$490,000
SOLD JUL 18, 2025

21040 Fortune Dr Milford, VA 22514

4 Beds
3 Baths
2,246 Sq Ft
2.91 Acres

Recently Sold

$218 Per Sq Ft

7% Below List Price

22 Days on Market

Highlights

  • Second Garage
  • Deck
  • Raised Ranch Architecture
  • View of Trees or Woods
  • Traditional Floor Plan
  • Backs to Trees or Woods

About This Home

As of July 2025

Welcome to Fortune, where peaceful country charm meets comfortable, practical living. This inviting home sits on a beautifully landscaped lot with lush green grass, Crepe Myrtles, Sugar Maples, Dogwoods, and spring-blooming trees, creating a tranquil setting you’ll love coming home to. Inside, you'll find fresh paint, a bright and functional layout, and perfect main-level living, with the bonus of a private upstairs guest suite—ideal for visitors or multigenerational needs.

Additional highlights include a 35-year architectural shingle roof, upgraded insulation, tinted windows, and both a detached garage and shed with power. Enjoy year-round relaxation in the sunroom with separate heating and cooling units, leading to a spacious back deck—perfect for watching birds and enjoying nature.

The 20’x31’ garden area, complete with lighting and established asparagus beds, adds even more appeal for gardening enthusiasts. The extra-wide driveway offers room to ride bikes or play, and the quiet community with no HOA is just 40 minutes to Fredericksburg and 45 minutes to Richmond. Approx 45 min to the VRE, 17 miles to Carmel Church and 17 miles to Tappahannock!

According to the seller: “This has been a wonderful place to live. If you’re looking for a quiet place to live with good neighbors, you’ll find it here.”

Last Agent to Sell the Property

Michelle Nicely

(540) 604-6864 michellenicely@icloud.com Coldwell Banker Elite License #0225103443 Listed on: 05/15/2025

Coldwell Banker Elite

Last Buyer's Agent

Drew Fristoe

(540) 847-1212 dfristoe@coldwellbankerelite.com Coldwell Banker Elite

Coldwell Banker Elite

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,143

Year Built

  • Built in 2004

Lot Details

  • 2.91 Acre Lot
  • Picket Fence
  • Wood Fence
  • Landscaped
  • Backs to Trees or Woods
  • Back Yard Fenced
  • Property is in excellent condition
  • Property is zoned RP

Parking

  • 2 Garage Spaces | 1 Direct Access and 1 Detached
  • 8 Driveway Spaces
  • Second Garage
  • Parking Storage or Cabinetry
  • Side Facing Garage
  • Garage Door Opener
  • Circular Driveway
  • Off-Street Parking

Home Design

  • Raised Ranch Architecture
  • Blown-In Insulation
  • Vinyl Siding
  • Chimney Cap

Interior Spaces

  • 2,246 Sq Ft Home
  • Property has 1.5 Levels
  • Traditional Floor Plan
  • Ceiling Fan
  • Recessed Lighting
  • Fireplace With Glass Doors
  • Fireplace Mantel
  • Gas Fireplace
  • Insulated Windows
  • Double Hung Windows
  • Family Room Off Kitchen
  • Formal Dining Room
  • Views of Woods
  • Crawl Space
  • Attic Fan

Kitchen

  • Eat-In Kitchen
  • Self-Cleaning Oven
  • Built-In Microwave
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances

Flooring

  • Carpet
  • Laminate
  • Vinyl

Bedrooms and Bathrooms

  • Walk-In Closet
  • Hydromassage or Jetted Bathtub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Laundry on main level
  • Electric Dryer
  • Washer

Accessible Home Design

  • Low Bathroom Mirrors
  • Grab Bars
  • Doors swing in
  • Doors with lever handles
  • Doors are 32 inches wide or more
  • Level Entry For Accessibility
  • Low Pile Carpeting

