3603 Dragon Ridge Rd Panama City Beach, FL 32408
Upper Grand Lagoon NeighborhoodEstimated payment $8,436/month
Total Views
4,067
4
Beds
4
Baths
4,776
Sq Ft
$291
Price per Sq Ft
Highlights
- Marina
- On Golf Course
- Home fronts a pond
- Patronis Elementary School Rated A-
- Screened Pool
- Gated Community
About This Home
Nestled in a serene setting with views of a pond and golf course, this one-of-a-kind custom home featuring 4 bedrooms, 4 full baths, screened in pool, and 3 car garage offers timeless elegance and functional luxury. A large covered front porch with ambient lighting and gorgeous solid walnut front door set the tone for the inviting interior, where thoughtful details abound. Upon entering, you are welcomed by a stone-floored foyer featuring a stunning pecky cypress rounded ceiling. The main level includes a spacious primary suite that opens to the pool and patio, 2 offices, formal dining room, separate media room, kitchen, huge walk-in pantry, family room, large laundry room, full bath that opens to the pool, and storage hallway that leads to the garage. The heart of the home is the chef's kitchen, outfitted with top-tier appliances including a Wolf 4-burner range with griddle, GE Monogram appliances, a Miele steamer, Scotsman pellet ice maker, Sharp microwave drawer, pot filler, vegetable sink, hidden spice drawers, custom pull out drawers, and more. A moveable granite bar-height table offers flexible dining and entertaining space. Two pantries including a large walk-in with additional hidden storage provide ample room for organization. The kitchen opens to a formal dining room on one side and the family room and casual dining area on other side, and also opens to the pool and patio, providing beautiful seamless space for relaxing and entertaining. Enjoy custom details with tall ceilings, hardwood floors, beautiful wood beamed ceiling, built-ins and gas fireplace. Just next to your family room is a media room, designed for a true theater experience. You have 2 offices, one main office as you come in the front door, and another office tucked away, both with ample storage and functionality. Also on main level, your spacious primary suite features an oversized bedroom that opens to back patio, amazing dual walk-in closets with storage all the way to the ceiling (notice the convenient pull downs that easily allow you to make use of all the storage space that high ceilings provide) . The spa-inspired master bath includes a jetted garden tub, dual vanities with makeup area, a pebble-floored shower with dual main heads, a rain head, and hand-held options, and a private water closet houses a Toto toilet and urinal. You will love the convenience of the first floor laundry room with a folding counter, wall-to-wall hanging bar, large sink with window, broom closet, laundry chute for bedrooms on 2nd level, and extensive cabinetry. Upstairs, you'll find two large Jack-and-Jill bedrooms with double-vanity bath and tub/shower combo, that opens to a study/nook area that could also be a bunk area or additional entertaining area. The best part is a huge game room with surround sound and access to a covered balcony overlooking beautiful views of the pond and golf course below. The game room can also be used as a 4th bedroom. Just outside the game room is a wet bar area with icemaker, sink, fridge and storage, as well as a 4th full bath. Also upstairs is an expansive climate-controlled attic storage area and mechanical room. Step outside onto your impressive outdoor living space, with a screened pool enclosure, large pool deck for sunning and lounging, covered patio area for dining and relaxing, summer kitchen with hookups and space for a fridge, ice maker, and natural gas grill, along with a wall-mounted TV, cabinets, and a sink with hot/cold water. An outdoor shower and dedicated pool storage room enhance the convenience of this resort-style retreat, as well as the full bath that is easily accessible to the pool. Additional highlights for this home include circular drive and long driveway for ample parking and a huge 3-stall garage with space for a fridge and freezer. This home also features a whole house generator (2019), 3 HVAC units (outside units 2022), two tankless gas water heaters with recirculating pump (2019).
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $7,189
Year Built
- Built in 2009
Lot Details
- Lot Dimensions are 190 x 101 x 148 x 90
- Home fronts a pond
- Property fronts a private road
- On Golf Course
HOA Fees
- $138 Monthly HOA Fees
Parking
- 3 Car Attached Garage
- Automatic Garage Door Opener
Home Design
- Craftsman Architecture
Interior Spaces
- 4,776 Sq Ft Home
- 2-Story Property
- Wet Bar
- Built-in Bookshelves
- Crown Molding
- Coffered Ceiling
- Tray Ceiling
- Vaulted Ceiling
- Ceiling Fan
- Gas Fireplace
- Window Treatments
- Family Room
- Dining Room
- Home Office
- Bonus Room
- Screened Porch
- Pond Views
- Exterior Washer Dryer Hookup
Kitchen
- Breakfast Bar
- Walk-In Pantry
- Gas Oven or Range
- <<microwave>>
- Ice Maker
- Dishwasher
- Wine Refrigerator
- Kitchen Island
- Disposal
Flooring
- Wood
- Tile
Bedrooms and Bathrooms
- 4 Bedrooms
- Primary Bedroom on Main
- Split Bedroom Floorplan
- 4 Full Bathrooms
- Dual Vanity Sinks in Primary Bathroom
- Shower Only in Primary Bathroom
Pool
- Screened Pool
- In Ground Pool
- Outdoor Shower
- Gunite Pool
Outdoor Features
- Pond
- Balcony
Schools
- Patronis Elementary School
- Surfside Middle School
- Arnold High School
Utilities
- Multiple cooling system units
- Central Heating and Cooling System
- Well
- Tankless Water Heater
- Cable TV Available
Listing and Financial Details
- Assessor Parcel Number 31402-993-000
Community Details
Overview
- Association fees include ground keeping, master, security
- Bay Point Subdivision
- The community has rules related to covenants
Recreation
- Marina
- Golf Course Community
Security
- Gated Community
Map
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Home Values in the Area
Average Home Value in this Area
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2024 | $7,089 | $620,947 | -- | -- |
| 2023 | $7,089 | $602,861 | $0 | $0 |
| 2022 | $6,369 | $585,302 | $0 | $0 |
| 2021 | $6,401 | $568,254 | $0 | $0 |
| 2020 | $6,398 | $560,408 | $0 | $0 |
| 2019 | $6,311 | $546,884 | $91,383 | $455,501 |
| 2018 | $6,775 | $575,835 | $0 | $0 |
| 2017 | $6,841 | $577,104 | $0 | $0 |
| 2016 | $7,911 | $650,500 | $0 | $0 |
| 2015 | $8,078 | $645,978 | $0 | $0 |
| 2014 | $8,000 | $640,851 | $0 | $0 |
Source: Public Records
Property History
| Date | Event | Price | Change | Sq Ft Price |
|---|---|---|---|---|
| 06/17/2025 06/17/25 | Price Changed | $1,390,000 | -3.5% | $291 / Sq Ft |
| 05/31/2025 05/31/25 | For Sale | $1,440,000 | -- | $302 / Sq Ft |
Source: Emerald Coast Association of REALTORS®
Purchase History
| Date | Type | Sale Price | Title Company |
|---|---|---|---|
| Interfamily Deed Transfer | -- | Attorney | |
| Interfamily Deed Transfer | -- | Attorney | |
| Corporate Deed | $200,000 | First American Title Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Loan Amount | Loan Type |
|---|---|---|---|
| Open | $250,000 | New Conventional | |
| Closed | $374,000 | New Conventional | |
| Closed | $120,000 | Future Advance Clause Open End Mortgage | |
| Closed | $415,000 | Construction |
Source: Public Records
Similar Homes in the area
Source: Emerald Coast Association of REALTORS®
MLS Number: 977724
APN: 31402-993-000
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