NOT LISTED FOR SALE

409 Geneva Ave Panama City Beach, FL 32407

Estimated Value: $682,325 - $898,000

5 Beds
2.5 Baths
3,200 Sq Ft
$243/Sq Ft Est. Value

Last Sold July 12, 2019

Last sale price $550,000 $172 Per Sq Ft

Est. 41% increase in value since last sale

Current estimated payment $4,669/month

75 Days on Market

Highlights

  • Craftsman Architecture
  • Vaulted Ceiling
  • Community Pool
  • J.R. Arnold High School Rated A-
  • Wood Flooring
  • Tennis Courts

About This Home

As of July 2019

***Office space with a separate entrance*** Perched on a coveted lot, this magnificent home offers craftsman luxury, customized to perfection with stunning design details. Lovingly maintained, find five bedrooms, two and a half baths and exquisite, premium finishes and fixtures throughout. The interior features a unique, sophisticated style accentuated by hardwood and travertine flooring, crown molding, oversized windows and lofty ceilings, while still maintaining the comfort and functionality of each space. The main living area boasts a bright, open concept with a grand second story overlook and ambient designer lighting. Enjoy a magnificent Chef's kitchen complete with stainless steel appliances, generous cabinet storage, granite countertops, two sinks and convenient breakfast bar. space. Gather around the fireplace in the beautiful living room and simply relax. The peaceful first floor master with ensuite leaves nothing to be desired. Also find a tranquil office with separate entrance and spacious utility room. Outside, lush custom landscaping further complements the home's exterior. Ideally located just minutes to the fabulous beaches, Hathaway Bridge and Pier Park. Residents of this community enjoy excellent amenities which include an Olympic sized pool, tennis and basketball courts, and playground. Trash and cable included. Schedule your showing today!

Last Agent to Sell the Property

Jo Ann Revell

Coldwell Banker Realty License #583531 Listed on: 02/27/2019

Coldwell Banker Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $2,867

Year Built

  • Built in 2005

Lot Details

  • 7,841 Sq Ft Lot
  • Lot Dimensions are 80x100
  • Back Yard Fenced
  • Sprinkler System

HOA Fees

  • $151 Monthly HOA Fees

Parking

  • 2 Car Attached Garage
  • Automatic Garage Door Opener

Home Design

  • Craftsman Architecture
  • Exterior Columns
  • Shingle Roof
  • Wood Trim
  • Cement Board or Planked

Interior Spaces

  • 3,200 Sq Ft Home
  • 2-Story Property
  • Vaulted Ceiling
  • Gas Fireplace
  • Living Room

Kitchen

  • Walk-In Pantry
  • Electric Oven or Range
  • Range Hood
  • Microwave
  • Dishwasher
  • Disposal

Flooring

  • Wood
  • Tile

Bedrooms and Bathrooms

  • 5 Bedrooms
  • En-Suite Primary Bedroom
  • Dual Vanity Sinks in Primary Bathroom
  • Separate Shower in Primary Bathroom
  • Garden Bath

Laundry

  • Laundry Room
  • Dryer
  • Washer

Outdoor Features

  • Porch

Schools

  • Hutchinson Beach Elementary School
  • Surfside Middle School
  • Arnold High School

Utilities

  • Multiple cooling system units
  • Central Air
  • Electric Water Heater

Listing and Financial Details

  • Assessor Parcel Number 34109-558-000

Community Details

Overview

  • Association fees include accounting, gas, internet service, management, recreational faclty, cable TV, trash
  • Tapestry Park Phase 1 Subdivision

Amenities

  • Recreation Room

Recreation

  • Tennis Courts
  • Community Playground
  • Community Pool

Home Details

Home Type

Single Family

Est. Annual Taxes

$2,867

Year Built

Built in 2005

Lot Details

0

HOA Fees

$151 per month

Parking

2

Listing Details

  • Property Sub Type: Detached Single Family
  • Prop. Type: Residential
  • Lot Size Acres: 0.18
  • Lot Size: 80x100
  • Road Surface Type: Paved
  • Subdivision Name: Tapestry Park Phase 1
  • Directions: Turn on Clara Avenue of of Middle Beach Rd or HWY 98, then turn on Geneva Avenue, the home will be on the right.
  • Architectural Style: Craftsman Style
  • New Construction: No
  • Building Stories: 2
  • Year Built: 2005
  • Utilities:Public Sewer: Yes
  • Utilities:Public Water: Yes
  • Appliances Dryer: Yes
  • Energy:AC - Central Elect: Yes
  • Energy:Water Heater - Elect: Yes
  • Rooms:Living Room: Yes
  • Appliances Microwave: Yes
  • Washers: Yes
  • Rooms:Laundry2: Yes
  • Energy:AC - 2 or More: Yes
  • Special Features: None
  • Stories: 2

