$320,000
SOLD JUN 1, 2020

2381 SW Island Creek Trail Palm City, FL 34990

3 Beds
2.5 Baths
2,037 Sq Ft
$604/mo HOA Fee

Recently Sold

$157 Per Sq Ft

3% Below List Price

107 Days on Market

Highlights

  • Marina
  • Boat Dock
  • Fitness Center
  • Bessey Creek Elementary School Rated A-
  • Golf Course Community
  • Newly Remodeled

About This Home

As of August 2023

Carefree living in Palm City's popular boating and golf community - This Harbour Island Courtyard style townhome offers nice outdoor living spaces with large courtyard patio, two screen porches plus fun Juliet balcony off guest suite. Enjoy an active lifestyle with many amenities including boating, golfing, tennis, clubhouse w/heated pool, tot lot, gym, grill area, meeting rooms & many planned social events. Boat slips are available in community marina up to 50ft. This 3 bedroom, 2 1/2 bath home w/den has 2 car garage, open floor plan, & spacious kitchen w/sliders opening to the courtyard patio. Perfect for year-round living or home away from home. Close to shopping, Historic Downtown Stuart, dining, theater, and fishing. Close proximity to I-95 & Florida Turnpike, beautiful Hutchinson Island beaches, and Martin County's "A" rated schools makes it a great fit for all Buyer's.

Last Agent to Sell the Property

Sara Crombie

New Wave Real Estate Group Inc License #3228232 Listed on: 01/16/2020

Last Buyer's Agent

Susan Maxwell

RE/MAX of Stuart - Palm City License #3068075

RE/MAX of Stuart - Palm City

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,778

Year Built

  • Built in 2003 | Newly Remodeled

HOA Fees

  • $604 Monthly HOA Fees

Parking

  • 2 Car Attached Garage

Home Design

  • Courtyard Style Home
  • Barrel Roof Shape
  • Concrete Siding
  • Block Exterior
  • Stucco

Interior Spaces

  • 2,037 Sq Ft Home
  • 2-Story Property
  • Furnished or left unfurnished upon request
  • Ceiling Fan
  • Electric Shutters
  • Entrance Foyer
  • Combination Dining and Living Room
  • Security System Owned

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Cooktop<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Walk-In Closet

Laundry

  • Dryer
  • Washer

Schools

  • Bessey Creek Elementary School
  • Hidden Oaks Middle School
  • Martin County High School

Utilities

  • Central Heating and Cooling System
  • Underground Utilities
  • Water Heater
  • Cable TV Available

Additional Features

  • Patio
  • Property fronts a private road

Community Details

Overview

  • Association fees include management, common areas, cable TV, insurance, ground maintenance, recreation facilities, reserve fund, security, trash
  • Association Phone (772) 233-1629
  • Property Manager

Amenities

  • Community Barbecue Grill
  • Clubhouse
  • Game Room
  • Community Kitchen
  • Community Library
  • Elevator
  • Reception Area
  • Community Storage Space

Recreation

  • Boat Dock
  • Community Boat Facilities
  • Marina
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Fitness Center
  • Community Pool
  • Putting Green
  • Park

Pet Policy

  • Limit on the number of pets

Security

  • Gated Community
  • Hurricane or Storm Shutters
  • Fire and Smoke Detector

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,778

Year Built

Built in 2003 | Newly Remodeled

Lot Details

0

HOA Fees

$604 per month

Listing Details

  • Architectural Style: Courtyard
  • Directions: Take the Palm City exit to High Meadow to Martin Downs Blvd. to Palm Cove Drive. Guard will direct.
  • Garage Yn: Yes
  • Lot Size: .051
  • New Construction: Yes
  • Property Sub Type: Townhouse
  • Property Sub Type Additional: Townhouse
  • Prop. Type: Residential
  • Road Frontage Type: Private Road
  • Building Stories: 2
  • Subdivision Name: Palm Cove
  • Year Built: 2003
  • Year Built Details: New
  • Ownership: Fee Simple
  • Special Features: NewHome
  • Stories: 2

Interior Features

  • Appliances: Some Electric Appliances, Cooktop, Dryer, Dishwasher, Disposal, Microwave, Refrigerator, Water Heater, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Possible Bedrooms: 4
  • Total Bedrooms: 3
  • Flooring: Carpet, Ceramic Tile
  • Furnished: Furnished Or Unfurnished
  • Interior Amenities: Breakfast Bar, Entrance Foyer, Eat-in Kitchen, Living/Dining Room, Pantry, Walk-In Closet(s)
  • Living Area: 2037.0
  • Stories: 2
  • ResoLivingAreaSource: Builder

Exterior Features

  • Construction Type: Block, Concrete, Stucco
  • Disclosures: Seller Disclosure
  • Exterior Features: Patio, Shutters Electric, Storm/Security Shutters
  • Patio And Porch Features: Open, Patio
  • Pool Features: Community
  • Pool Private: No
  • Property Condition: New Construction
  • Roof: Barrel
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Parking Features: Attached, Garage
  • Total Parking Spaces: 2.0

