$570,000
SOLD AUG 25, 2023

2381 SW Island Creek Trail Palm City, FL 34990

3 Beds
2.5 Baths
2,037 Sq Ft
$786/mo HOA Fee

Recently Sold

$280 Per Sq Ft

1% Below List Price

6 Days on Market

Highlights

  • Golf Course Community
  • Community Boat Facilities
  • Gated Community
  • Bessey Creek Elementary School Rated A-
  • Fitness Center
  • Clubhouse

About This Home

As of August 2023

Looking for the resort lifestyle? You've found it! This gorgeous courtyard style townhome is located in Palm Cove Golf and Yacht Club along the St. Lucie River. This Harbour Island townhome offers 3 bedrooms, 2.5 bath + den and 2 car garage, with several outdoor living spaces. Kitchen was recently renovated. This home is turnkey!

Last Agent to Sell the Property

Jason Flannery

Illustrated Properties LLC Brokerage Phone: 772-288-1111 License #3053611 Listed on: 07/12/2023

Illustrated Properties LLC

Last Buyer's Agent

Sara Crombie

New Wave Real Estate Group Inc License #3228232

Townhouse Details

Home Type

  • Townhome

Est. Annual Taxes

  • $4,067

Year Built

  • Built in 2003

HOA Fees

  • $786 Monthly HOA Fees

Home Design

  • Barrel Roof Shape
  • Concrete Siding
  • Block Exterior

Interior Spaces

  • 2,037 Sq Ft Home
  • 2-Story Property
  • Ceiling Fan
  • Entrance Foyer
  • Combination Dining and Living Room
  • Screened Porch
  • Ceramic Tile Flooring
  • Dryer

Kitchen

  • Electric Range
  • <<microwave>>
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • Primary Bedroom Upstairs
  • Walk-In Closet

Home Security

Parking

  • 2 Car Attached Garage
  • Driveway

Outdoor Features

  • Balcony
  • Patio

Additional Features

  • 2,222 Sq Ft Lot
  • Central Heating and Cooling System

Community Details

Overview

  • Association fees include management, common areas, cable TV, insurance, ground maintenance, reserve fund, security, trash
  • Association Phone (772) 219-4474
  • Property Manager

Amenities

  • Community Barbecue Grill
  • Clubhouse

Recreation

  • Community Boat Facilities
  • Golf Course Community
  • Tennis Courts
  • Fitness Center
  • Community Pool
  • Putting Green

Pet Policy

  • Limit on the number of pets
  • Breed Restrictions

Security

  • Gated Community
  • Hurricane or Storm Shutters

Townhouse Details

Home Type

Townhome

Est. Annual Taxes

$4,067

Year Built

Built in 2003

Lot Details

0

HOA Fees

$786 per month

Listing Details

  • Directions: Palm City exit to Martin Downs Blvd, to Matheson, Matheson turns to Mapp, north on Mapp to Palm Cove drive, guard will direct.
  • Garage Yn: Yes
  • Lot Size Acres: 0.051
  • Property Sub Type: Townhouse
  • Property Sub Type Additional: Townhouse
  • Prop. Type: Residential
  • Building Stories: 2
  • Structure Type: Townhouse
  • Subdivision Name: Palm Cove
  • Year Built: 2003
  • Year Built Details: Resale
  • Ownership: Fee Simple
  • Attribution Contact: 772-288-1111
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Dryer, Dishwasher, Electric Range, Microwave, Refrigerator
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 3
  • Flooring: Ceramic Tile
  • Furnished: Unfurnished
  • Interior Amenities: Entrance Foyer, Living/Dining Room, Upper Level Master, Walk-In Closet(s)
  • Living Area: 2037.0
  • Stories: 2
  • ResoLivingAreaSource: PublicRecords

Exterior Features

  • Construction Type: Block, Concrete
  • Exterior Features: Balcony, Patio, Storm/Security Shutters
  • Patio And Porch Features: Balcony, Open, Patio, Screened
  • Pool Features: Community
  • Pool Private: No
  • Property Condition: Resale
  • Roof: Barrel
  • Waterfront: No

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2.0
  • Parking Features: Attached, Driveway, Garage
  • Total Parking Spaces: 2.0

Utilities

  • Cooling: Central Air, Ceiling Fan(s)
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Sewer Connected, Water Connected
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee: 786.0
  • Phone: 772-219-4474
  • Association: Yes
  • Community Features: Barbecue, Boat Facilities, Clubhouse, Fitness Center, Golf, Property Manager On-Site, Pool, Putting Green, Street Lights, Sidewalks, Tennis Court(s), Gated
  • Pets Allowed: Number Limit, Pet Restrictions, Yes
  • Senior Community: No

