$675,000
SOLD NOV 14, 2024

3820 Cottage Ave Mishawaka, IN 46544

4 Beds
2 Baths
3,520 Sq Ft
0.38 Acres

Recently Sold

$192 Per Sq Ft

7 Days on Market

Highlights

  • 180 Feet of Waterfront
  • Primary Bedroom Suite
  • Cathedral Ceiling
  • Pier or Dock
  • Open Floorplan
  • Traditional Architecture

About This Home

Discover the pride of ownership (one owner home) in this beautifully landscaped sanctuary, located on a double lot featuring an inviting inground pool with composite decking that provides breathtaking views of the St. Joseph River (180' River Frontage). This meticulously maintained home offers two main-floor bedrooms, two formal dining rooms, a family room, a full bathroom, a main-floor laundry, & an abundant hidden storage area. As you enter, you'll be captivated by the updated gourmet island kitchen perfectly designed for culinary enthusiasts. The kitchen seamlessly flows into the newly added Great Room, floor-to-ceiling windows that frame serene waterscapes from every angle, & FR boasting a cozy gas-starter wood fireplace. Upstairs, you will find an updated full bath, two additional spacious bedrooms, including one with a generous walk-in closet & a private balcony overlooking the tranquil river. The unfinished area holds the potential for a luxurious master bath, allowing you to customize this space according to your desires. This home shines with impressive upgrades made in 2021, including a dual furnace/AC system, a new roof, water heater, water softener, heated garage, hard-wired alarm system, new sprinkler pump under the river deck for irrigation, updated kitchen with a stone backsplash, a hard surface countertop, slip-resistant ceramic tile floors, FR with hard wired surround sound, pool freshly repainted (2024), newly added solar cover w/professional snap on winter cover (2024), maintenance-free dual decking & balcony, enhanced gutter and drainage systems, chic flooring, and a beautifully modernized kitchen and Great Room addition, both bathroom updated. Step outside to your outdoor oasis, complete with well-designed landscaping, which is ideal for water lovers and those who appreciate outdoor living. This remarkable property must be seen to appreciate its countless improvements and unique, truly impressive offerings. Don’t miss your chance to make this riverfront gem your own!

Last Agent to Sell the Property

Marcy Mitchell

RE/MAX 100 Brokerage Phone: 574-850-9202 Listed on: 08/21/2024

RE/MAX 100

Last Buyer's Agent

Patricia Graham

Keller Williams Realty Group

Keller Williams Realty Group

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,695

Year Built

  • Built in 1974

Lot Details

  • 0.38 Acre Lot
  • 180 Feet of Waterfront
  • River Front
  • Backs to Open Ground
  • Rural Setting
  • Privacy Fence
  • Wood Fence
  • Landscaped
  • Corner Lot
  • Level Lot
  • Irrigation

Parking

  • 2 Car Attached Garage
  • Garage Door Opener
  • Driveway

Home Design

  • Traditional Architecture
  • Poured Concrete
  • Shingle Roof
  • Asphalt Roof
  • Cedar

Interior Spaces

  • 3,520 Sq Ft Home
  • 1.5-Story Property
  • Open Floorplan
  • Built-in Bookshelves
  • Beamed Ceilings
  • Cathedral Ceiling
  • Ceiling Fan
  • Wood Burning Fireplace
  • Fireplace With Gas Starter
  • Entrance Foyer
  • Great Room
  • Formal Dining Room
  • Workshop
  • Utility Room in Garage
  • Crawl Space
  • Storage In Attic

Kitchen

  • Eat-In Kitchen
  • Breakfast Bar
  • Kitchen Island
  • Solid Surface Countertops
  • Built-In or Custom Kitchen Cabinets
  • Disposal

Flooring

  • Wood
  • Carpet
  • Ceramic Tile

Bedrooms and Bathrooms

  • 4 Bedrooms
  • Primary Bedroom Suite
  • Walk-In Closet
  • <<tubWithShowerToken>>
  • Separate Shower

Laundry

  • Laundry on main level
  • Electric Dryer Hookup

Outdoor Features

  • Sun Deck
  • Seawall
  • Balcony
  • Patio

Schools

  • Twin Branch Elementary School
  • John Young Middle School
  • Mishawaka High School

Utilities

  • Forced Air Heating and Cooling System
  • Heating System Uses Gas
  • The river is a source of water for the property

