$2,250,000
$145K PRICE DROP

Estimated payment $12,934/month

Total Views 4,868
6 Beds
5 Baths
2,561 Sq Ft
$879 Price per Sq Ft

Highlights

  • Marina View
  • Granite Countertops
  • 5-minute walk to Frederick Street Park
  • Mission Hill Middle School Rated A-
  • Forced Air Heating System

About This Home

When you arrive at 304 Harbor Drive, the soft hush of rustling oaks greets you- fresh from the nearby Arana Gulch greenbelt steps away. The home opens with ease, revealing an expansive 4-bedroom, 3-bathroom retreat where sunlight pours through floor-to-ceiling windows, painting the floors in golden tones. From the living and dining rooms, the ocean shimmers in the distance, a glimpse of blue framed by treetops, where sails drift near the Santa Cruz Yacht Harbor. There is a sense of calm here, of timeless comfort- anchored by a wood burning fireplace, open-concept design, and the natural rhythm of indoor-outdoor living. Multiple living spaces offer flexibility: a private haven for extended family, a guest suite, or potential income from a rental. Every corner has been crafted to invite the outside in- to reflect the relaxed luxury of coastal life. Tucked into one of Santa Cruz's most beloved neighborhoods, you're never far from the harbor's vibrancy or the trails' winding serenity. The mid- town location makes nearby beaches and iconic local attractions a stones throw. Each day comes with an invitation to explore, unwind, and embrace a lifestyle where beauty surrounds and possibilities expand. This is more than a home- its a coastal canvas, ready for your next chapter.

Listing Agent

Amber Grewer

Amber Grewer Real Estate License #01346361 Listed on: 04/25/2025

Property Details

Home Type

  • Multi-Family

Est. Annual Taxes

  • $5,652

Year Built

  • 1962

Lot Details

  • 10,367 Sq Ft Lot

Parking

  • 2 Car Garage
  • Off-Site Parking

Property Views

  • Marina
  • Garden

Home Design

  • 2,561 Sq Ft Home
  • Composition Roof
  • Concrete Perimeter Foundation

Kitchen

  • Gas Cooktop
  • Dishwasher
  • Granite Countertops

Utilities

  • Forced Air Heating System
  • Wall Furnace

Community Details

Property Details

Home Type

Multi-Family

Est. Annual Taxes

$5,652

Year Built

1962

Lot Details

0

Parking

2

Listing Details

  • Zoning: R15
  • Subclass: Multiple Dwellings / Structures
  • Age: 63
  • Listing Class: Residential Income (2-4 Units)
  • Structure Sq Ft: 2561
  • Special Features: None
  • Property Sub Type: MultiFamily
  • Year Built: 1962

Interior Features

  • Kitchen: Cooktop - Gas, Countertop - Granite, Dishwasher, Refrigerator
  • Living Sq Ft: 2561

Exterior Features

  • Foundation: Concrete Perimeter
  • Roof: Composition
  • View: Garden / Greenbelt, Marina

Garage/Parking

  • Garage Spaces: 2
  • Parking Spaces: 3
  • Garage Parking Features: Attached Garage, Off-Site Parking

Utilities

  • Heating System: Forced Air, Wall Furnace
  • Sewer/Septic System: Sewer - Public

Schools

  • School District: Santa Cruz City High

Lot Info

  • Lot Description: Views
  • Lot Acres: 0.2380
  • Lot Size Area Minimum Units: Square Feet
  • Minimum Lot Size: 10367.00
  • Lot Size Area Maximum Units: Square Feet
  • Maximum Lot Size: 10367.00

Multi Family

  • Utilities: Public Utilities
  • Meters: Master Electric, Master Gas, Master Water
  • Number Of Buildings: 1

Map

Range of Values:

Collateral Analytics

Collateral Analytics Collateral Analytics AVMs (Automated Valuation Model) employ a number of statistical approaches combined with neighborhood-specific comparable selection guarantees the most up-to-date and precise valuations.

Not Available

Collateral Analytics does not have data for the current month. Please view the chart for historical values.

ICE

ICE Mortgage Technology ICE Mortgage Technology’s AVM (Automated Valuation Model) is a state-of-the-art online residential property valuation tool that provides a quick and accurate estimate of the value of almost any home in the U.S.

Not Available

ICE Mortgage Technology does not have data for the current month. Please view the chart for historical values.

First American

First American First American Data & Analytics’ next-generation AVM combines unrivaled data assets with a blended ensemble of valuation models to produce highly accurate, reliable valuations you can trust.

Not Available

First American does not have data for the current month. Please view the chart for historical values.

Quantarium

Quantarium Quantarium’s valuation service, repeatedly proven the industry’s most accurate and comprehensive, is supercharged with a self-learning and auto-tuning AI engine that continually becomes smarter and more accurate as it processes daily inputs from the industry’s leading RE data lake.

