NOT LISTED FOR SALE

2391 Lock 3 Rd Ragland, AL 35131

Estimated Value: $110,000 - $190,000

2 Beds
1 Bath
896 Sq Ft
$157/Sq Ft Est. Value

Last Sold May 08, 2020

Last sale price $86,000 $96 Per Sq Ft

Est. 52% increase in value since last sale

Current estimated payment $738/month

4 Days on Market

Highlights

  • 55 Feet of Waterfront
  • Lake View
  • Covered Deck
  • Springville High School Rated 9+
  • 2.2 Acre Lot
  • Attic

About This Home

As of May 2020

Are you looking for a weekend getaway or even a permanent one? This 2 BR, 1 BA home located on 2.2 acres and bordering the Coosa River is a perfect choice. Cute as pie and in great condition, it has new hardwood laminate floors, new metal roof and rafters on the covered porch, new heating element in the water heater, new 3-prong plugs and light switches, new ceiling fans and light fixtures, new toilet and vanity, new faucets in kitchen and bath, new pulls on kitchen cabinets, new steps on back porch, and new dusk-to-dawn light on porch. The electric fireplace insert is nice, but the flue works if you want to convert to woodburning or gas logs--per seller. Travel less than 5 minutes down the road to go to the public park complete with a beach, pavilions and grills, and a boat launch into Lake Neely Henry water. The only problem with this home is that you may never want to leave it!

Last Agent to Sell the Property

Missy Dickinson

Keller Williams Realty Group License #0000101322 Listed on: 03/12/2020

Last Buyer's Agent

Michelle Greene

EXIT Coosa River Realty LLC

EXIT Coosa River Realty LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $177

Year Built

  • Built in 1960

Lot Details

  • 2.2 Acre Lot
  • 55 Feet of Waterfront

Home Design

  • Wood Siding

Interior Spaces

  • 896 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Self Contained Fireplace Unit Or Insert
  • Electric Fireplace
  • Window Treatments
  • Living Room with Fireplace
  • Lake Views
  • Crawl Space
  • Attic

Kitchen

  • Stove
  • Laminate Countertops

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 1 Full Bathroom
  • Bathtub and Shower Combination in Primary Bathroom

Laundry

  • Laundry Room
  • Laundry on main level
  • Washer and Electric Dryer Hookup

Parking

  • Garage on Main Level
  • Driveway

Outdoor Features

  • Covered Deck

Utilities

  • Central Heating and Cooling System
  • Heat Pump System
  • Electric Water Heater
  • Septic Tank

Listing and Financial Details

  • Assessor Parcel Number 1901010001001027

Home Details

Home Type

Single Family

Est. Annual Taxes

$177

Year Built

Built in 1960

Lot Details

0

Listing Details

  • Class: RESIDENTIAL
  • Property Access: Public Road
  • Living Area: 896
  • Legal Description: COM SW COR NW4 SE4 TH E 333.51 NE 199.47 NW 595.31 NE 395.51 NE 593.71 NE 89.93 NE 224.27 NE 113.42 SE 21.69 TO POB
  • List Price per Sq Ft: 91.52
  • Number Levels: 1-Story
  • Property Type: Single Family
  • Year Built Description: Existing
  • Year Built: 1960
  • Price Per Sq Ft: 95.98
  • Special Features: None
  • Property Sub Type: Detached
  • Year Built: 1960

Interior Features

  • Fireplace Details: Insert
  • Fireplace Location: Living Room (FIREPL)
  • Fireplace Type: Electric (FIREPL)
  • Floors: Hardwood Laminate, Tile Floor
  • Number Fireplaces: 1
  • Windows Treatments: All
  • Bedroom/Bathroom Features: Tub/Shower Combo
  • Bedrooms: 2
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Concatenated Rooms: |MasterBR1|Bedroom1|FullBath1|Kitchen1|Living1|
  • Room 1: Master Bedroom, On Level: 1
  • Room 2: Bedroom, On Level: 1
  • Room 3: Full Bath, On Level: 1
  • Room 4: Kitchen, On Level: 1
  • Room 5: Living, On Level: 1
  • Rooms Level 1: Bedroom (LVL 1), Full Bath (LVL 1), Kitchen (LVL 1), Living (LVL 1), Master Bedroom (LVL 1)
  • Kitchen Countertops: Laminate
  • Kitchen Equipment: Refrigerator, Stove-Electric
  • Laundry: Yes
  • Laundry Dryer Hookup: Dryer-Electric
  • Laundry Features: Washer Hookup
  • Laundry Location: Laundry (MLVL)
  • Laundry Space: Closet
  • Attic: Yes
  • Main Level Sq Ft: 896