Outdoor Features

  • Deck
  • Exterior Lighting
  • Shed
  • Rain Gutters
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Propane
  • Well
  • Electric Water Heater
  • On Site Septic

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Tax Lot 6
  • Assessor Parcel Number 76-A-6

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,143

Year Built

Built in 2004

Lot Details

0

Parking

2

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Raised Ranch/Rambler
  • Accessibility Features: 32"+ Wide Doors, Doors - Lever Handle(s), Doors - Swing In, Grab Bars Mod, Level Entry - Main, Low Bathroom Mirrors, Low Pile Carpeting
  • Ownership: Fee Simple
  • New Construction: No
  • Story List: Main, Upper 1
  • Expected On Market: 5/16/2025 12:00:00 AM
  • Federal Flood Zone: No
  • Year Built: 2004
  • Automatically Close On Close Date: No
  • Remarks Public: Welcome to Fortune, where peaceful country charm meets comfortable, practical living. This inviting home sits on a beautifully landscaped lot with lush green grass, Crepe Myrtles, Sugar Maples, Dogwoods, and spring-blooming trees, creating a tranquil setting you’ll love coming home to. Inside, you'll find fresh paint, a bright and functional layout, and perfect main-level living, with the bonus of a private upstairs guest suite—ideal for visitors or multigenerational needs. Additional highlights include a 35-year architectural shingle roof, upgraded insulation, tinted windows, and both a detached garage and shed with power. Enjoy year-round relaxation in the sunroom with separate heating and cooling units, leading to a spacious back deck—perfect for watching birds and enjoying nature. The 20’x31’ garden area, complete with lighting and established asparagus beds, adds even more appeal for gardening enthusiasts. The extra-wide driveway offers room to ride bikes or play, and the quiet community with no HOA is just 40 minutes to Fredericksburg and 45 minutes to Richmond. Approx 45 min to the VRE, 17 miles to Carmel Church and 17 miles to Tappahannock! According to the seller: “This has been a wonderful place to live. If you’re looking for a quiet place to live with good neighbors, you’ll find it here.”
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Built-In Microwave, Dishwasher, Dryer - Electric, Exhaust Fan, Icemaker, Oven - Self Cleaning, Oven - Single, Refrigerator, Stainless Steel Appliances, Washer
  • Flooring Type: Vinyl, Laminated, Carpet
  • Interior Amenities: Attic/House Fan, Bathroom - Jetted Tub, Bathroom - Walk-In Shower, Bathroom - Tub Shower, Carpet, Ceiling Fan(s), Dining Area, Entry Level Bedroom, Family Room Off Kitchen, Floor Plan - Traditional, Formal/Separate Dining Room, Kitchen - Eat-In, Kitchen - Table Space, Recessed Lighting, Walk-In Closet(s)
  • Window Features: Double Hung, Insulated
  • Fireplace Features: Fireplace - Glass Doors, Gas/Propane, Mantel(s), Other
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Foundation Details: Crawl Space
  • Levels Count: 1.5
  • Basement: No
  • Laundry Type: Main Floor
  • Total Sq Ft: 2246
  • Living Area Sq Ft: 2246
  • Price Per Sq Ft: 222.62
  • Above Grade Finished Sq Ft: 2246
  • Above Grade Finished Area Units: Square Feet
  • Street Number Modifier: 21040

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Upper Level Bathrooms: 1
  • Upper Level Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Upper Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Other Structures List: 2nd Garage, Shed
  • Construction Materials: Blown-In Insulation, Vinyl Siding
  • Exterior Features: Chimney Cap(s), Exterior Lighting, Gutter System
  • Spa: No
  • View: Trees/Woods
  • Water Access: No
  • Waterfront: No
  • Water Oriented: No
  • Pool: No Pool
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage Spaces: 2.00
  • Garage: Yes
  • Parking Features: Asphalt Driveway, Circular Driveway
  • Garage Features: Additional Storage Area, Built In, Garage - Side Entry, Garage Door Opener, Inside Access
  • Attached Garage Spaces: 1
  • Number Of Detached Garage Spaces: 1
  • Total Garage And Parking Spaces: 10
  • Type Of Parking: Attached Garage, Detached Garage, Driveway, Off Street
  • Number of Spaces in Driveway: 8

