$1,945,000
$155K PRICE DROP

20771 2nd Ave W Summerland Key, FL 33042

Estimated payment $10,835/month

Total Views 34,951
3 Beds
2 Baths
2,047 Sq Ft
$950 Price per Sq Ft

Highlights

  • Boat Ramp
  • Boat Lift
  • Home fronts a canal
  • Dock made with concrete
  • Concrete Pool
  • Whirlpool Bathtub

About This Home

Incredible Florida Keys living! High quality concrete construction, impact windows and doors and custom metal roof- this home is ABOVE FLOOD and has no stairs! Enjoy the ease of one level living, with the storm safety of being above flood. This 3 bed 2 bathroom home has large, open living and wonderful outdoor living space- complete with pool and tiki! Exceptional boating- the 100' concrete dock is set up for 2 boats- with a 20,000 lb lift and davits rated to 10,000 lbs. Enjoy easy boating access to world class fishing and diving hotpots nearby!!! Enjoy backcountry sand bars and even bar hopping from your private dock. Cudjoe Gardens community has a full service marina, boat ramp, marina store and restaurant. Just 25 minutes to Key West. Sellers motivated, call to view in person or facetime showings available!

Listing Agent

Sandra Tuttle

Island Welcome Real Estate License #3093204 Listed on: 06/24/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,781

Year Built

  • Built in 2010

Lot Details

  • 10,000 Sq Ft Lot
  • Home fronts a canal
  • Privacy Fence
  • Fenced
  • Property is zoned IS - Improved Subivision District

HOA Fees

  • $6 Monthly HOA Fees

Home Design

  • Metal Roof

Interior Spaces

  • 2,047 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Sliding Doors
  • Entrance Foyer
  • Utility Room
  • Tile Flooring
  • Canal Views

Kitchen

  • Oven
  • Range
  • Microwave
  • Dishwasher
  • Stainless Steel Appliances
  • Granite Countertops
  • Built-In or Custom Kitchen Cabinets

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms
  • Whirlpool Bathtub

Laundry

  • Laundry Room
  • Dryer
  • Washer

Home Security

  • Impact Glass
  • Fire and Smoke Detector

Parking

  • 3 Parking Spaces
  • Open Parking

Pool

  • Concrete Pool
  • Heated In Ground Pool

Outdoor Features

  • Davits
  • Boat Lift
  • Dock made with concrete
  • Patio
  • Outdoor Storage
  • Tiki or Chickee Hut
  • Rain Gutters

Location

  • Ground Level

Utilities

  • Central Heating and Cooling System
  • Ductless Heating Or Cooling System
  • Public Hookup Available For Sewer
  • Cable TV Available

Listing and Financial Details

  • Homestead Exemption
  • Assessor Parcel Number 00174635-003300

Community Details

Overview

  • Cudjoe Gardens Subdivision
  • The community has rules related to deed restrictions
  • Rental Restrictions

Recreation

  • Boat Ramp

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,781

Year Built

Built in 2010

Lot Details

0

HOA Fees

$6 per month

Listing Details

  • Property Type: Residential
  • Style: Single Family
  • As Is Right To Inspect: Yes
  • First Right of Refusal: No
  • Association Fee: 75.00
  • Mandatory HOA: No
  • Voluntary HOA: Yes
  • Dockage Dock: Concrete
  • Fee Includes: None
  • Key Island: Cudjoe Key
  • Limited Representation: No
  • Marathon Neighborhood: N/A
  • Mile Marker: 21.00
  • Min Rental Days: 28.00
  • M L S Identifier: 20060123165453488875000000
  • Neighborhood Feature: Community Boat Ramp, Other Area Features
  • Off Shore Island: No
  • Pets: Pets Allowed
  • Property Group I D: 19990816212109142258000000
  • Side: Ocean
  • State Province: FL
  • Taxes: 7781.28
  • Title: Negotiable
  • Vehicle Storage: Open Parking
  • Vehicle Storage Cars: 3
  • Year Built: 2010
  • Alternate Key Number: 8566646
  • Building Style: Ground Level
  • Cooling Heating: Central Air, Ductless, Ceiling Fans(s)
  • Lot Sq Ft: 10000.00
  • Pool Info: In Ground, Concrete
  • Pool Info Heated: Yes
  • Porch Balcony: Patio
  • Association Maintenance Fee Per: Yearly
  • Species List: Yes
  • Tax Exemptions: Homestead
  • Building Style Above Flood: Yes
  • Building Style Stories: 1 Story
  • Estimated Living Sq Ft: 2047.00
  • Pre Wired: Cable
  • Sewer Hook Up: Yes
  • Statistical Purposes Only: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Interior Amenities: Entrance Foyer, Window Treatments, Whirlpool Bath Tub, Smoke Alarms, Granite Counter Top, Built-in Cabinets
  • Total Bathrooms: 2.00
  • Full Bathrooms: 2
  • Appliances: Washer, Stainless Steel Appliance(s), Microwave, Oven, Range, Refrigerator, Dishwasher, Dryer
  • Floor: Tile
  • Specialty Rooms: Laundry Room, Other, Utility Room
  • Windows/Doors: Sliding Glass Doors, Impact Rstnce Window, Impact Rstnce Doors
  • Total Bedrooms: 3
  • Sq Ft Remarks: Additional 400 Sq Ft Utility/Laundry room

