$229,900
PENDING $10K PRICE DROP

3400 Cove Cay Dr Unit 6B Clearwater, FL 33760

Estimated payment $2,118/month

Total Views 1,842
2 Beds
2 Baths
1,070 Sq Ft
$215 Price per Sq Ft

Highlights

  • 100 Feet of Bay Harbor Waterfront
  • On Golf Course
  • Heated In Ground Pool
  • White Water Ocean Views
  • Boat Ramp
  • Clubhouse

About This Home

Experience the ultimate in Florida living with this stunning 6th-floor condo, perfectly positioned to showcase breathtaking views of the Cove Cay Golf Course and sparkling Tampa Bay. Located in the newest building of desirable Village 4, this turnkey residence is spotlessly clean and beautifully furnished, ready for you to move right in. The home exudes elegance with rich hardwood flooring throughout and ceramic tile in the kitchen, baths, and porch. The well-appointed kitchen features high-quality ivory cabinetry, stainless steel appliances, crown moulding, a unique designer ceiling, and a charming breakfast nook accented by a stained-glass window artwork. The living room boasts a unique Anderson sliding glass door wall, allowing natural light to fill the space and perfectly frame the incredible views. These doors are both gorgeous and energy efficient and are constructed of high performance tempered glass. They are also featured in the primary bedroom. Crown molding highlights the living areas and bedrooms, while chair rail detailing adds a touch of sophistication to the dining area and hall. Both bathrooms have been tastefully updated, featuring stunning tile work and modern finishes. The master suite offers a built-in armoire, custom closet, and a beautifully upgraded bath. The second bedroom also features built-in closet storage. The large 6 x 20 porch is glassed and screened in, for enjoyment of all the Florida seasons as well as additional storm protection. Off the porch, is a storage area/laundry room with full size LG washer and dryer, totally convenient to the main bedroom. Mechanicals include a water heater replaced in 2018 and a brand new, in April 2025, HVAC system, with transferrable warranty. There is nothing to do in this exceptional condo , which combines luxury, comfort, and unmatched views along with a high quality and well cared for interior except to move in. Lush grounds, gorgeous ripples of Tampa Bay’s sparkling waters, an available 18-hole championship golf course with full restaurant and bar open 7 days a week, a full marina available for your boating pleasures, and 24 hour security make this the Paradise known as Cove Cay.

Listing Agent

Kathleen McDowell P.A.

FUTURE HOME REALTY INC Brokerage Phone: 813-855-4982 License #364769 Listed on: 09/18/2025

FUTURE HOME REALTY INC

Property Details

Home Type

  • Condominium

Est. Annual Taxes

  • $3,328

Year Built

  • Built in 1986

Lot Details

  • 100 Feet of Bay Harbor Waterfront
  • On Golf Course
  • Unincorporated Location
  • South Facing Home
  • Mature Landscaping
  • Landscaped with Trees

HOA Fees

  • $636 Monthly HOA Fees

Parking

  • 1 Carport Space

Property Views

  • White Water Ocean
  • Golf Course

Home Design

  • Traditional Architecture
  • Entry on the 6th floor
  • Turnkey
  • Slab Foundation
  • Built-Up Roof
  • Block Exterior
  • Stucco

Interior Spaces

  • 1,070 Sq Ft Home
  • Chair Railings
  • Crown Molding
  • Ceiling Fan
  • Window Treatments
  • Combination Dining and Living Room

Kitchen

  • Eat-In Kitchen
  • Dinette
  • Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Solid Surface Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • 2 Bedrooms
  • Primary Bedroom on Main
  • Walk-In Closet
  • 2 Full Bathrooms
  • Bathtub with Shower
  • Shower Only

Laundry

  • Dryer
  • Washer

Pool

  • Heated In Ground Pool
  • Heated Spa
  • In Ground Spa
  • Gunite Pool

Outdoor Features

  • Access to Bay or Harbor
  • Boat Ramp
  • Balcony
  • Enclosed Patio or Porch
  • Exterior Lighting

Location

  • Flood Zone Lot

Utilities

  • Central Heating and Cooling System
  • Thermostat
  • Cable TV Available

Listing and Financial Details

Community Details

Overview

  • Association fees include 24-Hour Guard, cable TV, common area taxes, pool, escrow reserves fund, insurance, internet, maintenance structure, ground maintenance, security, sewer, trash, water
  • Julie Nichols, Admin Association, Phone Number (727) 535-5403
  • Cove Cay Community Association
  • Mid-Rise Condominium
  • Cove Cay Condominium Condos
  • Cove Cay Village IV Subdivision
  • Association Owns Recreation Facilities
  • The community has rules related to building or community restrictions, vehicle restrictions
  • 7-Story Property

