NOT LISTED FOR SALE

3548 Saratoga Ave Annapolis, MD 21403

Estimated Value: $599,089 - $649,000

3 Beds
2 Baths
1,566 Sq Ft
$404/Sq Ft Est. Value

Last Sold September 17, 2012

Last sale price $423,000 $270 Per Sq Ft

Est. 50% increase in value since last sale

Current estimated payment $3,820/month

Highlights

  • Boat Ramp
  • 1 Boat Dock
  • Beach
  • Hillsmere Elementary School Rated 9+
  • Water Views
  • Home fronts navigable water

About This Home

As of September 2012

Quintessential beach cottage with views! Open floor plan with hardwoods, ceramic tile & lots of natural light. Thoughtfully placed sliders in living/dining areas & master bedroom to walk out to screened porch & decking to enjoy the large lot & water views. Home office w/built-in's or convert to 4th bedroom. Comm. offers boat slips, boat ramp, beach, fishing pier & playground area. Come see!

Last Agent to Sell the Property

Teresa Klem

(443) 223-1364 teresa@goannapolis.com Long & Foster Real Estate, Inc. License #524738 Listed on: 07/08/2012

Long & Foster Real Estate, Inc.

Last Buyer's Agent

Brian Schilling

(410) 991-7009 bschillingrealty@gmail.com EXP Realty, LLC License #531128

EXP Realty, LLC

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,472

Year Built

  • Built in 1955

Lot Details

  • 0.26 Acre Lot
  • Home fronts navigable water
  • Landscaped
  • Property is in very good condition
  • Property is zoned R2

Home Design

  • Rambler Architecture
  • Wood Siding

Interior Spaces

  • 1,566 Sq Ft Home
  • Property has 1 Level
  • Open Floorplan
  • Built-In Features
  • Crown Molding
  • Ceiling Fan
  • Wood Burning Stove
  • Fireplace Mantel
  • Window Treatments
  • Entrance Foyer
  • Combination Dining and Living Room
  • Den
  • Wood Flooring
  • Water Views
  • Home Security System

Kitchen

  • Breakfast Area or Nook
  • Electric Oven or Range
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 3 Main Level Bedrooms
  • En-Suite Primary Bedroom
  • En-Suite Bathroom
  • 2 Full Bathrooms

Laundry

  • Laundry Room
  • Dryer
  • Washer

Parking

  • Gravel Driveway
  • Off-Street Parking

Outdoor Features

  • Water Access
  • 1 Boat Dock
  • 6 Powered Boats Permitted
  • 6 Non-Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Screened Patio
  • Shed
  • Porch

Utilities

  • Heat Pump System
  • Vented Exhaust Fan
  • Well
  • Electric Water Heater

Listing and Financial Details

  • Home warranty included in the sale of the property
  • Tax Lot C
  • Assessor Parcel Number 020200200162053

Community Details

Overview

  • Property has a Home Owners Association
  • Arundel On The Bay Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • Beach
  • Community Basketball Court
  • Community Playground

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,472

Year Built

Built in 1955

Lot Details

0

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Ranch/Rambler
  • Ownership: Fee Simple
  • Home Warranty: Yes
  • Inclusions: Parking Included In ListPrice,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 1955
  • Special Features: VirtualTour
  • Property Sub Type: Detached

Interior Features

  • Appliances: Dishwasher, Disposal, Dryer, Exhaust Fan, Icemaker, Microwave, Oven/Range - Electric, Refrigerator, Washer
  • Interior Amenities: Breakfast Area, Combination Dining/Living, Primary Bath(s), Built-Ins, Crown Moldings, Window Treatments, Entry Level Bedroom, Wood Stove, Wood Floors, Floor Plan - Open
  • Fireplace Features: Mantel(s)
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Levels Count: 1
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Foyer, Study, Laundry, Bedroom 6
  • Basement: No
  • Living Area Units: Square Feet
  • Total Sq Ft: 1566
  • Above Grade Unfinished Sq Ft: 1566