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: On Site Septic
  • Utilities: Propane, Other
  • Water Source: Well
  • Internet Services: Other

Condo/Co-op/Association

  • Condo Co-Op Association: No
  • HOA: No
  • Senior Community: No

Schools

  • School District: CAROLINE COUNTY PUBLIC SCHOOLS
  • School District Key: 121141079578
  • School District Source: Listing Agent

Lot Info

  • Fencing: Picket, Rear, Wood
  • Land Use Code: 004
  • Lot Features: Backs To Trees, Landscaping, Rear Yard, Road Frontage
  • Lot Size Acres: 2.91
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 126760.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Excellent
  • Year Assessed: 2024
  • Zoning: RP
  • In City Limits: No

Rental Info

  • Lease Considered: No
  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 2143.00
  • Assessor Parcel Number: 76-A-6
  • Tax Lot: 6
  • Tax Total Finished Sq Ft: 2246
  • County Tax Payment Frequency: Annually
  • Tax Year: 2024
  • Close Date: 07/18/2025

MLS Schools

  • School District Name: CAROLINE COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
May 15, 2025
Closed on
Jul 18, 2025
Sold by
Womble Family Revocable Living Trust and Womble Doreen
Bought by
Sikes Paul E and Seaton David W
Seller's Agent
Michelle Nicely
Coldwell Banker Elite
Buyer's Agent
Drew Fristoe
Coldwell Banker Elite
List Price
$525,000
Sold Price
$490,000
Premium/Discount to List
-$35,000
-6.67%
Views
117

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
16.63%
Original Mortgage
$413,817
Outstanding Balance
$413,817
Interest Rate
6.85%
Mortgage Type
FHA
Estimated Equity
$89,163

Purchase Details

Closed on
Jun 7, 2024
Sold by
Womble Doreen and Womble Richard Dickens
Bought by
Womble Family Revocable Living Trust and Womble

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$259,700
Interest Rate
6.87%
Mortgage Type
Credit Line Revolving

Purchase Details

Closed on
May 18, 2004
Sold by
Wright Kenneth
Bought by
Flora Christopher

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,000
Interest Rate
5.75%
Mortgage Type
New Conventional
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $490,000 Commonwealth Land Title
Gift Deed -- None Listed On Document
Deed $25,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $413,817 FHA
Previous Owner $259,700 Credit Line Revolving
Previous Owner $136,039 VA
Previous Owner $244,046 VA
Previous Owner $204,000 New Conventional
Previous Owner $92,000 Credit Line Revolving
Previous Owner $200,000 New Conventional
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Sold $490,000 -2.0% $218 / Sq Ft
06/04/2025 06/04/25 Price Changed $500,000 -4.8% $223 / Sq Ft
05/15/2025 05/15/25 For Sale $525,000 -- $234 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $314,691 $408,690 $62,600 $346,090
2024 $2,116 $274,800 $44,600 $230,200
2023 $2,116 $274,800 $44,600 $230,200
2022 $2,116 $274,800 $44,600 $230,200
2021 $2,116 $274,800 $44,600 $230,200
2020 $2,091 $251,900 $38,600 $213,300
2019 $2,091 $251,900 $38,600 $213,300
2018 $2,091 $251,900 $38,600 $213,300
2017 $2,091 $251,900 $38,600 $213,300
2016 $2,066 $251,900 $38,600 $213,300
2015 $1,832 $254,400 $38,600 $215,800
2014 $1,832 $254,400 $38,600 $215,800
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: VACV2008144

Bright MLS

APN: 76-A-6