Not Available

Quantarium does not have data for the current month. Please view the chart for historical values.

Average Value
Not Available
List Price
Sold Price
Create a Home Valuation Report for This Property
The Home Valuation Report is an in-depth analysis detailing your home's value as well as a comparison with similar homes in the area

Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $5,652 $483,080 $273,302 $209,778
2022 $5,589 $473,608 $267,944 $205,664
2021 $5,476 $464,322 $262,690 $201,632
2020 $5,433 $459,560 $259,996 $199,564
2019 $5,309 $450,549 $254,898 $195,651
2018 $5,249 $441,715 $249,900 $191,815
2017 $5,183 $433,053 $245,000 $188,053
2016 $4,904 $424,562 $240,196 $184,366
2015 $4,741 $418,185 $236,588 $181,597
2014 $4,661 $409,994 $231,954 $178,040
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/08/2025 07/08/25 Price Changed $2,250,000 -6.1% $879 / Sq Ft
06/01/2025 06/01/25 For Sale $2,395,000 -- $935 / Sq Ft
Source: MLSListings

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Grant Deed $120,000 Commonwealth Land Title Co
Interfamily Deed Transfer $120,000 Commonwealth Land Title Co
Interfamily Deed Transfer -- Santa Cruz Title Company
Grant Deed $337,000 Santa Cruz Title Company
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $182,000 Credit Line Revolving
Open $818,000 New Conventional
Closed $250,000 Credit Line Revolving
Closed $818,000 Unknown
Closed $345,000 Credit Line Revolving
Closed $224,000 Credit Line Revolving
Closed $495,000 Unknown
Closed $100,000 Credit Line Revolving
Closed $500,000 Unknown
Closed $400,000 Unknown
Closed $50,000 Credit Line Revolving
Closed $351,000 Unknown
Closed $312,700 Unknown
Closed $50,000 Credit Line Revolving
Closed $252,700 Unknown
Closed $240,000 No Value Available
Previous Owner $269,600 No Value Available
Source: Public Records

Similar Homes in Santa Cruz, CA

  • 1221 Broadway Unit 2, Santa Cruz, CA 95062

    $1,695,000

    • 4 Beds
    • 2 Baths
    • 1,894 Sq Ft
    • 1221 Broadway
    • Unit 2
    • Santa Cruz, CA

    Wonderful Seabright Midtown location. Beautifully & tastefully remodeled stunning duplex plus a bonus 5,000 square foot, M/L, buildable lot for a single family residence or 1 to 4 more units. There are two - 2BR/1BA single-story units in one of the most sought after Seabright neighborhoods. Both units have small private yards, and are both newly remodeled & upgraded with quality amenities

    Tony Aprile Bailey Properties

    Section Image
  • 399 13th Ave, Santa Cruz, CA 95062

    $1,999,999

    • 3 Beds
    • 3 Baths
    • 1,776 Sq Ft
    • 399 13th Ave
    • Santa Cruz, CA

    Your Dream Beach Home Awaits And It Pays for Itself Have you always envisioned owning a beach home that offers laid-back coastal living while generating income? Welcome to 399, 401, and 403 13th Ave, a rare and versatile Triplex property nestled in the highly sought-after Live Oak neighborhood perfectly between the vibrant SC Harbor and Pleasure Point surf breaks. 3 separate units: a charming

    Jayson Madani Room Real Estate

    Section Image
  • 1940 Kinsley St, Santa Cruz, CA 95062

    $2,000,000

    • 6 Beds
    • 4 Baths
    • 2,973 Sq Ft
    • 1940 Kinsley St
    • Santa Cruz, CA

    Attention investors/developers/owner users. Zoned RM-4-L. Huge nearly acre lot. Split lot,add density,etc... upside is in detetmining highest and best use? Located near beach in mid SC County. Great carriers include three charming homes a 3br/2bth craftsman style approx 1458 sqft also has a large useable1200 sqft finished attic + basement and large front porch. The 2br/1bth Victorian -.975sqft.

    Andy Kay eXp Realty of California Inc

    Section Image
  • 390 36th Ave, Santa Cruz, CA 95062

    $2,299,000

    • 4 Beds
    • 3 Baths
    • 1,401 Sq Ft
    • 390 36th Ave
    • Santa Cruz, CA

    Rare Pleasure Point triplex just steps from the stairs at Jack's, one of the most iconic surf spots on the Point. This well-positioned property offers the ultimate blend of coastal lifestyle and investment potential. The upper unit is a bright and airy one bedroom with a large private deck and ocean views, while the ground level features a charming studio and a separate two bedroom unit, each

    Bri Steel Live Love Santa Cruz

    Section Image

Source: MLSListings

MLS Number: ML82009271

MLSListings

APN: 011-092-16-000