$290,000
SOLD OCT 20, 2016

2381 SW Island Creek Trail Palm City, FL 34990

3 Beds
2.5 Baths
2,037 Sq Ft
$600/mo HOA Fee

Recently Sold

$142 Per Sq Ft

6% Below List Price

119 Days on Market

Highlights

  • Boat Ramp
  • Golf Course Community
  • Clubhouse
  • Bessey Creek Elementary School Rated A-
  • Gated with Attendant
  • Community Pool

About This Home

As of August 2023

Beautifully appointed & meticulously maintained Harbour Island town home in Palm Cove Golf & Yacht Club. Enjoy boating, golfing, tennis, clubhouse w/fitness center, heated pool, delicious bistro, and 24 hour security. Palm Cove has an 18 hole non-equity golf course, 93 slip marina on the St. Lucie River & many planned social events! This 3 bedroom home has a den/office, 2 1/2 baths, private courtyard w/water feature, Juliet balcony, open floor plan, master suite w/screened patio, two car garage & lovely kitchen w/breakfast island. Perfect for year round living, or a home away from home. Close to shopping, Historic Downtown Stuart, I95, FL Turnpike, beaches, restaurants, Martin County's A-rated schools. Just 40 miles to Palm Beach Int'l Airport.

Last Agent to Sell the Property

Sara Crombie

New Wave Real Estate Group Inc License #3228232 Listed on: 05/23/2016

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $3,348

Year Built

  • Built in 2003

HOA Fees

  • $600 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Barrel Roof Shape

Interior Spaces

  • 2,037 Sq Ft Home
  • 2-Story Property
  • Family Room
  • Den
  • Home Security System

Kitchen

  • Eat-In Kitchen
  • Electric Range
  • <<microwave>>
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Balcony
  • Open Patio
  • Exterior Lighting

Additional Features

  • North Facing Home
  • Central Heating and Cooling System

Listing and Financial Details

  • Assessor Parcel Number 0138400180000047000000

Community Details

Overview

  • Association fees include management, insurance, ground maintenance, pest control, recreation facilities, reserve fund, security, trash
  • Harbour Island At Cutter Subdivision

Recreation

  • Boat Ramp
  • Boating
  • Golf Course Community
  • Tennis Courts
  • Community Pool

Additional Features

  • Clubhouse
  • Gated with Attendant

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$3,348

Year Built

Built in 2003

Lot Details

0

HOA Fees

$600 per month

Parking

2

Listing Details

  • Prop. Type: Residential
  • Property Sub Type: Townhouse
  • Property Sub Type Additional: Townhouse
  • Directions: Take Palm City exit to Martin Downs Blvd., to Matheson, Matheson turns to Mapp, north on Mapp to Palm Cove Drive, guard will direct.
  • Year Built: 2003
  • Year Built Details: Resale
  • Special Features: None

Interior Features

  • Interior Amenities: Eat-in Kitchen
  • Furnished: Unfurnished
  • Appliances: Dryer, Dishwasher, Electric Range, Disposal, Microwave, Refrigerator, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Carpet, Tile
  • Living Area: 2037.0
  • Dining Room Type: Den, Family Room
  • Stories: 2

Exterior Features

  • Exterior Features: Balcony, Patio
  • Lot Features: < 1/4 Acre
  • Pool Features: None, Association, Community
  • Waterfront: No
  • Construction Type: Block
  • Direction Faces: North
  • Patio And Porch Features: Balcony, Open, Patio
  • Property Condition: Resale
  • Roof: Barrel

Garage/Parking

  • Covered Parking Spaces: 2.0
  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Garage Yn: Yes
  • Parking Features: Attached, Garage, Two or More Spaces

Utilities

  • Security: Security System, Gated with Guard
  • Green Building Features: Exterior Lighting
  • Cooling: Central Air, Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Sewer Available, Water Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 600.0
  • Community Features: Boat Facilities, Clubhouse, Fitness, Golf, Golf Course Community, Pool, Tennis Court(s)
  • Senior Community: No
  • Amenities: Clubhouse, Golf Course, Pool, Tennis Court(s)
  • Association Fee Frequency: Monthly
  • Pets Allowed: Conditional

Fee Information

  • Association Fee Includes: Association Management, Insurance, Maintenance Grounds, Other, Pest Control, Recreation Facilities, Reserve Fund, Security, Trash

