$172,650
SOLD APR 14, 2022
2 Beds
1 Bath
910 Sq Ft
9,583 Sq Ft Lot

Recently Sold

$190 Per Sq Ft

4% Below List Price

13 Days on Market

Highlights

  • Wood Flooring
  • 1 Car Detached Garage
  • 1-Story Property
  • Cottage
  • Laundry Room
  • Central Air

About This Home

As of April 2023

CLOSE TO DOWNTOWN ELGIN, WITHOUT BEING ON A MAIN STREET. WITH A GREAT LOCATION AND NICE FEATURES, THIS COZY COTTAGE OFFERS SOME UPGRADES: REMODELED KITCHEN WITH GRANITE COUNTER TOP, REMODELED BATHROOM, NEW LIGHT FIXTURES, REFINISHED HARDWOOD FLOORS, FRESHLY PAINTED EXTERIOR, ALL WINDOWS HAVE BEEN REPLACED ON THE FIRST FLOOR, NEW TEAR OFF ROOF( 2016 ) , NEWER GARAGE DOOR AND ASPHALT DRIVEWAY. CITY HAS RECENTLY DONE THE STREET & SEWERS. NEW INLET WATER PIPES COMING INTO HOME. ( 2021 ) GREAT SIZE BACK YARD FOR YOUR SUMMER ENTERTAINMENT EQUIPT WITH FIRE PIT, NOTHING TO DO BUT MOVE IN. GREAT LOCATION AND LOW PROPERTY TAXES. LOOK NO FURTHER!!!

Last Agent to Sell the Property

Cory Clifford

Berkshire Hathaway HomeServices Starck Real Estate License #475197666 Listed on: 03/01/2022

Berkshire Hathaway HomeServices Starck Real Estate

Last Buyer's Agent

Georgiana Sinnett

Compass License #475127350

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $3,375

Year Built

  • Built in 1863 | Remodeled in 2016

Lot Details

  • Lot Dimensions are 66x149
  • Paved or Partially Paved Lot

Parking

  • 1 Car Detached Garage
  • Driveway
  • Parking Included in Price

Home Design

  • Cottage
  • Radon Mitigation System
  • Cedar

Interior Spaces

  • 910 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Insulated Windows
  • Six Panel Doors
  • Family or Dining Combination
  • Wood Flooring
  • Unfinished Basement
  • Basement Fills Entire Space Under The House
  • Carbon Monoxide Detectors

Kitchen

  • Range<<rangeHoodToken>>
  • <<microwave>>
  • Dishwasher

Bedrooms and Bathrooms

  • 2 Bedrooms
  • 2 Potential Bedrooms
  • 1 Full Bathroom

Laundry

  • Laundry Room
  • Dryer
  • Washer

Schools

  • Lowrie Elementary School
  • Abbott Middle School
  • Larkin High School

Utilities

  • Central Air
  • Heating System Uses Natural Gas

Listing and Financial Details

  • Homeowner Tax Exemptions

Home Details

Home Type

Single Family

Est. Annual Taxes

$3,375

Year Built

Built in 1863 | Remodeled in 2016

Lot Details

0

Parking

1

Listing Details

  • Property Type: Residential
  • Property Type: Detached Single
  • Type Detached: 1 Story
  • Ownership: Fee Simple
  • ArchitecturalStyle: Cottage
  • New Construction: No
  • Property Sub-Type: 1 Story
  • Year Built: 1863
  • Age: 100+ Years
  • Built Before 1978 (Y/N): Yes
  • Disability Access and/or Equipped: No
  • General Information: School Bus Service,Commuter Bus,Commuter Train,Interstate Access,Historical District
  • Rebuilt (Y/N): No
  • Rehab (Y/N): Yes
  • Rehab Year: 2016
  • New Construction Y/N: No
  • ResoPropertyType: Residential
  • Special Features: None
  • Property Sub Type: Detached
  • Year Renovated: 2016

