$186,000
SOLD NOV 30, 2023

314 Ludford St Ludlow, KY 41016

3 Beds
2 Baths
1,200 Sq Ft
3,675 Sq Ft Lot

Recently Sold

$155 Per Sq Ft

5% Below List Price

8 Days on Market

Highlights

  • Traditional Architecture
  • No HOA
  • Formal Dining Room
  • Wood Flooring
  • Home Office
  • 1 Car Detached Garage

About This Home

As of November 2023

Beautifully updated 3 bed 2 bath home in the heart of Ludlow, KY! Pride in ownership exudes in this bungalow style home. First floor features original hardwood flooring, fully updated bath w/tile flooring, large study and bedroom. Kitchen cabinets freshly painted and fully functional Estate Oven/Range included in sale! Downstairs you'll find 2 additional bedrooms along with an additional bathroom that features a HUGE custom tiled walk-in shower. Oversized garage for tons of extra storage. Freshly painted inside and out! Walking distance to the Ludlow Bromley Swim Club, Devou Park (Walking/Biking) Trails, School, Parks and so much more!!

Last Agent to Sell the Property

Matt Brock

Resource Realty Partners License #223022 Listed on: 10/24/2023

Last Buyer's Agent

Lainy Chambliss

Keller Williams Advisors License #271086

Keller Williams Advisors

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,418

Lot Details

  • 3,675 Sq Ft Lot
  • Lot Dimensions are 35x105

Parking

  • 1 Car Detached Garage
  • Driveway

Home Design

  • Traditional Architecture
  • Stone Foundation
  • Shingle Roof
  • Aluminum Siding
  • Vinyl Siding

Interior Spaces

  • 1,200 Sq Ft Home
  • 1-Story Property
  • Non-Functioning Fireplace
  • Vinyl Clad Windows
  • Family Room
  • Living Room
  • Formal Dining Room
  • Home Office
  • Wood Flooring
  • Gas Range

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Finished Basement

  • Finished Basement Bathroom
  • Laundry in Basement
  • Stubbed For A Bathroom

Schools

  • Mary A. Goetz Elementary School
  • Ludlow Middle School
  • Ludlow High School

Utilities

  • No Cooling
  • Forced Air Heating System
  • Heating System Uses Natural Gas

Community Details

  • No Home Owners Association

Listing and Financial Details

  • Assessor Parcel Number 026-43-01-005.00

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,418

Lot Details

0

Parking

1

Listing Details

  • Cooling: None
  • Property Condition: Existing Structure
  • Property Sub Type: Single Family Residence
  • Lot Size Acres: 0.08
  • Lot Size: 35x105
  • Directions: Route 8, L Oak, L Laurel, R Ludford
  • Architectural Style: Traditional
  • Garage Yn: Yes
  • New Construction: No
  • Property Attached Yn: No
  • Structure Type: House
  • ResoPropertyType: Residential
  • Location Tax Legal Info:Property Attached YN: No
  • Location Tax Legal Info:New Construction: No
  • Location Tax Legal Info:Elementary School: Mary A. Goetz Elementary
  • Location Tax Legal Info:Middle or Junior School: Ludlow Middle School
  • Location Tax Legal Info:High School: Ludlow High
  • Contract Info:Auction YN: No
  • General Property Description:Basement YN2: Yes
  • General Property Description:Fireplace YN: Yes
  • General Property Description:Lot Size Dimensions: 35x105
  • Roof:Shingle: Yes
  • Room Type:Dining Room4: Yes
  • Room Type:Office5: Yes
  • Sewer:Public Sewer: Yes
  • Levels:One: Yes
  • Utilities Electric Company: duke
  • Utilities Gas Company: duke
  • Water Company: nky water
  • Water Source:Public: Yes
  • Room Details:Family Room YN: Yes
  • Room Details:Formal Dining Rm YN: Yes
  • General Property Description:Lot Size Acres: 0.0844
  • General Property Description:Living Area: 1200.0
  • General Property Description:Lot Size Square Feet: 3675.0
  • Structure Type:House: Yes
  • Architecture:Traditional: Yes
  • Location Tax Legal Info:Tax ID: 026-43-01-005.00
  • Room Type:Living Room4: Yes
  • General Property Description:Fireplaces Total: 1
  • Foundation:Stone3: Yes
  • Laundry Features:In Basement: Yes
  • Percent Basement Finished: Yes
  • Cooling:None9: Yes
  • Special Features: None

