
  • Waterfront: Yes

Garage/Parking

  • Park Building Name: WHISPERING PINES ESTATES
  • Open Parking: Yes
  • Parking Features: Circular Driveway, Driveway, Rv/Boat Parking

Utilities

  • Sewer: Public Sewer
  • Water Source: Municipal Water
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Laundry Features: Laundry Tub, Utility Room/Laundry
  • Security: Smoke Detector

Condo/Co-op/Association

  • Association Fee: 150
  • Association Fee Frequency: Annually
  • Association: Yes
  • Community Features: Paved Road, Voluntary Hoa
  • ResoAssociationFeeFrequency: Annually

Association/Amenities

  • MIAMIRE_TypeofAssociation: Other

Schools

  • Elementary School: Whispering Pines
  • High School: Miami Southridge
  • Middle Or Junior School: Cutler Ridge

Lot Info

  • Parcel Number: 36-60-04-009-0020
  • Lot Size Sq Ft: 15000
  • Zoning: 2100
  • ResoLotSizeUnits: SquareFeet

Green Features

  • Efficiency: Solar Panels

Tax Info

  • Tax Year: 2023
  • Tax Annual Amount: 5145

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Apr 23, 2024
Closed on
Jan 27, 2025
Sold by
Humphrey Dominic and Humphrey Maria
Bought by
Marcos Giovanni and Forero Christian Dayanny
Seller's Agent
Caroline Camus
Coral International Realty
Buyer's Agent
David List
Real Estate TeamMates
List Price
$1,199,000
Sold Price
$1,085,000
Premium/Discount to List
-$114,000
-9.51%
Views
191
Current Estimated Value
$1,116,732

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$31,732
Avg. Annual Appreciation
-0.09%
Original Mortgage
$806,500
Outstanding Balance
$802,250
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$282,154

Purchase Details

Closed on
Nov 30, 2011
Sold by
Fannie Mae
Bought by
Humphrey Dominic and Humphrey Maria

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$287,114
Interest Rate
4.17%
Mortgage Type
New Conventional

Purchase Details

Closed on
Mar 9, 2011
Sold by
Hyde Mark R
Bought by
Federal National Mortgage Association

Purchase Details

Closed on
Feb 3, 2005
Sold by
Hyde Mark and Hyde Elsie
Bought by
Hyde Mark

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$365,000
Interest Rate
4.5%
Mortgage Type
Unknown

Purchase Details

Closed on
May 6, 1999
Sold by
Pr Patrick Delaney
Bought by
Hyde Mark and Hyde Elsie

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$225,000
Interest Rate
7%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,085,000 None Listed On Document
Warranty Deed $1,085,000 None Listed On Document
Special Warranty Deed -- Title & Abstract Agency Of A
Trustee Deed $241,200 None Available
Interfamily Deed Transfer -- None Available
Deed $250,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $806,500 New Conventional
Closed $806,500 New Conventional
Previous Owner $284,000 New Conventional
Previous Owner $287,114 New Conventional
Previous Owner $370,000 Unknown
Previous Owner $150,000 Credit Line Revolving
Previous Owner $100,000 Credit Line Revolving
Previous Owner $365,000 Unknown
Previous Owner $248,400 Unknown
Previous Owner $246,400 New Conventional
Previous Owner $230,309 New Conventional
Previous Owner $225,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
01/28/2025 01/28/25 Sold $1,085,000 -5.7% $346 / Sq Ft
12/18/2024 12/18/24 Pending -- -- --
11/07/2024 11/07/24 Price Changed $1,150,000 -4.1% $366 / Sq Ft
10/10/2024 10/10/24 For Sale $1,199,000 0.0% $382 / Sq Ft
09/27/2024 09/27/24 Pending -- -- --
07/24/2024 07/24/24 Price Changed $1,199,000 -7.7% $382 / Sq Ft
04/26/2024 04/26/24 For Sale $1,299,000 -- $414 / Sq Ft
Source: MIAMI REALTORS® MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $5,623 $744,962 $420,000 $324,962
2024 $5,250 $311,363 -- --
2023 $5,250 $302,295 $0 $0
2022 $5,049 $293,491 $0 $0
2021 $9,545 $284,943 $0 $0
2020 $12,332 $398,503 $180,000 $218,503
2019 $9,291 $274,692 $0 $0
2018 $9,070 $269,571 $0 $0
2017 $9,022 $264,027 $0 $0
2016 $4,451 $258,597 $0 $0
2015 $4,501 $256,800 $0 $0
2014 -- $254,762 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: MIAMI REALTORS® MLS

MLS Number: A11575091

MIAMI REALTORS® MLS

APN: 36-6004-009-0020