$649,500

20964 Torre Del Lago St Estero, FL 33928

Bella Terra Neighborhood

Estimated payment $4,396/month

Total Views 122
4 Beds
2 Baths
2,362 Sq Ft
$275 Price per Sq Ft

Highlights

  • Lake Front
  • Fitness Center
  • Concrete Pool
  • Pinewoods Elementary School Rated A-
  • Basketball Court
  • Gated Community

About This Home

This impeccably maintained Oakmont model in the "Estates" section of Bella Terra will impress you right from the front door. One of very few "Great Room" models in this section with a wide open layout complimented by a large tray ceiling with crown molding, beautiful lake views, upgraded kitchen and baths, a 3 car garage and so much more.
This home is nicely upgraded including an electric hurricane across the rear end of the home, Plantation shutters throughout, accordion hurricane shutters on all windows, power shades over sliders in family room, the refrigerator, oven/microwave and dishwasher all less than two years old. Also features a mini-split AC system in the garage, tray ceilings in the family room and master bedroom, 18" tile thru-out the living areas, neutral colored paint pallet and much more. This home needs nothing, it’s all been done and awaiting your arrival. Truly a must see, you will not be disappointed...call today before it's gone. Bella Terra has it all, a resort style community with low HOA fees.
Bella Terra is nestled on 999 acres, with half the community dedicated to lakes/preserves and home to a variety of native Florida wildlife. Features include a Resort-style Clubhouse, 24-hour fitness center, activities for all ages, resort-style pool and spa, shaded children's play area, tennis courts, pickle-ball, bocce ball, sand volleyball, multi-use sports fields, tranquil butterfly garden, exercise trails and more. Call today and schedule your private showing appointment.

Listing Agent

Jason Pavich

Realty World J. PAVICH R.E. License #BEAR-0693279 Listed on: 11/11/2025

Realty World J. PAVICH R.E.

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $8,522

Year Built

  • Built in 2010

Lot Details

  • 0.29 Acre Lot
  • Lake Front
  • Rectangular Lot
  • Property is zoned RPD

HOA Fees

Parking

  • 3 Car Attached Garage

Home Design

  • Concrete Block With Brick
  • Concrete Foundation
  • Stucco
  • Tile

Interior Spaces

  • Property has 1 Level
  • Crown Molding
  • Plantation Shutters
  • French Doors
  • Great Room
  • Family Room
  • Formal Dining Room
  • Den
  • Screened Porch
  • Lake Views
  • Fire and Smoke Detector

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Built-In Oven
  • Cooktop
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Split Bedroom Floorplan
  • 2 Full Bathrooms

Laundry

  • Laundry in unit
  • Dryer
  • Washer

Pool

  • Concrete Pool
  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Screened Spa
  • Screen Enclosure

Outdoor Features

  • Basketball Court
  • Patio
  • Playground

Utilities

  • Central Air
  • Heating Available
  • Underground Utilities
  • Internet Available
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number 32-46-26-E1-0900A.0290
  • Tax Block A

Community Details

Overview

  • Bella Terra Subdivision
  • Mandatory home owners association

Recreation

  • Tennis Courts
  • Volleyball Courts
  • Pickleball Courts
  • Bocce Ball Court
  • Fitness Center
  • Community Pool
  • Community Spa
  • Park