Interior Features

  • Basement: Finished, Bath/Stubbed
  • Heating: Natural Gas, Forced Air
  • Levels: One
  • Property Type: Residential
  • Appliances: Gas Range
  • Full Bathrooms: 2
  • Total Bedrooms: 3
  • Fireplace Features: Inoperable
  • Fireplaces: 1
  • Fireplace: Yes
  • Living Area: 1200.0
  • Window Features: Vinyl Frames
  • Appliances:Gas Range: Yes
  • Living Room Features:Hardwood Floors13: Yes
  • Dining Room Features:Hardwood Floors4: Yes
  • Fireplace Features:Inoperable: Yes
  • Basement:Full Finished Bath: Yes
  • Primary Bedroom Features:See Remarks16: Yes

Exterior Features

  • Roof: Shingle
  • Construction Type: Aluminum Siding, Vinyl Siding
  • Foundation Details: Stone
  • Construction Materials:Vinyl Siding: Yes
  • Window Features:Vinyl Frames: Yes
  • Construction Materials:Aluminum Siding: Yes

Garage/Parking

  • Attached Garage: No
  • Parking Features: Detached, Driveway, Garage
  • General Property Description:Garage Spaces: 1.0
  • Parking Features:Driveway: Yes
  • Parking Features:Garage5: Yes
  • Parking Features:Detached: Yes

Utilities

  • Sewer: Public Sewer
  • Water Source: Public
  • Laundry Features: In Basement
  • Cooling Y N: No
  • Heating Yn: Yes
  • Heating:Natural Gas2: Yes
  • Heating:Forced Air: Yes

Condo/Co-op/Association

  • Association: No

Association/Amenities

  • Association Information:Association YN: No

Schools

  • Elementary School: Mary A. Goetz Elementary
  • Junior High Dist: Ludlow Indep
  • High School: Ludlow High
  • Middle Or Junior School: Ludlow Middle School

Lot Info

  • Lot Size Sq Ft: 3675.0
  • Zoning Description: Residential
  • ResoLotSizeUnits: Acres

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Feb 10, 2003
Sold by
Galer Amanda B and Galer Tyler
Bought by
Galer Amanda B and Galer Tyler

Purchase Details

Closed on
Nov 25, 2002
Sold by
Taylor Larry D
Bought by
Galer Amanda B

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$94,751
Interest Rate
5.95%
Mortgage Type
FHA

Purchase Details

Closed on
Apr 2, 1996
Sold by
Orr Darla K
Bought by
Taylor Larry D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$65,920
Interest Rate
7.5%
Mortgage Type
VA
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Interfamily Deed Transfer -- None Available
Deed $95,500 --
Deed $64,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $183,320 FHA
Closed $182,631 FHA
Closed $30,000 Construction
Closed $94,000 Stand Alone Second
Closed $94,751 FHA
Previous Owner $65,920 VA
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/18/2025 07/18/25 Pending -- -- --
07/17/2025 07/17/25 For Sale $207,000 +11.3% $253 / Sq Ft
11/30/2023 11/30/23 Sold $186,000 -4.6% $155 / Sq Ft
11/02/2023 11/02/23 Pending -- -- --
10/24/2023 10/24/23 For Sale $194,900 -- $162 / Sq Ft
Source: Northern Kentucky Multiple Listing Service

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,418 $186,000 $10,000 $176,000
2023 $1,480 $115,000 $10,000 $105,000
2022 $1,513 $115,000 $10,000 $105,000
2021 $1,425 $97,000 $10,000 $87,000
2020 $1,420 $97,000 $10,000 $87,000
2019 $1,412 $97,000 $10,000 $87,000
2018 $1,403 $97,000 $10,000 $87,000
2017 $1,384 $97,000 $12,000 $85,000
2015 $1,319 $97,000 $12,000 $85,000
2014 $1,267 $97,000 $12,000 $85,000
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Northern Kentucky Multiple Listing Service

MLS Number: 618015

Northern Kentucky Multiple Listing Service

APN: 026-43-01-005.00