NOT LISTED FOR SALE

406 Harbor Dr Annapolis, MD 21403

Estimated Value: $792,528 - $851,000

4 Beds
3 Baths
4,000 Sq Ft
$207/Sq Ft Est. Value

Last Sold November 24, 2021

Last sale price $645,000 $161 Per Sq Ft

Est. 28% increase in value since last sale

Current estimated payment $4,881/month

9 Days on Market

Highlights

  • Boat Ramp
  • Beach
  • Canoe or Kayak Water Access
  • Hillsmere Elementary School Rated 9+
  • Home fronts navigable water
  • Fishing Allowed

About This Home

As of November 2021

Welcome to 406 Harbor Drive! Lovely home with substantial updates nestled in the heart of Hillsmere, a highly coveted water privileged community abundant with amenities! Completely renovated in 2012, and impeccably maintained. Boasting approx. 4000 finished square feet, space is no object here! Walls of windows highlight the open layout. Rich hardwood flooring, custom moldings, and tasteful fixtures throughout. A true gourmet kitchen is sure to be the heart of this home - 42" cabinets, stainless appliances, oversized center island, gleaming granite counters, and chef grade appliances. Sunny morning room is central to the kitchen and dining room creating a perfect flow for family and guests to gather while preparing your favorite meals.
Formal dining room has beautiful tray ceiling. Expansive living room offers the perfect space for entertaining. Expansive primary suite is truly stunning, accented with vaulted ceilings, sitting area and a custom walk-in closet. Private spa inspired bath has a walk-in frameless glass shower with hand selected tiled walls and flooring. Deep soaker tub is perfect for relaxing. All bedrooms are generously sized with great closet spaces. Enjoy all the seasons with the screened-in upper porch. Perfect for champagne sunsets, crab feasts, and bbq dinners. Maintenance free with composite decking and vinyl posts. Beautiful exposed brick walls adorn the lower level. Large rec-room is a great spot for gatherings, movie nights, and parties. The open den layout with a cozy wood stove is an excellent area for a home office or study. The lower level also hosts a guest bedroom and full bath. Large laundry room and separate utility room create multiple spaces for storage. The yard is fabulous! Fenced rear with mature trees. Nice and level, plenty of room gardening, and play spaces! Large pavers-patio is a great spot for fire pit and roasting s'mores. Truly enough space for a private pool if you want one! So many enjoyable outdoor living spaces. This home is an absolute 10! Plenty of off street parking! 2 beachfront playgrounds, private beaches, boat ramp, canoe/kayak storage, boat slips, beach pavilions, volleyball, and the community pool are seconds away! Grab your jet ski's, paddle board, and kayak! A true community with friendly neighbors and so many things to do! Community events including pool-side movie nights, food truck Friday's, Easter egg hunt on the beach, 4th of July bike parade, Spring sock burning, and end of the year pig roast. You are going to love it here!

Last Agent to Sell the Property

Wendy Oliver

(443) 336-5091 wendy.oliver@cbmove.com Coldwell Banker Realty Listed on: 10/01/2021

Coldwell Banker Realty

Last Buyer's Agent

Jennifer Cabeza

(410) 971-3362 jencabezacbrealtor@gmail.com Realty Plus Associates

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $5,061

Year Built

  • Built in 1972 | Remodeled in 2012

Lot Details

  • 0.29 Acre Lot
  • Home fronts navigable water
  • Landscaped
  • Premium Lot
  • Level Lot
  • Cleared Lot
  • Back Yard Fenced, Front and Side Yard
  • Property is in excellent condition
  • Property is zoned R2

HOA Fees

  • $2 Monthly HOA Fees

Home Design

  • Split Foyer
  • Bump-Outs
  • Architectural Shingle Roof
  • Vinyl Siding
  • Brick Front
  • Concrete Perimeter Foundation

