NOT LISTED FOR SALE

Estimated Value: $892,000 - $936,000

4 Beds
3.5 Baths
4,881 Sq Ft
$187/Sq Ft Est. Value

Last Sold November 30, 2024

Last sale price $885,000 $181 Per Sq Ft

Est. 3% increase in value since last sale

Current estimated payment $6,182/month

34 Days on Market

Highlights

  • Heated Floors
  • 5 Acre Lot
  • Vaulted Ceiling
  • Oswego High School Rated A-
  • Family Room with Fireplace
  • Main Floor Bedroom

About This Home

As of November 2024

Welcome to 27 Settlers Ln, Oswego, IL - a stunning property offering the perfect blend of luxury and tranquility. This agriculturally zoned, 5-acre estate allows for up to 2 horses, making it ideal for equestrian enthusiasts. The centerpiece of outdoor living is the exquisite saltwater inground pool, surrounded by gorgeous landscaping that promises serene and picturesque views. Step inside to discover a home designed for both comfort and elegance. The spacious kitchen features a gigantic granite island and high-end appliances, perfect for culinary adventures and entertaining guests. Cozy up by the fireplace in the inviting living area, or retreat to one of the four well-appointed bedrooms. The full basement is a haven of possibilities, equipped with a fireplace and two hookups for rough-in baths with radiant heating, offering endless potential for customization. Parking and storage are a breeze with the expansive 4-car garage. Nestled in a secluded area, this property provides the privacy you desire while still being conveniently located. Don't miss the opportunity to experience country living with luxurious amenities at this exceptional estate!

Last Agent to Sell the Property

Giovanna Schmieder

Keller Williams Infinity License #475162940 Listed on: 09/04/2024

Keller Williams Infinity

Last Buyer's Agent

Daniel Murray

Exit Real Estate Partners License #475173351

Exit Real Estate Partners

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $16,201

Year Built

  • Built in 2000

Lot Details

  • 5 Acre Lot
  • Lot Dimensions are 180x365x449x472x150

Parking

  • 4 Car Attached Garage
  • Garage Door Opener
  • Driveway
  • Parking Included in Price

Home Design

  • Brick Exterior Construction

Interior Spaces

  • 4,881 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Skylights
  • Family Room with Fireplace
  • 2 Fireplaces
  • Living Room
  • Formal Dining Room
  • Den
  • Granite Countertops

Flooring

  • Wood
  • Carpet
  • Heated Floors

Bedrooms and Bathrooms

  • 4 Bedrooms
  • 4 Potential Bedrooms
  • Main Floor Bedroom
  • Walk-In Closet

Laundry

  • Laundry Room
  • Laundry on main level
  • Sink Near Laundry
  • Gas Dryer Hookup

Unfinished Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • 9 Foot Basement Ceiling Height
  • Fireplace in Basement
  • Rough-In Basement Bathroom

Utilities

  • Forced Air Zoned Cooling and Heating System
  • Heating System Uses Natural Gas
  • Well
  • Private or Community Septic Tank

Community Details

  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$16,201

Year Built

Built in 2000

Lot Details

0

Parking

4

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 2 Stories
  • Ownership: Fee Simple
  • New Construction: No
  • Property Sub-Type: 2 Stories
  • Year Built: 2000
  • Age: 21-25 Years
  • Built Before 1978 (Y/N): No
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service
  • Rebuilt (Y/N): No
  • Rehab (Y/N): No
  • Actual Status: Closed
  • ResoPropertyType: Residential
  • SomePhotosVirtuallyStaged: Yes
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Basement: Full, Walkout
  • Full Bathrooms: 3
  • Half Bathrooms: 1
  • Total Bathrooms: 4
  • Total Bedrooms: 4
  • Fireplaces: 2
  • Interior Amenities: Vaulted/Cathedral Ceilings, Skylight(s), Hardwood Floors, Heated Floors, First Floor Bedroom, First Floor Laundry, Walk-In Closet(s), Granite Counters
  • LivingArea: 4881
  • Room Type: Den
  • Estimated Total Finished Sq Ft: 0
  • Basement Description: Unfinished,Bathroom Rough-In,9 ft + pour
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Separate
  • Fireplace Location: Family Room,Basement
  • Total Sq Ft: 0
  • Flooring: Carpet
  • ResoLivingAreaSource: Assessor

Exterior Features

  • Waterfront: No
  • Exterior Building Type: Brick

Garage/Parking

  • Garage Spaces: 4
  • ParkingTotal: 4
  • Driveway: Asphalt
  • Garage Details: Garage Door Opener(s)
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Attached
  • Parking: Garage

