$1,425,000

384 Terrapin Trace Destin, FL 32541

Estimated payment $8,459/month

Total Views 2,466
4 Beds
3 Baths
2,674 Sq Ft
$533 Price per Sq Ft

Highlights

  • Waterfront Community
  • Golf Course Community
  • Craftsman Architecture
  • Destin Elementary School Rated A-
  • Gated Community
  • Community Pool

About This Home

Welcome to this beautifully updated 4 bedroom, 3 bathroom home, ideally situated within the gates of the prestigious Kelly Plantation community. Just a short walk from both the Golf Club and Owner's Club, this property offers a seamless blend of comfort, sophistication, and Florida lifestyle living.

The open concept floor plan is enhanced by new flooring throughout, creating a bright and inviting atmosphere that flows effortlessly from room to room. The kitchen is well appointed with stainless steel appliances, generous counter space, and an oversized walk in pantry offering functionality and ease for everyday living or entertaining. The spacious primary suite is a true retreat, complete with a private television room just off the main bedroom, perfect as a media lounge, quiet reading nook, or flex space tailored to your lifestyle. Three additional bedrooms offer well proportioned layouts, ideal for guests or family.

Step outside to a beautifully landscaped backyard oasis featuring a sparkling pool with integrated hot tub, a fire pit area for evening gatherings, and ample patio space for outdoor living.

Additional features include surround sound, updated lighting throughout, a new energy efficient pool pump, new hot water heater, and a 2.5 car garage with dedicated golf cart parking.

Set within one of Destin's most sought after communities, this home offers walkability to golf, nature trails, tennis, and a vibrant social calendar that captures the very best of life along the Emerald Coast.

Listing Agent

Spears Group

Compass Listed on: 10/06/2025

Compass

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $7,961

Year Built

  • Built in 2000

Lot Details

  • Lot Dimensions are 71x205x60x235
  • Sprinkler System

HOA Fees

  • $300 Monthly HOA Fees

Parking

  • 2 Car Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Brick Exterior Construction
  • Dimensional Roof
  • Ridge Vents on the Roof
  • Wood Trim

Interior Spaces

  • 2,674 Sq Ft Home
  • 1-Story Property
  • Crown Molding
  • Coffered Ceiling
  • Tray Ceiling
  • Ceiling Fan
  • Double Pane Windows
  • Living Room
  • Dining Room
  • Fire and Smoke Detector
  • Exterior Washer Dryer Hookup

Kitchen

  • Breakfast Bar
  • Walk-In Pantry
  • Double Oven
  • Electric Oven or Range
  • Induction Cooktop
  • Microwave
  • Ice Maker
  • Dishwasher
  • Disposal

Bedrooms and Bathrooms

  • 4 Bedrooms
  • En-Suite Primary Bedroom
  • 3 Full Bathrooms
  • Primary Bathroom includes a Walk-In Shower

Outdoor Features

  • Enclosed Patio or Porch

Schools

  • Destin Elementary And Middle School
  • Fort Walton Beach High School

Utilities

  • High Efficiency Air Conditioning
  • Multiple cooling system units
  • Central Heating and Cooling System
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 00-2S-22-5115-0000-0110

Community Details

Overview

  • Association fees include accounting, land recreation, licenses/permits, master, recreational faclty
  • Kelly Plantation S/D Subdivision

Amenities

  • Community Pavilion
  • Recreation Room

Recreation

  • Waterfront Community
  • Golf Course Community
  • Tennis Courts
  • Community Playground
  • Community Pool

Security

  • Gated Community

Home Details

Home Type

Single Family

Est. Annual Taxes

$7,961

Year Built

Built in 2000

Lot Details

0

HOA Fees

$300 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size: 71x205x60x235
  • Subdivision Name: KELLY PLANTATION S/D
  • Directions: FROM HWY 98, TURN NORTH INTO KELLY PLANTATION. CONTINUE ON KELLY PLANTATION DRIVE, BEARING RIGHT AT THE CURVE. TURN LEFT ONTO TERRAPIN TRACE. HOME IS STRAIGHT AHEAD AT 384 TERRAPIN TRACE.
  • Architectural Style: Craftsman Style
  • Carport Y N: No
  • New Construction: No
  • Building Stories: 1
  • Year Built: 2000
  • Utilities Electric: Yes
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Heat Cntrl Electric: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Rooms:Dining Room: Yes
  • Appliances Microwave: Yes
  • Energy:AC - High Efficiency: Yes
  • Energy:Ceiling Fans: Yes
  • Energy:Double Pane Windows: Yes
  • Energy:AC - 2 or More: Yes
  • Energy:Ridge Vent: Yes
  • Special Features: None
  • Stories: 1