Interior Spaces

  • Property has 2 Levels
  • Built-In Features
  • Crown Molding
  • High Ceiling
  • Ceiling Fan
  • Skylights
  • Recessed Lighting
  • Wood Burning Stove
  • Wood Burning Fireplace
  • Self Contained Fireplace Unit Or Insert
  • Brick Fireplace
  • Double Pane Windows
  • Insulated Windows
  • Double Hung Windows
  • Bay Window
  • Sliding Windows
  • Casement Windows
  • French Doors
  • Sliding Doors
  • Insulated Doors
  • Six Panel Doors
  • Entrance Foyer
  • Family Room Off Kitchen
  • Living Room
  • Formal Dining Room
  • Home Office
  • Recreation Room
  • Workshop
  • Screened Porch
  • Storage Room
  • Garden Views
  • Attic

Kitchen

  • Gourmet Country Kitchen
  • Breakfast Room
  • Built-In Double Oven
  • Six Burner Stove
  • Cooktop with Range Hood
  • Microwave
  • Extra Refrigerator or Freezer
  • Ice Maker
  • Dishwasher
  • Stainless Steel Appliances
  • Kitchen Island
  • Upgraded Countertops
  • Disposal

Flooring

  • Wood
  • Ceramic Tile

Bedrooms and Bathrooms

  • En-Suite Bathroom
  • Walk-In Closet
  • Soaking Tub
  • Bathtub with Shower
  • Walk-in Shower

Laundry

  • Dryer
  • Washer

Finished Basement

  • Heated Basement
  • Walk-Out Basement
  • Basement Fills Entire Space Under The House
  • Connecting Stairway
  • Interior and Exterior Basement Entry
  • Drainage System
  • Sump Pump
  • Drain
  • Shelving
  • Workshop
  • Basement Windows

Parking

  • 3 Parking Spaces
  • 3 Driveway Spaces
  • Off-Street Parking

Eco-Friendly Details

  • Energy-Efficient Windows

Outdoor Features

  • Canoe or Kayak Water Access
  • Private Water Access
  • River Nearby
  • Personal Watercraft
  • Waterski or Wakeboard
  • Sail
  • Limited Hours Of Personal Watercraft Operation
  • Swimming Allowed
  • Powered Boats Permitted
  • Lake Privileges
  • Deck
  • Screened Patio
  • Waterfall on Lot
  • Playground

Schools

  • Hillsmere Elementary School
  • Annapolis Middle School
  • Annapolis High School

Utilities

  • Forced Air Heating and Cooling System
  • Vented Exhaust Fan
  • Programmable Thermostat
  • Underground Utilities
  • 200+ Amp Service
  • Water Treatment System
  • Well
  • Electric Water Heater
  • Water Conditioner is Owned

Listing and Financial Details

  • Tax Lot 5
  • Assessor Parcel Number 020241203269710

Community Details

Overview

  • Association fees include common area maintenance
  • Hsia HOA, Phone Number (410) 263-4456
  • Hillsmere Estates Subdivision

Amenities

  • Picnic Area
  • Common Area

Recreation

  • Boat Ramp
  • Boat Dock
  • Pier or Dock
  • 5 Community Docks
  • Mooring Area
  • Beach
  • Volleyball Courts
  • Community Playground
  • Community Pool
  • Pool Membership Available
  • Fishing Allowed

Security

  • Security Service

Home Details

Home Type

Single Family

Est. Annual Taxes

$5,061

Year Built

Built in 1972 | Remodeled in 2012

Lot Details

0

HOA Fees

$2 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Split Foyer
  • Ownership: Fee Simple
  • Historic: No
  • New Construction: No
  • Story List: Lower 1, Main
  • Federal Flood Zone: No
  • Year Built: 1972
  • Year Renovated: 2012
  • Automatically Close On Close Date: No
  • Special Features: None
  • Property Sub Type: Detached