Fee Information

  • Association Fee Includes: Association Management, Common Areas, Cable TV, Insurance, Maintenance Grounds, Reserve Fund, Security, Trash

Lot Info

  • Zoning Description: RES
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 4067.0
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 12, 2023
Closed on
Aug 25, 2023
Sold by
Gorman Jacqueline Suzanne Le
Bought by
Devine Anne B and Lisowski Stanley
Seller's Agent
Jason Flannery
Illustrated Properties LLC
Buyer's Agent
Sara Crombie
New Wave Real Estate Group Inc
List Price
$575,000
Sold Price
$570,000
Premium/Discount to List
-$5,000
-0.87%
Views
11

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
1.88%
Original Mortgage
$225,000
Outstanding Balance
$220,502
Interest Rate
6.78%
Mortgage Type
New Conventional
Estimated Equity
$370,036

Purchase Details

Listed on
Jan 16, 2020
Closed on
Jun 1, 2020
Sold by
Louis Zaino Family Trust
Bought by
Gorman Jacqueline Suzanne
Seller's Agent
Sara Crombie
New Wave Real Estate Group Inc
Buyer's Agent
Susan Maxwell
RE/MAX of Stuart - Palm City
List Price
$330,000
Sold Price
$320,000
Premium/Discount to List
-$10,000
-3.03%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
19.57%
Original Mortgage
$220,000
Interest Rate
3.3%
Mortgage Type
New Conventional

Purchase Details

Listed on
Apr 11, 2016
Closed on
Oct 14, 2016
Sold by
Altin Robert S and Altin Dorothy H
Bought by
Zaino Louis
Seller's Agent
Sara Crombie
New Wave Real Estate Group Inc
Buyer's Agent
Sara Crombie
New Wave Real Estate Group Inc
List Price
$310,000
Sold Price
$290,000
Premium/Discount to List
-$20,000
-6.45%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.76%

Purchase Details

Closed on
Apr 15, 2008
Sold by
Johnson Loran A
Bought by
Altin Robert S and Altin Dorothy H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$221,250
Interest Rate
5.51%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Jan 16, 2002
Sold by
Clifton/Rbg Xvi Ltd
Bought by
Symphony Builders At Palm Golf & Yacht C

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$3,912,500
Interest Rate
7.08%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $570,000 None Listed On Document
Warranty Deed $320,000 Nina L Ferraro Pa
Warranty Deed $290,000 None Available
Warranty Deed $295,000 Atlantic Title Inc
Special Warranty Deed $2,767,000 Reliance Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $225,000 New Conventional
Previous Owner $275,000 New Conventional
Previous Owner $220,000 New Conventional
Previous Owner $221,250 Purchase Money Mortgage
Previous Owner $3,912,500 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/07/2025 06/07/25 For Sale $615,000 +7.9% $302 / Sq Ft
08/25/2023 08/25/23 Sold $570,000 -0.9% $280 / Sq Ft
07/18/2023 07/18/23 Pending -- -- --
07/12/2023 07/12/23 For Sale $575,000 +79.7% $282 / Sq Ft
06/01/2020 06/01/20 Sold $320,000 -3.0% $157 / Sq Ft
05/02/2020 05/02/20 Pending -- -- --
01/16/2020 01/16/20 For Sale $330,000 +13.8% $162 / Sq Ft
10/21/2016 10/21/16 Sold $290,000 0.0% $142 / Sq Ft
10/20/2016 10/20/16 Sold $290,000 -6.5% $142 / Sq Ft
09/21/2016 09/21/16 Pending -- -- --
09/20/2016 09/20/16 Pending -- -- --
05/23/2016 05/23/16 For Sale $310,000 0.0% $152 / Sq Ft
04/10/2016 04/10/16 For Sale $310,000 -- $152 / Sq Ft
Source: Martin County REALTORS® of the Treasure Coast

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $4,222 $471,110 $471,110 $336,110
2023 $4,222 $293,943 $0 $0
2022 $4,067 $285,382 $0 $0
2021 $4,088 $277,070 $95,000 $182,070
2020 $4,801 $275,050 $90,000 $185,050
2019 $4,723 $267,260 $80,000 $187,260
2018 $4,778 $273,860 $80,000 $193,860
2017 $4,155 $246,080 $105,000 $141,080
2016 $3,691 $227,680 $85,000 $142,680
2015 -- $198,990 $55,000 $143,990
2014 -- $173,510 $36,000 $137,510
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Martin County REALTORS® of the Treasure Coast

MLS Number: M20040166

Martin County REALTORS® of the Treasure Coast

APN: 01-38-40-018-000-00470-0