NOT LISTED FOR SALE

409 Loyalist Dr Ruther Glen, VA 22546

Estimated Value: $408,758 - $463,000

3 Beds
2.5 Baths
1,680 Sq Ft
$262/Sq Ft Est. Value

Last Sold November 28, 2012

Last sale price $160,000 $95 Per Sq Ft

Est. 175% increase in value since last sale

Current estimated payment $2,855/month

425 Days on Market

Highlights

  • 66 Feet of Waterfront
  • Pier
  • Deck
  • 1 Boat Dock
  • Colonial Architecture
  • Traditional Floor Plan

About This Home

As of November 2012

Price Reduced! Have the best of both worlds! Enjoy living on peaceful, quiet Lake Ladysmith, with easy boat ramp access to Lake Caroline. Located in Caroline County, Virginia in the gated Lake Caroline community, this home is made for lake-front living, with a spacious kitchen, back deck, and dock.

Last Agent to Sell the Property

Bonita Tompkins

bonita.tompkins@me.com Coldwell Banker Elite License #MRIS:3023786 Listed on: 06/10/2011

Last Buyer's Agent

Tammie Mason

(703) 309-9158 tmasongetsold@gmail.com Century 21 Redwood Realty License #0225020833

Century 21 Redwood Realty

Home Details

Home Type

  • Single Family

Est. Annual Taxes

  • $1,508

Year Built

  • Built in 2006

Lot Details

  • 0.4 Acre Lot
  • 66 Feet of Waterfront
  • Partially Wooded Lot
  • Property is in very good condition
  • Property is zoned R1

HOA Fees

  • $96 Monthly HOA Fees

Parking

  • Gravel Driveway

Home Design

  • Colonial Architecture
  • Asphalt Roof
  • Vinyl Siding
  • Concrete Perimeter Foundation

Interior Spaces

  • 1,680 Sq Ft Home
  • Property has 2 Levels
  • Traditional Floor Plan
  • Crown Molding
  • Ceiling Fan
  • Screen For Fireplace
  • Gas Fireplace
  • Window Screens
  • Six Panel Doors
  • Mud Room
  • Entrance Foyer
  • Living Room
  • Dining Room
  • Den
  • Wood Flooring
  • Water Views
  • Storm Doors

Kitchen

  • Electric Oven or Range
  • Range Hood
  • Dishwasher

Bedrooms and Bathrooms

  • 3 Bedrooms
  • En-Suite Bathroom
  • 2.5 Bathrooms

Laundry

  • Laundry Room
  • Washer and Dryer Hookup

Basement

  • Sump Pump
  • Crawl Space

Outdoor Features

  • Pier
  • Water Access
  • Physical Dock Slip Conveys
  • 1 Boat Dock
  • 2 Non-Powered Boats Permitted
  • Deck
  • Shed
  • Porch

Utilities

  • Central Air
  • Heat Pump System
  • Vented Exhaust Fan
  • Electric Water Heater
  • Septic Tank

Community Details

  • Lake Caroline Subdivision

Listing and Financial Details

  • Tax Lot 1691
  • Assessor Parcel Number 67A5-1-1691

Home Details

Home Type

Single Family

Est. Annual Taxes

$1,508

Year Built

Built in 2006

Lot Details

0

HOA Fees

$96 per month

Listing Details

  • Property Type: Residential
  • Structure Type: Detached
  • Architectural Style: Colonial
  • Ownership: Fee Simple
  • Inclusions: ,Parking Included In SalePrice
  • New Construction: No
  • Story List: Lower 1, Lower 2, Main, Upper 1, Upper 2
  • Year Built: 2006
  • Special Features: 12
  • Property Sub Type: Detached