Interior Features

  • Appliances: Cooktop, Dishwasher, Dryer, Exhaust Fan, Microwave, Oven - Double, Oven - Wall, Range Hood, Six Burner Stove, Stainless Steel Appliances, Washer, Disposal, Extra Refrigerator/Freezer, Icemaker, Refrigerator, Water Conditioner - Owned, Water Heater
  • Flooring Type: Wood, Ceramic Tile
  • Interior Amenities: Breakfast Area, Ceiling Fan(s), Formal/Separate Dining Room, Kitchen - Gourmet, Pantry, Recessed Lighting, Skylight(s), Soaking Tub, Stall Shower, Tub Shower, Upgraded Countertops, Walk-In Closet(s), Wood Floors, Stove - Wood, Attic, Built-Ins, Crown Moldings, Family Room Off Kitchen, Kitchen - Country, Kitchen - Eat-In, Kitchen - Island, Primary Bath(s), Water Treat System
  • Window Features: Bay/Bow, Casement, Double Hung, Double Pane, Energy Efficient, Skylights, Sliding, Insulated
  • Fireplace Features: Brick, Insert, Wood
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: French, Six Panel, Sliding Glass, Insulated
  • Wall Ceiling Types: High
  • Foundation Details: Concrete Perimeter
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Bedroom 4, Kitchen, Foyer, Breakfast Room, Office, Recreation Room, Storage Room, Workshop, Bathroom 2, Attic, Primary Bathroom, Full Bath, Screened Porch
  • Basement: Yes
  • Basement Type: Daylight, Full, Connecting Stairway, Drainage System, Full, Heated, Improved, Interior Access, Outside Entrance, Rear Entrance, Sump Pump, Shelving, Walkout Level, Windows, Workshop, Drain, Fully Finished
  • Laundry Type: Has Laundry
  • Total Sq Ft: 4400
  • Living Area Sq Ft: 4000
  • Price Per Sq Ft: 230.36
  • Above Grade Finished Sq Ft: 2800
  • Below Grade Finished Sq Ft: 1200
  • Below Grade Sq Ft: 400
  • Total Below Grade Sq Ft: 1600
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 4
  • Main Level Bedrooms: 3
  • All Lower Level Bedrooms: 1
  • Total Bathrooms: 3
  • Full Bathrooms: 3
  • Main Level Bathrooms: 2.00
  • Lower Levels Bathrooms: 1
  • Lower Levels Bathrooms: 1.00
  • Main Level Full Bathrooms: 2
  • Lower Level Full Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade, Below Grade
  • Construction Materials: Brick Front, Vinyl Siding
  • Exterior Features: Bump-Outs, Street Lights, Water Falls, Play Area
  • Road Surface Type: Black Top
  • Roof: Architectural Shingle
  • View: Garden/Lawn
  • Water Access Features: Boat - Powered, Limited Hours Of Personal Watercraft Operation (PWC), Canoe/Kayak, Fishing Allowed, Personal Watercraft (PWC), Private Access, Public Access, Sail, Swimming Allowed, Waterski/Wakeboard
  • Water Access: Yes
  • Water Body Name: Chesapeake Bay and South River
  • Water Body Type: River
  • Waterfront: No
  • Water Oriented: Yes
  • Pool: Yes - Community
  • Tidal Water: No
  • Water View: No

Garage/Parking

  • Garage: No
  • Parking Features: Paved Driveway
  • Total Garage And Parking Spaces: 3
  • Type Of Parking: Driveway, Off Street
  • Number of Spaces in Driveway: 3

Utilities

  • Refuse: 298.00
  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Central A/C, Ceiling Fan(s), Programmable Thermostat
  • Electric Service: 200+ Amp Service
  • Heating Fuel: Electric
  • Heating Type: Forced Air, Programmable Thermostat
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Public Sewer
  • Utilities: Under Ground
  • Water Source: Well
  • Internet Services: Fiber Optic

Condo/Co-op/Association

  • HOA Fees: 25.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA Condo Co-Op Amenities: Pool Mem Avail, Pier/Dock, Beach, Common Grounds, Picnic Area, Security, Tot Lots/Playground, Water/Lake Privileges, Boat Dock/Slip, Boat Ramp, Mooring Area, Pool - Outdoor, Volleyball Courts
  • HOA Condo Co-Op Fee Includes: Common Area Maintenance
  • HOA Name: HSIA
  • HOA Phone: 410-263-4456
  • HOA: Yes
  • Senior Community: No
  • Association Recreation Fee: No
  • Community Pool Features: In Ground

