NOT LISTED FOR SALE

Estimated Value: $280,000 - $309,692

4 Beds
3 Baths
1,640 Sq Ft
$181/Sq Ft Est. Value

About This Home

This home is located at 2322 Cottage Ave, Norfolk, VA 23504 and is currently estimated at $296,923, approximately $181 per square foot. 2322 Cottage Ave is a home located in Norfolk City with nearby schools including Jacox Elementary School, Ruffner Middle School, and Granby High School.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Jun 22, 2023
Sold by
Cutrera Edward and Cutrera Laura
Bought by
Mckoy Rolina Mechel and Mckoy Brian Andrew
Current Estimated Value
$296,923

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$306,450
Outstanding Balance
$298,256
Interest Rate
6.39%
Mortgage Type
VA
Estimated Equity
-$1,333

Purchase Details

Closed on
Apr 16, 2020
Sold by
Streamwood Holdings Inc
Bought by
Cutrera Edward and Cutrera Laura

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$184,203
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 16, 2019
Sold by
Wells Fargo Bank Na
Bought by
Streamwood Holdings Inc

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,344
Interest Rate
3.73%
Mortgage Type
Commercial

Purchase Details

Closed on
Oct 30, 2019
Sold by
Samuel I White Pc
Bought by
Wells Fargo Bank Na

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$115,344
Interest Rate
3.73%
Mortgage Type
Commercial

Purchase Details

Closed on
Dec 29, 2015
Sold by
Better Quality Homes Llc A Virginia Limi
Bought by
Saunders Renata

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$100,478
Interest Rate
3.96%
Mortgage Type
FHA

Purchase Details

Closed on
Jul 26, 2010
Sold by
Moratalla Virginia and Davis Melvin
Bought by
Luna Kyle R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$166,504
Interest Rate
4.73%
Mortgage Type
VA

Purchase Details

Closed on
Mar 12, 2010
Sold by
Mortalla Virginia
Bought by
Mortalla Virginia and Davis Melvin

Purchase Details

Closed on
Jan 20, 2010
Sold by
Us Bank Na
Bought by
Moratalla Virginia

Purchase Details

Closed on
Nov 6, 2008
Sold by
Joyner Lunetta B
Bought by
Us Bank National Association
Source: Public Records

Range of Values:

Collateral Analytics

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ICE

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First American

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Quantarium

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mckoy Rolina Mechel $300,000 Priority Title & Escrow
Cutrera Edward $189,900 Attorney
Streamwood Holdings Inc $95,000 Attorney
Wells Fargo Bank Na $101,250 None Available
Saunders Renata $155,000 Attorney
Luna Kyle R $163,000 Chicago Title Insurance Co
Mortalla Virginia -- --
Moratalla Virginia $45,000 --
Us Bank National Association $112,520 Wittstadt Title & Escrow Com
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mckoy Rolina Mechel $306,450
Previous Owner Cutrera Edward $184,203
Previous Owner Streamwood Holdings Inc $115,344
Previous Owner Saunders Renata $100,478
Previous Owner Luna Kyle R $166,504
Source: Public Records

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,646 $291,700 $71,000 $220,700
2024 $3,508 $285,200 $71,000 $214,200
2023 $3,432 $262,100 $64,500 $197,600
2022 $2,901 $232,100 $49,500 $182,600
2021 $2,375 $190,000 $33,000 $157,000
2020 $2,338 $156,500 $30,000 $126,500
2019 $1,956 $156,500 $30,000 $126,500
2018 $1,913 $153,000 $30,000 $123,000
2017 $1,727 $150,200 $30,000 $120,200
2016 $1,727 $141,300 $30,000 $111,300
2015 $1,613 $141,300 $30,000 $111,300
2014 $1,613 $141,300 $30,000 $111,300
Source: Public Records

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