NOT LISTED FOR SALE

23484 Coso Unit 185 Mission Viejo, CA 92692

Estimated Value: $740,650 - $812,000

2 Beds
2 Baths
1,269 Sq Ft
$596/mo HOA Fee

Last Sold February 28, 2024

Last sale price $718,000 $566 Per Sq Ft

Est. 6% increase in value since last sale

Current estimated payment $4,936/month

10 Days on Market

Highlights

  • Golf Course Community
  • In Ground Pool
  • Updated Kitchen
  • Castille Elementary School Rated A
  • Golf Course View
  • Main Floor Bedroom

About This Home

As of February 2024

Immerse yourself in peace and tranquility with this amazing home in the sought-after gated community of Finisterra on the Green. Enjoy stunning golf course views and close proximity to Lake Mission Viejo. Step into a cozy open floor plan where the newly renovated kitchen boasts quartz countertops, a farmhouse sink, and a handy built-in microwave. Next to the kitchen, discover a charming breakfast nook and a practical laundry area with full-size machines and extra room for storage.

The dining room flows seamlessly into the inviting living room, filled with natural light and mesmerizing views of Oso Creek Golf Course. Gather around the fireplace with loved ones and create lasting memories in this perfect entertainment space. Retreat to the master suite with a spacious walk-in closet, a step-in shower, and access to a private covered patio overlooking a scenic walking path, the enchanting golf course, and mountain vistas.

Parking is a breeze with an oversized single-car garage, complete with built-in shelves, a covered carport, and ample guest parking. The community offers exceptional amenities like scenic walking paths, BBQ picnic areas, a heated pool, a hot tub, and even a dedicated driving fairway and community putting green. Enjoy membership to Lake Mission Viejo for access to beaches, swimming, fishing, boating, outdoor movies, concerts, and fireworks displays.

Indulge in a round of golf or live music at the recently renovated Terrace on the Green (within walking distance). With its superb location, captivating views, and proximity to shopping, dining, and recreational opportunities, this extraordinary home is not to be missed. Embrace comfortable living with exceptional schools, nearby scenic beaches, convenient freeway access, and an array of amenities just moments away. Make this your forever home and take advantage of the low tax rate and no Mello Roos!

Last Agent to Sell the Property

Tarah Walker

eXp Realty of Greater Los Angeles, Inc. License #01928992 Listed on: 01/18/2024

eXp Realty of Greater Los Angeles, Inc.

Co-Listed By

J-Walk Walker

eXp Realty of Greater Los Angeles, Inc. License #02119462

Last Buyer's Agent

Alex Llamas

Seven Gables Real Estate License #01947540

Seven Gables Real Estate

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $4,200

Year Built

  • Built in 1980

HOA Fees

Parking

  • 1 Car Garage
  • 1 Carport Space
  • Parking Available
  • Automatic Gate

Home Design

  • Entry on the 1st floor

Interior Spaces

  • 1,269 Sq Ft Home
  • 1-Story Property
  • Living Room with Fireplace
  • Dining Room
  • Storage
  • Laundry Room
  • Laminate Flooring
  • Golf Course Views

Kitchen

  • Updated Kitchen
  • Breakfast Area or Nook
  • Gas Oven
  • Gas Range
  • Dishwasher
  • Quartz Countertops

Bedrooms and Bathrooms

  • 2 Main Level Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Home Security

Outdoor Features

  • In Ground Pool
  • Patio

Schools

  • Castille Elementary School
  • Newhart Middle School
  • Capistrano Valley High School

Utilities

  • Central Heating and Cooling System
  • Natural Gas Connected
  • No Hot Water
  • Cable TV Available

Additional Features

  • Two or More Common Walls
  • Suburban Location

Listing and Financial Details

  • Tax Lot 1
  • Tax Tract Number 8772
  • Assessor Parcel Number 93727041
  • $16 per year additional tax assessments

Community Details

Overview

  • Master Insurance
  • 200 Units
  • Alta Finisterra Association, Phone Number (949) 218-9970
  • Lake Mission Viejo Association, Phone Number (949) 770-1313
  • Pmp Property Mgmt HOA
  • Finisterra Green ""Alta"" Subdivision

Amenities

  • Outdoor Cooking Area
  • Community Barbecue Grill
  • Picnic Area

Recreation

  • Golf Course Community
  • Community Pool
  • Community Spa
  • Park
  • Dog Park
  • Water Sports
  • Hiking Trails

Security

  • Carbon Monoxide Detectors
  • Fire and Smoke Detector

Property Details

Home Type

Condominium

Est. Annual Taxes

$4,200

Year Built

Built in 1980

Lot Details

0

HOA Fees

$596 per month

Parking

1

Listing Details

  • Structure Type: Multi Family
  • Assessments: No
  • Inclusions: Appliances and furniture are negotiable
  • Property Attached: Yes
  • Security: Automatic Gate, Carbon Monoxide Detector(s), Smoke Detector(s)
  • Subdivision Name Other: Finisterra Green ""Alta"" (FGA)
  • View: Yes
  • Property Sub Type: Condominium
  • Property Type: Residential
  • Parcel Number: 93727041
  • Year Built: 1980
  • Special Features: None

