$181,000
SOLD MAY 8, 2020

405 NW Whispering Pines Loop Madison, FL 32340

3 Beds
2 Baths
1,849 Sq Ft
0.43 Acres

Recently Sold

$98 Per Sq Ft

4% Below List Price

38 Days on Market

Highlights

  • Deck
  • Separate Formal Living Room
  • Home Office
  • Traditional Architecture
  • Screened Porch
  • Formal Dining Room

About This Home

As of May 2020

Beautiful 3 bedroom/ 2 bathroom home located in Whispering Pines subdivision. With over 1800+ square ft, this home is sure to move QUICKLY, as homes don’t come up for sale in this neighborhood often!!! This stunning home is completely move in ready.. Just come see for yourself!

Last Agent to Sell the Property

Jessica Groover

Southern Land & Homes License #3394299 Listed on: 03/20/2020

Co-Listed By

William Gamalero

Southern Land & Homes License #3415552

Last Buyer's Agent

Ann Sapp

Madison Realty Group, LLC License #582078

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,705

Year Built

  • Built in 1979

Lot Details

  • 0.43 Acre Lot
  • Fenced

Parking

  • 2 Car Garage

Home Design

  • Traditional Architecture
  • Four Sided Brick Exterior Elevation

Interior Spaces

  • 1,849 Sq Ft Home
  • 1-Story Property
  • Ceiling Fan
  • Wood Burning Fireplace
  • Window Treatments
  • Separate Formal Living Room
  • Formal Dining Room
  • Home Office
  • Screened Porch
  • Utility Room
  • Utility Room Outside
  • Crawl Space

Kitchen

  • <<OvenToken>>
  • Cooktop<<rangeHoodToken>>
  • Dishwasher

Flooring

  • Laminate
  • Tile

Bedrooms and Bathrooms

  • 3 Bedrooms
  • 2 Full Bathrooms

Laundry

  • Dryer
  • Washer

Outdoor Features

  • Deck

Schools

  • Madison County Central Elementary School
  • Madison County Middle School
  • Madison County High School

Utilities

  • Central Heating and Cooling System
  • Water Heater
  • Septic Tank

Community Details

  • Whispering Pines Subdivision

Listing and Financial Details

  • Tax Lot 23
  • Assessor Parcel Number 12079-00-00-00-3599-017-00B

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,705

Year Built

Built in 1979

Lot Details

0

Listing Details

  • Class: Residential
  • Lot: 23
  • Miscellaneous: Deck, Fenced, Some Wind Treatments, Septic Tank
  • Road Frontage Type: Paved, Street Lights
  • Sold Price Per Sq Ft: 97.89
  • Style Exterior: Traditional/Classical
  • Subdivision: Whispering Pines
  • Tax Database Id: 9
  • Tax Item Number: 00-00-00-3599-017-00B
  • Type: Detached Single Family
  • L V T Date: 03/19/2020
  • Street Designation: Loop
  • Number Of Bedrooms: 3
  • Full Bathrooms: 2
  • Total Bathrooms: 2
  • Estimated Sq Ft: 1849
  • Year Built: 1979
  • Directions: Hwy 90 E, right on Pickle Lane, Right on Whispering Pines Loop (2nd entrance) house on right
  • Elementary School: Madison County Central School
  • Geo Longitude: -83.432475
  • High School: Madison County High School
  • Middle School: Madison County
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Flooring: Tile, Laminate/Pergo Type
  • Equipment: Dishwasher, Dryer, Oven(s), Refrigerator, Washer, Cooktop
  • Fireplace: Yes
  • Floor Plan: Story - One
  • Kitchen Dim: 12x13
  • Living Area Description: Separate Dining Room, Separate Kitchen, Separate Living Room
  • Master Bedroom Dim: 13x15
  • Other Rooms: Pantry, Porch - Covered, Porch - Screened, Study/Office, Utility Room - Inside, Utility Room - Outside

Exterior Features

  • Construction: Brick 4 Sides, Crawl Space
  • Number Of Acres: 0.43

Garage/Parking

  • Garage: Garage - 2 Car

Utilities

  • Heating: Central, Electric, Fireplace - Wood
  • Cooling: Central, Electric, Fans - Ceiling
  • Water Heater: Electric
  • Utility Provider: OTH: Local to County

Schools

  • Elementary School: Madison County Central School
  • Middle School: Madison County
  • High School: Madison County High School

Lot Info

  • Lot Dimensions: 150x125x150x125
  • Geo Subdivision: FL

Tax Info

  • Assessor Parcel Number: 12079-00-00-00-3599-017-00B

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 2, 2025
Sold by
Gardner Patrick J
Bought by
Gardner Patrick J