Interior Features

  • Appliances: Auto Garage Door Opn, Cooktop, Dishwasher, Disposal, Microwave, Oven Double, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Water Heater - Elect
  • Full Bathrooms: 3
  • Total Bedrooms: 4
  • Interior Amenities: Breakfast Bar, Ceiling Crwn Molding, Ceiling Tray/Cofferd, Washer/Dryer Hookup
  • Window Features: Double Pane Windows
  • Interior:WasherDryer Hookup: Yes
  • Appliances:Cooktop: Yes
  • Appliances:StoveOven Electric: Yes
  • Mstr BdrmMstr Bath:MBath Shower Only: Yes
  • Master Bedroom:First: Yes
  • Appliances Dishwasher: Yes
  • Appliances:Smoke Detector: Yes
  • Interior:Breakfast Bar: Yes
  • Appliances:Refrigerator WIceMk: Yes
  • Appliances:Smooth Stovetop Rnge: Yes
  • Interior:Ceiling Crwn Molding: Yes
  • Interior:Ceiling TrayCofferd: Yes
  • Appliances:Oven Double: Yes

Exterior Features

  • Pool Features: Pool Type
  • Construction Type: Brick, Trim Wood
  • Exterior Features: Sprinkler System
  • Patio And Porch Features: Patio Enclosed, Porch Open
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Roof Dimensional Shg: Yes
  • Exterior:Porch Open: Yes
  • Exterior:Sprinkler System: Yes
  • ConstructionSiding:Brick: Yes
  • ConstructionSiding:Trim Wood: Yes
  • Exterior:Patio Enclosed: Yes

Garage/Parking

  • Attached Garage: No
  • Garage Spaces: 2.0
  • Parking Features: Garage
  • General Property Info:Garage2: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Parking Features:Garage3: Yes

Utilities

  • Cooling: Ceiling Fans, Central Air
  • Cooling Y N: Yes
  • Heating: Central
  • Heating Yn: Yes
  • Sewer: Public Sewer
  • Utilities: Electric, Public Water

Condo/Co-op/Association

  • Community Features: Pickle Ball, Community Room, Gated Community, Golf, Minimum Rental Prd, Pavillion/Gazebo, Pets Allowed, Playground, Pool, Tennis, Waterfront
  • Association #2 Fee: 899.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Association/Amenities

  • Fees Include:Master Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Land Recreation, Licenses/Permits, Master Association, Recreational Faclty

Schools

  • Elementary School: Destin
  • High School: Fort Walton Beach
  • Middle Or Junior School: Destin

Lot Info

  • Parcel #: 00-2S-22-5115-0000-0110
  • Zoning: Resid Single Family

Map

Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $7,961 $860,114 $276,595 $583,519
2023 $7,961 $830,114 $258,500 $571,614
2022 $6,943 $687,943 $206,040 $481,903
2021 $6,079 $547,530 $171,360 $376,170
2020 $5,814 $519,308 $163,200 $356,108
2019 $4,374 $421,107 $0 $0
2018 $4,391 $417,226 $0 $0
2017 $4,380 $408,644 $0 $0
2016 $4,261 $400,239 $0 $0
2015 $4,368 $397,457 $0 $0
2014 $4,390 $394,303 $0 $0
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft Prior Sale
11/05/2025 11/05/25 For Sale $1,375,000 -3.5% $514 / Sq Ft
10/06/2025 10/06/25 For Sale $1,425,000 +110.3% $533 / Sq Ft
06/28/2019 06/28/19 Sold $677,500 0.0% $253 / Sq Ft View Prior Sale
05/31/2019 05/31/19 Pending -- -- --
05/30/2019 05/30/19 For Sale $677,500 -- $253 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Purchase History

Date Type Sale Price Title Company
Warranty Deed $677,500 Aqua Title Services
Warranty Deed $550,000 Attorney
Warranty Deed $51,900 --
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Closed $338,750 Commercial
Previous Owner $417,000 Purchase Money Mortgage
Source: Public Records

Source: Emerald Coast Association of REALTORS®

MLS Number: 986939

Emerald Coast Association of REALTORS®

APN: 00-2S-22-5115-0000-0110