Additional Features

  • Clubhouse
  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$8,522

Year Built

Built in 2010

Lot Details

0

HOA Fees

$270 per month

Parking

3

Listing Details

  • Property Type: Residential
  • Year Built: 2010
  • Property Sub Type: Single Family Residence
  • Community Features: Clubhouse, Park, Pool, Fitness Center, Street Lights, Tennis Court(s), Gated
  • Frontage: Lakefront
  • Horses: No
  • Lot Features: Regular
  • Park Name: BELLA TERRA
  • Road Surface Type: Paved
  • Is Senior Community?: No
  • Spa Features: Community, Below Ground, Concrete, Heated Electric, Screened
  • Has View?: Yes
  • Security Features: Smoke Detector(s), Gated Community
  • Association Amenities: Basketball Court, Bocce Court, Clubhouse, Park, Pool, Community Room, Spa/Hot Tub, Fitness Center, Internet Access, Pickleball, Play Area, Streetlight, Tennis Court(s), Underground Utility, Volleyball
  • Association Fees: 3244
  • Has H O A?: Yes
  • Co List Office Mls Id: RLTY
  • Standard Status: Active
  • Subdivision Name: BELLA TERRA
  • Architectural Style: Ranch, Single Family
  • Has Fireplace?: No
  • Unit Levels: 1
  • Is New Construction?: No
  • Structure Type: House
  • Elevator: None
  • Boat Access: None
  • Community Type: Gated, Tennis
  • Building Desc: 1 Story/Ranch
  • Equipment: Auto Garage Door, Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smoke Detector, Wall Oven, Washer
  • Additional Rooms: Den - Study, Family Room, Great Room, Laundry in Residence, Screened Lanai/Porch
  • Pets Limit Other: 0
  • Special Features: None

Interior Features

  • Flooring: Carpet, Tile
  • Interior Amenities: Bar, French Doors, Pantry, Smoke Detectors, Tray Ceiling(s), Vaulted Ceiling(s), Window Coverings
  • Private Spa: Yes
  • Appliances: Cooktop, Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Wall Oven, Washer
  • Full Bathrooms: 2
  • Total Bedrooms: 4
  • Door Features: French Doors
  • Stories: 1
  • Window Features: Window Coverings
  • Room Bedroom Features: Split Bedrooms
  • Room Dining Room Features: Breakfast Bar, Eat-in Kitchen, Formal
  • Kitchen Description: Pantry

Exterior Features

  • Roof: Tile
  • View: Lake
  • Exterior Features: Screened Lanai/Porch
  • Pool Features: Community, Below Ground, Concrete, Equipment Stays, Electric Heat, Screen Enclosure
  • Has Private Pool?: Yes
  • Waterfront Features: Lake
  • Construction Type: Concrete Block, Stucco
  • Foundation Details: Concrete Block
  • Other Structures: Tennis Court(s)
  • Patio And Porch Features: Patio

Garage/Parking

  • Garage Spaces: 3
  • Has Attached Garage?: Yes
  • Has Carport?: No
  • Covered Parking Spaces: 3
  • Has Attached Garage?: Yes
  • Parking Features: Driveway Paved, Attached
  • Total Parking Spaces: 3

Utilities

  • Cooling: Ceiling Fan(s), Central Electric
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Laundry Features: Laundry in Residence
  • Heating: Central Electric
  • Water Source: Central

Condo/Co-op/Association

  • Pets Allowed: Limits

Lot Info

  • Waterfront: Yes
  • Parcel Number: 32-46-26-E1-0900A.0290
  • Lot Size Sq Ft: 12519
  • Land Lease Expiration Date: 2026-05-11
  • Additional Parcels: No
  • Zoning: RPD

Rental Info

  • Lease Term: Buyer Finance/Cash,FHA,VA

Multi Family

  • Number Of Units Furnished: Unfurnished
  • Number Of Units Total: 1

Tax Info

  • Tax Block: A

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $8,522 $523,625 -- --
2024 $7,844 $476,023 -- --
2023 $7,844 $432,748 $0 $0
2022 $7,093 $393,407 $0 $0
2021 $6,199 $357,643 $122,920 $234,723
2020 $6,015 $335,116 $120,600 $214,516
2019 $6,086 $338,341 $105,790 $232,551
2018 $6,216 $340,759 $98,350 $242,409
2017 $6,479 $356,117 $101,250 $254,867
2016 $6,909 $377,309 $101,250 $276,059
2015 $6,856 $369,904 $101,250 $268,654
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/11/2025 11/11/25 For Sale $649,500 +47.6% $275 / Sq Ft
08/01/2016 08/01/16 Sold $440,000 -8.2% $97 / Sq Ft View Prior Sale
05/18/2016 05/18/16 Pending -- -- --
01/22/2016 01/22/16 For Sale $479,500 -- $106 / Sq Ft
Source: Multiple Listing Service of Bonita Springs-Estero

Purchase History

Date Type Sale Price Title Company
Warranty Deed $440,000 None Available
Special Warranty Deed $345,000 North American Title Company
Source: Public Records

About the Listing Agent

Jason Pavich

Realty World J. PAVICH R.E.