Purchase Details

Listed on
Mar 20, 2020
Closed on
May 8, 2020
Sold by
Havard Charles Daniel and Havard Allyce R
Bought by
Gardner Patrick J and Gardner Harriet J
Seller's Agent
Jessica Groover
Southern Land & Homes
Buyer's Agent
Ann Sapp
Madison Realty Group, LLC
List Price
$189,000
Sold Price
$181,000
Premium/Discount to List
-$8,000
-4.23%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
10.52%
Original Mortgage
$181,000
Interest Rate
3.5%
Mortgage Type
VA

Purchase Details

Listed on
Jun 27, 2013
Closed on
Jul 25, 2013
Sold by
Barclay Cleveland D
Bought by
Havard Charles Daniel
Seller's Agent
Ben Jones
Southern Land & Homes
Buyer's Agent
Ben Jones
Southern Land & Homes
List Price
$173,000
Sold Price
$170,000
Premium/Discount to List
-$3,000
-1.73%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
0.93%
Original Mortgage
$136,000
Interest Rate
4%
Mortgage Type
New Conventional

Purchase Details

Closed on
Sep 1, 2005
Sold by
Gordon Michael D and Gordon Carol A
Bought by
Barclay Cleveland D

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$148,200
Interest Rate
5.64%
Mortgage Type
Fannie Mae Freddie Mac
Source: Public Records

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Range of Values:

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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Type Sale Price Title Company
Deed $100 None Listed On Document
Warranty Deed $181,000 None Available
Warranty Deed $181,000 Davis Schnitker Reeves & Brown
Warranty Deed $170,000 Smith Abstract & Title Co
Warranty Deed $156,000 Smith Abstract & Title Co
Source: Public Records

Mortgage History

Date Status Loan Amount Loan Type
Previous Owner $181,000 VA
Previous Owner $131,600 New Conventional
Previous Owner $136,000 New Conventional
Previous Owner $152,500 New Conventional
Previous Owner $152,000 Unknown
Previous Owner $148,200 Fannie Mae Freddie Mac
Source: Public Records

Property History

Date Event Price Change Sq Ft Price
07/13/2025 07/13/25 For Sale $319,900 +76.7% $173 / Sq Ft
05/08/2020 05/08/20 Sold $181,000 -4.2% $98 / Sq Ft
03/19/2020 03/19/20 For Sale $189,000 +11.2% $102 / Sq Ft
07/25/2013 07/25/13 Sold $170,000 -1.7% $92 / Sq Ft
06/28/2013 06/28/13 Pending -- -- --
06/27/2013 06/27/13 For Sale $173,000 -- $94 / Sq Ft
Source: Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $1,705 $137,611 -- --
2023 $1,569 $133,603 $0 $0
2022 $1,591 $129,712 $0 $0
2021 $1,585 $125,934 $0 $0
2020 $1,473 $112,550 $0 $0
2019 $1,444 $110,241 $8,000 $102,241
2018 $1,435 $108,266 $0 $0
2017 $1,415 $106,039 $6,620 $99,419
2016 $1,409 $108,687 $6,620 $102,067
2015 $1,429 $107,982 $6,620 $101,362
2014 $1,429 $108,118 $0 $0
Source: Public Records

Agents Affiliated with this Home

  • Jessica Groover

    Seller's Agent in 2025

    Jessica Groover

    Southern Land & Homes

    (850) 464-1303

    53 in this area

    131 Total Sales

    Jessica Groover
    Section Image
  • William Gamalero

    Seller Co-Listing Agent in 2020

    William Gamalero

    Southern Land & Homes

    (850) 509-0283

    10 in this area

    40 Total Sales

    William Gamalero
    Section Image

  • A

    Buyer's Agent in 2020

    Ann Sapp

    Madison Realty Group, LLC

    Section Image
  • Ben Jones

    Seller's Agent in 2013

    Ben Jones

    Southern Land & Homes

    (850) 673-7888

    12 in this area

    164 Total Sales

    Ben Jones
    Section Image
See All Agents

Map

Source: Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)

MLS Number: 317049

Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®)

APN: 00-00-00-3599-017-00B

Florida Madison County Madison 32340

405 NW Whispering Pines Loop, Madison, FL

This home is located at 405 NW Whispering Pines Loop, Madison, FL 32340 and is currently priced at $181,000, approximately $97 per square foot. This property was built in 1979. 405 NW Whispering Pines Loop is a home located in Madison County with nearby schools including Madison County Central School, Madison County High School, and Madison Creative Arts Academy.

Disclaimer: Certain information contained herein is derived from information provided by parties other than Homes.com. All information provided is deemed reliable, but is not guaranteed to be accurate and should be independently verified.

Capital Area Technology & REALTOR® Services (Tallahassee Board of REALTORS®) IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Information is deemed reliable but not guaranteed.

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