$225,000
SOLD MAR 14, 2025
2 Beds
2 Baths
1,070 Sq Ft
$636/mo HOA Fee

Recently Sold

$210 Per Sq Ft

4% Below List Price

56 Days on Market

Highlights

  • 100 Feet of Bay Harbor Waterfront
  • Heated In Ground Pool
  • Contemporary Architecture
  • On Golf Course
  • Clubhouse
  • Private Lot

About This Home

As of March 2025

Nestled in the ever popular Cove Cay Village 4, this stunning two bedroom, two bath condo offers the perfect blend of style, comfort, convenience and location, right on the 9th fairway of the Cove Cay Golf Club with serene views of the inlet from Tampa Bay. Sit on this large screened porch and watch golfers and wildlife galore. Inside the front door, you'll find all new luxury vinyl planking in the main area with brand new carpet in the two bedrooms. The kitchen boasts shaker-style cabinets, sleek granite countertops, glass backsplash, ceiling with recessed lighting, and stainless appliances, which is all tied together in an attractive and functional package. Both bathrooms are thoroughly updated with two stunning showers with pebble floors and more. Off the primary suite, is a laundry room with full size washer and dryer and space for more storage. With covered parking close to the unit, convenience is a top priority. Village 4 has a fabulous pool and recreation area with in ground spa. All of this plus lush green grounds, gated entrances, a restaurant, golf course and marina within the confines of the community (for optional fees) and a prime location for travel to the beaches, downtown Tampa or St Pete and you have the paradise known as Cove Cay.

Last Agent to Sell the Property

Kathleen McDowell P.A.

FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #364769 Listed on: 12/13/2024

FUTURE HOME REALTY INC

Last Buyer's Agent

Kathleen McDowell P.A.

FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #364769 Listed on: 12/13/2024

FUTURE HOME REALTY INC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $2,833

Year Built

  • Built in 1984

Lot Details

  • 100 Feet of Bay Harbor Waterfront
  • On Golf Course
  • Unincorporated Location
  • East Facing Home
  • Mature Landscaping

HOA Fees

  • $636 Monthly HOA Fees

Parking

  • 1 Carport Space

Property Views

  • Full Bay or Harbor
  • Golf Course

Home Design

  • Contemporary Architecture
  • Slab Foundation
  • Built-Up Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,070 Sq Ft Home
  • Ceiling Fan
  • Shades
  • Blinds
  • Sliding Doors
  • Combination Dining and Living Room

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Dishwasher
  • Stone Countertops

Flooring

  • Carpet
  • Concrete
  • Ceramic Tile
  • Luxury Vinyl Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Walk-In Closet
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer

Pool

  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool

Outdoor Features

  • Access to Bay or Harbor
  • Property is near a marina
  • Balcony
  • Screened Patio
  • Exterior Lighting
  • Rear Porch

Location

  • Flood Insurance May Be Required

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Optional Additional Fees
  • Association fees include 24-Hour Guard, cable TV, common area taxes, pool, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, recreational facilities, security, sewer, trash, water
  • Admin Julie Nichols Association, Phone Number (727) 535-5403
  • Cove Cay Community Association
  • Mid-Rise Condominium
  • Cove Cay Condominium Condos
  • Cove Cay Village Iv Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, deed restrictions, vehicle restrictions
  • 7-Story Property

Amenities

  • Clubhouse
  • Elevator

Recreation

  • Golf Course Community
  • Recreation Facilities
  • Community Pool

Pet Policy

  • No Pets Allowed

Security

  • Security Guard

Property Details

Home Type

Condominium

Est. Annual Taxes

$2,833

Year Built

Built in 1984

Lot Details

0

HOA Fees

$636 per month

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Recreational Facilities, Security, Sewer, Trash, Water
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Architectural Style: Contemporary
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1070
  • New Construction: No
  • Year Built: 1984
  • Building Area Total: 1070
  • Directions to Property: US 19 just South of Belleair Rd on E. Side. When traveling South, exit at Whitney Rd and make a U turn. Stay in the service road lane. Cove Cay will be on the right after Haines Bayshore. Stop a guard gate for pass.
  • Status: Sold
  • Ownership: Condominium
  • Available for Lease YN: 1
  • Escrow City: Clearwater
  • Escrow Postal Code: 33761
  • Escrow State: FL
  • Escrow Street Name: US 19 N
  • Escrow Street Number: 28059
  • Floor Number: 1
  • List Office Head Office Key Nume: 1038452
  • Minimum Lease: 3 Months
  • RATIO Current Price By Calculate: 210.28
  • Unit Number YN: 0
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: Mid Rise
  • Amenities Additional Fees: Golf and Dining at Cove Cay Golf Club and Bayview Grille, available for various memberships or pay as you go. All boating related amenities at Cove Cay Marina for separate fees-NOT INCLUDED IN CONDO FEE. see www.covecaymarina.com for info.
  • MFR_InLawSuiteYN: 0
  • MFR_CommunityAssociationWaterFeatures: Bay/Harbor Front
  • Attribution Contact: 813-855-4982
  • Tax Year: 2023
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Carpet, Ceramic Tile, Luxury Vinyl
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Stone Counters, Thermostat, Walk-In Closet(s)
  • Appliances Included: Dishwasher, Dryer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 7
  • Window Features: Blinds, Shades
  • Street Number Modifier: 3200
  • Living Area Meters: 99.41
  • Room Count: 7