Utilities

  • Green Building Features: Reception Area
  • Cooling: Central Air, Ceiling Fan(s), Electric
  • Cooling Y N: Yes
  • Heating: Central, Electric
  • Heating Yn: Yes
  • Security: Security System Owned, Smoke Detector(s)
  • Sewer: Public Sewer
  • Utilities: Cable Available, Sewer Available, Sewer Connected, Trash Collection, Underground Utilities, Water Available, Water Connected, Electricity Available
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 604.0
  • Phone: 772-233-1629
  • Association: Yes
  • Community Features: Barbecue, Boat Facilities, Bicycle Storage, Clubhouse, Dock, Elevator, Fitness Center, Golf, Game Room, Kitchen Facilities, Library, Marina, Playground, Park, Property Manager On-Site, Pool, Putting Green, Street Lights, Sidewalks, Tennis Court(s), Gated
  • Pets Allowed: Number Limit, Yes
  • Senior Community: No

Fee Information

  • Association Fee Includes: Association Management, Common Areas, Cable TV, Insurance, Maintenance Grounds, Recreation Facilities, Reserve Fund, Security, Trash

Schools

  • Elementary School: Bessey Creek
  • High School: Martin County
  • Middle Or Junior School: Hidden Oaks

Lot Info

  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4778.0
  • Tax Year: 2018

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2023
Closed on
Aug 25, 2023
Sold by
Gorman Jacqueline Suzanne Le
Bought by
Devine Anne B and Lisowski Stanley
Seller's Agent
Jason Flannery
Illustrated Properties LLC
Buyer's Agent
Sara Crombie
New Wave Real Estate Group Inc
List Price
$575,000
Sold Price
$570,000
Premium/Discount to List
-$5,000
-0.87%
Views
11

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.88%
Original Mortgage
$225,000
Outstanding Balance
$220,502
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$370,036

Purchase Details

Listed on
Jan 16, 2020
Closed on
Jun 1, 2020
Sold by
Louis Zaino Family Trust
Bought by
Gorman Jacqueline Suzanne
Seller's Agent
Sara Crombie
New Wave Real Estate Group Inc
Buyer's Agent
Susan Maxwell
RE/MAX of Stuart - Palm City
List Price
$330,000
Sold Price
$320,000
Premium/Discount to List
-$10,000
-3.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.57%
Original Mortgage
$220,000
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 11, 2016
Closed on
Oct 14, 2016
Sold by
Altin Robert S and Altin Dorothy H
Bought by
Zaino Louis
Seller's Agent
Sara Crombie
New Wave Real Estate Group Inc
Buyer's Agent
Sara Crombie
New Wave Real Estate Group Inc
List Price
$310,000
Sold Price
$290,000
Premium/Discount to List
-$20,000
-6.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.76%

Purchase Details

Closed on
Apr 15, 2008
Sold by
Johnson Loran A
Bought by
Altin Robert S and Altin Dorothy H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,250
Interest Rate
5.51%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 16, 2002
Sold by
Clifton/Rbg Xvi Ltd
Bought by
Symphony Builders At Palm Golf & Yacht C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$3,912,500
Interest Rate
7.08%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $570,000 None Listed On Document
Warranty Deed $320,000 Nina L Ferraro Pa
Warranty Deed $290,000 None Available
Warranty Deed $295,000 Atlantic Title Inc
Special Warranty Deed $2,767,000 Reliance Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $225,000 New Conventional
Previous Owner $275,000 New Conventional
Previous Owner $220,000 New Conventional
Previous Owner $221,250 Purchase Money Mortgage
Previous Owner $3,912,500 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/07/2025 06/07/25 For Sale $615,000 +7.9% $302 / Sq Ft
08/25/2023 08/25/23 Sold $570,000 -0.9% $280 / Sq Ft
07/18/2023 07/18/23 Pending -- -- --
07/12/2023 07/12/23 For Sale $575,000 +79.7% $282 / Sq Ft
06/01/2020 06/01/20 Sold $320,000 -3.0% $157 / Sq Ft
05/02/2020 05/02/20 Pending -- -- --
01/16/2020 01/16/20 For Sale $330,000 +13.8% $162 / Sq Ft
10/21/2016 10/21/16 Sold $290,000 0.0% $142 / Sq Ft
10/20/2016 10/20/16 Sold $290,000 -6.5% $142 / Sq Ft
09/21/2016 09/21/16 Pending -- -- --
09/20/2016 09/20/16 Pending -- -- --
05/23/2016 05/23/16 For Sale $310,000 0.0% $152 / Sq Ft
04/10/2016 04/10/16 For Sale $310,000 -- $152 / Sq Ft
Source: Martin County REALTORS® of the Treasure Coast

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $7,742 $509,400 $140,000 $369,400
2024 $4,222 $471,110 $471,110 $336,110
2023 $4,222 $293,943 $0 $0
2022 $4,067 $285,382 $0 $0
2021 $4,088 $277,070 $95,000 $182,070
2020 $4,801 $275,050 $90,000 $185,050
2019 $4,723 $267,260 $80,000 $187,260
2018 $4,778 $273,860 $80,000 $193,860
2017 $4,155 $246,080 $105,000 $141,080
2016 $3,691 $227,680 $85,000 $142,680
2015 -- $198,990 $55,000 $143,990
2014 -- $173,510 $36,000 $137,510
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Martin County REALTORS® of the Treasure Coast

MLS Number: M20021830

Martin County REALTORS® of the Treasure Coast

APN: 01-38-40-018-000-00470-0