$1,850,000

3553 Valley Oak Dr Loveland, CO 80538

Estimated payment $10,777/month

Total Views 201
6 Beds
3 Baths
3,568 Sq Ft
$518 Price per Sq Ft

Highlights

  • Parking available for a boat
  • Waterfront
  • Deck
  • Spa
  • River Nearby
  • Contemporary Architecture

About This Home

Welcome to your dream retreat on the shores of Boyd Lake, where everyday living feels like a vacation. Located on one of the best lots on the lake, this rare lakefront brick ranch offers breathtaking views across the water to the mountains, peaceful privacy, and year-round adventure right outside your door. Whether you're watching bald eagles soar above the water, casting a fishing line, or jumping on your boat for a day of wakeboarding, waterskiing, or surfing, this property is built for those who crave the Colorado outdoors. The spacious ranch-style layout was thoughtfully designed ahead of its time, featuring a wide-open main level ideal for both entertaining and everyday comfort. You'll find everything you need on the main floor, while the finished walkout basement offers endless possibilities-whether it's a home theater, game room, or multi-generational living space. Step outside to find mature trees, multiple seating areas including a firepit, your own sandy beach and a backyard that feels like your own private park. You have your own personal boat ramp making it super easy to get your lake toys on and off the lake. You'll also enjoy access to the newly updated community dock and beach area with a sand volleyball court, BBQ area, and a 5-acre greenbelt with tennis and basketball courts. Located just minutes from I-25, shopping, dining, and Loveland's best amenities-yet tucked away in a peaceful, no-metro-district community-this property is truly one-of-a-kind.

Listing Agent

The Sledge Team

Group Harmony Listed on: 07/16/2025

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $6,015

Year Built

  • Built in 1966

Lot Details

  • 0.65 Acre Lot
  • Waterfront
  • East Facing Home
  • Fenced
  • Sprinkler System
  • Landscaped with Trees

HOA Fees

  • $29 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Parking available for a boat

Property Views

  • Water
  • Panoramic
  • City
  • Mountain

Home Design

  • Contemporary Architecture
  • Brick Veneer
  • Wood Frame Construction
  • Composition Roof

Interior Spaces

  • 3,568 Sq Ft Home
  • 1-Story Property
  • Double Pane Windows
  • Window Treatments
  • Family Room
  • Recreation Room with Fireplace
  • Fire and Smoke Detector
  • Washer and Dryer Hookup

Kitchen

  • Eat-In Kitchen
  • Dishwasher
  • Disposal

Flooring

  • Carpet
  • Tile

Bedrooms and Bathrooms

  • 6 Bedrooms
  • Walk-In Closet
  • Primary bathroom on main floor

Basement

  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Laundry in Basement

Outdoor Features

  • Spa
  • River Nearby
  • Deck
  • Patio
  • Outdoor Storage

Schools

  • High Plains Elementary And Middle School
  • Mountain View High School

Utilities

  • Central Air
  • Baseboard Heating
  • Hot Water Heating System
  • High Speed Internet
  • Satellite Dish
  • Cable TV Available

Listing and Financial Details

  • Assessor Parcel Number R0447668

Community Details

Overview

  • Association fees include common amenities, management
  • Boyd Lake Shores Association, Phone Number (970) 430-5601
  • Boyd Lake Shores Subdivision

Recreation

  • Tennis Courts
  • Community Playground
  • Park

Home Details

Home Type

Single Family

Est. Annual Taxes

$6,015

Year Built

Built in 1966

Lot Details

0

HOA Fees

$29 per month

Parking

2

Listing Details

  • Inclusions: Window Coverings,Dishwasher,Refrigerator,Garage Door Opener,Disposal,Smoke Alarm(s)
  • Year Built: 1966
  • Property Sub Type: Residential-Detached
  • Prop. Type: Residential
  • Horses: No
  • Lot Size Acres: 0.65
  • Road Frontage Type: City Street
  • Road Surface Type: Asphalt
  • Subdivision Name: Boyd Lake Shores
  • Directions: From HWY 34, go N on N Boyd Lake Ave. Go to the 2nd roundabout and W on Whitebark Place. Turn R on Valley Oak. Home will be on L.
  • Above Grade Finished Sq Ft: 1784
  • Architectural Style: Contemporary/Modern, Ranch
  • Garage Yn: Yes
  • Unit Levels: One
  • New Construction: No
  • Building Stories: 1
  • Kitchen Level: Main
  • IRESDS_HasWaterRights: No
  • IRESDS_Total Sq Ft: 3568
  • Special Features: None
  • Stories: 1

