$229,000

2108 Kirby St Palatka, FL 32177

Estimated payment $1,390/month

Total Views 460
2 Beds
1 Bath
876 Sq Ft
$261 Price per Sq Ft

Highlights

  • City View
  • No HOA
  • Eat-In Kitchen
  • Corner Lot
  • Screened Porch
  • In-Law or Guest Suite

About This Home

SELLER offering $5,000 in concessions with full price offer. The Perfect Starter Home on .32 Acres! This charming 2-bedroom, 1-bath home offers comfort, convenience, and valuable updates. The property features a three-year-old roof, a two-year-old AC unit, new Hot water Heater and a privacy-fenced backyard, providing peace of mind and added outdoor enjoyment. A newer addition in the backyard offers a flexible space ideal for a game room or office. Enjoy Florida living on the screened-in porch, perfect for relaxing year round. The home is turn-key ready, offering manageable outdoor space while still providing privacy. Located close to in-town amenities, shopping, and dining, this property is a must-see for first-time buyers or anyone seeking a versatile home.

Listing Agent

Christy Largacci

IHEART REALTY INC License #3594165 Listed on: 12/05/2025

IHEART REALTY INC

Co-Listing Agent

Christopher Fields

IHEART REALTY INC License #BK 3087305

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,273

Year Built

  • Built in 1957

Lot Details

  • 0.32 Acre Lot
  • South Facing Home
  • Privacy Fence
  • Back Yard Fenced
  • Corner Lot

Home Design

  • Entry on the 1st floor
  • Brick or Stone Veneer
  • Shingle Roof
  • Block Exterior

Interior Spaces

  • 876 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Screened Porch
  • City Views

Kitchen

  • Eat-In Kitchen
  • Electric Oven
  • Electric Cooktop

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Dual Closets
  • In-Law or Guest Suite
  • 1 Full Bathroom
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Laundry in Carport
  • Washer and Electric Dryer Hookup

Home Security

  • Security Fence, Lighting or Alarms
  • Fire and Smoke Detector

Parking

  • 1 Carport Space
  • On-Street Parking
  • Off-Street Parking

Schools

  • Mellon Elementary School
  • Jenkins Middle School
  • Palatka High School

Utilities

  • Central Heating and Cooling System
  • Electric Water Heater

Additional Features

  • Screened Patio
  • Accessory Dwelling Unit (ADU)

Community Details

  • No Home Owners Association
  • Center Street Subdivision

Listing and Financial Details

  • Assessor Parcel Number 121026137000200160

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,273

Year Built

Built in 1957

Lot Details

0

Listing Details

  • Property Type: Residential
  • Property Attached Yn: No
  • New Construction: No
  • Stories: 1
  • Year Built: 1957
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.32
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Center Street
  • Architectural Style: Ranch
  • Carport Y N: Yes
  • Entry Level: 1
  • Garage Yn: No
  • Unit Levels: One
  • General Property Information Living Area2: 876.0
  • General Property Information Waterfront YN: No
  • General Property Information New Construction YN: No
  • General Property Information Carport Spaces2: 1.0
  • General Property Information List PriceSqFt2: 261.42
  • Cooling Central Air: Yes
  • Cooling:Electric: Yes
  • Sewer:Public Sewer: Yes
  • Water Source Public: Yes
  • General Property Information Accessibility Features YN2: No
  • General Property Information Furnished: Unfurnished
  • Flooring Tile: Yes
  • Laundry Features Electric Dryer Hookup: Yes
  • Laundry Features Washer Hookup: Yes
  • Architectural Style Ranch: Yes
  • Interior Features Primary Bathroom - Tub with Shower: Yes
  • Security Features Smoke Detector(s): Yes
  • Fencing Back Yard: Yes
  • General Property Information Entry Level2: 1.0
  • Laundry Features In Carport: Yes
  • General Property Information Senior Community YN: No
  • General Property Information Lot Size Acres: 0.32
  • General Property Information Carport YN: Yes
  • Utilities Electricity Connected: Yes
  • General Property Information Direction Faces: South
  • General Property Information Accessory Dwelling Unit YN: Yes
  • Levels One: Yes
  • Fencing Privacy: Yes
  • Interior Features Guest Suite: Yes
  • General Property Information:Pool Private YN: No
  • General Property Information Homestead YN: Yes
  • Special Features: VirtualTour