Exterior Features

  • Direction Faces: East
  • Pool Features: Gunite, Heated, In Ground
  • Exterior Features: Balcony, Lighting, Sliding Doors
  • Roof: Built-Up
  • Pool Private: No
  • View: Golf Course, Water
  • Water Body Name: INLET OF TAMPA BAY
  • Waterfront: Yes
  • Patio and Porch Features: Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor
  • Water Extras YN: 0
  • Water View: Bay/Harbor - Partial
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Additional Water Information: This is on an inlet of Tampa Bay. NOTE: All access to water is through privately owned Cove Cay Marina, which offers boat launch, docks, rentals and more. NOT INCLUDED IN CONDO FEE. See www.covecaymarina.com for info.
  • Water Frontage Feet Bay Harbor: 100

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: Cable Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Laundry Room, Other
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Deed Restrictions, Gated Community - Guard, Golf, Special Community Restrictions
  • Association Amenities: Cable TV, Clubhouse, Elevator(s), Optional Additional Fees, Pool, Recreation Facilities, Security, Vehicle Restrictions
  • Association Name: admin Julie Nichols
  • Phone: 727-535-5403
  • Association: Yes
  • Senior Community: No
  • Association: Cove Cay Community Association
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: COVE CAY CONDOMINIUM
  • Association Fee Requirement: None
  • Building Name Number: 3200
  • Condo Fees: 636
  • Condo Land Included YN: 0
  • Montly Maint Amt Addition To HOA: 0
  • Association Email: covecay.villageiv@gmail.com
  • Monthly Condo Fee Amount: 636

Fee Information

  • Total Annual Fees: 7632.00
  • Total Monthly Fees: 636.00

Lot Info

  • Parcel Number: 29-29-16-18706-005-0015
  • Additional Parcels: No
  • Lot Features: Flood Insurance Required, In County, Near Marina, On Golf Course, Paved, Private, Unincorporated
  • Flood Zone Code: AE
  • Homestead YN: 1
  • Lot Size Square Meters: 0

Green Features

  • Green Verification Count: 0

Rental Info

  • Furnished: Unfurnished
  • Pets Allowed: No
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: see or call association office for all lease restrictions

Tax Info

  • Tax Annual Amount: 2832.66
  • Tax Block: 005
  • Tax Book Number: 40-56
  • Tax Lot: 0015

Multi Family

  • Waterfront Features: Bay/Harbor
  • Approval Process: Fee, Application, background check, orientation. Contact association for info.

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Dec 13, 2024
Closed on
Mar 14, 2025
Sold by
Woltcheck Jasmina
Bought by
Puyear Melanie Lynn and Puyear Andrew Thomas
Seller's Agent
Kathleen McDowell P.A.
FUTURE HOME REALTY INC
Buyer's Agent
Kathleen McDowell P.A.
FUTURE HOME REALTY INC
List Price
$234,900
Sold Price
$225,000
Premium/Discount to List
-$9,900
-4.21%
Views
36
Current Estimated Value
$226,782

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$1,782
Avg. Annual Appreciation
2.42%
Original Mortgage
$218,250
Outstanding Balance
$217,760
Interest Rate
5.38%
Mortgage Type
New Conventional
Estimated Equity
$9,022

Purchase Details

Listed on
Apr 9, 2021
Closed on
Jun 2, 2021
Sold by
Hoodiman Kristine H
Bought by
Woltcheck Jasmina
Seller's Agent
Bobbie Mitchell
CONCIERGE REALTY ASSOCIATES
Buyer's Agent
Carmen Altamura
THE SEASIDE REAL ESTATE STORE
List Price
$223,900
Sold Price
$223,900

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.13%
Original Mortgage
$212,705
Interest Rate
2.9%
Mortgage Type
New Conventional

Purchase Details

Closed on
Jul 7, 2004
Sold by
Stover Karen L
Bought by
Hoodiman Robert and Hood2man Kristine H

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$106,900
Interest Rate
6.25%
Mortgage Type
Purchase Money Mortgage

Purchase Details

Closed on
Dec 6, 1999
Sold by
Stover James A and Stover Karen L
Bought by
Stover Karen L
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $225,000 Fidelity National Title Of Flo
Warranty Deed $223,900 Infinity Title Llc
Warranty Deed $121,900 Security First Title Partner
Quit Claim Deed -- --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $218,250 New Conventional
Previous Owner $212,705 New Conventional
Previous Owner $106,900 Purchase Money Mortgage
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
03/14/2025 03/14/25 Sold $225,000 -2.1% $210 / Sq Ft
02/07/2025 02/07/25 Pending -- -- --
01/14/2025 01/14/25 Price Changed $229,900 -2.1% $215 / Sq Ft
12/13/2024 12/13/24 For Sale $234,900 +4.9% $220 / Sq Ft
06/02/2021 06/02/21 Sold $223,900 0.0% $209 / Sq Ft
04/23/2021 04/23/21 Pending -- -- --
04/22/2021 04/22/21 For Sale $223,900 0.0% $209 / Sq Ft
04/16/2021 04/16/21 Pending -- -- --
04/13/2021 04/13/21 For Sale $223,900 0.0% $209 / Sq Ft
04/10/2021 04/10/21 Pending -- -- --
04/09/2021 04/09/21 For Sale $223,900 -- $209 / Sq Ft
Source: Stellar MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $2,833 $200,035 -- --
2023 $2,833 $194,209 $0 $0
2022 $2,758 $188,552 $0 $0
2021 $2,702 $135,306 $0 $0
2020 $2,620 $129,366 $0 $0
2019 $2,476 $126,698 $0 $126,698
2018 $2,306 $119,920 $0 $0
2017 $2,058 $98,328 $0 $0
2016 $1,983 $100,468 $0 $0
2015 $1,847 $91,095 $0 $0
2014 $1,688 $82,647 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Stellar MLS

MLS Number: TB8329487

Stellar MLS

APN: 29-29-16-18706-005-0015