Interior Features

  • Fireplace: Yes
  • Living Area: 1269.00 Square Feet
  • Interior Amenities: Quartz Counters, Storage
  • Stories: 1
  • Common Walls: 2+ Common Walls
  • Flooring: Laminate
  • Appliances: Yes
  • Full Bathrooms: 2
  • Total Bedrooms: 2
  • Eating Area: Breakfast Nook, Dining Room
  • Entry Level: 1
  • Fireplace Features: Living Room
  • Levels: One
  • Main Level Bathrooms: 2
  • Main Level Bedrooms: 2
  • Price Per Square Foot: 565.80
  • Room Type: Living Room, Main Floor Bedroom, Walk-In Closet
  • Room Kitchen Features: Quartz Counters, Remodeled Kitchen

Exterior Features

  • Patio: Yes
  • View: Golf Course
  • Patio And Porch Features: Patio
  • Pool Features: Association, In Ground
  • Pool Private: No

Garage/Parking

  • Attached Garage: No
  • Carport Spaces: 1.00
  • Garage Spaces: 1.00
  • Parking: Yes
  • Parking Features: Carport, Garage
  • Total Parking Spaces: 2.00

Utilities

  • Utilities: Cable Connected, Electricity Connected, Natural Gas Connected, Sewer Connected, Water Connected
  • Heating: Yes
  • Laundry: Yes
  • Appliances: Dishwasher, Gas Oven, Gas Range, No Hot Water, Refrigerator
  • Heating Type: Central
  • Laundry Features: In Closet, Inside
  • Sewer: Public Sewer
  • Water Source: Public
  • Cooling: Central Air
  • Cooling: Yes

Condo/Co-op/Association

  • Association: Yes
  • Association: Lake Mission Viejo
  • Amenities: Pool, Spa/Hot Tub, Barbecue, Outdoor Cooking Area, Picnic Area, Hiking Trails, Insurance, Trash, Water
  • Association Fee: 568.00
  • Association #2 Fee: 170.00
  • Association #2 Fee Frequency: Semi-Annually
  • Association Fee Frequency: Monthly
  • Association Name: Alta Finisterra
  • Phone: (949) 218-9970
  • Association Phone #2: (949) 770-1313
  • Senior Community: No
  • Common Interest: Condominium
  • Community Features: Dog Park, Golf, Park, Watersports, Sidewalks, Suburban
  • Association Management: PMP Property Mgmt

Schools

  • Elementary School: Castille
  • High School: Capistrano Valley
  • Middle Or Junior School: Newhart
  • Elementary School #2: CASTIL2
  • High School2: CAPVAL

Lot Info

  • Additional Parcels: No
  • Land Lease: No

Multi Family

  • Lease Considered: No
  • Number Of Units In Community: 200
  • Number Of Units Total: 200

Tax Info

  • Tax Census Tract: 320.36
  • Tax Lot: 1
  • Tax Tract Number: 8772
  • TaxOtherAnnualAssessmentAmount: 16.00

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jan 18, 2024
Closed on
Feb 2, 2024
Sold by
Michele Kato Living Trust
Bought by
Mertick Nathan Mark and Mueller Amanda
Seller's Agent
Tarah Walker
eXp Realty of Greater Los Angeles, Inc.
Buyer's Agent
Alex Llamas
Seven Gables Real Estate
List Price
$699,900
Sold Price
$718,000
Premium/Discount to List
$18,100
2.59%
Views
74
Current Estimated Value
$762,163

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$44,163
Avg. Annual Appreciation
3.66%
Original Mortgage
$618,000
Outstanding Balance
$607,058
Interest Rate
6.6%
Mortgage Type
New Conventional
Estimated Equity
$155,105

Purchase Details

Closed on
Oct 21, 2020
Sold by
Kato Michele F
Bought by
Michele Kato Living Trust and Kato

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$248,280
Interest Rate
2.3%
Mortgage Type
New Conventional

Purchase Details

Closed on
May 1, 2017
Sold by
Fumiko Michele and Kato Michele F
Bought by
Kato Michele F and Michele Kato Living Trust

Purchase Details

Closed on
Jul 2, 2013
Sold by
Ross Robert Ryan
Bought by
Kato Michele Fumiko

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$280,000
Interest Rate
3.92%
Mortgage Type
New Conventional