Utilities

  • Sewer: Septic-Private
  • Cooling: Central Air, Zoned
  • Heating: Natural Gas, Forced Air
  • Laundry Features: Gas Dryer Hookup, Sink
  • Water Source: Private Well

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Pool
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Lot Info

  • Lot Size Acres: 5
  • Lot Dimensions: 180X365X449X472X150
  • Lot Size: 4.0-4.99 Acres
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 16201
  • Tax Year: 2022

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Sep 4, 2024
Closed on
Nov 28, 2024
Sold by
Brody-Paul Jennifer L and Brody-Paul John P
Bought by
Lafan Tara
Seller's Agent
Giovanna Schmieder
Keller Williams Infinity
Buyer's Agent
Daniel Murray
Exit Real Estate Partners
List Price
$900,000
Sold Price
$885,000
Premium/Discount to List
-$15,000
-1.67%
Views
103
Current Estimated Value
$910,995

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$25,995
Avg. Annual Appreciation
2.94%
Original Mortgage
$708,000
Outstanding Balance
$702,356
Interest Rate
6.72%
Mortgage Type
New Conventional
Estimated Equity
$208,639

Purchase Details

Listed on
Jun 18, 2015
Closed on
Aug 24, 2015
Sold by
Hunter Alison A
Bought by
Brody Paul Jennifer L and Paul John B
Seller's Agent
Terry Anderson
john greene, Realtor
Buyer's Agent
peter lessek
Peter Lessek Real Estate
List Price
$625,000
Sold Price
$613,000
Premium/Discount to List
-$12,000
-1.92%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
4.04%

Purchase Details

Closed on
Mar 22, 2013
Sold by
Gilmartin George G
Bought by
Hunter Alison A

Purchase Details

Closed on
Jul 9, 2010
Sold by
First United Bank
Bought by
Gilmartin George G and Hunter Alison A

Purchase Details

Closed on
Nov 13, 2009
Sold by
Schoppe John M
Bought by
First United Bank

Purchase Details

Closed on
Nov 17, 2003
Sold by
Roberts William G and Roberts Joy M
Bought by
Schoppe John M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$585,000
Interest Rate
6.01%
Mortgage Type
Unknown

Purchase Details

Closed on
Oct 30, 1998
Sold by
Bulear Builders Inc
Bought by
Elizondo Philip W and Elizondo Denise M

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$438,000
Interest Rate
8.85%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Lafan Tara $885,000 None Listed On Document
Lalan Tara $885,000 None Listed On Document
Brody Paul Jennifer L $613,000 Near North National Title
Hunter Alison A -- None Available
Gilmartin George G $500,000 Chicago Title Insurance Co
First United Bank -- None Available
Schoppe John M -- Multiple
Schoppe John M $800,000 Ticor Title
Elizondo Philip W -- Ticor Title Insurance
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Lalan Tara $708,000
Closed Lafan Tara $708,000
Previous Owner Schoppe John M $585,000
Previous Owner Schoppe John M $75,000
Previous Owner Elizondo Philip W $438,000
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/30/2024 11/30/24 Sold $885,000 -0.6% $181 / Sq Ft
10/08/2024 10/08/24 Pending -- -- --
09/27/2024 09/27/24 Price Changed $890,000 -1.1% $182 / Sq Ft
09/24/2024 09/24/24 For Sale $900,000 0.0% $184 / Sq Ft
09/17/2024 09/17/24 Pending -- -- --
09/04/2024 09/04/24 For Sale $900,000 +46.8% $184 / Sq Ft
08/28/2015 08/28/15 Sold $613,000 -1.9% $126 / Sq Ft View Prior Sale
07/29/2015 07/29/15 Pending -- -- --
06/18/2015 06/18/15 For Sale $625,000 -- $128 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $16,842 $235,510 $23,940 $211,570
2023 $16,444 $215,206 $22,800 $192,406
2022 $16,201 $206,087 $22,800 $183,287
2021 $16,343 $201,383 $23,147 $178,236
2020 $16,401 $198,544 $22,821 $175,723
2019 $15,882 $189,958 $21,834 $168,124
2018 $15,837 $180,053 $21,141 $158,912
2017 $15,641 $171,512 $21,141 $150,371
2016 $13,659 $148,538 $20,880 $127,658
2015 $14,332 $148,538 $20,880 $127,658
2014 -- $135,722 $20,880 $114,842
2013 -- $135,722 $20,880 $114,842
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 12149290

Midwest Real Estate Data (MRED)

APN: 06-06-127-005