Interior Features

  • Appliances: Washer/Dryer Hookups Only, Dishwasher, Exhaust Fan, Oven/Range - Electric, Range Hood, Refrigerator
  • Interior Amenities: Dining Area, Primary Bath(s), Crown Moldings, Wood Floors, Floor Plan - Traditional
  • Window Features: Screens
  • Fireplace Features: Gas/Propane, Screen
  • Fireplaces Count: 1
  • Fireplace: Yes
  • Door Features: Six Panel, Storm
  • Entry Location: Foyer
  • Foundation Details: Crawl Space, Concrete Perimeter
  • Levels Count: 2
  • Room List: Living Room, Dining Room, Primary Bedroom, Bedroom 2, Bedroom 3, Kitchen, Den, Foyer, Study, Laundry, Mud Room
  • Basement: Yes
  • Basement Type: Sump Pump
  • Living Area Units: Square Feet
  • Total Sq Ft: 1680
  • Living Area Sq Ft: 1680
  • Price Per Sq Ft: 95.24
  • Above Grade Finished Sq Ft: 1680
  • Above Grade Finished Area Units: Square Feet

Beds/Baths

  • Bedrooms: 3
  • Total Bathrooms: 3
  • Full Bathrooms: 2
  • Half Bathrooms: 1
  • Main Level Bathrooms: 1.00
  • Upper Level Bathrooms: 2.00
  • Main Level Half Bathrooms: 1

Exterior Features

  • Other Structures: Above Grade
  • Other Structures List: Shed
  • Construction Materials: Vinyl Siding
  • Dock Type: Pier (Perpendicular)
  • Construction Completed: No
  • Roof: Asphalt
  • View: Water
  • Water Access: Yes
  • Water Body Name: LAKE LADYSMITH
  • Waterfront: Yes
  • Water Oriented: Yes
  • Pool: No Pool
  • Water View: Yes
  • Water Frontage In Feet: 66

Garage/Parking

  • Garage: No
  • Parking Features: Gravel Driveway
  • Type Of Parking: Driveway

Utilities

  • Central Air Conditioning: Yes
  • Cooling Fuel: Electric
  • Cooling Type: Ceiling Fan(s), Central A/C, Heat Pump(s)
  • Heating Fuel: Electric
  • Heating Type: Heat Pump(s)
  • Heating: Yes
  • Hot Water: Electric
  • Sewer/Septic System: Septic Exists
  • Water Source: Public

Condo/Co-op/Association

  • HOA Fees: 1150.00
  • HOA Fee Frequency: Annually
  • Condo Co-Op Association: No
  • HOA: Yes

Lot Info

  • Lot Features: Partly Wooded
  • Lot Size Acres: 0.40
  • Lot Size Area: 17393
  • Lot Size Units: Square Feet
  • Lot Sq Ft: 17393.00
  • Outdoor Living Structures: Deck(s), Porch(es)
  • Property Condition: Very Good
  • Zoning: R1

Rental Info

  • Vacation Rental: No

Tax Info

  • Tax Annual Amount: 1507.85
  • Assessor Parcel Number: 67A5-1-1691
  • Tax Lot: 1691
  • County Tax Payment Frequency: Annually
  • Tax Year: 2010

Multi Family

  • Dock Slip Conveyance: Physical Dock/Slip Conveys

Ownership History

Date Name Owned For Owner Type

Purchase Details

Closed on
May 9, 2023
Sold by
Campbell Thelma K
Bought by
Thelma K Campbell Revocable Living Trust
Current Estimated Value
$440,690

Purchase Details

Closed on
Mar 6, 2021
Sold by
Campbell Thelma K and Stone Thelma Campbell
Bought by
Campbell Thelma K

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$165,000
Interest Rate
2.7%
Mortgage Type
New Conventional

Purchase Details

Listed on
Jun 10, 2011
Closed on
Nov 15, 2012
Sold by
Sheehan Patrick R and Sheehan April D
Bought by
Stone Thelma Campbell
Seller's Agent
Bonita Tompkins
Coldwell Banker Elite
Buyer's Agent
Tammie Mason
Century 21 Redwood Realty
List Price
$279,500
Sold Price
$160,000
Premium/Discount to List
-$119,500
-42.75%