Schools

  • Elementary School Source: 3rd Party
  • High School Source: 3rd Party
  • Middle School Source: 3rd Party
  • School District Source: 3rd Party
  • Elementary School: HILLSMERE
  • High School: ANNAPOLIS
  • Middle Or Junior School: ANNAPOLIS

Lot Info

  • Additional Parcels: No
  • Fencing: Rear
  • Improvement Assessed Value: 243200.00
  • Land Assessed Value: 245600.00
  • Lot Features: Level, Rear Yard, Cleared, Front Yard, Landscaping, Premium, Sideyard(s)
  • Lot Size Acres: 0.29
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 12562.00
  • Outdoor Living Structures: Deck(s), Porch(es), Screened, Patio(s), Enclosed
  • Property Condition: Excellent
  • Zoning: R2
  • In City Limits: No

Green Features

  • Clean Green Assessed: No

Rental Info

  • Ground Rent Exists: No
  • Lease Considered: No
  • Pets: No Pet Restrictions
  • Pets Allowed: Yes
  • Vacation Rental: No
  • Property Manager: No

Tax Info

  • Assessor Parcel Number: 15181839
  • Tax Annual Amount: 5061.00
  • Assessor Parcel Number: 020241203269710
  • Tax Lot: 5
  • County Tax Payment Frequency: Semi-Annually
  • Tax Year: 2021

MLS Schools

  • School District Name: ANNE ARUNDEL COUNTY PUBLIC SCHOOLS

Ownership History

Date Name Owned For Owner Type

Purchase Details

Listed on
Oct 1, 2021
Closed on
Nov 18, 2021
Sold by
Sylva Walter J and Kopitopoulos Christina
Bought by
Means Jay Courtney and Means Teresa Elizabeth
Seller's Agent
Wendy Oliver
Coldwell Banker Realty
Buyer's Agent
Jennifer Cabeza
Realty Plus Associates
List Price
$675,000
Sold Price
$645,000
Premium/Discount to List
-$30,000
-4.44%
Current Estimated Value
$827,882

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Estimated Appreciation
$182,882
Avg. Annual Appreciation
6.41%

Purchase Details

Closed on
Jan 31, 2001
Sold by
Barge Kenneth A
Bought by
Kopitopoulos Christina and Sylva Walter J

Purchase Details

Closed on
Dec 4, 1997
Sold by
Barge Kenneth A
Bought by
Barge Kenneth A

Purchase Details

Closed on
May 20, 1988
Sold by
Dezayas Jose H
Bought by
Barge Kenneth A

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$123,000
Interest Rate
10.52%
Source: Public Records

Range of Values:

--
Value Increase
--
Percent Increase
--
Adjusted for Inflation
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Means Jay Courtney $645,000 Guaranteed Trust Title Llc
Kopitopoulos Christina $204,900 --
Barge Kenneth A $5,000 --
Barge Kenneth A $136,700 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Barge Kenneth A $123,000
Closed Barge Kenneth A --
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/24/2021 11/24/21 Sold $645,000 -4.4% $161 / Sq Ft
10/01/2021 10/01/21 For Sale $675,000 -- $169 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $6,239 $600,733 -- --
2024 $6,239 $544,767 $0 $0
2023 $6,045 $488,800 $245,600 $243,200
2022 $5,671 $477,667 $0 $0
2021 $6,958 $466,533 $0 $0
2020 $3,381 $455,400 $245,600 $209,800
2019 $6,534 $445,433 $0 $0
2018 $4,416 $435,467 $0 $0
2017 $3,105 $425,500 $0 $0
2016 -- $396,333 $0 $0
2015 -- $367,167 $0 $0
2014 -- $338,000 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Bright MLS

MLS Number: MDAA2011712

Bright MLS

APN: 02-412-03269710