Interior Features

  • Appliances: Range, Microwave, Dishwasher, Refrigerator, Washer, Dryer
  • Basement: Full
  • Full Bathrooms: 1
  • Total Bathrooms: 1
  • Total Bedrooms: 2
  • Interior Amenities: Hardwood Floors
  • LivingArea: 910
  • Other Equipment: CO Detectors, Ceiling Fan(s), Radon Mitigation System
  • Room Type: No additional rooms
  • Estimated Total Finished Sq Ft: 910
  • Assessed Sq Ft: 910
  • Basement Description: Unfinished
  • Basement Bathrooms: No
  • Below Grade Bedrooms: 0
  • Dining Room: Combined w/ FamRm
  • Total Sq Ft: 910
  • Basement Sq Ft: 910
  • Total Sq Ft: 1820
  • Unfinished Basement Sq Ft: 910
  • Main Level Sq Ft: 910
  • Door Features: 6 Panel Door(s)
  • Window Features: Insulated Windows

Exterior Features

  • List Price: 179000
  • Waterfront: No
  • Exterior Building Type: Cedar

Garage/Parking

  • Garage Spaces: 1
  • Number of Cars: 1
  • Driveway: Asphalt
  • Garage On-Site: Yes
  • Garage Ownership: Owned
  • Garage Type: Detached
  • Parking: Garage

Utilities

  • Sewer: Public Sewer
  • Cooling: Central Air
  • Electric: Fuses
  • Heating: Natural Gas
  • Laundry Features: Gas Dryer Hookup
  • Water Source: Public

Condo/Co-op/Association

  • Association Fee Frequency: Not Applicable
  • Community Features: Curbs, Sidewalks, Street Lights, Street Paved
  • Master Association Fee Frequency: Not Required

Fee Information

  • Association Fee Includes: None

Schools

  • Elementary School: Lowrie Elementary School
  • High School: Larkin High School
  • Middle/Junior School: Abbott Middle School
  • Middle/Junior School District: 46

Lot Info

  • Additional Parcels: No
  • Lot Dimensions: 66X149
  • Rural (Y/N): N
  • Lot Size: .25-.49 Acre
  • Special Assessments: N

Rental Info

  • Board Number: 10
  • Is Parking Included in Price: Yes

Tax Info

  • Tax Annual Amount: 3374.62
  • Tax Year: 2020
  • Tax Exemptions: Homeowner

MLS Schools

  • Othr Public Sch: ST. EDWARDS CENTRAL HIGH SCHOOL

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Feb 11, 2023
Closed on
Apr 6, 2023
Sold by
Bortolotti William-Paoli J
Bought by
Tapia Karen Lisbeth and Loyola Misael U
Seller's Agent
Georgiana Sinnett
Compass
Buyer's Agent
Patricia Magallanes
Berkshire Hathaway HomeServices Chicago
List Price
$215,000
Sold Price
$217,000
Premium/Discount to List
$2,000
0.93%
Views
173
Current Estimated Value
$240,143

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$23,143
Avg. Annual Appreciation
3.19%
Original Mortgage
$213,069
Interest Rate
6.65%
Mortgage Type
FHA

Purchase Details

Listed on
Mar 1, 2022
Closed on
Apr 13, 2022
Sold by
Ruschli Jacob W
Bought by
Bortolotti William-Paoli J
Seller's Agent
Cory Clifford
Berkshire Hathaway HomeServices Starck Real Estate
Buyer's Agent
Georgiana Sinnett
Compass
List Price
$179,000
Sold Price
$172,650
Premium/Discount to List
-$6,350
-3.55%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
25.98%
Original Mortgage
$164,000
Interest Rate
4.38%
Mortgage Type
New Conventional