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Avg. Annual Appreciation
8.16%
Original Mortgage
$128,000
Interest Rate
3.62%
Mortgage Type
New Conventional

Purchase Details

Closed on
Feb 8, 2007
Sold by
Potomac Shore Homes Inc
Bought by
Sheehan Patrick R

Home Financials for this Owner

Home Financials are based on the most recent Mortgage that was taken out on this home.
Original Mortgage
$200,480
Interest Rate
7.12%
Mortgage Type
Adjustable Rate Mortgage/ARM
Source: Public Records

Range of Values:

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List Price
Sold Price
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Home Values in the Area

Source: Public Records

Average Home Value in this Area

Source: Public Records

Purchase History

Date Buyer Sale Price Title Company
Thelma K Campbell Revocable Living Trust -- None Listed On Document
Campbell Thelma K -- Accommodation
Stone Thelma Campbell $160,000 None Available
Sheehan Patrick R $251,000 --
Source: Public Records

Mortgage History

Date Status Borrower Loan Amount
Previous Owner Campbell Thelma K $165,000
Previous Owner Stone Thelma Campbell $128,000
Previous Owner Sheehan Patrick R $200,480
Previous Owner Sheehan Patrick R $50,120
Source: Public Records

Property History

Date Event Price List to Sale Price per Sq Ft
11/28/2012 11/28/12 Sold $160,000 0.0% $95 / Sq Ft
08/08/2012 08/08/12 Pending -- -- --
08/03/2012 08/03/12 Price Changed $160,000 -19.2% $95 / Sq Ft
07/17/2012 07/17/12 Price Changed $198,000 -7.9% $118 / Sq Ft
07/13/2012 07/13/12 Price Changed $215,000 -4.4% $128 / Sq Ft
06/21/2012 06/21/12 Price Changed $225,000 -4.3% $134 / Sq Ft
06/07/2012 06/07/12 Price Changed $235,000 -5.8% $140 / Sq Ft
05/24/2012 05/24/12 Price Changed $249,500 -3.9% $149 / Sq Ft
12/31/2011 12/31/11 Price Changed $259,500 -3.7% $154 / Sq Ft
08/06/2011 08/06/11 Price Changed $269,500 -3.6% $160 / Sq Ft
06/10/2011 06/10/11 For Sale $279,500 -- $166 / Sq Ft
Source: Bright MLS

Tax History Compared to Growth

Source: Public Records

Tax History

Year Tax Paid Tax Assessment Tax Assessment Total Assessment is a certain percentage of the fair market value that is determined by local assessors to be the total taxable value of land and additions on the property. Land Improvement
2025 $300,503 $390,264 $72,000 $318,264
2024 $1,862 $241,800 $72,000 $169,800
2023 $1,862 $241,800 $72,000 $169,800
2022 $1,862 $241,800 $72,000 $169,800
2021 $1,862 $241,800 $72,000 $169,800
2020 $1,611 $194,100 $56,000 $138,100
2019 $1,611 $194,100 $56,000 $138,100
2018 $1,611 $194,100 $56,000 $138,100
2017 $1,611 $194,100 $56,000 $138,100
2016 $1,592 $194,100 $56,000 $138,100
2015 $1,274 $178,500 $46,000 $132,500
2014 $1,274 $178,500 $46,000 $132,500
Source: Public Records

Agents Affiliated with this Home

  • B

    Seller's Agent in 2012

    Bonita Tompkins

    Coldwell Banker Elite

  • Tammie Mason

    Buyer's Agent in 2012

    Tammie Mason

    Century 21 Redwood Realty

    (703) 309-9158

    103 Total Sales

    Tammie Mason
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Map

Source: Bright MLS

MLS Number: 1004469406

Bright MLS

APN: 67A5-1-1691

Virginia Caroline County Ruther Glen 22546

409 Loyalist Dr, Ruther Glen, VA

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