Interior Features

  • Appliances: Auto Garage Door Opn, Dishwasher, Disposal, Dryer, Microwave, Range Hood, Stove/Oven Electric, Washer
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Total Bedrooms: 5
  • Interior Amenities: Ceiling Raised, Fireplace, Fireplace Gas, Floor Hardwood, Floor Tile, Pantry, Washer/Dryer Hookup
  • Interior:WasherDryer Hookup: Yes
  • Appliances:StoveOven Electric: Yes
  • Appliances Dishwasher: Yes
  • Mstr BdrmMstr Bath:MBath Garden Tub: Yes
  • Mstr BdrmMstr Bath:MBath Separate Shwr: Yes
  • Interior:Floor Hardwood: Yes
  • Interior:Floor Tile: Yes
  • Appliances:Range Hood: Yes
  • Mstr BdrmMstr Bath:MBath Double Vanity: Yes
  • Interior:Fireplace Gas: Yes
  • Interior:Fireplace: Yes

Exterior Features

  • Construction Type: Roof Shingle/Shake, Siding CmntFbrHrdBrd, Slab, Trim Wood
  • Exterior Features: Columns, Fenced Back Yard, Porch, Sprinkler System
  • Property Condition: Construction Complete
  • Construction Status:Construction Complete: Yes
  • ConstructionSiding:Slab: Yes
  • Exterior:Porch: Yes
  • ConstructionSiding:Siding CmntFbrHrdBrd: Yes
  • ConstructionSiding:Roof ShingleShake: Yes
  • Exterior:Sprinkler System: Yes
  • Exterior:Fenced Back Yard: Yes
  • Exterior:Columns: Yes
  • ConstructionSiding:Trim Wood: Yes

Garage/Parking

  • Attached Garage: Yes
  • Garage Spaces: 2.0
  • Parking Features:Garage Attached: Yes
  • Appliances:Auto Garage Door Opn: Yes
  • Rooms:Garage5: Yes

Utilities

  • Cooling: Central Air
  • Cooling Y N: Yes
  • Utilities: Public Sewer, Public Water

Condo/Co-op/Association

  • Community Features: Community Room, Pets Allowed, Playground, Pool, Tennis
  • Association #2 Fee: 453.0
  • Association Fee Frequency: Quarterly
  • Association: Yes

Fee Information

  • Association Fee Includes: Accounting, Gas, Internet Service, Management, Recreational Faclty, Cable TV, Trash

Schools

  • Elementary School: Hutchinson Beach
  • High School: Arnold
  • Middle Or Junior School: Surfside

Lot Info

  • Lot Size Sq Ft: 7840.8
  • Parcel #: 34109-558-000
  • Zoning: Resid Single Family
  • ResoLotSizeUnits: Acres

Tax Info

  • Tax Annual Amount: 2866.77
  • Tax Year: 2017

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
Aug 11, 2025
Sold by
Waters Sonya N and Liggins Jonathan S
Bought by
Waters Sonya N and Liggins Jonathan S
Current Estimated Value
$776,081

Purchase Details

Closed on
Apr 27, 2021
Sold by
Waters Sonya N and Liggins Jonathan S
Bought by
Waters Sonya N and Liggins Jonathan S

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$515,511
Interest Rate
3.1%
Mortgage Type
VA

Purchase Details

Listed on
Feb 27, 2019
Closed on
Jul 12, 2019
Sold by
Pokhilko Natalia and Pokhilko Alexander
Bought by
Waters Sonya N
Seller's Agent
Jo Ann Revell
Coldwell Banker Realty
List Price
$550,000
Sold Price
$550,000

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
5.62%
Original Mortgage
$533,587
Interest Rate
3.82%
Mortgage Type
VA

Purchase Details

Closed on
Nov 16, 2017
Sold by
Pokhilko Natalia
Bought by
Pokhilko Natalia and Pokhilko Alexancder
Source: Public Records

Range of Values:

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Average Value
Not Available
List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area





Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Waters Sonya N $100 None Listed On Document
Waters Sonya N $100 None Listed On Document
Waters Sonya N -- Navy Federal Title Svcs Llc
Waters Sonya N $550,000 Mti Title Insurance Agcy Inc
Pokhilko Natalia -- Attorney
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Waters Sonya N $515,511
Previous Owner Waters Sonya N $533,587
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
07/12/2019 07/12/19 Sold $550,000 0.0% $172 / Sq Ft
05/13/2019 05/13/19 Pending -- -- --
02/27/2019 02/27/19 For Sale $550,000 -- $172 / Sq Ft
Source: Emerald Coast Association of REALTORS®

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2024 $5,463 $477,849 -- --
2023 $5,463 $463,931 $0 $0
2022 $4,875 $450,418 $0 $0
2021 $4,917 $437,299 $98,800 $338,499
2020 $4,813 $443,787 $81,600 $362,187
2019 $3,347 $310,753 $70,340 $240,413
2018 $3,378 $308,966 $0 $0
2017 $2,867 $284,203 $0 $0
2016 $2,904 $286,092 $0 $0
2015 $2,996 $285,738 $0 $0
2014 $3,023 $288,429 $0 $0
Source: Public Records

Agents Affiliated with this Home

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Map

Source: Emerald Coast Association of REALTORS®

MLS Number: 816977

Emerald Coast Association of REALTORS®

APN: 34109-558-000