(239) 205-3814

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Specializing in Estero & Southwest Florida Real Estate


As a longtime resident, I enjoy sharing my love for Estero, Florida, and the real estate business with my clients. There are many reasons you can feel confident in letting me assist you in the purchase of your new home.
It is my goal as your full-service real estate agent specializing in the Estero, Bonita Springs, and Naples areas, to provide you with superior service at all times. My local expertise and extensive real estate

Jason's Other Listings

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    Prestigious and move-in ready Doral model located on a premium, corner lake lot in the exclusive Estate Section of Bella Terra. This well-maintained and exceptionally clean residence offers over 2,500 square feet of living space with a formal living and dining room, 4 bedrooms, 3 full bathrooms, and a 3-car garage. The open kitchen features wood cabinetry, granite countertops, stainless steel

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  • 21024 Torre Del Lago St, Estero, FL 33928

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    Excellent Value in Bella Terra’s Estate Section, you won’t find value like this anywhere in Estero! Owners are relocating and have priced this stunning estate home to sell. Take advantage of this opportunity and make this beautifully maintained residence yours today!Introducing this exceptional Bayhill model featuring 4 bedrooms, 2.5 bathrooms, a 3-car garage, and over 2,600 SF of well

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  • 21615 Belvedere Ln, Estero, FL 33928

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  • 21188 Bella Terra Blvd, Estero, FL 33928

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    Pristine Pool home on a Sparkling Lake and Preserve Lot....what a homesite this is, with Southwest Rear exposure and panoramic premuim views!! Offering 4 Bedrooms, 3 full baths, a wide open great room layout and a rear view you WILL NOT want to miss out on. TURNKEY FURNISHED...Bring your suitcases you wont have to do anything but move it and enjoy! Newer AC system as well as the Washer/Dryer,

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  • 21880 Bella Terra Blvd, Estero, FL 33928

    $609,000 Pending

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  • 21354 Bella Terra Blvd Unit 11, Estero, FL 33928

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  • 20649 Larino Loop, Estero, FL 33928

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    This 2,200+ sq. ft. twin townhome is as nice as they come, in absolute pristine condition! Featuring 3 bedrooms plus a spacious loft and 2.5 baths, this home sits on one of the community’s most desirable lot, nestled on a quiet cul-de-sac with an extra-long driveway, rare private preserve views, and exceptional privacy. The thoughtfully designed floor plan features upgraded LVP flooring

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  • 20663 Larino Loop, Estero, FL 33928

    $424,900 Pending

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    Prime cul-de-sac location! This spacious and meticulously maintained 3-bedroom plus loft, 2.5-bathroom townhome is ideally situated at the end of a peaceful cul-de-sac in the highly desirable community of Bella Terra. TURNKEY FURNISHED. The home offers a cozy layout with abundant natural light, ample storage, and an attached garage.Inside, the large master suite boasts a huge walk-in closet,

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  • 21724 Bella Terra Blvd, Estero, FL 33928

    $619,000

    • 4 Beds
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    Immaculate Royal Palm model awaits your arrival with approx. 2,300 sf of living area and a highly desired great room layout. If you're looking for a view, it just got better—panoramic lake views with a preserve backdrop make this home perfect for entertaining! Featuring 4 bedrooms, 2 baths, a 3-car garage, and a solar-heated pool, this residence is packed with updates. Highlights include

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Source: Multiple Listing Service of Bonita Springs-Estero

MLS Number: 225079032

Multiple Listing Service of Bonita Springs-Estero

APN: 32-46-26-E1-0900A.0290