Purchase Details

Listed on
Oct 24, 2016
Closed on
Feb 2, 2017
Sold by
Perez Edgar and Tapia Yareli
Bought by
Ruschli Jacob W
Seller's Agent
Brenda Puga Alfonzo
Brenda E Puga
Buyer's Agent
Christopher Davis
Inspire Realty Group LLC
List Price
$125,000
Sold Price
$125,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
6.42%
Original Mortgage
$122,735
Interest Rate
4.5%
Mortgage Type
FHA

Purchase Details

Closed on
Sep 27, 2011
Sold by
Perez Ulises J
Bought by
Perez Edgar and Tapia Yareli

Purchase Details

Closed on
Apr 16, 2010
Sold by
Secretary Of Veterans Affairs
Bought by
Perez Ulises

Purchase Details

Closed on
Mar 1, 2010
Sold by
Macdonald Michael and Macdonald Olga
Bought by
Accubanc Mortgage

Purchase Details

Closed on
Sep 28, 2001
Sold by
Maul Kathryn L
Bought by
Macdonald Michael and Macdonald Olga

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$126,480
Interest Rate
6.99%
Mortgage Type
VA

Purchase Details

Closed on
Jan 12, 2001
Sold by
Maul Arthur D
Bought by
Maul Kathryn L

Purchase Details

Closed on
Jun 12, 1997
Sold by
Kramer Donald and Kramer Harold
Bought by
Maul Arthur D and Maul Kathryn L

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$64,000
Interest Rate
8.01%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $217,000 None Listed On Document
Warranty Deed $173,000 --
Warranty Deed $125,000 Chicago Title
Interfamily Deed Transfer -- None Available
Special Warranty Deed $51,500 Ticor Title Insurance Co
Sheriffs Deed $60,809 Ticor Title
Warranty Deed $124,000 --
Interfamily Deed Transfer -- --
Executors Deed $80,000 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Open $213,064 FHA
Closed $213,069 FHA
Previous Owner $164,000 New Conventional
Previous Owner $122,735 FHA
Previous Owner $147,634 VA
Previous Owner $135,450 VA
Previous Owner $126,480 VA
Previous Owner $64,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
04/11/2023 04/11/23 Sold $217,000 +0.9% $238 / Sq Ft
02/28/2023 02/28/23 Pending -- -- --
02/11/2023 02/11/23 For Sale $215,000 +24.5% $236 / Sq Ft
04/14/2022 04/14/22 Sold $172,650 -3.5% $190 / Sq Ft
03/15/2022 03/15/22 Pending -- -- --
03/14/2022 03/14/22 For Sale $179,000 0.0% $197 / Sq Ft
03/06/2022 03/06/22 Pending -- -- --
03/01/2022 03/01/22 For Sale $179,000 +43.2% $197 / Sq Ft
02/03/2017 02/03/17 Sold $125,000 0.0% $137 / Sq Ft
12/09/2016 12/09/16 Pending -- -- --
12/07/2016 12/07/16 For Sale $125,000 0.0% $137 / Sq Ft
11/13/2016 11/13/16 Pending -- -- --
11/10/2016 11/10/16 Price Changed $125,000 -3.8% $137 / Sq Ft
10/24/2016 10/24/16 For Sale $130,000 -- $143 / Sq Ft
Source: Midwest Real Estate Data (MRED)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2023 $3,822 $52,839 $16,526 $36,313
2022 $3,657 $48,180 $15,069 $33,111
2021 $3,483 $45,044 $14,088 $30,956
2020 $3,375 $43,001 $13,449 $29,552
2019 $3,265 $40,961 $12,811 $28,150
2018 $3,047 $36,817 $12,069 $24,748
2017 $2,963 $34,806 $11,410 $23,396
2016 $2,804 $32,290 $10,585 $21,705
2015 -- $29,597 $9,702 $19,895
2014 -- $29,231 $9,582 $19,649
2013 -- $30,002 $9,835 $20,167
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Midwest Real Estate Data (MRED)

MLS Number: 11329600

Midwest Real Estate Data (MRED)

APN: 06-23-209-004