Interior Features

  • Interior Amenities: Ceiling Fan(s), Eat-in Kitchen, Guest Suite, His and Hers Closets, Primary Bathroom - Tub with Shower
  • Major Appliances: Electric Cooktop, Electric Oven, Electric Water Heater
  • Furnished: Unfurnished
  • Full Bathrooms: 1
  • Total Bedrooms: 2
  • Flooring: Carpet, Tile
  • Living Area: 876.0
  • Appliances:Electric Water Heater: Yes
  • Interior Features:Eat-in Kitchen: Yes
  • Appliances:Electric Cooktop: Yes
  • Appliances:Electric Oven: Yes
  • Interior Features:Ceiling Fan(s): Yes
  • Interior Features:His and Hers Closets: Yes
  • Community Features:Curbs: Yes

Exterior Features

  • Waterfront: No
  • Fencing: Back Yard, Privacy
  • Roof: Shingle
  • Lot Features: Corner Lot
  • Pool Private: No
  • View: City
  • Construction Type: Block, Brick Veneer
  • Direction Faces: South
  • Patio And Porch Features: Covered, Front Porch, Porch, Screened
  • Construction Materials:Brick Veneer: Yes
  • Patio and Porch Features:Porch: Yes
  • Patio And Porch Features:Covered2: Yes
  • Patio And Porch Features:Front Porch: Yes
  • Patio And Porch Features:Screened: Yes
  • Lot Features:Corner Lot: Yes
  • Construction Materials:Block: Yes
  • View:City3: Yes

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.0
  • Parking Features: Off Street, On Street
  • Parking Features:On Street: Yes
  • General Property Information:Garage YN: No
  • Parking Features:Off Street: Yes

Utilities

  • Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected
  • Laundry Features: Electric Dryer Hookup, In Carport, Washer Hookup
  • Security: Security Fence, Smoke Detector(s)
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Water Source: Public
  • Heating:Central: Yes
  • Heating:Electric3: Yes

Condo/Co-op/Association

  • Community Features: Restaurant, Curbs
  • Senior Community: No
  • Association: No

Association/Amenities

  • General Property Information:Association YN: No

Schools

  • Elementary School: Mellon
  • High School: Palatka
  • Middle Or Junior School: Jenkins

Lot Info

  • Current Use: Residential, Single Family
  • Lot Size Sq Ft: 13939.2
  • Parcel #: 121026137000200160

Tax Info

  • Tax Annual Amount: 2272.94
  • Tax Year: 2024

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,273 $122,210 -- --
2023 $2,216 $122,530 $0 $0
2022 $1,637 $100,490 $17,280 $83,210
2021 $1,999 $72,070 $0 $0
2020 $1,920 $67,620 $0 $0
2019 $1,830 $62,010 $60,680 $1,330
2018 $1,852 $61,840 $59,180 $2,660
2017 $1,795 $58,340 $55,680 $2,660
2016 $1,692 $54,950 $0 $0
2015 $1,514 $55,475 $0 $0
2014 -- $56,262 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
12/05/2025 12/05/25 For Sale $229,000 -- $261 / Sq Ft
Source: realMLS (Northeast Florida Multiple Listing Service)

Purchase History

Date Type Sale Price Title Company
Warranty Deed $60,000 Gullett Title
Interfamily Deed Transfer -- Gullett Title Inc
Interfamily Deed Transfer -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $18,000 New Conventional
Source: Public Records

Source: realMLS (Northeast Florida Multiple Listing Service)

MLS Number: 2120520

realMLS (Northeast Florida Multiple Listing Service)

APN: 12-10-26-1370-0020-0160