Community Details

  • Pier or Dock

Listing and Financial Details

  • Assessor Parcel Number 71-10-07-303-001.000-023

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,695

Year Built

Built in 1974

Lot Details

0

Parking

2

Listing Details

  • Class: RESIDENTIAL
  • Property Sub Type: Site-Built Home
  • Waterfront: Yes
  • Year Built: 1974
  • Age: 50
  • Style: One and Half Story
  • Architectural Style: Traditional
  • Total Number of Rooms: 12
  • Bedrooms: 4
  • Number Above Grade Bedrooms: 4
  • Total Bathrooms: 2
  • Total Full Bathrooms: 2
  • Legal Description: Lot 34 & 20' W side of Lot 35 Dittmans Add and Lot 43 Ex 23.07' W Side Willow Bend 3rd Add
  • Parcel Number ID: 71-10-07-303-001.000-023
  • Platted: Yes
  • Amenities: Attic Storage, Balcony, Breakfast Bar, Built-In Bookcase, Ceiling-Cathedral, Ceiling Fan(s), Ceilings-Beamed, Ceilings-Vaulted, Closet(s) Walk-in, Countertops-Solid Surf, Deck Open, Deck on Waterfront, Disposal, Dryer Hook Up Electric, Eat-In Kitchen, Foyer Entry, Garage Door Opener, Irrigation System, Kitchen Island, Landscaped, Open Floor Plan, Patio Open, Stand Up Shower, Tub/Shower Combination, Workshop, Main Level Bedroom Suite, Formal Dining Room, Great Room, Main Floor Laundry, Custom Cabinetry, Garage Utilities
  • Location: Rural Subdivision
  • Parcel Id2: 71-09-12-477-001.000-023
  • Sp Lp Percent: 96.44
  • Year Taxes Payable: 2023
  • Special Features: None
  • Stories: 1

Interior Features

  • Total Sq Ft: 3520
  • Total Finished Sq Ft: 3520
  • Above Grade Finished Sq Ft: 3520
  • Price Per Sq Ft: 191.76
  • Basement Foundation: Crawl
  • Basement Material: Poured Concrete
  • Number Of Fireplaces: 1
  • Fireplace: Family Rm, Wood Burning, Gas Starter
  • Fireplace: Yes
  • Flooring: Hardwood Floors, Carpet, Ceramic Tile
  • Living Great Room: Dimensions: 25x16, On Level: Main
  • Kitchen: Dimensions: 17x11, On Level: Main
  • Breakfast Room: On Level: Main
  • Dining Room: Dimensions: 18x11, On Level: Main
  • Family Room: Dimensions: 27x14, On Level: Main
  • Bedroom 1: Dimensions: 21x14, On Level: Upper
  • Bedroom 2: Dimensions: 12x12, On Level: Main
  • Bedroom 3: Dimensions: 12x12, On Level: Main
  • Bedroom 4: Dimensions: 15x12, On Level: Upper
  • Main Level Sq Ft: 3340
  • Number of Main Level Full Bathrooms: 1

Exterior Features

  • Exterior: Cedar
  • Roof Material: Asphalt, Shingle
  • Outbuilding1: Shed, Dimensions: 13x12
  • Fence: Privacy, Wood
  • Sea Wall Type: Concrete, Steel, Wood
  • Water Features: Pier/Dock
  • Water Frontage: 180
  • Water Name: St. Joe River Lower

Garage/Parking

  • Driveway: Concrete
  • Garage Type: Attached
  • Garage Number Of Cars: 2
  • Garage Size: Dimensions: 22x23
  • Garage Sq Ft: 506
  • Garage: Yes

Utilities

  • Cooling: Central Air
  • Heating Fuel: Gas, Forced Air
  • Sewer: City
  • Water Utilities: City
  • Laundry: Dimensions: Mainx5, On Level: 9
  • Water Type: River

Schools

  • School District: School City of Mishawaka
  • Elementary School: Twin Branch
  • Middle School: John Young
  • High School: Mishawaka
  • Elementary School: Twin Branch

Lot Info

  • Lot Description: Corner, Level, Waterfront, 0-2.9999, Waterfront-Level Bank
  • Lot Dimensions: 70x112 and 73 x 116
  • Estimated Lot Sq Ft: 16553
  • Estimated Lot Size Acres: 0.38

Tax Info

  • Annual Taxes: 7695.3

Multi Family

  • Water Access: Riverfront

MLS Schools

  • High School: Mishawaka
  • Middle School: John Young
  • School District: School City of Mishawaka

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Aug 21, 2024
Closed on
Nov 15, 2024
Sold by
Rhodes Virginia
Bought by
Miller Robert Storm and Miller Angela F
Seller's Agent
Marcy Mitchell
RE/MAX 100
Buyer's Agent
Patricia Graham
Keller Williams Realty Group
List Price
$699,900
Sold Price
$675,000
Premium/Discount to List
-$24,900
-3.56%
Views
334

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
2.89%
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Type Sale Price Title Company
Warranty Deed $675,000 Fidelity National Title Compan
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $170,000 New Conventional
Previous Owner $204,000 No Value Available
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
06/11/2025 06/11/25 Price Changed $675,000 -3.6% $192 / Sq Ft
02/27/2025 02/27/25 For Sale $699,900 -- $199 / Sq Ft
Source: Indiana Regional MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $6,747 $269,200 $39,800 $229,400
2023 $6,747 $279,200 $39,800 $239,400
2022 $6,742 $279,200 $39,800 $239,400
2021 $5,803 $238,600 $19,200 $219,400
2020 $5,477 $224,500 $18,200 $206,300
2019 $5,264 $215,000 $17,100 $197,900
2018 $6,310 $207,500 $16,200 $191,300
2017 $6,332 $193,300 $29,800 $163,500
2016 $6,057 $193,300 $29,800 $163,500
2014 $5,413 $195,100 $29,800 $165,300
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Indiana Regional MLS

MLS Number: 202431841

Indiana Regional MLS

APN: 71-10-07-303-001.000-023