Interior Features

  • Possible Use: Single Family
  • Private Spa: No
  • Appliances: Dishwasher, Refrigerator, Disposal
  • Accessibility Features: Main Floor Bath, Main Level Bedroom
  • Has Basement: Full, Walk-Out Access
  • Full Bathrooms: 1
  • Three Quarter Bathrooms: 2
  • Total Bedrooms: 6
  • Below Grade Sq Ft: 1784
  • Fireplace Features: Family/Recreation Room Fireplace
  • Fireplace: Yes
  • Interior Amenities: Satellite Avail, High Speed Internet, Eat-in Kitchen, Walk-In Closet(s)
  • Living Area: 3568
  • Main Level Bathrooms: 2
  • Window Features: Window Coverings, Double Pane Windows
  • Bedroom Features: Carpet
  • Room Bedroom4 Area: 169
  • Room Bedroom3 Features: Carpet
  • Dining Room Features: Tile Floor
  • IRESDS_HasFamilyRoom: Yes
  • Room Bedroom4 Level: Basement
  • Living Room Living Room Level: Main
  • Room Bedroom3 Area: 143
  • Room Bedroom4 Features: Carpet
  • Master Bedroom Master Bedroom Level: Main
  • Room Bedroom2 Area: 132
  • Room Bedroom3 Level: Basement
  • Master Bedroom Master Bedroom Width: 27
  • Room Family Room Area: 299
  • Room Bedroom2 Level: Main
  • Room Bedroom2 Features: Carpet
  • Master Bedroom Features: Carpet
  • Room Bedroom5 Level: Basement
  • Room Bedroom5 Features: Carpet
  • Room Family Room Level: Main
  • Room Bedroom5 Area: 195
  • Room Kitchen Features: Carpet
  • Room Living Room Area: 266
  • Family Room Features: Carpet
  • Living Room Features: Carpet
  • Room Kitchen Area: 378
  • Dining Room Dining Room Level: Main
  • Room Master Bedroom Area: 378
  • Room Dining Room Area: 140
  • Master Bathroom Features: 3/4 Primary Bath

Exterior Features

  • Roof: Composition
  • Fencing: Fenced
  • Lot Features: Gutters, Lawn Sprinkler System, Within City Limits
  • View: Mountain(s), City, Water, Panoramic
  • View: Yes
  • Waterfront Features: Abuts Pond/Lake
  • Waterfront: Yes
  • Disclosures: Seller's Property Disclosure
  • Home Warranty: No
  • Construction Type: Wood/Frame, Brick/Brick Veneer
  • Direction Faces: East
  • Exterior Features: Hot Tub Included
  • Other Structures: Storage
  • Patio And Porch Features: Patio, Deck
  • Property Condition: Not New, Previously Owned

Garage/Parking

  • Attached Garage: Yes
  • Covered Parking Spaces: 2
  • Garage Spaces: 2
  • Parking Features: Garage Door Opener, RV/Boat Parking
  • IRESDS_Garage Sq Ft: 629
  • IRESDS_GarageType: Attached

Utilities

  • Cooling: Central Air
  • Electric: Electric, Xcel Energy
  • Heating: Hot Water, Baseboard
  • Utilities: Natural Gas Available, Electricity Available, Cable Available
  • Laundry Features: Washer/Dryer Hookups, In Basement
  • Security: Smoke Detector(s)
  • Cooling Y N: Yes
  • Heating Yn: Yes
  • Electricity On Property: No
  • Sewer: District Sewer
  • Water Source: District Water, Little Thompson
  • Gas Company: Natural Gas, Xcel Energy

Condo/Co-op/Association

  • HOA Fee Includes: Common Amenities, Management
  • Community Features: Tennis Court(s), Playground, Park
  • Senior Community: No
  • Association Fee: 350
  • Association Fee Frequency: Annually
  • Association Name: Boyd Lake Shores
  • Phone: 970-430-5601
  • Association: Yes

Association/Amenities

  • IRESDS_HasAssociationReserve: Yes
  • IRESDS_HasAssociationFee: Yes

Schools

  • Elementary School: High Plains
  • HighSchool: Mountain View
  • Junior High Dist: Thompson R2-J
  • Middle Or Junior School: High Plains

Lot Info

  • Zoning: R
  • Lot Size Sq Ft: 28314
  • Parcel #: R0447668
  • Irrigation Water Rights: No

Tax Info

  • Tax Year: 2017
  • Tax Annual Amount: 6015

Multi Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,015 $84,259 $33,500 $50,759
2024 $5,806 $84,259 $33,500 $50,759
2022 $4,567 $64,878 $32,248 $32,630
2021 $4,687 $66,745 $33,176 $33,569
2020 $3,741 $54,712 $33,176 $21,536
2019 $3,677 $54,712 $33,176 $21,536
2018 $3,551 $50,782 $30,600 $20,182
2017 $3,056 $50,782 $30,600 $20,182
2016 $2,670 $44,775 $23,880 $20,895
2015 $2,647 $44,780 $23,880 $20,900
2014 $2,287 $38,720 $11,940 $26,780
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/16/2025 07/16/25 For Sale $1,850,000 -- $518 / Sq Ft
Source: IRES MLS

Purchase History

Date Type Sale Price Title Company
Quit Claim Deed -- None Listed On Document
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Interfamily Deed Transfer -- None Available
Deed $115,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $0 New Conventional
Previous Owner $637,500 Adjustable Rate Mortgage/ARM
Previous Owner $561,200 New Conventional
Previous Owner $125,000 Credit Line Revolving
Previous Owner $150,000 Credit Line Revolving
Previous Owner $249,000 Credit Line Revolving
Previous Owner $270,000 New Conventional
Previous Owner $134,000 Credit Line Revolving
Previous Owner $124,000 Credit Line Revolving
Previous Owner $420,000 Unknown
Previous Owner $65,000 Credit Line Revolving
Previous Owner $115,000 Unknown
Previous Owner $351,830 Unknown
Previous Owner $155,000 Unknown
Source: Public Records

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Source: IRES MLS

MLS Number: 1039284

IRES MLS

APN: 85054-06-007