Seller's Agent in 2020
Pam Lawrence
Hometown Realty
(804) 774-5683
140 Total Sales
405 Loyalist Dr Ruther Glen, VA 22546
Estimated Value: $422,046 - $519,000
3
Beds
2
Baths
1,756
Sq Ft
$275/Sq Ft
Est. Value
Highlights
- Lake Front
- Beach
- In Ground Pool
- Docks
- Community Boat Facilities
- Home fronts a pond
About This Home
As of October 2020*** BACK ON THE MARKET *** THROUGH NO FAULT OF THE SELLERS THIS AMAZING WATERFRONT RANCH HOME ON LADYSMITH LAKE IN BEAUTIFUL LAKE CAROLINE! This Very Well Maintained One Owner Home is nestled on a Double Lot with 130 feet of shoreline still shows like a MODEL inside & out. You will get that " WOW FACTOR " upon opening the front door with views of your own Lake Side Property! Enjoy your morning coffee on the open deck overlooking the quaint stone walkway leading down to the waterside to your dock & seawall. Home has a Split bedroom floor plan with Vaulted Ceilings, Floor to Ceiling Stone Fireplace, lots of windows, Large Master Suite with Sliders leading out to your own Lakefront deck. This lovely maintenance free Home with lots Trex & Vinyl is perfect for Retirees or a Vacation Home Too for more time on the Lake! Lake Caroline Offers: Fishing, Swimming, Water Ski, Wakeboard, Boating, Pontooning, Canoe, Kayak. 2 Sandy Beaches, Tennis Court/Pickelball, basketball, Pool. Active Recreation Committee with Fireworks Display, Boat Parade, Movies on the Beach & lots of recreational activities. Lake Caroline is close to Golf, Wineries, Shopping, YMCA, Library, Kings Dominion Amusement Park!
Last Agent to Sell the Property
Hometown Realty License #0225085398 Listed on: 07/09/2020
Home Details
Home Type
- Single Family
Est. Annual Taxes
- $1,800
Year Built
- Built in 2005
Lot Details
- 0.74 Acre Lot
- Home fronts a pond
- Lake Front
- Zoning described as R1
HOA Fees
- $123 Monthly HOA Fees
Home Design
- Fire Rated Drywall
- Composition Roof
- Vinyl Siding
- Concrete Block And Stucco Construction
Interior Spaces
- 1,756 Sq Ft Home
- 1-Story Property
- Ceiling Fan
- Recessed Lighting
- Stone Fireplace
- Gas Fireplace
- Thermal Windows
- Sliding Doors
- Crawl Space
Kitchen
- Electric Cooktop
- Stove
- Microwave
- Dishwasher
- Solid Surface Countertops
Flooring
- Wood
- Partially Carpeted
Bedrooms and Bathrooms
- 3 Bedrooms
- 2 Full Bathrooms
Laundry
- Dryer
- Washer
Parking
- Oversized Parking
- Driveway
- Paved Parking
- Off-Street Parking
Outdoor Features
- In Ground Pool
- Docks
- Deck
- Shed
- Front Porch
Schools
- Lewis & Clark Elementary School
- Caroline Middle School
- Caroline High School
Utilities
- Forced Air Heating and Cooling System
- Heat Pump System
- Water Heater
- Septic Tank
Listing and Financial Details
- Tax Lot 1689
- Assessor Parcel Number 67A5-1-1689
Community Details
Overview
- Lake Caroline Subdivision
- Community Lake
- Pond in Community
Amenities
- Common Area
- Clubhouse
Recreation
- Community Boat Facilities
- Community Bulkhead
- Beach
- Tennis Courts
- Community Basketball Court
- Community Playground
- Community Pool
- Park
Security
- Security Guard
Ownership History
Date
Name
Owned For
Owner Type
Purchase Details
Listed on
Jul 9, 2020
Closed on
Oct 1, 2020
Sold by
Powell Kevin G and Naylor Doreen T
Bought by
Wozniak Linda Lee
Seller's Agent
Pam Lawrence
Hometown Realty
Buyer's Agent
Monica Maney
Compass
List Price
$385,000
Sold Price
$390,000
Premium/Discount to List
$5,000
1.3%
Current Estimated Value
Home Financials for this Owner
Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$93,262
Avg. Annual Appreciation
4.29%
Original Mortgage
$390,000
Outstanding Balance
$346,884
Interest Rate
2.9%
Mortgage Type
VA
Estimated Equity
$136,378
Create a Home Valuation Report for This Property
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Home Values in the Area
Average Home Value in this Area
Purchase History
| Date | Buyer | Sale Price | Title Company |
|---|---|---|---|
| Wozniak Linda Lee | $390,000 | Fidelity National Ttl Ins Co |
Source: Public Records
Mortgage History
| Date | Status | Borrower | Loan Amount |
|---|---|---|---|
| Open | Wozniak Linda Lee | $390,000 |
Source: Public Records
Property History
| Date | Event | Price | List to Sale | Price per Sq Ft |
|---|---|---|---|---|
| 10/05/2020 10/05/20 | Sold | $390,000 | +1.3% | $222 / Sq Ft |
| 08/24/2020 08/24/20 | Pending | -- | -- | -- |
| 08/14/2020 08/14/20 | Price Changed | $385,000 | 0.0% | $219 / Sq Ft |
| 08/14/2020 08/14/20 | For Sale | $385,000 | +4.1% | $219 / Sq Ft |
| 07/21/2020 07/21/20 | Pending | -- | -- | -- |
| 07/09/2020 07/09/20 | For Sale | $370,000 | -- | $211 / Sq Ft |
Source: Central Virginia Regional MLS
Tax History Compared to Growth
Tax History
| Year | Tax Paid | Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. | Land | Improvement |
|---|---|---|---|---|
| 2025 | $331,978 | $431,140 | $95,000 | $336,140 |
| 2024 | $2,074 | $269,300 | $87,000 | $182,300 |
| 2023 | $2,074 | $269,300 | $87,000 | $182,300 |
| 2022 | $2,074 | $269,300 | $87,000 | $182,300 |
| 2021 | $2,074 | $269,300 | $87,000 | $182,300 |
| 2020 | $1,800 | $216,900 | $71,000 | $145,900 |
| 2019 | $1,800 | $216,900 | $71,000 | $145,900 |
| 2018 | $1,800 | $216,900 | $71,000 | $145,900 |
| 2017 | $1,800 | $216,900 | $71,000 | $145,900 |
| 2016 | $1,779 | $216,900 | $71,000 | $145,900 |
| 2015 | $1,485 | $206,500 | $61,000 | $145,500 |
| 2014 | $1,485 | $206,500 | $61,000 | $145,500 |
Source: Public Records
Agents Affiliated with this Home
-
Pam Lawrence
-
Mandy Lawrence
Seller Co-Listing Agent in 2020
Mandy Lawrence
River Fox Realty
(804) 298-4216
73 Total Sales
-
Monica Maney
Buyer's Agent in 2020
Monica Maney
Compass
(804) 548-5428
92 Total Sales
Map
Source: Central Virginia Regional MLS
MLS Number: 2020689
APN: 67A5-1-1689
Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.
All or a portion of th multiple Listing information is provided by the Central Virginia Regional Multiple Listing Service, LLC, from a copyrighted compilation of Listing s. All CVR MLS information provided is deemed reliable but is not guaranteed accurate. The compilation of Listings and each individual Listing are ©2025 Central Virginia Regional Multiple Listing Service, LLC. All rights reserved.
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