Purchase Details

Listed on
Mar 3, 2013
Closed on
Feb 21, 2013
Sold by
Ross Victoria K
Bought by
Ross Robert Ryan
Seller's Agent
Ryan Kleis
Home Partners Realty & Loans, Inc.
Buyer's Agent
Lori Wood
Omni-Fund, Inc.
List Price
$290,000
Sold Price
$270,000
Premium/Discount to List
-$20,000
-6.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.54%
Original Mortgage
$230,000
Interest Rate
3.34%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Listed on
Mar 3, 2013
Closed on
Feb 20, 2013
Sold by
Guidi Mark
Bought by
Ross Robert Ryan
Seller's Agent
Ryan Kleis
Home Partners Realty & Loans, Inc.
Buyer's Agent
Lori Wood
Omni-Fund, Inc.
List Price
$290,000
Sold Price
$270,000
Premium/Discount to List
-$20,000
-6.9%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$230,000
Interest Rate
3.34%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 16, 2007
Sold by
Guidi Raul and Guidi Mark
Bought by
Guidi Mark

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$360,000
Interest Rate
6.14%
Mortgage Type
New Conventional

Purchase Details

Closed on
Dec 14, 2001
Sold by
Guidi Raul and Guidi Mark
Bought by
Guidi Raul and Guidi Mark

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$210,937
Interest Rate
6.84%
Mortgage Type
Stand Alone First

Purchase Details

Closed on
Oct 29, 1999
Sold by
Schantz Leland Merriam
Bought by
Schantz Mel

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,800
Interest Rate
7.82%

Purchase Details

Closed on
Oct 15, 1999
Sold by
Guidi Brandi
Bought by
Guidi Raul

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,800
Interest Rate
7.82%

Purchase Details

Closed on
Sep 29, 1999
Sold by
Mel Schantz and Mel M
Bought by
Guidi Raul and Guidi Mark

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$130,800
Interest Rate
7.82%
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Mertick Nathan Mark $718,000 Wfg National Title Company
Michele Kato Living Trust -- Fidelity National Title
Kato Michele F -- Fidelity National Title
Kato Michele F -- None Available
Kato Michele Fumiko $350,000 Title365 Company
Ross Robert Ryan -- Title365
Ross Robert Ryan $270,000 Title365 Company
Guidi Mark -- Ticor Title Company
Guidi Raul -- Fidelity National Title Ins
Schantz Mel -- Orange Coast Title
Schantz Mel -- --
Guidi Raul -- Orange Coast Title
Guidi Raul $163,500 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Mertick Nathan Mark $618,000
Previous Owner Kato Michele F $248,280
Previous Owner Kato Michele Fumiko $280,000
Previous Owner Ross Robert Ryan $230,000
Previous Owner Guidi Mark $360,000
Previous Owner Guidi Raul $210,937
Previous Owner Guidi Raul $130,800
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
02/28/2024 02/28/24 Sold $718,000 +2.6% $566 / Sq Ft
01/29/2024 01/29/24 Pending -- -- --
01/18/2024 01/18/24 For Sale $699,900 +159.2% $552 / Sq Ft
03/04/2013 03/04/13 Sold $270,000 0.0% $203 / Sq Ft View Prior Sale
02/21/2013 02/21/13 Off Market $270,000 -- --
02/21/2013 02/21/13 For Sale $290,000 +7.4% $218 / Sq Ft
01/27/2013 01/27/13 Off Market $270,000 -- --
01/27/2013 01/27/13 For Sale $290,000 +7.4% $218 / Sq Ft
01/14/2013 01/14/13 Off Market $270,000 -- --
01/14/2013 01/14/13 For Sale $290,000 +7.4% $218 / Sq Ft
01/02/2013 01/02/13 Off Market $270,000 -- --
01/02/2013 01/02/13 For Sale $290,000 +7.4% $218 / Sq Ft
01/01/2013 01/01/13 Pending -- -- --
12/20/2012 12/20/12 Off Market $270,000 -- --
12/19/2012 12/19/12 For Sale $290,000 -- $218 / Sq Ft
Source: California Regional Multiple Listing Service (CRMLS)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $4,200 $732,360 $573,102 $159,258
2024 $4,200 $420,635 $287,394 $133,241
2023 $4,110 $412,388 $281,759 $130,629
2022 $4,030 $404,302 $276,234 $128,068
2021 $3,951 $396,375 $270,818 $125,557
2020 $3,911 $392,311 $268,041 $124,270
2019 $3,833 $384,619 $262,785 $121,834
2018 $3,758 $377,078 $257,632 $119,446
2017 $3,683 $369,685 $252,581 $117,104
2016 $3,612 $362,437 $247,629 $114,808
2015 $3,573 $356,993 $243,909 $113,084
2014 $3,503 $350,000 $239,131 $110,869
Source: Public Records

Agents Affiliated with this Home

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Map

Source: California Regional Multiple Listing Service (CRMLS)

MLS Number: OC23230649

California Regional Multiple Listing Service (CRMLS)

APN: 937-270-41