$199,900
UNDER CONTRACT

225 N Montgomery St Spencer, IN 47460

Estimated payment $1,286/month

Total Views 4,086
2 Beds
1 Bath
1,136 Sq Ft
$176 Price per Sq Ft

Highlights

  • Wood Flooring
  • 1 Car Attached Garage
  • Bungalow
  • Covered Patio or Porch
  • Woodwork
  • 3-minute walk to McCormick's Creek State Park

About This Home

Welcome home to this charming 2 bedroom, 1 bath bungalow located in Spencer. Built in 1926, this craftsman home is filled with character, featuring beautiful original woodwork, hardwood floors, and a formal dining room perfect for gatherings. The inviting covered front porch is ideal for enjoying your morning coffee, while the updated bathroom offers modern convenience with a walk-in shower and updated vanity. Additional features include a 1-car attached garage and a back patio. Situated just blocks from the elementary school, library, and town square amenities, this property keeps you close to all Spencer has to offer.

Listing Agent

Samantha Carver

Home Team Properties Brokerage Phone: 844-821-6051 Listed on: 09/18/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,794

Year Built

  • Built in 1926

Lot Details

  • 3,703 Sq Ft Lot
  • Lot Dimensions are 30x123
  • Landscaped
  • Level Lot

Parking

  • 1 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Off-Street Parking

Home Design

  • Bungalow
  • Poured Concrete
  • Shingle Roof
  • Asphalt Roof
  • Vinyl Construction Material

Interior Spaces

  • 1-Story Property
  • Woodwork
  • Wood Burning Fireplace
  • Living Room with Fireplace
  • Basement Fills Entire Space Under The House
  • Storage In Attic
  • Gas Oven or Range

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Separate Shower

Laundry

  • Laundry on main level
  • Washer and Electric Dryer Hookup

Schools

  • Spencer Elementary School
  • Owen Valley Middle School
  • Owen Valley High School

Utilities

  • Central Air
  • High-Efficiency Furnace
  • Heating System Uses Gas

Additional Features

  • Covered Patio or Porch
  • Suburban Location

Listing and Financial Details

  • Assessor Parcel Number 60-10-20-400-400.447-028

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,794

Year Built

Built in 1926

Lot Details

0

Parking

1

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Year Built: 1926
  • Style: One Story
  • Architectural Style: Bungalow
  • Bedrooms: 2
  • Total Bathrooms: 1
  • Total Full Bathrooms: 1
  • Legal Description: ALLISONS PT LOT 2
  • Parcel Number ID: 60-10-20-400-400.447-028
  • Platted: Yes
  • Amenities: Attic Storage, Dryer Hook Up Electric, Garage Door Opener, Landscaped, Natural Woodwork, Porch Covered, Range/Oven Hook Up Gas, Stand Up Shower, Main Floor Laundry, Washer Hook-Up
  • Cross Street: North St
  • Location: City/Town/Suburb
  • Special Features: UnderContract
  • Stories: 1

Interior Features

  • Total Sq Ft: 2272
  • Total Finished Sq Ft: 1136
  • Above Grade Finished Sq Ft: 1136
  • Below Grade Sq Ft: 1136
  • Basement: Yes
  • Basement Foundation: Full Basement
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Living/Great Rm, Wood Burning, One
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Tile
  • Living Great Room: Dimensions: 25x12, On Level: Main
  • Kitchen: Dimensions: 12x9, On Level: Main
  • Dining Room: Dimensions: 11x15, On Level: Main
  • Bedroom 1: Dimensions: 11x12, On Level: Main
  • Bedroom 2: Dimensions: 9x13, On Level: Main
  • Number of Main Level Full Bathrooms: 1
  • Total Below Grade Sq Ft: 1136

Exterior Features

  • Exterior: Vinyl
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: None

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 1
  • Garage Size: Dimensions: 23x12
  • Garage: Yes
  • Off Street Parking: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas
  • Sewer: City
  • Water Utilities: City
  • Electric Company: Duke Energy Indiana
  • Gas Company: Community NatGas(Spencer)
  • Water Company: BBP
  • Hvac: High Efficiency Furnace
  • Laundry: Dimensions: Mainx5, On Level: 6

Schools

  • Elementary School: Spencer

Lot Info

  • Lot Description: Level, 0-2.9999
  • Lot Dimensions: 30X123
  • Estimated Lot Sq Ft: 3703
  • Estimated Lot Size Acres: 0.09
  • Lot Number: 2

Tax Info

  • Annual Taxes: 2794

MLS Schools

  • High School: Owen Valley
  • Middle School: Owen Valley
  • School District: Spencer-Owen Community Schools

Map

Range of Values:

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Value Increase
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Percent Increase
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Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,794 $139,700 $10,400 $129,300
2023 $1,139 $129,100 $10,400 $118,700
2022 $858 $103,100 $10,400 $92,700
2021 $874 $102,500 $10,400 $92,100
2020 $844 $100,400 $10,400 $90,000
2019 $728 $92,000 $10,400 $81,600
2018 $636 $86,300 $10,400 $75,900
2017 $473 $77,900 $10,200 $67,700
2016 $456 $77,900 $10,200 $67,700
2014 $399 $71,300 $10,200 $61,100
2013 -- $70,700 $10,200 $60,500
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/18/2025 09/18/25 For Sale $199,900 -- $176 / Sq Ft
Source: Indiana Regional MLS

Purchase History

Date Type Sale Price Title Company
Deed -- None Listed On Document
Warranty Deed -- Like Law Group Llc
Warranty Deed -- None Available
Partnership Grant Deed -- None Available
Deed $80,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $118,400 New Conventional
Previous Owner $83,265 New Conventional
Source: Public Records

Source: Indiana Regional MLS

MLS Number: 202537822

Indiana Regional MLS

APN: 60-10-20-400-400.447-028