Lot Info

  • Parcel #: 0138400180000047000000
  • Zoning Description: County

Tax Info

  • Tax Year: 2015
  • Tax Annual Amount: 3348.0

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2023
Closed on
Aug 25, 2023
Sold by
Gorman Jacqueline Suzanne Le
Bought by
Devine Anne B and Lisowski Stanley
Seller's Agent
Jason Flannery
Illustrated Properties LLC
Buyer's Agent
Sara Crombie
New Wave Real Estate Group Inc
List Price
$575,000
Sold Price
$570,000
Premium/Discount to List
-$5,000
-0.87%
Views
11

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.88%
Original Mortgage
$225,000
Outstanding Balance
$220,502
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$370,036

Purchase Details

Listed on
Jan 16, 2020
Closed on
Jun 1, 2020
Sold by
Louis Zaino Family Trust
Bought by
Gorman Jacqueline Suzanne
Seller's Agent
Sara Crombie
New Wave Real Estate Group Inc
Buyer's Agent
Susan Maxwell
RE/MAX of Stuart - Palm City
List Price
$330,000
Sold Price
$320,000
Premium/Discount to List
-$10,000
-3.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.57%
Original Mortgage
$220,000
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 11, 2016
Closed on
Oct 14, 2016
Sold by
Altin Robert S and Altin Dorothy H
Bought by
Zaino Louis
Seller's Agent
Sara Crombie
New Wave Real Estate Group Inc
Buyer's Agent
Sara Crombie
New Wave Real Estate Group Inc
List Price
$310,000
Sold Price
$290,000
Premium/Discount to List
-$20,000
-6.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.76%

Purchase Details

Closed on
Apr 15, 2008
Sold by
Johnson Loran A
Bought by
Altin Robert S and Altin Dorothy H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,250
Interest Rate
5.51%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 16, 2002
Sold by
Clifton/Rbg Xvi Ltd
Bought by
Symphony Builders At Palm Golf & Yacht C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$3,912,500
Interest Rate
7.08%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $570,000 None Listed On Document
Warranty Deed $320,000 Nina L Ferraro Pa
Warranty Deed $290,000 None Available
Warranty Deed $295,000 Atlantic Title Inc
Special Warranty Deed $2,767,000 Reliance Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $225,000 New Conventional
Previous Owner $275,000 New Conventional
Previous Owner $220,000 New Conventional
Previous Owner $221,250 Purchase Money Mortgage
Previous Owner $3,912,500 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/07/2025 06/07/25 For Sale $615,000 +7.9% $302 / Sq Ft
08/25/2023 08/25/23 Sold $570,000 -0.9% $280 / Sq Ft
07/18/2023 07/18/23 Pending -- -- --
07/12/2023 07/12/23 For Sale $575,000 +79.7% $282 / Sq Ft
06/01/2020 06/01/20 Sold $320,000 -3.0% $157 / Sq Ft
05/02/2020 05/02/20 Pending -- -- --
01/16/2020 01/16/20 For Sale $330,000 +13.8% $162 / Sq Ft
10/21/2016 10/21/16 Sold $290,000 0.0% $142 / Sq Ft
10/20/2016 10/20/16 Sold $290,000 -6.5% $142 / Sq Ft
09/21/2016 09/21/16 Pending -- -- --
09/20/2016 09/20/16 Pending -- -- --
05/23/2016 05/23/16 For Sale $310,000 0.0% $152 / Sq Ft
04/10/2016 04/10/16 For Sale $310,000 -- $152 / Sq Ft
Source: BeachesMLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,222 $471,110 $471,110 $336,110
2023 $4,222 $293,943 $0 $0
2022 $4,067 $285,382 $0 $0
2021 $4,088 $277,070 $95,000 $182,070
2020 $4,801 $275,050 $90,000 $185,050
2019 $4,723 $267,260 $80,000 $187,260
2018 $4,778 $273,860 $80,000 $193,860
2017 $4,155 $246,080 $105,000 $141,080
2016 $3,691 $227,680 $85,000 $142,680
2015 -- $198,990 $55,000 $143,990
2014 -- $173,510 $36,000 $137,510
Source: Public Records

Agents Affiliated with this Home

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Map

Source: BeachesMLS

MLS Number: R10237183

BeachesMLS

APN: 01-38-40-018-000-00470-0