Beds/Baths

  • Bedrooms: 3
  • Main Level Bedrooms: 3
  • Total Bathrooms: 2
  • Full Bathrooms: 2
  • Main Level Bathrooms: 2.00
  • Main Level Full Bathrooms: 2

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Wood Siding
  • Dock Type: Multiple Slip
  • Construction Completed: No
  • View: Water
  • Water Access: Yes
  • Water Body Name: CHESAPEAKE BAY
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: No Pool
  • Tidal Water: No
  • Water View: Yes

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Type Of Parking: Off Street, Driveway

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: No
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Security: Security System
  • Sewer/Septic System: Public Sewer
  • Water Source: Well

Condo/Co-op/Association

  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Basketball Courts, Beach, Boat Ramp, Boat Dock/Slip, Common Grounds, Picnic Area, Pier/Dock, Tot Lots/Playground, Water/Lake Privileges
  • HOA Condo Co-Op Management Type: Owner/Self-Management
  • HOA: Yes

Lot Info

  • Improvement Assessed Value: 197200.00
  • Land Assessed Value: 263800.00
  • Lot Features: Landscaping
  • Lot Size Acres: 0.26
  • Lot Size Area: 11250
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 11250.00
  • Outdoor Living Structures: Deck(s), Porch(es), Screened
  • Property Condition: Very Good
  • Zoning: R2

Rental Info

  • Vacation Rental: No

Tax Info

  • Assessor Parcel Number: 15169264
  • Tax Annual Amount: 5471.90
  • Assessor Parcel Number: 020200200162053
  • Tax Lot: C
  • County Tax Payment Frequency: Annually
  • Tax Year: 2013

Multi Family

  • Dock Slip Conveyance: None Available

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Jul 8, 2012
Closed on
Sep 17, 2012
Sold by
Williams Michele A
Bought by
Umber Sharon M
Seller's Agent
Teresa Klem
Long & Foster Real Estate, Inc.
Buyer's Agent
Brian Schilling
EXP Realty, LLC
List Price
$429,900
Sold Price
$423,000
Premium/Discount to List
-$6,900
-1.61%
Current Estimated Value
$633,022

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$210,022
Avg. Annual Appreciation
3.12%
Original Mortgage
$401,850
Outstanding Balance
$278,718
Interest Rate
3.62%
Mortgage Type
New Conventional
Estimated Equity
$354,304

Purchase Details

Closed on
Nov 8, 1999
Sold by
Savel Richard I
Bought by
Williams Michele A

Purchase Details

Closed on
Apr 26, 1989
Sold by
Townsend Alvin N
Bought by
Savel Richard I

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$174,000
Interest Rate
10.99%
Source: Public Records

Range of Values:

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Average Value
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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Umber Sharon M $423,000 Champion Realty Title
Williams Michele A $177,000 --
Savel Richard I $230,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Open Umber Sharon M $401,850
Previous Owner Savel Richard I $174,000
Closed Williams Michele A --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
09/17/2012 09/17/12 Sold $423,000 -1.6% $270 / Sq Ft
08/12/2012 08/12/12 Pending -- -- --
07/08/2012 07/08/12 For Sale $429,900 -- $275 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,072 $456,567 -- --
2024 $6,072 $449,133 $0 $0
2023 $5,938 $441,700 $236,700 $205,000
2022 $5,602 $434,633 $0 $0
2021 $11,037 $427,567 $0 $0
2020 $5,395 $420,500 $236,700 $183,800
2019 $5,400 $420,500 $236,700 $183,800
2018 $4,264 $420,500 $236,700 $183,800
2017 $5,444 $434,800 $0 $0
2016 -- $434,800 $0 $0
2015 -- $434,800 $0 $0
2014 -- $461,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: 1004067326

Bright MLS

APN: 02-002-00162053