Exterior Features

  • Waterfront Name: COOSA RIVER
  • Construction: Siding-Wood
  • Decks: Yes
  • Decks Type: Covered (DECK)
  • Exterior Features: Storage Building
  • Foundation: Crawl Space
  • Waterfront: Yes
  • Waterfront Frontage: 55
  • Water Heater: Electric (WTRHTR)

Garage/Parking

  • Parking Features: Driveway Parking, Parking (MLVL)

Utilities

  • Heating: Central (HEAT), Heat Pump (HEAT)
  • Cooling: Central (COOL), Heat Pump (COOL)
  • Sewer/Septic System: Septic
  • Water: Public Water
  • HVAC Area: 896

Condo/Co-op/Association

  • Amenities: River

Schools

  • Elementary School: RAGLAND
  • Middle School: RAGLAND
  • High School: RAGLAND

Lot Info

  • Assessor Parcel Number: 1901010001001027
  • Lot Description: Acreage
  • Lot View: Yes
  • Lot View Type: Lake/Water View
  • Number Acres: 2.2

Green Features

  • Energy Green Features: Ceiling Fans

Tax Info

  • Tax District: RAGLAND
  • Annual Tax: 177

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 24, 2025
Sold by
Ables William Ray
Bought by
Johnson James Michael
Current Estimated Value
$131,111

Purchase Details

Listed on
Mar 12, 2020
Closed on
May 13, 2020
Sold by
Jones Zoe and Jones Andrew Timothy
Bought by
Concord Ronald L and Concord Kathy
Seller's Agent
Missy Dickinson
Keller Williams Realty Group
Buyer's Agent
Michelle Greene
EXIT Coosa River Realty LLC
List Price
$82,000
Sold Price
$86,000
Premium/Discount to List
$4,000
4.88%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.18%
Original Mortgage
$84,442
Interest Rate
3.3%
Mortgage Type
FHA

Purchase Details

Listed on
Jun 29, 2017
Closed on
Nov 3, 2017
Sold by
Kincaid Terry Dwight
Bought by
Conn Zoe H and Marshall William L
Seller's Agent
Shay Mitchell
Keller Williams Realty Vestavia
Buyer's Agent
Shay Mitchell
Keller Williams Realty Vestavia
List Price
$75,000
Sold Price
$72,100
Premium/Discount to List
-$2,900
-3.87%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
7.28%
Original Mortgage
$70,793
Interest Rate
3.75%
Mortgage Type
FHA
Source: Public Records

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Johnson James Michael $130,000 Ashville Land Title
Johnson James Michael $130,000 Ashville Land Title
Concord Ronald L $86,000 None Available
Conn Zoe H $72,100 Fidelity National Title Insu
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Concord Ronald L $84,442
Previous Owner Conn Zoe H $70,793
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
05/08/2020 05/08/20 Sold $86,000 +4.9% $96 / Sq Ft
03/12/2020 03/12/20 For Sale $82,000 +13.7% $92 / Sq Ft
11/03/2017 11/03/17 Sold $72,100 -3.9% $80 / Sq Ft
09/11/2017 09/11/17 Pending -- -- --
06/29/2017 06/29/17 For Sale $75,000 -- $84 / Sq Ft
Source: Greater Alabama MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $234 $18,186 $4,680 $13,506
2023 $234 $17,020 $6,000 $11,020
2022 $216 $8,510 $3,000 $5,510
2021 $216 $8,510 $3,000 $5,510
2020 $178 $14,530 $6,000 $8,530
2019 $176 $7,227 $3,000 $4,227
2018 $391 $12,600 $0 $0
2017 $387 $12,600 $0 $0
2016 $391 $12,600 $0 $0
2015 $387 $12,600 $0 $0
2014 $387 $12,480 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Section Image
  • Section Image
  • Section Image
See All Agents

Map

Source: Greater Alabama MLS

MLS Number: 877386

Greater Alabama MLS

APN: 19-01-01-0-001-001.027