Exterior Features

  • Dockage: Davits, Boat Lift
  • Waterfront: Canal Front
  • Waterfront: Yes
  • Construction: CBS
  • Exterior Features: Chickee Hut, Storage, Privacy Wall/Fence, Rain Gutters, Fencing
  • Roof: Metal Roof
  • Waterview: Canal View
  • Pool: Yes

Utilities

  • Utilities: FKAA, Municipal Sewer
  • Heating: Central, Electric

Lot Info

  • Deed Restrictions: Yes
  • Flood Zone: AE
  • Parcel Number: 00174635-003300
  • Lot Size: 100x100
  • Land Size: 1/4 - 1/2 Acre
  • Acres: 0.23

Rental Info

  • Rentals Allowed: With Restrictions
  • Furnished: Unfurnished

Tax Info

  • Tax Year: 2024

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,505 $863,853 -- --
2023 $7,505 $838,693 $0 $0
2022 $7,308 $814,266 $0 $0
2021 $7,552 $790,550 $0 $0
2020 $7,519 $779,636 $0 $0
2019 $7,383 $762,108 $290,700 $471,408
2018 $8,425 $810,123 $298,700 $511,423
2017 $6,341 $638,384 $0 $0
2016 $6,386 $625,254 $0 $0
2015 $5,929 $516,765 $0 $0
2014 $5,888 $506,682 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
10/24/2025 10/24/25 Price Changed $1,945,000 -2.3% $950 / Sq Ft
09/09/2025 09/09/25 Price Changed $1,990,000 -0.5% $972 / Sq Ft
07/14/2025 07/14/25 Price Changed $1,999,000 -4.8% $977 / Sq Ft
06/24/2025 06/24/25 For Sale $2,100,000 +133.6% $1,026 / Sq Ft
01/10/2018 01/10/18 Sold $899,000 -5.4% $439 / Sq Ft View Prior Sale
11/20/2017 11/20/17 Pending -- -- --
11/06/2017 11/06/17 For Sale $950,000 -- $464 / Sq Ft
Source: Marathon and Lower Keys Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $1,573,250 True Title Agnecy Inc
Warranty Deed $745,000 True Title Agency Inc
Interfamily Deed Transfer -- Attorney
Warranty Deed $200,000 True Title Agency Inc
Warranty Deed $130,000 Atlantic Title & Abstract Co
Warranty Deed $80,000 --
Warranty Deed $24,500 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $600,000 New Conventional
Source: Public Records

About the Listing Agent

Sandra Tuttle

Island Welcome Real Estate

(786) 952-5792

Section Image

Sandy Tuttle is a consistently ranked top real estate producer in the Florida Keys and a leader in the luxury market. Through 20 years of sales, she has facilitated several record-breaking sales, proving that the knowledge, experience, and problem-solving proficiency she cultivates from each deal are unmatched. Her award recognition is extensive, including at her previous company, where she ranked in the .5 percent of all Berkshire agents nationwide! Sandy’s designations include Luxury

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Source: Marathon and Lower Keys Association of REALTORS®

MLS Number: 615567

APN: 00174635-003300