Amenities

  • Restaurant
  • Clubhouse
  • Elevator

Recreation

  • Golf Course Community
  • Recreation Facilities
  • Community Pool

Pet Policy

  • No Pets Allowed

Security

  • Security Guard

Property Details

Home Type

Condominium

Est. Annual Taxes

$3,328

Year Built

Built in 1986

Lot Details

0

HOA Fees

$636 per month

Listing Details

  • HOA Fee Includes: Guard - 24 Hour, Cable TV, Common Area Taxes, Pool, Escrow Reserves Fund, Insurance, Internet, Maintenance Structure, Maintenance Grounds, Security, Sewer, Trash, Water
  • Property Type: Residential
  • Property Condition: Completed
  • Property Sub Type: Condominium
  • Architectural Style: Traditional
  • Construction Materials: Block, Stucco
  • Fireplace: No
  • Living Area: 1070
  • New Construction: No
  • Year Built: 1986
  • Building Area Total: 1070
  • Status: Pending
  • Ownership: Condominium
  • Entry Level: 6
  • Building Area Total Srch Sq M: 99.41
  • Escrow City: Clearwater
  • Escrow State: FL
  • Escrow Street Name: U.S. 19 North
  • Floor Number: 6
  • Minimum Lease: 3 Months
  • RATIO Current Price By Calculate: 214.86
  • Water Access YN: 1
  • Condo Fees Term: Monthly
  • Property Description: Mid Rise
  • Amenities Additional Fees: Golf and Dining at the Cove Cay Golf Club and Bayview Grille available for various memberships or pay as you go. Boat docks, davits, storage, rental and more at Cove Cay Marina for separate fees. See covecaygolf.com and covecaymarina.com for details.
  • MFR_InLawSuiteYN: 0
  • Attribution Contact: 813-855-4982
  • Tax Year: 2025
  • Special Features: VirtualTour

Interior Features

  • Living Area Units: Square Feet
  • Flooring: Ceramic Tile, Wood
  • Full Bathrooms: 2
  • Interior Amenities: Ceiling Fans(s), Chair Rail, Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat, Walk-In Closet(s), Window Treatments
  • Appliances Included: Dishwasher, Disposal, Dryer, Ice Maker, Microwave, Range, Refrigerator, Washer
  • Foundation Details: Slab
  • Total Bedrooms: 2
  • Levels: One
  • Spa Features: Heated, In Ground
  • Spa Yn: Yes
  • Stories: 7
  • Living Area Meters: 99.41

Exterior Features

  • Direction Faces: South
  • Pool Features: Gunite, Heated, In Ground
  • Exterior Features: Balcony, Lighting
  • Roof: Built-Up
  • Pool Private: No
  • View: Golf Course, Water
  • Water Body Name: TAMPA BAY
  • Waterfront: Yes
  • Patio and Porch Features: Enclosed, Porch, Rear Porch, Screened
  • Road Surface Type: Asphalt
  • Water Access: Bay/Harbor
  • Water Extras: Boat Ramp - Private
  • Water View: Bay/Harbor - Full
  • Water View YN: 1
  • Waterfront Feet Total: 100
  • Additional Water Information: IMPORTANT NOTE: WATER ACCESS AND WATER EXTRAS SUCH AS DOCK, DAVITS, STORAGE ONLY AVAILABLE THROUGH PRIVATELY OWNED COVE CAY MARINA FOR SEPARATE FEES-NOT INCLUDED IN CONDO FEE.
  • Water Frontage Feet Bay Harbor: 100

Garage/Parking

  • Carport Spaces: 1
  • Carport Y N: Yes
  • Garage Yn: No

Utilities

  • Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected
  • Cooling: Central Air
  • Heating: Central, Electric
  • Laundry Features: Other
  • Sewer: Public Sewer
  • Water Source: Public

Condo/Co-op/Association

  • Community Features: Association Recreation - Owned, Buyer Approval Required, Clubhouse, Gated Community - Guard, Golf, Restaurant, Special Community Restrictions
  • Association Amenities: Cable TV, Clubhouse, Elevator(s), Pool, Recreation Facilities, Vehicle Restrictions
  • Association Name: Julie Nichols, Admin
  • Phone: 727-535-5403
  • Association: Yes
  • Senior Community: No
  • Association: Cove Cay Community Association
  • Association 2 YN: 1
  • Association Approval Required YN: 1
  • Complex Community Name Nccb: COVE CAY CONDOMINIUM
  • Association Fee Requirement: None
  • Condo Fees: 636
  • Condo Land Included YN: 0
  • Association Email: covecay.villageiv@gmail.com
  • Monthly Condo Fee Amount: 636

Fee Information

  • Total Annual Fees: 7632.00
  • Total Monthly Fees: 636.00

Lot Info

  • Parcel Number: 29-29-16-18706-008-0062
  • Additional Parcels: No
  • Lot Features: FloodZone, In County, On Golf Course, Paved, Private, Unincorporated
  • Flood Zone Code: AE

Rental Info

  • Furnished: Turnkey
  • Pets Allowed: No
  • Lease Restrictions YN: 1
  • Additional Lease Restrictions: Contact Julie Nichols in Cove Cay Village 4 office for all leasing requirements and procedures for approval.

Tax Info

  • Tax Annual Amount: 3327.79
  • Tax Block: 008
  • Tax Book Number: 40-56
  • Tax Lot: 0062

Multi Family

  • Waterfront Features: Bay/Harbor
  • Approval Process: Application, fee, background check, orientation.

Map

Range of Values:

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Value Increase
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $3,677 $178,409 -- $178,409
2024 $3,597 $217,297 -- $217,297
2023 $3,597 $229,631 $0 $229,631
2022 $3,231 $195,737 $0 $195,737
2021 $2,918 $146,322 $0 $0
2020 $2,830 $139,926 $0 $0
2019 $2,689 $137,046 $0 $137,046
2018 $2,465 $124,151 $0 $0
2017 $2,236 $106,699 $0 $0
2016 $2,299 $108,137 $0 $0
2015 $2,239 $116,184 $0 $0
2014 -- $100,993 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/08/2025 11/08/25 Pending -- -- --
10/29/2025 10/29/25 Price Changed $229,900 -4.2% $215 / Sq Ft
09/18/2025 09/18/25 For Sale $239,900 -- $224 / Sq Ft
Source: Stellar MLS

Purchase History

Date Type Sale Price Title Company
Warranty Deed $165,000 Fidelity Natl Title Of Fl In
Warranty Deed $175,000 First American Title Ins Co
Source: Public Records

Source: Stellar MLS

MLS Number: TB8428748

Stellar MLS

APN: 29-29-16-18706-008-0062